Bank of Baroda Balance Check

Bank of Baroda (BoB) is well-known for its ability to provide customers with convenient access to their bank accounts. It offers various modes to check your account balance, both online and offline.

Read on the steps involved to check your balance using all methods.

Ways to Check Bank of Baroda Account Balance

Balance inquiry is one of the most basic functions that account holders perform. There are various ways to do a Bank of Baroda balance check, which are mentioned below.

The offline methods for the Bank of Baroda Balance Check are -

• Missed Calls

• SMS

• ATM

• By visiting the bank branch

The online methods for checking your Bank of Baroda account balance are -

• Internet Banking

• mPassbook

• Mobile Banking

• UPI apps

• WhatsApp Banking

Bank of Baroda Balance Check - Offline Methods

The offline methods to check your BoB account balance are hassle-free and can be done without an active internet connection. They include the Bank of Baroda balance check number for missed calls and SMS services. You can also visit your bank branch or an ATM to check your account balance. 

Let us look at the steps involved in these -

Bank of Baroda Balance Enquiry Number

If you are a customer of Bank of Baroda, you can use their missed call service to check your balance as well as your mini statement. The Bank of Baroda balance check number is

84680 01111

• You need to call from your registered mobile number to avail of this service.

• The call will disconnect after the first ring and you will receive a message with your available balance.

• You can use this service up to three times per day.

Bank of Baroda Balance Check through SMS

You can check your BoB account balance using the SMS banking services as well. The number you need to send an SMS to is -

84220 09988

The list of keywords and services are mentioned below -

For example, if your bank account number is 9999 8888 7777 you need to send an SMS saying: BAL 7777 to 84220 09988.

Here are some other points to remember -

• You have to send the message from your registered mobile number.

• Once you send the message, you will receive the requested information via text message on the same number.

• The SMS banking service is chargeable.

Bank of Baroda Account Balance Check through ATM

All account holders receive ATM cum Debit Cards when they open an account. That card can be used for transactions as well as for checking your account balance. Here is how you can check your account balance -

STEP-1: Visit your nearest ATM with your Debit cum ATM card. It can either be a BoB or any other bank’s ATM.

STEP-2: Insert your card into the ATM card slot, select the language, and choose ‘Balance Enquiry’ from the list of services.

STEP-3: Choose your account type and enter the 4-digit ATM PIN when prompted. 

STEP-4: Your balance will be displayed on the screen. 

Find Out Your BoB Account Balance by Visiting the Bank Branch

This is one of the easiest offline methods to inquire about your bank account balance. However, it can be time-consuming if the bank branch is far from your place. 

OPTION-1: You can ask the bank official to help you with your account balance check. Once you provide your account number and a valid ID to authenticate yourself, the officials will be able to help you out.

OPTION-2: You can take your passbook and get it updated at your nearest branch with details of your latest transactions. Once you update it, you will be able to see the last available balance.

How to Check Bank of Baroda Account Balance Online

You can check your BoB account balance using the following online methods -

• Internet Banking

• mPassbook

• Mobile Banking

• UPI apps

• WhatsApp Banking

Let us look at the steps involved in each of these processes.

Bank of Baroda Balance Enquiry through Net Banking

You can use BoB’s internet banking portal for a variety of services like balance inquiries, account statements, bill payments, etc. It can be done easily from the comfort of your home through your laptop or phone. 

Here are the steps you need to follow to check your account balance -

STEP-1: Log into the Bank of Baroda net banking website using your credentials.

STEP-2: Go to ‘View Account Details’.

STEP-3: Next, click on ‘Check Account Balance’ and your balance will be displayed on the screen.

Bank of Baroda Balance Check via mPassbook

Bank of Baroda's mPassbook mobile app allows account holders to easily view their account balances. The mPassbook app is available in eight different languages.

All you have to do is download the app on your phone and register. Once you have registered, your data syncs every time you open the app. You can easily check your account balance as well as recent transactions on it.

Bank of Baroda Balance Check via Mobile Banking App 

Most major banks have their mobile apps for easier banking. Bank of Baroda’s BoB World mobile banking app is an updated version of the Bank of Baroda M-Connect app. 

Here is how you can check your account balance on the app -

STEP-1: Download the app from the Play Store or the Apple Store.

STEP-2: Log in using your registered mobile number or MPIN.

STEP-3: Go to ‘My Accounts’ → ‘View Account Balance’ option.

You will be able to see your available account balance on your screen.

Check the Bank of Baroda Balance Using UPI

Everyone uses UPI apps for daily transactions. Did you know that you can use any of these UPI apps to check your bank balance? 

Here are the steps involved -

STEP-1: Open your preferred UPI app and click on your profile or  ‘Balance Check’ option.

STEP-2: Enter your 4-digit UPI PIN and your balance will be displayed on your screen.

Account Balance Check Using WhatsApp Banking

WhatsApp banking is the latest in the services offered by the Bank of Baroda to make banking accessible and more convenient. 

The Bank of Baroda balance enquiry number for WhatsApp banking is -

84338 88777

You can follow these steps to check your account balance using WhatsApp -

STEP-1: Save the number 8433888777 to your contacts and send a ‘Hi’ on WhatsApp.

STEP-2: You will receive a welcome message and instructions.

STEP-3: Choose ‘Balance Enquiry’ to receive your account balance on your chat window.

How To Check The Mini Statement?

A mini statement allows you to review the last five transactions in your account. There are two simple ways to obtain your Bank of Baroda Mini Statement:

• Missed Call

The number for receiving a mini statement through missed calls is -

                                               8468001122

You need to make the call from your registered mobile number. The call will be disconnected after one ring, after which your mini statement will be sent to you via a text message.

• SMS

To receive your mini statement using SMS banking, you need to send an SMS to -

                                                84220 09988

Send a message from your registered mobile number in the format <MINI><space><last 4 digits of account number>. 

For example, if your bank account number is 9999 8888 7777 you need to send an SMS saying: MINI 7777 to 84220 09988.

• ATM

You can also check your mini statement using your ATM cum Debit card. Visit your nearest ATM with your card and select the language of your choice.

Then choose ‘Mini Statement’ and enter your 4-digit PIN when prompted. Your mini-statement will be printed immediately.

You can also use the mobile app or internet banking to check your mini statement.

Advantages of Regularly Checking Your Account Balance 

Checking your account balance regularly is a good financial habit. Here are some advantages of doing so -

• You learn about your spending habits and keep track of your expenses

• You can easily notice and report any fraud

• You can check if your interest is being deposited regularly

• You can be aware before you make any big purchases

• You can be sure that all payments are being made promptly

• You can maintain accurate financial records

Conclusion

Bank of Baroda is one of the major banks in the country and it allows a lot of hassle-free ways to conduct banking. However, it is necessary to be careful when you use remote banking methods. 

If you spot any fraudulent activity on your account, don’t hesitate to call the Bank of Baroda balance inquiry toll free number - 1800 5700. In case you are a domestic customer and are facing a problem while you are abroad, you can call the number - +91 79-66296009. Both these numbers are active 24*7 making it easy to report problems associated with your bank account. 

Bank of Baroda offers multiple ways to check your account balance like visiting the bank, checking the passbook, visiting the ATM, or using online services such as net banking, or mobile banking. Make use of these methods and stay on top of your finances!