Whether your house is being renovated or you’re paying off debts or collecting funds for college admission or marriage, a personal loan of Rs. 3 lakh from Money View is the ideal option to finance your big expenses.

These short-term loans are highly beneficial to finance your bigger bills and expenses. With Money View, you can enjoy fast disbursements with flexible and convenient tenure of up to 60 months. Also, there are only a handful of documents that you have to submit, which makes the process of availing an instant Rs. 3 lakh personal loan quick & easy.

Steps to Apply for Rs. 3 Lakh Personal Loan

If you want to avail Rs. 3 lakh personal loan from Money View, follow the below-mentioned below:

Eligibility Verification

Check your eligibility for a personal loan on the Money View website or loan app. It will take just 2 minutes.

Choose Your Loan Scheme

Select the appropriate loan amount and payment term based on your eligibility from several options.

Upload Documents

Upload all the relevant documents such as ID, address, income proof, etc., and complete your KYC verification online.

Get the Loan

Get the loan amount transferred to your account within 24 hours of successful verification of your documents.

Eligibility Criteria for Money View Personal Loans

You must meet the following eligibility criteria to get a personal loan of Rs. 3 lakh from Money View:

  • You must be self-employed or a salaried professional.
  • You must have a monthly income of at least Rs. 13,500.
  • Your income must get credited directly to a bank account.
  • A minimum CIBIL score of 600 or Experian score of 650.
  • Your age must be between 21 to 57 years.

Benefits of Availing An Instant Personal Loan from Money View

Here are the advantages of an instant loan from Money View:

  • Check whether you are eligible for an instant loan within 2 minutes.
  • Apply for a loan of any amount, starting from Rs. 10,000 up to Rs. 5 lakh.
  • Get flexible reimbursement plans of up to 5 years.
  • Get the loan amount within 24 hours of approval to your account.
  • Highly competitive, low-interest rates starting at monthly charges of 1.33%.
  • No paperwork; all our processes are carried out online.

How to Avail Rs. 3 Lakh Personal loan on Aadhaar card

You are obliged to provide your Know Your Customer (KYC) documents if you plan to apply for a Rs. 3 lakh personal loan. To avoid money laundering, the government has required banks and financial institutions to collect KYC information from the applicants. Banks started e-KYC, making it much simpler and easier. The verification process has become quicker because Aadhaar contains biometric personal data.

To approve personal loan applications, both banks and independent money lenders had previously requested several papers from their applicants. Therefore, it was also a long time for approval. However, fewer documents are required and the time required for loan approval has been reduced since the introduction of the Aadhaar card.

To know more about availing personal loans on Aadhaar Card, click here.

Frequently Asked Questions (FAQs)

You can apply for a personal loan of Rs. 3 lakh on our portal. Simply go to the Money View website or apply from the mobile app.

The money you get is for your personal use so you can use that amount the way you want. Our instant personal loans are useful for expenses such as medical emergencies, marriages, relocation, renovation, or leisure activities, such as food, travel, buying your favorite electronics or clothes.

You are required to submit an ID proof (Aadhaar or PAN card) and a current address proof. Salaried people are required to submit bank statements for the last 3 months and self-employed people are required to submit income tax return verification forms for the last 2 years.

The EMI charges depend on the payment plan you have chosen. The interest rates for Money View personal loans start as low as 1.33%.