Top Features and Benefits of Personal Loan

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Flexibility of Loan Amount and Repayment

You have the option to choose a loan amount of upto Rs. 5 lakhs and repayment tenure of up to 60 months based on your eligibility

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Instant Eligibility Check

Checking your eligibility from the Money View website or app takes just 2 minutes which saves time and energy for you

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No Guarantor or Collateral

As Money View instant loans are unsecured, you will not have to provide a collateral or guarantor to avail our loans

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Affordable Interest Rates

We understand how important interest rates are as they determine the EMI amount to be paid. At Money View, the interest rate starts at just 1.33% per month

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100% Paperless

Right from applying for our loan to its disbursement, the entire process if completely digital and paperless

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Minimal Documentation

You need to submit a maximum of 3 documents - proof of identity, proof of address, and proof of income

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Loans on Low Credit Score

The minimum score required is a CIBIL score of 600 or Experian score of 650.

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Instant Disbursement

Your loan amount will be credit to your account within minutes of application approval

In times of a budget crunch, a small Rs. 10,000 loan can be just what you need. Not only is it easy to avail, thanks to moneyview’s instant loan disbursal, but this small loan can be used for a multitude of purposes as there are no restrictions on the end usage. 

Wondering how to get an instant loan of Rs. 10,000? Read on!

Rs. 10,000 Instant Loan From moneyview

One of the leading loan providers in the country, moneyview offers versatile personal loans ranging from Rs. 5,000 to Rs. 5 lakhs with flexible repayment options of up to 60 months.

Applicants who meet the eligibility criteria can avail instant loans of Rs. 10,000 easily through a hassle-free application process.

Eligibility Criteria For Rs. 10,000 Instant Loan

moneyview has simple eligibility criteria to ensure accessibility for all its borrowers. Given below are the eligibility criteria for an instant Rs.10,000 loan -

Income and Credit Score Eligibility Criteria

If you meet the eligibility requirements listed below, you can get a personal loan from moneyview for Rs. 10,000 without any hassle. 

Given below is a city-wise breakdown of the income and credit score requirements -

Income must be credited directly to your bank account

Salaried Individuals

Minimum In-Hand Income

Area of Residence

CIBIL Credit Score Requirement

Rs 13,500

Any

CIBIL Score of 600 /Experian Score of 650 and above

Rs 20,000

Mumbai/Thane or the NCR region (Delhi, Noida, Gurgaon, Ghaziabad, Faridabad, etc.)

New to Credit or CIBIL Score of 600 /Experian Score of 650 and above

Rs 15,000

Metro City other than Mumbai and NCR

CIBIL Score of 600 /Experian Score of 650 and above

Self-Employed Individuals

Rs. 15,000

Any

CIBIL Score of 600 /Experian Score of 650 and above

Documents Required For Instant Rs. 10,000 Loan

Below are our minimal documentation requirements for a personal loan of Rs. 10,000:

Additionally, you must allow automatic withdrawals from your bank account by activating the auto-debit facility. You can complete this quick process by using a debit card, net banking, or a NACH form.

You won't need to manually intervene every month as the auto-debit facility will help you pay your EMIs automatically.

Also Read: How to Get 10,000 Loan on Aadhaar Card

Fees And Charges For Rs. 10,000 Instant Loan

We offer some of the most reasonable and affordable interest rates in the market. Check out our charges for the Rs. 10,000 personal loan below -

Fees and Charges

Amount Chargeable

Interest Rate

Starting from 1.33% per month

Loan Processing Charges

Between 2% to 8% of the approved loan amount

Interest on Overdue EMIs

2% per month on the overdue EMI/Principal loan amount

Cheque Bounce

Rs.500/- each time

Loan Cancellation

  • No additional charges levied

  • The interest amount for the period between loan disbursement and loan cancellation will be payable.

  • Processing fees will also be retained.

What is The EMI for A Personal Loan of Rs. 10,000

EMI must ease your monthly finances and not put a burden on them. Our low interest rates and flexible repayment tenure guarantee an affordable EMI. 

moneyview personal loan EMI calculator makes it simpler to calculate how much of your salary goes towards your monthly loan EMI. 

Let us say you took a personal loan of Rs. 10,000 at an interest rate of 12.25% per annum. Here is what your EMI could look like for different repayment terms -

Loan Amount

Interest Rate (p.a.)

Tenure (in months)

EMI in Rupees

Rs. 10,000

12.25%

12

890

24

472

36

333

48

265

60

224

What is The Purpose of Rs. 10,000 Personal Loans?

Personal loans are collateral-free loans and the borrower is free to use the loan as they see fit. It can be used for a variety of purposes, such as -

Education

Perhaps you wish to upgrade your skills by enrolling in a new course or you need a financial push for your existing courses. You can easily use a personal loan to fund this.

Medical Emergencies

An Rs. 10,000 personal loan can be a lifesaver in times of a medical emergency. Moreover, moneyview offers instant loans, so you can take care of your loved ones while we take care of your medical bills. 

Gadgets and Electronics

With our Rs. 10,000 personal loan, you can finally bring home that electronic you have long wished to buy. This small loan is beneficial when you are short on cash.

Wedding

While Rs. 10,000 may not be enough to fund your entire wedding, you can use the Rs. 10,000 instant loan to pay for your outfits, decorations, or invitations.

Travel

Planning a much-needed quick getaway this weekend? Take a loan of Rs. 10,000 from moneyview to bring life to your travel dreams. 

Pay Bills

There are times when the monthly salary may not be enough to pay all the bills. You can simply take an instant Rs. 10,000 personal loan from moneyview and fund all your expenses. 

Repairs

An Rs. 10,000 personal loan is the perfect solution for your appliances that need constant repairs. Get your appliances working with our loan and repay the loan easily through monthly installments.

Check Other Personal Loan Options Based on Your Budget

Depending on your salary, needs, and eligibility, you can also opt for other personal loans.

Rs. 5000 

Rs. 10000

Rs. 20000

Rs. 30000

Rs. 50000

Rs. 1 Lakh

Rs. 2 Lakh

Rs. 3 lakh

Rs. 5 Lakh

How to Apply for An Instant Rs. 10,000 Loan in Minutes

Check Eligibility

Check your loan eligibility in just 2 minutes on the moneyview website or loans app

Select Loan Tenure

Based on your eligibility, you can choose the loan amount and repayment term best suited to your needs

Upload Documents

moneyview’s application process is entirely digital. So you can easily upload all the necessary documents for a quick verification

Amount Disbursed

Once the loan agreement is submitted and the document verification is done, you will receive your loan amount directly in your bank account within minutes

Conclusion

Emergencies and monetary requirements can strike at any time and if your income is not enough, a personal loan is definitely helpful. A Rs. 10,000 instant loan is beneficial as it can be availed within minutes of loan approval. All you need to do is visit the Moneyview website or download the loan app and apply now.

Personal Loan of Rs. 10,000 - Related FAQs

Unlike other lenders, Moneyview uses a unique algorithm to deduce an applicant’s creditworthiness. Therefore, even if your credit scores are low you can still avail a loan as long as you have a minimum CIBIL score of 600 or minimum Experian score of 650.

Once you have submitted an application, you can track your application status on our app or website by following the steps below -

If you’ve applied on our website

  • Go to the login section on the website by clicking here: /apply-loan/signup
  • Login into your loan account with your registered email ID
  • Go to the ‘Dashboard’ section of your loan account
  • Scroll down to the ‘Application Status’ tab to know the status of your loan application

If you’ve applied on the Moneyview app

  • Open the Moneyview app
  • Register yourself with a valid email ID if you haven’t done it yet
  • Head over to the ‘Loans’ section
  • You will then be automatically redirected to the ‘Application Status’ screen where you can check your application details

If you have the Moneyview Loans app, you’ll be directed to the ‘Application Status’ screen automatically as soon as you open it

Moneyview personal loans are extremely versatile. You can use them for the following purposes, for example -

  • Emergency Expenses
  • Dream Vacations
  • Debt Consolidation
  • To Repay Credit Card Dues
  • Business Ventures
  • Down Payment of other Loans
  • Servicing or Modifying your vehicle
  • Home Remodeling
  • Buy a Gadget
  • Fund Education

At Moneyview, our credit score requirements are not very strict. While having a high credit score is necessary, we understand that sometimes this is not possible. Thanks to our unique credit model, as long as your CIBIL score is above 600 or Experian score is above 650, you can still get a Rs. 10,000 instant loan from us.

While there are many lenders who offer personal loans, none of them can come close to the benefits and features offered by Moneyview. Click here to visit the Moneyview website or download the loan app and apply now.

Your EMI depends on a number of factors such as the interest rate, tenor availed, and your credit score. You can easily find out your potential EMI by using our personal loan EMI calculator. Just provide the details required and you’ll find out your EMI in no time. 

Getting a personal loan is not hard as long as you fulfill the eligibility criteria given below -

  • You must be between 21 to 57 years
  • You must have a minimum monthly income of Rs. 13,500
  • Income must be credited directly to your bank account
  • You must have a minimum CIBIL score of 600 or Experian score of 650

A loan can be categorized as small or big based on your requirements as well as eligibility criteria. A Rs. 10,000 can be low if you are looking to fund a wedding, however, if you wish to use this amount to travel, then perhaps it will be more than enough for your needs.

At Moneyview, you can avail a loan amount between Rs. 5,000 to Rs. 5,00,000 based on your income and eligibility criteria.

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