Cash payments and currency conversions while traveling internationally are difficult. Moreover, withdrawing cash from ATMs abroad isn’t a walk in the park. In such circumstances, a debit card with interactional usage is just what you need.
A debit card with international transactions enabled makes it easier for secure and convenient international transactions. Additionally, you can use this debit card even for foreign-hosted domestic websites.
Here’s how to enable international transactions on debit cards of various banks.
HDFC, India’s largest private bank, allows users to enable international usage on their HDFC Bank Debit Card easily. Here’s how to enable international transactions on an HDFC debit card:
Log on to Net Banking using your credentials.
Click on the Cards tab and go to the Debit Cards menu
Click on Request
Choose 'Set International / Domestic Usage'
Select 'Card to be enabled for International and Domestic Use'
You can also modify your daily international usage on a Debit Card in the following way.
Log on to NetBanking
Click on the Cards tab and go to the Debit Cards menu
Click on Request
Select 'Modify International Limit'
Set the daily international limit of your choice
SBI users traveling abroad or wishing to shop on international websites can enable international transactions easily, by following the below steps.
Visit the SBI net banking portal and log in with your user & password
Go to E-Services and select ATM Services Option
Next, click on ATM Card/Limit/Channel/Usage Change, and Select ”Change Usage’‘ to Make Changes to the card
Under International Usage, click on Enable International Usage
You will receive an OTP on your registered mobile number
Enter the OTP and international transactions on your card will be enabled once your number is verified
SBI’s YONO app is another way to activate international transactions on your SBI Debit Card.
Download the YONO app on your mobile and log in with your User ID and password
After login, select the “Service Request” option under The Menu
Then, select the ”ATM/Debit” card section
On the next page, click the ‘‘Manage Card tab”, and select the account number that you wish to modify usage of
Now you can Enable International Transactions for your card
Here’s a step-by-step guide to enabling international transactions on ICICI debit cards.
Login to your ICICI bank net banking with a user ID and password
Go to Customer Service
Under Service Requests, select Bank Accounts
Next, click on Debit Card Related and choose Increase/Decrease Debit Card Limit
ICICI bank will send an OTP for authentication
You will need to enter the OTP sent to your registered mobile number as well as the grid values on your debit card to complete your request
Download the ICICI Bank iMobile Pay app and log in
Click on Services and then select the Card Services icon
Select Modify Debit Limit and Enable International/Online transactions
Axis Bank allows its customers to customize their debit cards for domestic and international usage. Follow the below steps to change the status of your debit card usage.
Once you log in to the Axis net banking portal, select Services and then choose Debit Card Services
Select the debit card you want to update and click on More Services
Next, choose Manage Usage and select Domestic Usage / International Usage
Enable International Usage and you are good to use for international transactions
Download the AXIS MOBILE app on your mobile
After logging in, select Services
Under services, choose Debit Card and click on Manage Usage
Then, choose the debit card you want to update usage of and then select Domestic Usage / International Usage
During the process, you will be asked to enter the last 6 digits of the Unique Reference Number (URN). You will find the URN in the top right corner of your welcome letter. The URN is in the format of DCXXXXXXXXXX.
International Usage on Kotak debit cards can be enabled in the following way.
Login to the Kotak Net Banking page with your credentials
Click on ‘Cards’ and select 'Debit Card’
Next, choose ‘Card controls’, where you can enable/disable features to customize your debit card
Here, select International Usage, and enable the feature to use your card for global transactions
Login to Kotak Mobile Banking App.
In 'Service Requests' select 'Debit Card'
Choose 'Card Control'
Scroll and select your Debit Card Number.
Choose International/Domestic Controls.
International Usage should be On.
International transactions are not available with all debit cards. Prior to requesting a debit card, make sure to verify the information with your bank.
Every time you make an international transaction, you will be charged a small fee
Additionally, tax will be levied on the purchase
Depending on the country you are traveling to, the payment system varies. Request a debit card that is right for the region to ensure swift and secure payments.
Debit cards with international usage prevent the hassle of currency conversion and make the trip worry-free. Customers can also shop on international websites after enabling their debit cards for international transactions. Follow the above steps to easily change the usage and enjoy unlimited benefits on your trips abroad.
No. However, wherever necessary, there will be fees for currency conversion and ATM withdrawals.
Yes. It only takes a minute and you can enable international transactions on your debit cards using net banking or mobile banking anytime, anywhere!
Not all debit cards work abroad. International payment gateways such as VISA, MasterCard, and Maestro work abroad but RuPay is a domestic payment gateway that only works in India.
You can contact your bank directly or check the enable status of your debit card using net banking or mobile banking.
Yes. You can use your debit card domestically and internationally after enabling it for international transactions.
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