Top Features and Benefits of Personal Loan

Flexibility of Loan Amount and Repayment

You have the option to choose a loan amount of upto Rs. 5 lakhs and repayment tenure of up to 60 months based on your eligibility

Instant Eligibility Check

Checking your eligibility from the Money View website or app takes just 2 minutes which saves time and energy for you

No Guarantor or Collateral

As Money View instant loans are unsecured, you will not have to provide a collateral or guarantor to avail our loans

Affordable Interest Rates

We understand how important interest rates are as they determine the EMI amount to be paid. At Money View, the interest rate starts at just 1.33% per month

100% Paperless

Right from applying for our loan to its disbursement, the entire process if completely digital and paperless

Minimal Documentation

You need to submit a maximum of 3 documents - proof of identity, proof of address, and proof of income

Loans on Low Credit Score

The minimum score required is a CIBIL score of 600 or Experian score of 650.

Instant Disbursement

Your loan amount will be credit to your account within just 24 hours of application approval

Do you want a personal loan of Rs. 10,000 urgently? Then you’ve come to the right place!

A personal loan can be a boon as these loans are easy to avail and have no restrictions on the end usage.

Continue reading to find out how you can get a Rs. 10,000 loan easily within 24 hours.

Rs. 10,000 Instant Loan from Money View

One of the leading loan providers in the country, Money View offers versatile personal loans ranging from Rs. 5,000 to Rs. 5 lakh with flexible repayment options of upto 60 months.

Applicants who meet the eligibility criteria can avail instant loans of Rs. 10,000 easily through a hassle-free application process.

Given below is the eligibility criteria for an instant Rs. 10,000 loan -

  • You must be between 21 years and 57 years

  • You have to receive a minimum monthly income of Rs. 13,500 or more

  • Your credit score must be a minimum CIBIL score of 600 or minimum Experian score of 650

Given below is a city-wise breakdown of the income and credit score requirement -

Income and Credit Score Eligibility Criteria

Income must be credited directly to your bank account


Salaried Individuals

Minimum In-Hand Income

Area of Residence

CIBIL Credit Score Requirement

Rs 13,500

Any

CIBIL Score of 600 /Experian Score of 650 and above

Rs 20,000

Mumbai/Thane or the NCR region (Delhi, Noida, Gurgaon, Ghaziabad, Faridabad, etc.)

New to Credit or

CIBIL Score of 600 /Experian Score of 650 and above

Rs 15,000

Metro City other than Mumbai and NCR

CIBIL Score of 600 /Experian Score of 650 and above

Self-Employed Individuals

Rs. 15,000

Any

CIBIL Score of 600 /Experian Score of 650 and above


If you fulfill the eligibility criteria given above, you can easily get a personal loan of Rs. 10,000 from Money View instantly.

Our rates are competitive and one of the most affordable in the market. Take a look at our fees and charges given below -

Fees and Charges

Amount Chargeable

Interest Rate

Starting from 1.33% per month

Loan Processing Charges

Between 2% to 8% of the approved loan amount

Interest on Overdue EMIs

2% per month on the overdue EMI/Principal loan amount

Cheque Bounce

Rs.500/- each time

Loan Cancellation

  • No additional charges levied

  • The interest amount for the period between loan disbursement and loan cancellation will be payable.

  • Processing fees will also be retained.

Our rates are competitive and one of the most affordable in the market. Take a look at our fees and charges given below -

Fees and Charges

Amount Chargeable

Interest Rate

Starting from 1.33% per month

Loan Processing Charges

Between 2% to 8% of the approved loan amount

Interest on Overdue EMIs

2% per month on the overdue EMI/Principal loan amount

Cheque Bounce

Rs.500/- each time

Loan Cancellation

  • No additional charges levied

  • The interest amount for the period between loan disbursement and loan cancellation will be payable.

  • Processing fees will also be retained.

The biggest advantage of personal loans is that there is no restriction on the end usage. One can use it for a variety of purposes. Some of these are given below -

  • Education

Perhaps you wish to upgrade your skills by enrolling in a new course or you need a financial push for your existing courses. You can easily use a personal loan to fund this.

  • Gadgets and Electronics

Do you want to buy that fancy new mobile? You won’t have to dip into your savings again. Just get an instant Rs. 10,000 loan from Money View.

  • Wedding

While Rs. 10,000 may not be enough to find your entire wedding, you can definitely use a Rs. 10,000 instant loan for your outfits, decorations or even the invitations.

  • Travel

Now that the pandemic restrictions have been lifted, the desire to travel has been ignited in everyone. You can now use your Rs. 10,000 loan to fund your travel adventures easily.

  • Pay Bills

Do you have a number of pending bills that you are worried about? These could be household expenses or even credit card bills. Now you won’t have to worry about that thanks to the instant Rs. 10,000 loan from Money View.

  • Medical Emergencies

Have you or your family member suddenly fallen ill but you do not have enough to pay for the tests and medicines? Fret not, for the Rs. 10,000 loan can be a life saver in this case.

  • Repairs

Appliances breaking down or even your car needing repairs is not too rare. The nature of the repair required can determine just how much you need to spend. 

But thanks to the Rs. 10,000 personal loan, you can easily pay for these repairs and repay the loan easily through monthly installments.

How to Apply for An Instant Rs. 10,000 Loan in Minutes

Check Eligibility

Visit the Money View website or download the app . Provide all the required details and we will let you know your eligibility in just 2 minutes

Select Loan Tenure

Depending on your eligibility, you will have to choose the loan amount and repayment term from the options provided

Upload Documents

Easily upload all of the necessary documents online for verification in a hassle-free manner

Amount Disbursed

After your documents are verified and loan agreement is submitted, the loan amount will be credited to your bank account within 24 hours

Conclusion

Emergencies and monetary requirements can strike at any time and if your income is not enough, a personal loan is definitely helpful. A Rs. 10,000 instant loan is beneficial as it can be availed within 24 hours of loan approval. All you need to do is visit the Money View website or download the loan app and apply now.

Personal Loan of Rs. 10,000 - Related FAQs

Ans: Unlike other lenders, Money View uses a unique algorithm to deduce an applicant’s creditworthiness. Therefore, even if your credit scores are low you can still avail a loan as long as you have a minimum CIBIL score of 600 or minimum Experian score of 650.

Ans: Money View provides a number of unique advantages that are not provided by other lenders. These include -

  • Flexible Loan Amount and Repayment Tenure

    Money View offers personal loans of up to Rs. 5 lakhs and a repayment term of upto 60 months. So you can opt for what suits your requirements the best

  • Low Interest Rates

    We understand how important affordable personal loans are. Therefore, Money View interest rates start at 1.33% p.m.

  • 24 Hour Loan Disbursal

    Our personal loan is disbursed to your bank account within 24 business hours after the approval.

  • Hassle-free Online Process

    You can apply for a personal loan from Money View at any time from anywhere. No more travelling to a bank and waiting for days

  • Available Even For Applicants with Low-Credit Scores

    Money View provides personal loans to anyone with a CIBIL score of 600 or Experian score of 650 and above. We have our own in-house credit model that helps us assess the creditworthiness of our customers

Ans: Yes, you can foreclose your Money View loan but only after paying a minimum of 6 EMIs -

Fees and Charges Amount Chargeable
Foreclosure Charges Nil but foreclosure can be done only after a minimum number of EMIs have been paid as illustrated below-
Tenure Foreclosure
Up to 6 months Not allowed
7 - 18 months Allowed after 6 EMI payments
Over 18 months Allowed after 12 EMI payments
Part- Prepayment Charges Part-prepayment is not allowed

Ans: Once you have submitted an application, you can track your application status on our app or website by following the steps below -

  1. If you’ve applied on our website
    • Go to the login section on the website by clicking here: /apply-loan/signup
    • Login into your loan account with your registered email ID
    • Go to the ‘Dashboard’ section of your loan account
    • Scroll down to the ‘Application Status’ tab to know the status of your loan application
  2. If you’ve applied on the Money View app
    • Open the Money View app
    • Register yourself with a valid email ID if you haven’t done it yet
    • Head over to the ‘Loans’ section
    • You will then be automatically redirected to the ‘Application Status’ screen where you can check your application details
    • If you have the Money View Loans app, you’ll be directed to the ‘Application Status’ screen automatically as soon as you open it

Ans: Money View personal loans are extremely versatile. You can use them for the following purposes, for example -

  • Emergency Expenses
  • Dream Vacations
  • Debt Consolidation
  • To Repay Credit Card Dues
  • Business Ventures
  • Down Payment of other Loans
  • Servicing or Modifying your vehicle
  • Home Remodeling
  • Buy a Gadget
  • Fund Education

Ans: At Money View, our credit score requirements are not very strict. While having a high credit score is necessary, we understand that sometimes this is not possible. Thanks to our unique credit model, as long as your CIBIL score is above 600 or Experian score is above 650, you can still get a Rs. 10,000 instant loan from us.

Ans: While there are many lenders who offer personal loans, none of them can come close to the benefits and features offered by Money View. Click here to visit the Money View website or download the loan app and apply now.

Ans: Your EMI depends on a number of factors such as the interest rate, tenor availed, and your credit score. You can easily find out your potential EMI by using our personal loan EMI calculator. Just provide the details required and you’ll find out your EMI in no time. 

Ans: Getting a personal loan is not hard as long as you fulfill the eligibility criteria given below -

  • You must be between 21 to 57 years

  • You must have a minimum monthly income of Rs. 13,500

  • Income must be credited directly to your bank account

  • You must have a minimum CIBIL score of 600 or Experian score of 650

Ans: A loan can be categorized as small or big based on your requirements as well as eligibility criteria. A Rs. 10,000 can be low if you are looking to fund a wedding, however, if you wish to use this amount to travel, then perhaps it will be more than enough for your needs.

Ans: At Money View, you can avail a loan amount between Rs. 5,000 to Rs. 5,00,000 based on your income and eligibility criteria.

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