Whether your home is being renovated or you have credit card bills or a medical emergency, a personal loan of Rs. 3 lakh through Moneyview is the ideal option to finance these big ticket expenses.
Moneyview short-term loans can help you finance your bigger bills and expenses. With Moneyview, you can enjoy fast disbursements with flexible and convenient tenure of up to 60 months.
Also, there are only a handful of documents that you have to submit which makes the process of availing an instant Rs. 3 lakh personal loan quick & easy.
Attractive Loan Amount
Get loans from Rs.5,000 to Rs.10 Lakh based on your eligibility
Collateral Free Loans
You can get a personal loan through Moneyview without having to vow any asset or arrange for a guarantor
Fast Disbursal
The loan amount is disbursed to your bank account within 24 hours of approval
Affordable Interest Rates
Interest rates starting from just 14% per annum
Our lending partners' simple eligibility criteria for borrowers to get an emergency loan of ₹3 Lakh are as follows -
The borrower should be between 21 and 57 years of age
They must earn a minimum of ₹25,000 or more monthly
Income must be credited directly to their bank account
They must have a minimum CIBIL score of 650
For a personal loan of ₹3 Lakh, the bare minimum documentation is as follows:
Your PAN number
Your mobile number will have to be linked to your Aadhaar card for KYC verification
You must also enable the auto-debit facility on your bank account in order to permit automatic withdrawals from your account. Use a debit card, net banking, or a NACH form to finish this quick procedure.
The auto-debit facility will enable you to pay your EMIs automatically each month, eliminating the need for manual intervention.
Our lending partners provide some of the market's most fair and affordable interest rates. The fees for ₹3 Lakh personal loans are -
Fees and Charges |
Amount Chargeable |
---|---|
Interest Rate |
Starting from 14% per annum |
Loan Processing Charges |
Starting from 2% of the approved loan amount |
Penal Charges on Overdue EMI |
24% per annum plus applicable taxes, if any |
NACH Bounce |
₹500/- each time |
Loan Amount
Min ₹10
Max ₹25,000
Rate of Interest
Min 5%
Max 25%
Loan Tenure
Min 3 months
Max 72 months
Have you wondered what your EMI could be? Once you know how much EMI you’ll have to pay, you can plan out your finances around it.
The good news is that it is possible to find this out easily. Visit the Moneyview personal loan EMI calculator page and input the relevant details to find out your EMI within seconds.
For example, if you take a personal loan of Rs. 3,00,000 at 17.25% interest rate per annum, here is what your EMI could look like for different repayment terms -
Loan Amount | Interest Rate (p.a.) | Tenure (in months) | EMI in Rs. |
---|---|---|---|
Rs. 3,00,000 |
17.25% |
12 |
Rs. 27,397 |
24 |
Rs. 14,869 |
||
36 |
Rs. 10,733 |
||
48 |
Rs. 8,695 |
||
60 |
Rs. 7,496 |
1
Assess Your Eligibility
Quickly check if you are eligible on the Moneyview platform in only 2 minutes!
2
Pick Your Repayment Duration
Select the desired loan sum and repayment period from the options provided.
3
Share Your Documents Online
Share only essential documents for profile verification, easily uploading them digitally.
4
Funds Disbursed
Once your application is validated and the loan agreement finalized, funds will be transferred to your bank within 24 hours!
Need Quick Cash?
Getting a Rs. 3 lakh personal loan does not have to be complicated or overwhelming. All you need are three basic documents and two minutes. Visit the Moneyview website or download the App and apply today.
You are obliged to provide your Know Your Customer (KYC) documents if you plan to apply for a Rs. 3 lakh personal loan from moneyview as this is a government mandated requirement to prevent money laundering.
The verification process is also simpler today as this document contains biometric data. This is why you can also avail personal loans through your Aadhar card.
Yes, we do lend to self-employed applicants. However, you must fulfill the eligibility criteria given below -
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