How To Check Sukanya Samriddhi Account Balance

Sukanya Samriddhi Yojana, launched by the government as a part of the ‘Beti Bachao Beti Padhao’ campaign, is a small savings scheme that aims at providing financial stability to young girls. 

The scheme provides one of the best investment opportunities for you to build up a sufficient corpus for your daughter when she turns 18 years old.

In this article, we will discuss the features and benefits of an SSY account, and how to check the available balance in the account.

News About Sukanya Samriddhi Yojana(SSY)

Sukanya Samriddhi Yojana(SSY) & Public Provident Fund(PPF) are government saving schemes that help accumulate capital over time. Individuals can open these accounts at a bank or a post office. While SSY comes with higher interest rates and a lock-in period of 21 years, PPF allows loans against the amount and has a lock-in period of 15 years, that can be extended. Both schemes help save tax.

13 June 2023

What Is Sukanya Samriddhi Yojana?

The Sukanya Samriddhi Yojana is a welfare scheme that ensures financial security for the girl child. This scheme allows a parent or guardian to open an account for the girl child in any of the authorized public or private banks. The current interest rate is 8%.

Once opened, the account stays operative for 21 years or until the girl gets married after turning 18 years old. 

It was launched to bring awareness to parents of a girl child and help them build a fund to secure the future of their child. 

How To Check Sukanya Samriddhi Account Balance?

Account holders can do sukanya samriddhi account balance check using three methods.

1. How To Check Sukanya Samriddhi Account Balance Online

When you open a Sukanya Samriddhi account with the bank, you get the online login credentials. Then, follow the instructions given below -

However, note that not all banks provide online banking facilities for Sukanya Samriddhi accounts. 

Additionally, you may not be able to conduct any transactions from this account.

Please check with your bank before proceeding.

2. How To Check Sukanya Samriddhi Account Balance Offline

In case you do not have access to online banking, an offline Sukanya samriddhi account balance check is also available. 

Here is the process for an offline Sukanya Samriddhi account balance check -

For your convenience, you have the option to shift your account to a post office or another RBI approved bank if it is closer to your location.

Continue reading if you wish to know more about the features, benefits, and eligibility for Sukanya Samriddhi Yojana Scheme.

Sukanya Samriddhi Yojana - Features, Eligibility, and Benefits

Here are some salient features of the Sukanya Samriddhi Yojana -

Eligibility Criteria For SSY Account

Documents Required

Benefits Of SSY Account


The Sukanya Samriddhi Yojana is a phenomenal investment opportunity for parents who wish to offer financial independence to their daughters. This scheme comes with government support and tax exemptions, which means that it offers several benefits to both the parent and the girl children. You can invest a portion of your savings towards this scheme so that you can earn compounding benefits on your contributions.

Sukanya Samriddhi Account Balance Online Related FAQs

Yes. It is possible to transfer the Sukanya Samriddhi Account from one bank to another or from a post office to a bank if you are relocating or want to transfer the account from one post office to another.

Yes. You can download the SSY app on Android mobile phones. The app allows users to calculate the amount they will receive upon maturity based on the investment amount and interest rate.

If the policyholder marries, then the SSY account can be closed before it matures. However, at the time of marriage, the policyholder must be at least 18 years old.

No. It is not possible to open two accounts for the same child.

No. As SSY is a tax-exempt investment, the principal amount, interest earned, and maturity amount are all tax-free.


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