Get a Secure High-Ticket Personal Loan with Affordable Interest Rates
Looking to finance a major life transition without disrupting your long-term security? You can check your eligibility for a ₹10 Lakh personal loan on the Moneyview app within 2 minutes. With interest rates starting from 14% p.a., you can access collateral-free funds through a 100% digital journey.
Acquiring a ₹10 Lakh loan is a significant financial decision. Spreading your principal across a well-planned duration ensures you do not trigger a heavy monthly cash crunch. However, a very long tenure means you end up paying a lot of money as interest.
The Moneyview personal loan EMI calculator makes it incredibly easy for you to find out your EMI within seconds. All you need to do is provide the necessary details.
For example, if you took a personal loan of ₹10,00,000 at a 14% interest rate per annum, here is what your EMI could look like for different repayment terms -
|
Loan Amount |
Interest Rate (p.a.) |
Tenure (in months) |
EMI in ₹ |
Best Suited for |
|---|---|---|---|---|
|
₹10 Lakh |
14% |
12 |
₹89,787 |
People who earn approx. ₹1.5 Lakh or more. This tenure is good for fast-tracking debt freedom and minimizing total long-term interest costs. |
|
24 |
₹48,013 |
People who earn somewhere between ₹90,000 and ₹1.5 Lakhs. This tenure is a great balance between quick repayment and protecting your budget. |
||
|
36 |
₹34,178 |
People who earn spprox. ₹75,000 to ₹90,000. This tenure is the standard bracket for keeping monthly liabilities steady. |
||
|
48 |
₹27,326 |
People whose income lies between ₹60,000 and ₹75,000. This tenure lowers your installment amount and protects regular household cash flow. |
||
|
60 |
₹23,268 |
Poeple who earn somewhere between ₹45,000 and ₹60,000. This tenure is the best option for preserving personal cash liquidity at a low monthly commitment. |
*Note: Interest rates may vary from one user to another based on credit score, income, age, etc.
1
Flexible Loan Sum
Borrow from ₹5,000 to ₹10 Lakh maximum
2
Unsecured Loans
Applying for a personal loan through Moneyview doesn't require a guarantor or collateral
3
Quick Processing
After approval, the loan amount is transferred to your bank account within a day
4
Entirely Digital Process
Right from documentation to repayment, everything is handled online
5
Repay Flexibly
Repayment terms available from 6 to 60 months
6
Loans for Lower Credit Scores
Obtain personal loans with a CIBIL score of as low as 650
7
Fast Eligibility Assessment
It takes just 2 minutes to check your eligibility on the Moneyview site
8
Competitive Interest Rates
Take advantage of interest rates starting from just 14% p.a.
If you meet the following criteria, you are eligible for a 10 Lakh personal loan from Moneyview’s lending partners -
Age should be between 21 and 57 years
Monthly in-hand income should be a minimum of ₹25,000
Income must be credited directly to your bank account
You should be salaried or self-employed
You should have a minimum CIBIL score of 650
Karthik from Salem funded his career sabbatical without draining his life savings. He was earning a predictable ₹45,000 a month working as a senior technical logistics supervisor. After seven years of uninterrupted work, Karthik wanted to take a 6-month career sabbatical. His plan was two-fold: complete an advanced automation certification program and fulfill a personal dream of travelling across Southeast Asia to recharge. The total spending was coming to an approx. ₹10 Lakh.
While he had savings, he didn’t want to spend it all and destroy his family’s emergency cushion. Finally, he decided to apply for a loan through Moneyview for a 5-year tenure.
Searching for ‘I need 10 Lakhs urgently’? For a personal loan of ₹10 Lakh, the documentation requirement is as follows:
Your PAN number
Your mobile number will have to be linked to your Aadhaar card for KYC verification
You must also enable the auto-debit facility on your bank account in order to permit automatic withdrawals from your account. Use a debit card, net banking, or a NACH form to finish this quick procedure.
The auto-debit facility will enable you to pay your EMIs automatically each month, eliminating the need for manual intervention.
Loan Amount
Min ₹5,000
Max ₹6,000,000
Rate of Interest
Min 6%
Max 36%
Loan Tenure
5
months
Min 3 months
Max 72 months
Securing a ₹10 Lakh personal loan provides the foundational capital required to execute major career pivots or life milestones without compromising your peace of mind. If you need
urgent funds and are searching for ‘how to get a 10 Lakh loan’, your search ends here. Through Moneyview, you can get loans from ₹5,000 to ₹10 Lakh based on your eligibility and requirements.
The application process is completely online and hassle-free. To know more or apply now, please download the Moneyview app or visit our website.
You can get a personal loan through Moneyview if you receive your salary directly in your bank account. If you are self-employed, you can get a loan without showing your salary slips. You will, however, need to show your bank account where your income is credited.
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Disclaimer
The starting interest rate depends on factors such as credit history, financial obligations, specific lender's criteria and Terms and conditions. Moneyview is a digital lending platform; all loans are evaluated and disbursed by our lending partners, who are registered as Non-Banking Financial Companies or Banks with the Reserve Bank of India.
This article is for informational purposes only and does not constitute financial or legal advice. Always consult with your financial advisor for specific guidance.
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