Top Features and Benefits of Personal Loan

topfeature_icon

Flexible Loan Amount

We understand that requirements keep changing which is why we offer flexible loans through our partner lenders. Avail any loan amount between Rs.5,000 to Rs.10 Lakh, as per your eligibility.

topfeature_icon

Quick Eligibility Check

You can check your eligibility on the Moneyview website or the app in just 2 minutes.

topfeature_icon

Minimal Documentation

If you are applying for a loan through Moneyview digital lending app, you don’t have to arrange for a guarantor or pledge any assets.

topfeature_icon

Affordable Interest Rates

Interest rates are really important as they determine the EMI. Interest rates of Moneyview’s partner lenders start from just 14% per annum.

topfeature_icon

Paperless Process

The whole process of the loan application will be paperless and online.

topfeature_icon

Flexible Repayment Term

Repayment terms of loans offered on the Moneyview app are varied and flexible. You can choose the one that suits you best, and it can be anywhere from 6 months to 5 years.

topfeature_icon

Loans on Low Credit Score

Through Moneyview, you can get loans with a CIBIL score of 650.

topfeature_icon

24 Hour Disbursal

We are with you when you need urgent funds. Once your application is approved, your loan amount will be credited to your account within 24 hours in most cases!

Loans, big or small, are just what we need when faced with a financial crunch. Now, it has become easier to get a loan, thanks to Moneyview’s digital lending app.  

Need an instant Rs. 5,000 loan? Here’s how!

Get Affordable Loans with Flexible Repayment Options

If you are searching for ‘I need 5000 rupees loan urgently’ or ‘5000 loan on Aadhar card’, you are at the right place. Through Moneyview, you can get a Rs.5,000 loan instantly. 

Our partner lenders offer affordable loans through a hassle-free application process. You won’t need to submit multiple documents and it is almost like getting a 5000 loan on Aadhaar card. This means, that our partner lenders' documentation requirements are incredibly minimal!

Eligibility Criteria for an Instant Rs. 5,000 Loan

Our lending partners' simple eligibility criteria for borrowers to get an emergency loan of Rs. 5000 are as follows.

  • The borrower should be between 21 years and 57 years

  • He/she must earn a minimum of Rs. 13,500 or more monthly 

  • Income must be credited directly to their bank account

  • To qualify for a personal loan through Moneyview, the applicant must possess a minimum CIBIL score of 650

Documents Required For Instant Rs. 5,000 Loan

For a personal loan of Rs. 5,000, the bare minimum documentation is as follows:

  • Your PAN number

  • Your mobile number will have to be linked to your Aadhaar card for KYC verification

You must also enable the auto-debit facility on your bank account in order to permit automatic withdrawals from your account. Use a debit card, net banking, or a NACH form to finish this quick procedure.

The auto-debit facility will enable you to pay your EMIs automatically each month, eliminating the need for manual intervention.

Income and Credit Score Eligibility Criteria

You can easily apply for a personal loan from Moneyview for Rs. 5,000 if you meet the eligibility criteria listed below. 

Given below is a city-wise breakdown of the income and credit score requirements -

Income Must be Credited Directly to Your Bank Account

Salaried Individuals

Minimum In-Hand Income

Area of Residence

CIBIL Credit Score Requirement

Rs 13,500

Any

CIBIL Score of 650 and above

Rs 20,000

Mumbai/Thane or the NCR region (Delhi, Noida, Gurgaon, Ghaziabad, Faridabad, etc.)

New to Credit or CIBIL Score of 650 and above

Rs 15,000

Metro City other than Mumbai and NCR

CIBIL Score of 650 and above

Self-Employed Individuals

Rs. 15,000

Any

CIBIL Score of 650 and above

How to Apply for An Instant Rs. 5,000 Loan in Minutes?

Check Eligibility

You can find out the amount you are eligible for in just two minutes on the Moneyview website or digital lending app

Select Loan Tenure

You can choose any loan amount, from Rs. 5000 to Rs. 10 Lakh, and the repayment term that best suits your needs based on your eligibility

Upload Documents

Since Moneyview’s application process is entirely digital, you can easily upload all the necessary documents for a quick verification

Amount Disbursed

As soon as the loan agreement is submitted and the documents are verified, your loan amount will be transferred directly to your bank account within 24 hours.

Fees and Charges for Rs. 5,000 Instant Loan

Our lending partners provide some of the market's most fair and affordable interest rates. The fees for Rs. 5,000 personal loans are -

Fees and Charges Amount Chargeable

Interest Rate

Starting from 16% per annum

Loan Processing Charges

Between 2% to 8% of the approved loan amount

Penal charges on Overdue EMI

24% per annum plus applicable taxes, if any

NACH Bounce

Rs.500/- each time

What is the EMI for a Rs.5,000 Loan?

You might be typing things like ‘I want 5000 rupees loan’ or ‘ I need 5000 rupees loan urgently’ and we understand your emergency. But it is essential to know the EMI beforehand as it will help you manage your finances better.

All you need to do is use the Moneyview personal loan EMI calculator and find out your EMI in seconds. 

For example, if you took a personal loan of Rs. 5,000 at a 17% interest rate per annum, here is what your EMI could look like for different repayment terms -

Loan Amount Interest Rate (p.a.) Tenure (in months) EMI in Rs.

Rs. 5,000

17%

12

456

24

247

36

178

48

144

60

124

What is the Purpose of Rs. 5,000 Instant Loans?

Instant Rs. 5000 loans are collateral-free and there is no restriction on the end use. So, the borrower is free to use the loan as they see fit. 

A Rs. 5000 loan can be used for a variety of purposes, such as -

Credit Card Bills

An emergency loan of Rs. 5000 can help you quickly pay off your credit card dues and prevent you from racking up interest rates.

Travel Goals

While an Rs. 5,000 instant loan may not be enough for a world tour, it can definitely help you realize your wanderlust dreams to a large extent.

Medical Bills

Whether it is a small stent loan of Rs. 5000 or a large loan of Rs. 10 Lakh, Moneyview is here to help you when life throws you a curveball in the form of medical emergencies. 

Shopping

Shopping without any funds in the bank account is no fun. Whether it is to buy your favorite dress or surprise your mom with a new saree, take a small Rs. 5000 from Moneyview and shop to your heart’s content!

Online Courses

There are several ways to improve your skills and add another certification to your resume. Taking courses online is one of them. An emergency loan of Rs. 5,000 from Moneyview is the perfect solution to fund your dreams!

Increase Credit Score

Did you know that one of the best ways to increase your credit score is to get a loan and repay it on time? An Rs. 5,000 personal loan from us is perfect for this purpose as the EMIs will also be relatively affordable. 

Check Other Personal Loan Options Based on Your Budget

Conclusion

An instant personal loan is the best way to manage a financial emergency as there is no restriction on the end use. You can use the funds from your instant 5000 loan as you see fit. 

So, if you were searching for ‘I want 5000 rupees loan’, Moneyview can help you with instant personal loans from their lending partners.

You can check your eligibility in 2 minutes by visiting our website or downloading the digital lending app.

Frequently Asked Questions (FAQs)

Once your documents have been verified and you have signed the loan agreement, your loan amount will be credited to your account within 24 hours, in most cases.

Once you have submitted an application, you can track your application status on our app by opening the moneyview app and going to the ‘Loans’ section. You will be automatically redirected to the ‘Application Status’ screen where you can check your application details.

Through the Moneyview digital lending app, you can avail personal loans with a CIBIL score of just 650.

While most lenders ask for a credit score of over 750 to provide a loan, on the Moneyview digital lending app, things work slightly differently. You can get a personal loan from our lending partners even if your credit score is on the lower side. However, your CIBIL score must be 650 and above to qualify for a personal loan through Moneyview.

Getting a personal loan has never been easier thanks to Moneyview. You can apply for, submit documents, and get the loan within just 24 hours. The best part? This entire process can be completed online easily. Click here to visit the Moneyview website or download the digital lending app and apply now.

Your EMI will vary based on the loan amount availed, repayment term chosen, as well as interest rate imposed. You can find out your potential EMI by using our personal loan EMI calculator.

No, it is not. You will just have to fulfill the eligibility criteria given below -

  • Your age must be between 21 to 57 years
  • Your minimum monthly income must be Rs. 13,500
  • Income must be credited directly to a bank account
  • You must have a minimum CIBIL score of 650

While a Rs. 5,000 instant loan is considered to be a relatively low amount, deciding if an amount is small/low or high will depend entirely on your requirements and your income.

You can avail a loan amount between Rs. 5,000 to Rs. 10 Lakh from Moneyview’s partner lenders based on your income and eligibility criteria.

INTERLINKS

Was this information useful?

300 characters allowed (alphanumeric and special characters such as comma, full stop, @, ", &)

Thank you. Your feedback is important to us.

loan_core_page_leads,loan_core_page_leads_footer_stickybar_5000-rupees-personal-loan

Apply for personal loan

+91
Green Tick Success

Thank you for your interest!

We will reach out to you shortly