Whether to manage unexpected expenses or to give themselves a financial boost, almost everyone needs a loan at some point. You can get an easy ₹5,000 loan through Moneyview on the same day!
Read on to know more about the documents required, steps, and eligibility criteria.
News Update
RBI has set new guidelines on how banks will handle personal loans. Effective 1 October 2025, banks can reduce the spread on floating-rate loans even before the 3-year lock-in period. This will pass the benefits of policy changes quickly. When the interest rate resets, banks can also offer a fixed-rate option, although this option will no longer be mandatory.
(As reported by Financial Express on 27 November 2025)
Attractive Loan Amount
Get loans from ₹5,000 to ₹10 Lakh based on your eligibility
Collateral Free Loans
You can get a personal loan through Moneyview without any collateral or guarantor
Fast Disbursal
The loan amount is disbursed to your bank account within 24 hours of approval
Affordable Interest Rates
Interest rates starting from just 14% per annum
1
Step 1: Check Eligibility
Quickly check if you are eligible on the Moneyview platform in only 2 minutes!
2
Step 2: Choose Your Loan Plan
Select the desired loan sum and repayment period from the options provided.
3
Step 3: Upload Your Documents Online
Share only essential documents for profile verification, easily uploading them digitally.
4
Step 4: Funds Disbursed
Once your application is validated and the loan agreement finalized, funds will be transferred to your bank within 24 hours!
Our lending partners' simple eligibility criteria for borrowers to get an emergency loan of ₹5,000 are as follows -
The borrower should be between 21 and 57 years of age
They must earn a minimum of ₹25,000 or more monthly
Income must be credited directly to their bank account
They must have a minimum CIBIL score of 650
For a personal loan of ₹5,000, the bare minimum documentation is as follows:
Your PAN number
Your mobile number will have to be linked to your Aadhaar card for KYC verification
You must also enable the auto-debit facility on your bank account in order to permit automatic withdrawals from your account. Use a debit card, net banking, or a NACH form to finish this quick procedure.
The auto-debit facility will enable you to pay your EMIs automatically each month, eliminating the need for manual intervention.
Our lending partners provide some of the market's fairest and affordable interest rates. The fees for ₹5,000 personal loans are -
|
Fees and Charges |
Amount Chargeable |
|---|---|
|
Interest Rate |
Starting from 14% per annum |
|
Loan Processing Charges |
Starting from 2% of the approved loan amount |
|
Penal Charges on Overdue EMI |
24% per annum plus applicable taxes, if any |
|
NACH Bounce |
₹500/- each time |
Loan Amount
Min ₹5,000
Max ₹6,000,000
Rate of Interest
Min 5%
Max 25%
Loan Tenure
5
months
Min 3 months
Max 72 months
You might be typing things like ‘I want 5,000 rupees loan’ or ‘ I need 5,000 rupees loan urgently’, and we understand your emergency. However, it is essential to know the EMI beforehand, as it will help you manage your finances better.
All you need to do is use the Moneyview personal loan EMI calculator and find out your EMI in seconds.
For example, if you took a personal loan of ₹5,000 at a 17% interest rate per annum, here is what your EMI could look like for different repayment terms -
|
Loan Amount |
Interest Rate (p.a.) |
Tenure (in months) |
EMI (in ₹) |
|---|---|---|---|
|
₹5,000 |
17% |
12 |
456 |
|
24 |
247 |
||
|
36 |
178 |
||
|
48 |
144 |
||
|
60 |
124 |
Instant ₹5,000 loans are collateral-free, and there is no restriction on the end use. So, the borrower is free to use the loan as they see fit.
A ₹5,000 loan can be used for a variety of purposes, such as -
An emergency loan of ₹5,000 can help you quickly pay off your credit card dues and prevent you from racking up interest rates.
While an ₹5,000 instant loan may not be enough for a world tour, it can definitely help you realize your wanderlust dreams to a large extent.
Whether it is a small loan of ₹5,000 or a large loan of ₹10 Lakh, Moneyview is here to help you when life throws you a curveball in the form of medical emergencies.
Shopping without any funds in the bank account is no fun. Whether it is to buy your favorite dress or surprise your mom with a new saree, take a small ₹5,000 through Moneyview and shop to your heart’s content!
There are several ways to improve your skills and add another certification to your resume. Taking courses online is one of them. An emergency loan of ₹5,000 through Moneyview is the perfect solution to fund your dreams!
Did you know that one of the best ways to increase your credit score is to get a loan and repay it on time? An ₹5,000 personal loan from us is perfect for this purpose as the EMIs will also be relatively affordable.
Need Quick Cash?
An instant personal loan is the best way to manage a financial emergency, as there is no restriction on the end use. Use your 5,000 loan for travelling, wedding expenses, or buying a new gadget - the sky is the limit!
So, if you were searching for ‘instant loan of 5,000’, ‘I need 5,000 rupees loan urgently’, or ‘5,000 loan on Aadhaar card’, Moneyview can help you with instant personal loans from their lending partners. There are no hidden charges, and you can get the loan amount in your bank within 24 hours.
You can check your eligibility in 2 minutes by visiting our website or downloading the app.
A loan of ₹5,000 is considered a starter loan, and you can get it even if you have a low credit score. You can get a loan through Moneyview with a CIBIL score of just 650.
2025-08-10
This is an excellent app!! The interface is smooth, elegant, and intentional, praised for its superb design and fast performance. I really liked it, especially the solid, user-friendly layout and fast transitions.
2025-08-25
I am a regular customer of Moneyview, and it gives me full satisfaction! I get money as and when required without any paperwork. If you make payments on time, your next loan amount will be higher.
2025-09-05
It is an awesome app. It is secure, trustworthy, and comprehensive. It is also often updated with new features.
See what our customers have to say
2025-08-10
This is an excellent app!! The interface is smooth, elegant, and intentional, praised for its superb design and fast performance. I really liked it, especially the solid, user-friendly layout and fast transitions.
2025-08-25
I am a regular customer of Moneyview, and it gives me full satisfaction! I get money as and when required without any paperwork. If you make payments on time, your next loan amount will be higher.
Best Personal Loan Resources
Personal Loan by Income and Purpose
Personal Loan Types and Comparisons
CIBIL Score Check and Boost Guide
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Disclaimer
The starting interest rate depends on factors such as credit history, financial obligations, specific lender's criteria and Terms and conditions. Moneyview is a digital lending platform; all loans are evaluated and disbursed by our lending partners, who are registered as Non-Banking Financial Companies or Banks with the Reserve Bank of India.
This article is for informational purposes only and does not constitute financial or legal advice. Always consult with your financial advisor for specific guidance.
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