3 Lakh Loan

₹3 Lakh Personal Loan

Whether your home is being renovated or you have credit card bills or a medical emergency, a personal loan of Rs. 3 lakh through Moneyview is the ideal option to finance these big ticket expenses.

Why Choose Personal Loans through Moneyview

Moneyview short-term loans can help you finance your bigger bills and expenses. With Moneyview, you can enjoy fast disbursements with flexible and convenient tenure of up to 60 months. 

Also, there are only a handful of documents that you have to submit which makes the process of availing an instant Rs. 3 lakh personal loan quick & easy.

Top Features and Benefits of Personal Loans through Moneyview

Loan Amount

Attractive Loan Amount

Get loans from Rs.5,000 to Rs.10 Lakh based on your eligibility

Collateral Free Loans

Collateral Free Loans

You can get a personal loan through Moneyview without having to vow any asset or arrange for a guarantor

fats disbursal

Fast Disbursal

The loan amount is disbursed to your bank account within 24 hours of approval

interest rates

Affordable Interest Rates

Interest rates starting from just 14% per annum

Eligibility Criteria for an Instant ₹3 Lakh Loan

Our lending partners' simple eligibility criteria for borrowers to get an emergency loan of ₹3 Lakh are as follows -

  • The borrower should be between 21 and 57 years of age 

  • They must earn a minimum of ₹25,000 or more monthly 

  • Income must be credited directly to their bank account

  • They must have a minimum CIBIL score of 650

Documents Required for Instant ₹3 Lakh Loan

For a personal loan of ₹3 Lakh, the bare minimum documentation is as follows:

  • Your PAN number

  • Your mobile number will have to be linked to your Aadhaar card for KYC verification

You must also enable the auto-debit facility on your bank account in order to permit automatic withdrawals from your account. Use a debit card, net banking, or a NACH form to finish this quick procedure.

The auto-debit facility will enable you to pay your EMIs automatically each month, eliminating the need for manual intervention.

Fees and Charges for ₹3 Lakh Instant Loan

Our lending partners provide some of the market's most fair and affordable interest rates. The fees for ₹3 Lakh personal loans are -

Fees and Charges

Amount Chargeable

Interest Rate

Starting from 14% per annum

Loan Processing Charges

Starting from 2% of the approved loan amount

Penal Charges on Overdue EMI

24% per annum plus applicable taxes, if any

NACH Bounce

₹500/- each time

Personal Loan Calculator for Rs.3 Lakh Loan

Your monthly EMI is

10,201

per month for 5 months

Total Interest

1,004

Total Amount

51,004

Loan Amount

Min ₹10

Max ₹25,000

Rate of Interest

%

Min 5%

Max 25%

Loan Tenure

Min 3 months

Max 72 months

Rs. 3 Lakh Personal Loan EMI for Tenure of 1-5 Years

Have you wondered what your EMI could be? Once you know how much EMI you’ll have to pay, you can plan out your finances around it.

The good news is that it is possible to find this out easily. Visit the Moneyview personal loan EMI calculator page and input the relevant details to find out your EMI within seconds.

For example, if you take a personal loan of Rs. 3,00,000 at 17.25% interest rate per annum, here is what your EMI could look like for different repayment terms -

Loan Amount Interest Rate (p.a.) Tenure (in months) EMI in Rs.

Rs. 3,00,000

17.25%

12

Rs. 27,397

24

Rs. 14,869

36

Rs. 10,733

48

Rs. 8,695

60

Rs. 7,496

Need Urgent Funds?

Flexible Terms, No Hidden Fees, Easy Approvals

5000 Loan

How to Apply for An Instant Rs. 3 Lakh Loan in Minutes?

  • 1

    Assess Your Eligibility

    Quickly check if you are eligible on the Moneyview platform in only 2 minutes!

  • 2

    Pick Your Repayment Duration

    Select the desired loan sum and repayment period from the options provided.

  • 3

    Share Your Documents Online

    Share only essential documents for profile verification, easily uploading them digitally.

  • 4

    Funds Disbursed

    Once your application is validated and the loan agreement finalized, funds will be transferred to your bank within 24 hours!

Personal Loan Based on Your Budget

Personal Loan Based on Your Purpose

Personal Loan in Your City

Need Quick Cash?

Conclusion

Getting a Rs. 3 lakh personal loan does not have to be complicated or overwhelming. All you need are three basic documents and two minutes. Visit the Moneyview website or download the App and apply today.

3 Lakh Loan - Frequently Asked Questions (FAQs)

The amount you pay as EMI will vary based on your credit score, your chosen repayment tenure, as well as your income. You can use our EMI calculator to get an estimate of how much your Rs. 3 lakh personal loan EMI will be.

You are obliged to provide your Know Your Customer (KYC) documents if you plan to apply for a Rs. 3 lakh personal loan from moneyview as this is a government mandated requirement to prevent money laundering.

The verification process is also simpler today as this document contains biometric data. This is why you can also avail personal loans through your Aadhar card.

Once you have submitted an application, you can track your application status on our app or website by following the steps

Yes, we do lend to self-employed applicants. However, you must fulfill the eligibility criteria given below -

  • Your monthly in-hand income must be above Rs. 15,000 per month
  • Income must be credited to a bank account
  • You must be between 21 to 57 years old
  • You must have a CIBIL score or an Experian score of 650 and above

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