Bank of Baroda Balance Check

Bank of Baroda provides services such as transactions, transfers, account opening, and more through its Baroda Connect internet banking facilities and bob World mobile banking app. It also allows you to check your Bank of Baroda account balance via SMS, missed calls, passbooks, ATMs, and other methods.

Bank of Baroda is an Indian public sector banking and financial services firm headquartered in Vadodara, Gujarat. Bank of Baroda (BoB) is well-known for its ability to provide customers with convenient access to their bank accounts. Read on to learn how to check the balance of your BoB account.

Bank of Baroda Balance Check Options

Balance inquiry is one of the most basic functions that account holders perform. Bank of Baroda customers can check their account balance in many ways.

Passbook Balance Check for BOB

A passbook is the most convenient way for account holders to check their balances. They must, however, keep their passbooks up to date by visiting the bank on a regular basis to get their Bank of Baroda account passbook updated to always reflect the current balance.

BOB Balance Check via ATM or Debit Card

Account holders can check their Bank of Baroda account balance by using their ATM cards. Here are the steps they must take:

• Insert the card into the slot.

• Enter their ATM PIN (4 digits).

• Choose "Balance Enquiry" from the list of options on the screen

• After viewing the balance on the screen, complete the transaction

SMS Balance Enquiry Number for Bank of Baroda

Customers of Bank of Baroda can receive their account balance via SMS using their registered mobile numbers. They only need to send an SMS in a specific format to 8422009988. 

The bank will respond with an SMS containing the customer's account balance. Customers can also use this feature to request a mini statement and check their status. There are fees associated with the Bank of Baroda SMS Banking service.

Bank of Baroda Missed Call Balance Check

If you are a customer of Bank of Baroda, you can use their missed call service. Simply dial 8468001111 from your registered mobile phone number. 

The bank will send you an SMS with your account balance. This is a free service that Bank of Baroda customers can use 24 hours a day, 7 days a week to check their account balance regardless of their physical location.

The Bank of Baroda accounts eligible for this service are:

• Savings Bank Account (SB)

• Current Account (CA)

• Overdraft Account (OD)

• Cash Credit Account (CC)

A Bank of Baroda customer may use this service up to three times per day. If the customer has multiple accounts with the bank, the bank will send the customer a maximum of 320 characters (2 messages). Other Bank of Baroda account balance check services may be required for the customer's other accounts.

Check Bank of Baroda Account Balance Online

Check your Bank of Baroda account balance online using internet banking, mPassbook, or mobile banking-

• Net Banking Balance Enquiry at Bank of Baroda

  • Customers who open an account with Bank of Baroda can apply for the bank's net banking service.

  • The bank provides the customer with a user id and password that they can use to access the bank's net banking website.

  • After logging in, the customer can create his or her own password and begin using net banking services.

  • Customers who just want to check their account balance can sign up for the "View facility."

  • Customers who wish to conduct transactions can sign up for the "Transaction facility."

  • Customers can use the Bank of Baroda's net banking service to conduct a variety of banking transactions such as balance inquiries, account statements, funds transfers, bill payments, and so on without having to visit the bank.

  • Customers are not even required to be in a specific location to use the net banking service. They only require an internet connection and a browser, such as a smartphone, tablet, notebook, or desktop computer.

  • To find out your current credit card balance, call the Bank of Baroda Balance Enquiry Number at 08468001111. The missed call must be made from the phone number that is currently associated with your credit card.

  • You can also check your credit card balance using the Bank of Baroda's mobile banking services. Simply SMS BAL the last four digits of your credit card number to 8422009988.

  • If your credit card number is linked to it, you can also check the balance using your net banking and mobile banking services.

• Bank of Baroda Balance Check via mPassbook

The Bank of Baroda's mPassbook mobile app allows account holders to easily view their account balances via their mobile apps.The mPassbook app is available in eight different languages.

When a customer opens the app, it automatically syncs and updates.

• Bank of Baroda Mobile Banking App 

  • The Bank of Baroda BoB World mobile banking app is an updated version of the Bank of Baroda M-Connect app. 

  • The new app has a better user interface and provides customers with a variety of features.

• Customers can use the app to link their savings, PPF, current account, cash credit account, and overdraft account.

• The customer can view their account balance, download account statements, transfer funds between accounts, make third-party transfers, and so on.

Check Bank of Baroda Balance Using UPI

• On your smartphone, launch any UPI app.

• Login via MPIN or Biometrics

• Select the account for which you want to check the balance by clicking on the account section.

• Select the Balance Check option.

• Verify with the passcode you created.

• The balance will be displayed on the screen after you verify the passcode.

• Like a physical passbook, keeps a record of all transactions made by the customer.

• Customers with registered mobile numbers with the bank can use this service.

• Customers can also download their account statements, find a Bank of Baroda ATM within a 10-kilometer radius, and tag transactions for future reference.

Mini Statement

A mini statement allows you to review the last five transactions in your account. There are two simple ways to obtain your Bank of Baroda Mini Statement:

Banking via SMS

From the registered phone number, send the message MINI space> last four digits of the account number to 8422009988.

ATM

Insert your debit card into the slot of your nearest Bank of Baroda or other ATM. Choose 'Mini Statement' and enter your 4-digit ATM PIN. Your mini statement will be printed immediately.

Advantages of regularly checking your Bank of Baroda account balance 

Check your transactions: If you call the Bank of Baroda Balance Check No. on a regular basis, you will get a clear picture of all the credits and debits that have occurred in your account. If you discover that the balance does not match, you can check for and correct any errors.

Identify and report fraudulent transactions: With so many transactions taking place online these days, fraud has become quite common. Keep a close eye on your account using the Bank of Baroda Balance Check online and offline facilities to ensure that it has not been hacked or to prevent fraudulent transactions. If you notice any unauthorized transactions, you should notify the bank as soon as possible so that appropriate action can be taken.

Identify the bank's mistakes: There is a chance that the bank will make withdrawals or deposits into your account due to a system error. You will be able to detect these errors and notify your bank quickly if you perform a regular Bank of Baroda Account balance check.

Maintain accurate financial records: Regularly tallying your account balance is essential for simple bookkeeping. This is true even if you use an automated process or software for bookkeeping. Use the Bank of Baroda Balance Check no to easily obtain your current balance and transaction information.

Check to make sure you haven't missed any payments: Payments may be missed when using auto-debit services, resulting in late fees, credit score issues, and other unwelcome complications. The best way to avoid missed payments is to use your Bank of Baroda Balance Enquiry number on a regular basis.

What is the other purpose of the Bank of Baroda Balance Check?

BOB Balance Check is useful for a variety of reasons:

• These services are provided at no cost to all customers.

• You can check your Bank of Baroda balance both online and offline.

• You can keep track of every transaction that has occurred in your account.

• It is simpler to detect and report errors in your account balance, fraudulent transactions, and other problems.