How to Check Balance in Central Bank of India

The Central Bank of India is a commercial bank that offers its account holders a wide range of banking services. The bank has enabled some dedicated services through which users can access their bank accounts without having to physically visit the bank.

Customers can also use the various features it has provided to check their account balance in just a few minutes. Here’s how!

Central Bank of India Balance Check Number

To check the balance of your Central Bank of India account, dial the below Central Bank balance inquiry number -

095552 444442

Give a missed call to the above number from your registered mobile number and you will get the last balance in your account through SMS. This Central Bank of India balance check number is toll-free and can be used anytime.

How To Register for Central Bank of India Balance Enquiry 

Missed call facility and SMS facility is available only to account holders who have registered their mobile numbers with Central Bank of India. 

To register your mobile number, 

• Visit your nearest branch of the Central Bank of India and submit an application along with your account number and your mobile number. 

• You will receive a four-digit PIN within five working days of successfully submitting the application form.

• The bank will activate the PIN, after which you will be able to check the Central Bank of India balance via missed calls and SMS.

Other Ways for Balance Inquiry

Some of the methods account holders can use to check their Central Bank of India account balance for free are listed below

1. Net Banking 

All Central Bank of India account holders have access to net banking.

Users who have registered for the Central Bank of India's net banking service can use it to check their account balances.

Login to your net banking account, choose Account Summary and you will be able to see the available balance in your account. Users can also perform several other activities such as fund transfer, paying utility bills, and more using net banking. 

2. Mobile banking

Central Bank Of India offers its customers three mobile banking apps through which users can instantly check their balance. They are

• Cent Mobile - Central Bank of India account holders can download this app on their smartphones and access banking features such as balance inquiry, mini-statements, funds transfers, and more. 

• Cent m-Passbook - The Central Bank of India provides Cent m-Passbook to all account holders, allowing them to log in with their registered mobile number and view all transactions. The Cent m-Passbook app can be used in the following ways:

• Users can view their account balance.

• Filter transactions by date and transaction type. 

• Stay up to date on transactions even when you don't have an internet connection.

• Access accounts both online and offline.

3. SMS Banking service

The Central Bank of India allows balance inquiries via SMS. To avail this service, you must first register your mobile number with your bank. After registration, send an SMS in the following format to 99675-33228.

BALAVL <A/c No> <MPIN>  

You will receive your account balance via SMS to your registered mobile number. 

4. Passbook

All account holders receive a passbook from the Central Bank of India, which helps them keep track of all debit and credit transactions. 

Account holders can update their passbook at their nearest bank branch to check their account balance. The Central Bank of India passbook records all transactions (debit or credit) made by the user. 

5. Central Bank of India ATM 

Account holders can visit their nearest bank ATM or any other bank ATM to check their Central Bank of India Balance. Follow the instructions below to check your account balance:

• Swipe the ATM card issued by the Central Bank of India.

• Enter the four-digit PIN for your ATM card.

• Choose "Balance Enquiry / Check Account Balance”.

• The account balance of the Central Bank of India will be displayed on the ATM screen. 

6. Toll-free Number

Central Bank customers can easily check their account balance by calling the below Central Bank of India balance inquiry number to obtain the information.

1800 22 1911

• Select your preferred language, and choose the option to check your account balance.

• You can also perform other activities such as obtaining an account statement, contacting a customer service executive, and more through this toll-free Central Bank Balance inquiry number. 

7. UPI (Unified Payments Interface)

UPI is an instant payment service that allows you to perform small transactions and other banking activities in your day-to-day life. To use UPI services, customers must first link their bank account to their preferred UPI app.

Once you have linked your Central Bank Of India account, you can easily check your account balance by following the below steps.

• Open your UPI app

• Choose the ‘Check Balance’ option

• Enter your UPI PIN on the next screen

• The app will fetch and display your available account balance on the following page

Conclusion

Central Bank of India has provided several ways for its customers to check their account balances with ease. It has offered both offline and online methods to bring convenience and accessibility closer to its customers. You can avail any of the methods mentioned above to check your account balance hassle-free.