Instant personal loans are beneficial if you are looking for urgent financial help. In order to avail an instant loan of Rs. 10,000, follow the steps given in the article, and get your loan within 24 hours of application approval.
Rs. 10,000 Instant Loan from Money View
One of the leading loan providers in the country, Money View offers versatile personal loans ranging from Rs. 5,000 to Rs. 5 lakh with flexible repayment options of upto 60 months.
Applicants who meet the eligibility criteria can avail instant loans of Rs. 10,000 easily through a hassle-free application process.
Eligibility Criteria for Rs. 10,000 Instant Loan from Money View
Check out the Money View eligibility check for instant loan of Rs.10,000 -
- Applicants must be between 21 years and 57 years
- Applicants must receive a monthly income of Rs. 13,500 or more
- Income must be credited directly to the applicants’ bank account
- Credit score must be a minimum CIBIL score of 600 or minimum Experian score of 650
Given below is a city-wise breakdown of the income and credit score requirement -
| Income and Credit Score Eligibility Criteria* | |||
|---|---|---|---|
| Salaried Individuals | Minimum In-Hand Income | Area of Residence | CIBIL Credit Score Requirement |
| Rs 13,500 | Any | CIBIL Score of 600 /Experian Score of 650 and above | |
| Rs 20,000 | Mumbai/Thane or the NCR region (Delhi, Noida, Gurgaon, Ghaziabad, Faridabad, etc.) | New to Credit or CIBIL Score of 600 /Experian Score of 650 and above | |
| Rs 15,000 | Metro City other than Mumbai and NCR | CIBIL Score of 600 /Experian Score of 650 and above | |
| Self-Employed Individuals | Rs. 15,000 | Any | CIBIL Score of 600 /Experian Score of 650 and above |
Documents Needed for Rs. 10,000 Instant Loan from Money View
Given below are Money View’s minimal documentation requirements -
| Identity Proof | Address Proof | Income Proof |
|---|---|---|
PAN Card - This is the primary ID proof required. However, if it is rejected due to image quality issues or other
reasons, any 1 of the officially valid documents given below will suffice
|
Any 1 of the following -
|
Salaried Applicants - Last 3 months’ bank statements of your salary account in PDF format showing salary credits
OR Self-Employed Applicants - Last 3 months’ bank statements in PDF format if you are self-employed |
Fees and Charges Needed for Rs. 10,000 Instant Loan from Money View
Affordable loans are extremely important which is why our fees and charges are economical without any hidden charges -
| Fees and Charges | Amount Chargeable |
|---|---|
| Interest Rate | Starting from 1.33% per month |
| Loan Processing Charges | Between 2% to 8% of the approved loan amount |
| Interest on Overdue EMIs | 2% per month on the overdue EMI/Principal loan amount |
| Cheque Bounce | Rs.500/- each time |
| Loan Cancellation |
|
How to Avail Rs. 10,000 Instant Loan from Money View
Now that you’ve found out your eligibility and the documents required, follow the steps below to apply for an instant personal loan of Rs.10,000 -
Check Your Eligibility
Visit the Money View website or download the loan app provide all the necessary details, and we will let you know your eligibility in just 2 minutes
Choose Your Loan Plan
Based on the options given, you will have to select the loan amount and repayment term of your choice
Provide Documents
Easily upload all of the necessary documents online for verification
24 hour Loan Disbursal
After your documents are verified and loan agreement is submitted, the loan amount will be credited to your bank account within 24 hours
Note -
- Once your documents are verified, you will receive a NACH form which needs to be printed, signed, scanned, and sent back to us
- This step will enable the auto-debit facility from your bank account and allow you to pay your EMIs on time automatically without any manual intervention.
- On receiving your NACH form, you will need to review the loan agreement on the app. Please submit the application after reviewing all the terms and conditions thoroughly
In Conclusion:
Emergencies and monetary requirements can strike at any time and if your income is not enough, a personal loan is definitely helpful. A Rs. 10,000 instant loan is beneficial as it can be availed within 24 hours of loan approval. All you need to do is visit the Money View website or download the loan app and apply now.
Personal Loan of Rs. 10,000 - Related FAQs
Unlike other lenders, Money View uses a unique algorithm to deduce an applicant’s creditworthiness. Therefore, even if your credit scores are low you can still avail a loan as long as you have a minimum CIBIL score of 600 or minimum Experian score of 650.
Money View provides a number of unique advantages that are not provided by other lenders. These include -
-
Flexible Loan Amount and Repayment Tenure
Money View offers personal loans of up to Rs. 5 lakhs and a repayment term of upto 60 months. So you can opt for what suits your requirements the best
-
Low Interest Rates
We understand how important affordable personal loans are. Therefore, Money View interest rates start at 1.33% p.m.
-
24 Hour Loan Disbursal
Our personal loan is disbursed to your bank account within 24 business hours after the approval.
-
Hassle-free Online Process
You can apply for a personal loan from Money View at any time from anywhere. No more travelling to a bank and waiting for days
-
Available Even For Applicants with Low-Credit Scores
Money View provides personal loans to anyone with a CIBIL score of 600 or Experian score of 650 and above. We have our own in-house credit model that helps us assess the creditworthiness of our customers
Yes, you can foreclose your Money View loan but only after paying a minimum of 6 EMIs -
| Fees and Charges | Amount Chargeable | ||||||||
|---|---|---|---|---|---|---|---|---|---|
| Foreclosure Charges |
Nil but foreclosure can be done only after a minimum
number of EMIs have been paid as illustrated below-
|
||||||||
| Part- Prepayment Charges | Part-prepayment is not allowed |
Once you have submitted an application, you can track your application status on our app or website by following the steps below -
-
If you’ve applied on our website
- Go to the login section on the website by clicking here: /apply-loan/signup
- Login into your loan account with your registered email ID
- Go to the ‘Dashboard’ section of your loan account
- Scroll down to the ‘Application Status’ tab to know the status of your loan application
-
If you’ve applied on the Money View app
- Open the Money View app
- Register yourself with a valid email ID if you haven’t done it yet
- Head over to the ‘Loans’ section
- You will then be automatically redirected to the ‘Application Status’ screen where you can check your application details
- If you have the Money View Loans app, you’ll be directed to the ‘Application Status’ screen automatically as soon as you open it
Money View personal loans are extremely versatile. You can use them for the following purposes, for example -
- Emergency Expenses
- Dream Vacations
- Debt Consolidation
- To Repay Credit Card Dues
- Business Ventures
- Down Payment of other Loans
- Servicing or Modifying your vehicle
- Home Remodeling
- Buy a Gadget
- Fund Education
Loan Based on Salary Articles
- Personal Loan Salary Less than 20,000
- Personal Loan Salary Less than 15,000
- Apply for 50,000 Personal Loan
- 12 Month Instant Loans
- Apply for 5000 Personal Loan
- Apply for 5 Lakhs Personal Loan
- Apply for 1 Lakhs Personal Loan
- Apply for 30,000 Personal Loan
- Apply for 3 Lakhs Personal Loan
- Apply for 20,000 Personal Loan
- Apply for 5000 Personal Loan
- Apply for 2 Lakh Personal Loan
- Low Salary Personal Loan