Har Din Diwali – Terms & Conditions

These Terms and Conditions ("Terms") govern your ("User", “your” or "you") participation in the Har Din Diwali Program ("Program") offered by Whizdm Innovations Private Limited ("Moneyview", "we", "us", or "our"). By participating in the Program, you agree to these Terms, our Privacy Policy, and any other applicable policies.

1. Program Period:

i. The Program will be effective from October 25, 2024, to November 05, 2024 (“Program Period”), on the Moneyview platform.

ii.  Moneyview reserves the right to modify the Program Period, including extending or shortening it, at its sole discretion.

2. Eligibility:

i. The Program is available only to Users who are:

ii. This Program is applicable only in case the User makes their first purchase of digital gold through Moneyview’s platform and/or the User makes the first payment in respect of a systematic investment plan (SIP) for purchase of digital gold through Moneyview’s platform during the Program Period (“DG Activity”).

iii. Moneyview shall have the right to seek any information from you for the purposes of authentication and KYC. Further, Moneyview reserves the right to determine and verify eligibility.

3. Program:

i. Upon the User successfully completing the DG Activity, the User will be allowed to enter the “Spin the Wheel” page and click on “Spin”.

ii. Once the User clicks on ‘Spin’ and the pointer stops on one of the slices of the wheel, you will be eligible to receive the specific reward captured on such slice.

iii. User will be allowed to ‘Spin the Wheel’ only once, upon successful completion of the DG Activity. It is clarified that, the User will be eligible to spin the wheel once for every first successful payment made towards SIPs as a part of the DG Activity during the Program Period.

iv. One slice of the wheel may contain a ‘Jackpot’ reward which may make the User eligible for receiving 1 (One) gram of digital gold. It is clarified that a User will only be eligible to receive the ‘Jackpot’ reward once in a day irrespective of number of times the User spins the wheel.

v. There are no charges/fees to participate in the Program.

vi. Moneyview’s decision regarding the reward offered as a part of the Program will be final.

4.Redemption:

i. All rewards earned through the Program will be redeemable only after 30 (thirty) days of participating in the Program.

ii. Except the ‘Jackpot’ reward captured in paragraph 3 (iv.), the total aggregate reward that a User can receive through the Program is capped at Rs. 500/- (Indian Rupees Five Hundred Only) per User.

iii. Moneyview is not liable for any issues arising from the redemption process, including delays or errors, beyond the control of the Moneyview.

iv. The redemption of digital gold and/or other rewards is subject to such conditions or limits as specified in these Terms, which may be updated periodically and determined by Moneyview in its sole discretion.

5. General Terms:

i. Users must not participate in the Program if they are specifically prohibited from participating by applicable laws (including the relevant central, state, municipal or other local area body laws) in such programs or promotions or if the Program is not permitted to be offered within their jurisdiction.

ii. All digital gold and rewards earned through the Program are non-transferable and can only be redeemed by the User to whom they are awarded and redeemed per the redemption process mentioned in these Terms.

iii.  Moneyview reserves the right to modify or withdraw the Program at any time without prior notice. Continued participation in the Program will constitute your acceptance of any updates to these Terms governing the Program.

iv. Moneyview’s decision regarding eligibility, ‘Spin the Wheel’, disbursement of digital gold and rewards shall be final and binding.

v. This Program cannot be combined with any other promotion or discount unless explicitly stated otherwise.

vi. Any attempt to participate in the Program through fraud, misuse, or violation of these Terms or applicable laws will result in disqualification from the Program and forfeiture of any and all digital gold or other rewards earned through the Program. Moneyview reserves the right to investigate and take appropriate action against any User suspected of engaging in fraudulent activities.

vii. You release Moneyview and its affiliates from all liability for your participation in the Program. Separately, you release Moneyview and its affiliates from all liability with respect to third party claims in relation to this Program.

viii. Moneyview makes no warranties, express or implied, regarding the Program or any digital gold and/or rewards received through the Program.

ix. All personal data collected in connection with the Program will be handled in accordance with Moneyview’s Privacy Policy. By participating in the Program, Users consent to the collection, use, processing and sharing of their data as described in the Privacy Policy.

6. Taxes:

You are responsible for any tax obligations that may arise from your participation in the Program and the receipt of any digital gold and/or other rewards.

7. Disputes:

These Terms shall be governed by and construed under the laws of India. Any disputes arising out of or in connection with this Program shall be subject to the exclusive jurisdiction of the courts in Bangalore, India.

8. Contact Information:

For any queries or assistance regarding the Program, Users can contact Moneyview customer support at care@moneyview.in