Kotak Mahindra Bank Limited, headquartered in Mumbai, India is one of the top banks in the country. If you happen to have an account in the bank and want to know how to generate a PIN for your debit card, read ahead.
With time, people refrain from carrying cash around in their pockets. Debit cards have made their way that equip people to make payments directly. However, to keep your funds safe, debit cards have a secret 4-digit PIN, that is essential to authenticate payments.
Do you want to know how to generate Kotak Debit Card PIN? You can do it through the following methods -
Using ATM
Through SMS
Through Mobile App
Online Methods
By using Internet banking
The Official Website of Kotak Mahindra Bank
The best way for Kotak debit card PIN generation is to go to the nearest Kotak Mahindra ATM with your debit card. Once there, you can follow these steps to generate your PIN -
STEP-1: Insert your Kotak Mahindra debit card into the ATM slot and choose ‘Set PIN’.
STEP-2: You will receive an OTP on your registered mobile number. Enter the code when prompted.
STEP-3: On the next screen, you will be prompted to enter your details like your registered mobile number and date of birth.
STEP-4: Once entered, you will be able to set a 6-digit PIN for your debit card.
STEP-5: You will have to re-enter the PIN for confirmation. You will then be able to use your debit card for transactions and cash withdrawals.
Kotak Mahindra Bank debit card PIN generation can also be done through SMS banking. This method helps you to generate a PIN from the comfort of your home. The following steps need to be carried out -
STEP-1: Send an SMS to 9971056767 or 5676788 with the keyword <DEBITPIN><space><Last 4 digits of your debit card number>.
STEP-2: You will receive an OTP on your registered mobile number which you can use to generate your PIN.
STEP-3: Go to the nearest Kotak Mahindra ATM and choose ‘Generate ATM PIN’ → ‘Validate OTP’.
STEP-4: Enter the OTP that you received for validation. You will then be able to create a new PIN and use your debit card immediately.
Kotak Bank debit card PIN generation can also be done through the Kotak Mahindra Bank mobile app. If you have the mobile app on your phone, you can follow these steps to generate your PIN -
STEP-1: Log into the Kotak Mahindra mobile bank app using your credentials.
STEP-2: Go to the ‘Banking’ → ‘Service Request’ → ‘Debit Card Requests’ option.
STEP-3: Select the ‘Regenerate PIN’ option. You will be able to create a 6-digit debit card PIN.
STEP-4: Re-enter the PIN for confirmation, and you will receive a notification informing you that your PIN creation has been successful.
STEP-5: You will then be able to use your debit card for transactions and cash withdrawals using the PIN.
Kotak debit card PIN generation can be done through online methods as well. There are two ways to do so, through net banking and the official Kotak Mahindra website.
Let us look at the steps involved in each process separately.
If you want to complete your Kotak Mahindra Bank debit card PIN generation using Internet banking, you need to follow these steps -
STEP-1: Log into your online banking account at Kotak Mahindra Bank using your credentials.
STEP-2: Go to the ‘Account’ → ‘Debit Card’ → ‘Instant Re-generation of PIN’ option.
STEP-3: You will be able to create a 6-digit debit card PIN. Re-enter the PIN for confirmation.
STEP-4: Enter the expiry date of the debit card. Then enter the OTP received on your registered mobile number to complete the process.
Kotak debit card PIN generation can also be done through their official website. You have to follow these steps to complete the process -
STEP-1: Visit the official Kotak Mahindra Bank website and click on ‘Instant PIN Generation’.
STEP-2: Select the card type and subtype.
STEP-3: Enter your card details like your debit card number, expiry date, and CVV.
STEP-4: Enter a 6-digit PIN of your choice and click on ‘Confirm’.
STEP-5: You will see a pop-up message confirming the successful creation of PIN. This PIN can then be used for future transactions and cash withdrawals.
There are multiple ways to complete your Kotak Mahindra Bank debit card PIN generation. You can use internet banking, and their official website to create your PIN. The easiest way, however, is to visit their nearest ATM.
Kotak debit card PIN generation can also be done by calling the 24-hour customer service number. The toll-free number is 1860 266 2666 and the executives can help you create a PIN or change it.
A debit card is a useful tool that helps you to withdraw cash, or make payments directly. The 6-digit secret PIN protects your funds or any misuse of your card. Thus, for safety purposes, it is advised to not write your PIN anywhere or share it with anyone.
Yes, most banks allow you to generate your ATM PIN using SMS banking. To generate your Kotak Mahindra Bank ATM or debit card PIN, send an SMS to 9971056767 or 5676788 in this format -
The best way to check your debit card PIN is to initiate a transaction using the PIN. If your transaction is successful, the PIN is correct.
The 4-digit or 6-digit PIN is a secret number which is not mentioned on the card. It is not permanent and can be reset by the user conveniently. Users are also advised against writing their secret PIN anywhere or disclosing it to anyone.
Yes, the ATM PIN is of 6-digits, unlike most banks.
Yes, you can easily generate your ATM PIN online. Kotak Mahindra Bank allows you to generate your PIN through their official website as well as your net banking account.
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