Get affordable loans at just 14% p.a. with repayment terms of upto 5 years
A personal loan can be of immense help during financial emergencies. While there are a number of lenders in the market today, getting a personal loan without a hassle-free application process or minimal documentation is quite rare, but thankfully not impossible!
A personal loan can be of immense help during financial emergencies. While there are several lenders in the market today, getting a personal loan without a hassle-free application process or minimal documentation is quite rare, but thankfully not impossible!
Flexible Loan Sum
Borrow from ₹5,000 to ₹10 Lakh maximum
Unsecured Loans
Applying for a personal loan through Moneyview doesn't require a guarantor or collateral
Quick Processing
After approval, the loan amount is transferred to your bank account within a day
Competitive Interest Rates
Take advantage of interest rates starting from just 14% p.a.
Moneyview has slowly risen to prominence as one of the most trusted loan apps in India. With instant disbursal, minimal documentation, and a unique credit rating model, it offers customized loans to suit the requirements of its customers. From Rs. 5,000 to Rs. 10 Lakh, you can get any amount in just a few clicks and minutes.
Read more to understand how you can get an instant personal loan of Rs. 5 Lakh.
Your monthly EMI is
per month for 5 months
Total Interest
₹1,004
Total Amount
₹51,004
Loan Amount
Min ₹10
Max ₹25,000
Rate of Interest
Min 5%
Max 25%
Loan Tenure
Min 3 months
Max 72 months
Taking a loan of Rs. 5 lakh is possible with Moneyview. Knowing the EMI you will have to pay will help you when it comes to planning your finances for each month.
The Moneyview personal loan EMI calculator makes it incredibly easy for you to find out your EMI within seconds. All you need to do is provide the necessary details.
For example, if you took a personal loan of Rs. 5,00,000 at 16.5% interest rate per annum, here is what your EMI could look like for different repayment terms -
| Loan Amount | Interest Rate (p.a.) | Tenure (in months) | EMI in Rs. |
|---|---|---|---|
|
Rs. 5 Lakhs |
16.5% |
12 |
45884 |
|
24 |
24601 |
||
|
36 |
17708 |
||
|
48 |
14299 |
||
|
60 |
12292 |
*Note: Interest rates may vary from one user to another based on credit score, income, age, etc.
To get an instant personal loan through Moneyview, you must meet the criteria for eligibility outlined below -
Applicant must be salaried or self-employed
They must receive a monthly in-hand income of ₹25,00 or more
This income should be received in a bank
A minimum CIBIL score of 650 is necessary
Borrowers must be aged between 21 years and 57 years
Our documentation requirements are minimal. All you will have to do is -
Confirm/enter your PAN number
Ensure that your mobile number is linked to your Aadhaar card for KYC verification
Provide a clear selfie taken in a well-lit area
Please note that the documentation requirements will vary based on your profile. We may require proof of address, bank statement, and other supporting documents.
In case we require proof of address, any one of the following documents will suffice -
Aadhaar Card
Valid Indian Passport
Valid Voter ID
Valid Driver’s License
Utility Bills (Electricity, Water, Gas) dated within the last 60 days
If we require income proof, you must furnish your bank statement for the last three months. This statement must also show your salary credits.
Moneyview’s personal loans come with competitive interest rates and have no hidden charges whatsoever. Our fees and charges are as follows -
| Fees and Charges | Amount Chargeable |
|---|---|
|
Interest Rate |
Starting from 14% per annum |
|
Loan Processing Charges |
Between 2% to 8% of the approved loan amount |
|
Penal charges on Overdue EMI |
24% per annum |
|
NACH Bounce |
Rs.500/- each time |
|
Loan Cancellation |
|
Finance Your Dreams with Personal Loans
Flexible Terms, No Hidden Fees, Easy Approvals
A Rs. 5 Lakh loan in India can now be easily availed from online lending apps. However, the Moneyview app is customized to help you fulfill your monetary requirements and has a simple application process that can be done from anywhere.
Moneyview loans are versatile and can be used for multiple purposes very easily. Not only are the documentation requirements minimal, the application process is quick and hassle-free. Log on to the Moneyview website or download the App and apply now!
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