Are you looking for Rs. 1 lakh personal loan? Are you wondering from whom to borrow and how long will it take if you directly borrow from a bank? Now, you can bid all such worries and more, as we, at Money View, will help you channel your way out of this situation. What’s more, your loan will be disbursed within 24 hours of its approval with a completely paperless application.
To get Rs.1 lakh personal loan from Money View, please follow the steps mentioned below:
Eligibility Check: Go to the Money View website or download the Money View Loans App and do the eligibility check in just 2 minutes.
Loan Amount and Repayment Schedule: After you complete the previous step, you will be able to find out the amount for which you are eligible. It starts from Rs. 10,000 to Rs. 5 lakh. You can even select a repayment tenure. This tenure is flexible and can last up to 60 months.
Documentation: Once you are aware of your loan amount and repayment schedule, you can go ahead and start your application process by providing your ID proof, address proof, and income proof. You won’t have to visit any center to submit these documents. You can do so online from the comforts of your couch.
Verification and Disbursal: Now sit back and relax. Your application will be verified, and after it is approved, your loan amount of Rs. 1 lakh will be credited to your bank account within 24 hours.
Thanks to Money View, you can go ahead and complete the task for which you took the loan. The entire process is transparent, safe, and secure, and, so, you won’t have to worry about it. Also, both the app and the website have been designed to ensure easy usage. So, you can navigate through either or both and enjoy a good user experience.
Check out the eligibility criteria to get Rs. 1 lakh personal loan from Money View:
| Proof Category | Documents |
|---|---|
| ID Proof (Any one of the following) | Aadhaar Card, PAN Card |
| Address Proof (Any one of the following) | Aadhaar Card, Your Current Address |
| Income Proof (for salaried) | Last 3 months’ bank statement with salary credits |
| Income Proof (for self-employed) | Income Tax Return Verification Form (last 2 years) |
| Fees & Charge | Amount |
|---|---|
| Interest Rate | Starts at 1.33% per month |
| Loan Processing Charge | Starts at 2% of the approved loan amount |
| Loan Foreclosure |
|
| Interest on EMIs that are overdue | 2% interest will be charged per month on the EMI loan amount that is overdue |
| Cheque Bounce | Rs 500 will be charged every time your cheque bounces |
