Top Features and Benefits of Rs. 1 Lakh Personal Loan


Flexible Loan Amount

Get loans from Rs.5,000 to Rs.10 Lakh with moneyview, as per your requirement


Quick Loan Disbursal

Once your documents have been verified and you have signed the loan agreement, the funds get disbursed within 24 hours


Collateral Free Loans

No need to pledge any asset or arrange for a guarantor for a moneyview loan


Affordable Interest Rates

At moneyview, interest rates start from as low as 10% per annum


100% Paperless Process

The process of loan application, right from the beginning to the end, is completely paperless and can be completed on your mobile


Flexible Repayment Term

You can choose a repayment term, starting from 6 months to 60 months, from the options available


Loans on Low Credit Score

You can get a loan from moneyview with a CIBIL score or an Experian score of just 650


Quick Eligibility Check

Check your eligibility for a moneyview personal loan in just 2 minutes on our website or app

Have you been planning a holiday or coveting something for a long time? In that case, a personal loan might be just what you need! 

If you are searching for something like ‘I want 1 Lakh rupees loan urgently’ or ‘1 Lakh loan’, read ahead to know why you should get a loan from moneyview. The best part? The documentations requirements are minimal.

Eligibility Criteria for Rs. 1 Lakh Loan from moneyview

You can check if you are eligible for a moneyview loan in just two minutes by checking the eligibility criteria listed below - 

Documents Required for Rs. 1 Lakh Personal Loan from Money View

To apply for a personal loan from moneyview, you need only three documents: your identity, address, and income proof. The documents that you can submit under each category are listed here - 

Please note that the documentation requirements will vary based on your profile. We may require proof of address, bank statement, and other supporting documents.

In case we require proof of address, any one of the following documents will suffice -

* If we require income proof, you must furnish your bank statement for the last three months. This statement must also show your salary credits.

Rs. 1 Lakh Personal Loan EMI 

Before you apply for any loan, it is a great idea to check your EMI. That way you can plan your finances beforehand, and pay the loan comfortably. 

You can easily check your EMIs by using the moneyview personal loan EMI calculator. Just input the necessary information, and voila! You’ll have the answer in seconds.

The following is a table describing how much your Rs.1 Lakh personal loan EMI will be depending on the tenure you chose. For this example, let us assume that the rate of interest is 16% per annum.

Loan Amount Interest Rate (p.a.) Tenure (in months) EMI Total Interest Paid





















As you can see, with a longer tenure, your EMI decreases but the total interest you pay increases. Thus, you need to take this into account while deciding the perfect tenure according to your requirement. 

How to Apply for a Rs. 1 Lakh Loan from Money View


Check Eligibility

The first step is to check your eligibility by providing all your documents. You can do this in just 2 minutes on our website or by downloading the moneyview app.


Select Loan Tenure

Based on the options provided, select a loan amount and repayment tenure of your choice


Upload Documents

Upload all of the necessary documents online for verification


Amount Disbursed

Post verification and submission of loan agreement, the loan amount will be credited to your account within 24 hours in most cases



Personal loans are versatile and easy to avail. While the amount offered varies from one lender to another, Money View provides loans from Rs. 5,000 to Rs. 10 lakhs with minimal documentation requirements. Not only that - the entire application process is online and can be done from anywhere across India. So what are you waiting for? Visit the Money View loan app or on the website within a timeframe of 2 business hours.

1 Lakh Personal Loan - Related FAQs

If you take a Rs.1 Lakh personal loan at an interest rate of 16% per annum for 2 years, your EMI will be Rs.4,896. You can use our personal EMI calculator to find this out.

Getting a loan depends on a lot of factors like your credit score, your income, and your employment status. If you meet the required criteria, you can easily get a loan of any amount. 

Once your loan application has been processed, your loan amount will be disbursed to your account within 24 hours, in most cases. 

At moneyview, we use a unique algorithm to understand a borrower’s creditworthiness. You can easily get a personal loan from moneyview with a CIBIL score or an Experian score of 650.

You may be able to get a personal loan without income proof depending on your eligibility. Your credit score also plays a role in determining if you qualify for a loan without income proof.


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