To get a ₹3 Lakh personal loan instantly, check your eligibility on the Moneyview app using your mobile number. Interest rates start at 14% per year, with flexible repayment tenures ranging up to 60 months and direct-to-bank disbursal!
Whether your home is being renovated or you have credit card bills or a medical emergency, a personal loan of ₹3 Lakh is the ideal option to finance these big-ticket expenses.
Attractive Loan Amount
Get loans from ₹5,000 to ₹10 Lakh based on your eligibility
Collateral Free Loans
You can get a personal loan through Moneyview without having to vow any assets or arrange for a guarantor
Fast Disbursal
The loan amount is disbursed to your bank account within 24 hours of approval
Affordable Interest Rates
Interest rates starting from just 14% per annum
Moneyview's lending partners' simple eligibility criteria for borrowers to get an emergency loan of ₹3 Lakh are as follows -
The borrower should be between 21 and 57 years of age
They must earn a minimum of ₹25,000 or more monthly
Income must be credited directly to their bank account
They must have a minimum CIBIL score of 650
Raveena from Kurnool works a 9-to-5 job that pays her ₹36,000 every month. Her sister was about to get married, and she was the sole breadwinner of the family. When her sister's wedding dates were finalized, she needed a ₹3 Lakh loan to book venues and vendors and have a mini version of a big fat Indian wedding.
She tried multiple apps but finally got a loan through Moneyview. She was able to check her eligibility criteria in 2 minutes, and she got offers from multiple lenders. She compared them and chose the one that suited her best.
She chose a tenure that worked for her, and her sister’s wedding expenses were sorted!
For a personal loan of ₹3 Lakh, the bare minimum documentation is as follows:
Your PAN number
Your mobile number will have to be linked to your Aadhaar card for KYC verification
You must also enable the auto-debit facility on your bank account in order to permit automatic withdrawals from your account. Use a debit card, net banking, or a NACH form to finish this quick procedure.
The auto-debit facility will enable you to pay your EMIs automatically each month, eliminating the need for manual intervention.
Get Paperless Loan Approvals
Our lending partners provide some of the market's most fair and affordable interest rates. The fees for ₹3 Lakh personal loans are -
|
Fees and Charges |
Amount Chargeable |
|---|---|
|
Interest Rate |
Starting from 14% per annum |
|
Loan Processing Charges |
Starting from 2% of the approved loan amount |
|
Penal Charges on Overdue EMI |
24% per annum plus applicable taxes, if any |
|
NACH Bounce |
₹500/- each time |
Loan Amount
Min ₹5,000
Max ₹6,000,000
Rate of Interest
Min 6%
Max 36%
Loan Tenure
5
months
Min 3 months
Max 72 months
Have you wondered what your EMI could be? Once you know how much EMI you’ll have to pay, you can plan out your finances around it.
The good news is that it is possible to find this out easily. Visit the Moneyview personal loan EMI calculator page and input the relevant details to find out your EMI within seconds.
For example, if you take a personal loan of ₹3,00,000 at an 17.25% interest rate per annum, here is what your EMI could look like for different repayment terms -
|
Loan Amount |
Interest Rate (p.a.) |
Tenure (in months) |
EMI in Rs. |
Best for |
|---|---|---|---|---|
|
₹3,00,000 |
17.25% |
12 |
₹27,397 |
People who want to clear their dues quickly |
|
24 |
₹14,869 |
People who want to clear the debt soon but also have affordable EMIs. |
||
|
36 |
₹10,733 |
People who want a balance of affordable EMIs and loan tenure. |
||
|
48 |
₹8,695 |
People who don’t care if the tenure is long, but just want affordable EMIs. |
||
|
60 |
₹7,496 |
People who have low monthly cash flow and want to keep the EMIs as low as possible. |
1
Assess Your Eligibility
Quickly check if you are eligible on the Moneyview platform in only 2 minutes!
2
Pick Your Repayment Duration
Select the desired loan sum and repayment period from the options provided.
3
Share Your Documents Online
Share only essential documents for profile verification, easily uploading them digitally.
4
Funds Disbursed
Once your application is validated and the loan agreement finalized, funds will be transferred to your bank within 24 hours!
Need Quick Cash?
A ₹3 Lakh loan gives you the foundational support needed to execute your life goals smoothly. does not have to be complicated or overwhelming. All you need are three basic documents and two minutes. Visit the Moneyview website or download the app and apply today.
The amount you pay as EMI will vary based on your credit score, your chosen repayment tenure, and your income. You can use our EMI calculator to get an estimate of how much your ₹3 Lakh personal loan EMI will be.
You are obliged to provide your Know Your Customer (KYC) documents if you plan to apply for a ₹3 Lakh personal loan from Moneyview, as this is a government-mandated requirement to prevent money laundering.
The verification process is also simpler today, as this document contains biometric data. This is why you can also avail personal loans through your Aadhaar card.Yes, we do lend to self-employed applicants. However, you must fulfill the eligibility criteria given below -
Your monthly in-hand income must be above ₹15,000 per month
Income must be credited to a bank account
You must be between 21 and 57 years old
You must have a CIBIL score or an Experian score of 650 and above
On a ₹3 Lakh loan for a 36-month tenure at a starting rate of 14% per annum, your monthly EMI will be roughly ₹10,253. Over three years, your total interest paid will be approximately ₹69,118, making it a highly sustainable long-term budget option.
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Disclaimer
The starting interest rate depends on factors such as credit history, financial obligations, specific lender's criteria and Terms and conditions. Moneyview is a digital lending platform; all loans are evaluated and disbursed by our lending partners, who are registered as Non-Banking Financial Companies or Banks with the Reserve Bank of India.
This article is for informational purposes only and does not constitute financial or legal advice. Always consult with your financial advisor for specific guidance.
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