10 Lakh Personal Loan

Running short on funds for your dream vacation or starting your business? Moneyview offers unsecured urgent loans upto Rs. 10 Lakh which can be procured within 24 hours.

Eligibility Criteria for Rs.10 Lakh Personal Loan

Here are the eligibility criteria to apply for a Rs.10 Lakh loan from Moneyview -

  • Age should be between 21 and 57 years

  • Monthly in-hand salary should be a minimum of Rs.13,500 if you are salaried

  • Monthly in-hand income should be a minimum of Rs.15,000 if you are self-employed

  • Income must be credited directly to your bank account

  • The minimum CIBIL or Experian score should be 650

Documentation Required for Rs.10 Lakh Loan

Searching for ‘I need 10 Lakhs urgently’? The documents required to apply for a loan through Moneyview are minimal. Here is all you have to do - 

  • Confirm or enter your PAN number 

  • Ensure that your mobile number is linked to your Aadhaar card for KYC verification

  • Provide a clear selfie taken in a well-lit area 

Please note that the documentation requirements will vary based on your profile. You may be required to upload proof of address, bank statement, and other supporting documents. 

In case you are required to upload proof of address, any one of the following documents will suffice - 

  • Aadhaar Card

  • Valid Indian Passport

  • Valid Voter ID

  • Valid Driver’s License

  • Utility Bills (Electricity, Water, Gas) dated within the last 60 days 

If you are required to upload proof of income, you must furnish your bank statement for the last three months. This statement must also show your salary credits.

Benefits of Rs.10 Lakh Personal Loan in 5 Minutes from Moneyview

Instant Loan Disbursal

Want a Rs.10 Lakh loan urgently? Once you have submitted the loan agreement, the funds will be credited to your account within 24 hours in most cases

Quick Eligibility Check

You can check your eligibility on the Moneyview website in just 2 minutes

100% Paperless

The whole loan process can be completed online, which saves you from the hassle of arranging photocopies of documents

Affordable Interest Rates

Interest rates at Moneyview start from just 1.33% per month

Flexible Loan Amount

We know your requirements can vary greatly. So we offer loans from Rs.5,000 to Rs.10 Lakh as per your need and eligibility

Collateral-free Loans

loans from Moneyview are unsecured which means you don’t need to pledge any asset, collateral, or a guarantor to apply for them

Flexible Repayment Terms

You can choose the tenure, from 3 months to 60 months, depending on the options provided

Loans on Low Credit Scores

We offer loans even if you have a CIBIL or Experian score of just 650

How to Get 10 Lakhs Loan from Moneyview?

Searching for ‘I want 10 Lakh rupees urgently’? Here are the four simple steps you need to complete to apply for a Rs.10 Lakh loan -

Check Eligibility

Visit the Moneyview website or download the digital lending app and provide your details to know your eligibility in just 2 minutes

Select Loan Tenure

Select the loan amount and repayment term of your choice based on the options provided and your requirement

Upload Documents

Upload the required documents online effortlessly

Amount Disbursed

After your documents are verified and the loan agreement is submitted, the loan amount will be credited to your bank account within 24 hours in most cases

Conclusion

Getting a Rs.10 Lakh personal loan is not a cumbersome process anymore. So if you need urgent funds and are searching for ‘how to get 10 Lakh loan’, your search ends here. At Moneyview, you can get loans from Rs.5,000 to Rs.10 Lakh based on your eligibility and requirements.

The application process is completely online and hassle-free. To know more or apply now, please download the Moneyview app or visit our website.

10 Lakh Personal Loan - Related FAQs

The EMI depends on the tenure and the rate of interest. For example, if your tenure is 5 years and the interest rate is 16% on a Rs.10 Lakh loan, your monthly EMI will be Rs.24,318.

At Moneyview, you can get loans even with a credit score as low as 650.

The amount of loan that you can get does not depend on your salary alone. Factors like your credit score, debt-to-income ratio, etc. play a part in it. You can check your eligibility for a personal loan on the Moneyview website or app in 2 minutes.

You can get a personal loan through Moneyview if you receive your salary directly in your bank account. If you are self-employed, you can get a loan without showing your salary slips. You will, however, need to show your bank account where your income is credited. 

Generally, the maximum tenure for personal loans is 5 years. Even at Moneyview, you can get a personal loan with a tenure of 60 months or 5 years.

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