Whether your house is being renovated or you’re paying off debts or collecting funds for college admission or marriage, a personal loan of Rs. 3 lakh from Money View is the ideal option to finance your big expenses.
These short-term loans are highly beneficial to finance your bigger bills and expenses. With Money View, you can enjoy fast disbursements with flexible and convenient tenure of up to 60 months. Also, there are only a handful of documents that you have to submit, which makes the process of availing an instant Rs. 3 lakh personal loan quick & easy.
If you want to avail Rs. 3 lakh personal loan from Money View, follow the below-mentioned below:
Given below is a city-wise breakdown of the income and credit score requirement -
Choose Your Loan Scheme
Select the appropriate loan amount and payment term based on your eligibility from several options.
Upload all the relevant documents such as ID, address, income proof, etc., and complete your KYC verification online.
Get the Loan
Get the loan amount transferred to your account within 24 hours of successful verification of your documents.
In order to avail a Rs. 3 lakh loan from Money View, you will have to fulfill the eligibility criteria given below -
|Income and Credit Score Eligibility Criteria*|
|Salaried Individuals||Minimum In-Hand Income||Area of Residence||CIBIL Credit Score Requirement|
|Rs 13,500||Any||CIBIL Score of 600 /Experian Score of 650 and above|
|Rs 20,000||Mumbai/Thane or the NCR region (Delhi, Noida, Gurgaon, Ghaziabad, Faridabad, etc.)||New to Credit orCIBIL Score of 600 /Experian Score of 650 and above|
|Rs 15,000||Metro City other than Mumbai and NCR||CIBIL Score of 600 /Experian Score of 650 and above|
|Self-Employed Individuals||Rs. 15,000||Any||CIBIL Score of 600 /Experian Score of 650 and above|
In order to get an instant loan from Money View, you need only 3 key documents, as listed below -
|Identity Proof||Address Proof||Income Proof|
PAN Card - This is the primary ID proof required. However, if it is rejected due to image quality issues or other
reasons, any 1 of the officially valid documents given below will suffice)
Any 1 of the following -
Salaried Applicants - Last 3 months’ bank statements of your salary account in PDF format showing salary credits
Self-Employed Applicants - Last 3 months’ bank statements in PDF format if you are self-employed
Money View’s personal loans come with competitive interest rates. Our fees and charges are as follows -
|Fees & Charges||Amount Chargeable|
|Interest Rate||Starting from 1.33% per month|
|Loan Processing Charges||Between 2% to 8% of the approved loan amount|
|Interest on Overdue EMIs||2% per month on the overdue EMI/Principal loan amount|
|Cheque Bounce||Rs.500/- each time|
Here are the advantages of an instant loan from Money View:
Getting a Rs. 3 lakh personal loan does not have to be complicated or overwhelming. All you need are three basic documents and two minutes. Visit the Money View website or download the App and apply today.
The amount you pay as EMI will vary based on your credit score, your chosen repayment tenure, as well as your income. You can use our EMI calculator to get an estimate of how much your Rs. 3 lakh personal loan EMI will be.
You are obliged to provide your Know Your Customer (KYC) documents if you plan to apply for a Rs. 3 lakh personal loan from Money View as this is a government mandated requirement to prevent money laundering.
Initially, for approval of loan applications, lenders would ask for physical copies of multiple documents making the entire process cumbersome. However, with the introduction of e-KYC, the process has become a lot easier.
The verification process is also simpler today thanks to the Aadhar card as this document contains biometric data which is why you can also avail personal loans through your Aadhar card. To know more about availing personal loans on Aadhar Card, click here.
Once you have submitted an application, you can track your application status on our app or website by following the steps below -
Open the Money View app
Yes, we do lend to self-employed applicants. However, you must fulfill the eligibility criteria given below -