HDFC Bank is a leading private-sector bank in India that offers banking and financial services to individuals, small and medium-sized enterprises, and large corporations.
HDFC offers a range of digital banking services, such as NetBanking, MobileBanking, SMS banking, and WhatsApp banking. Individuals who want to check their bank account balance can use their plethora of services to find the balance with ease.
HDFC has provided several ways for its customers to check their account balances easily without visiting the bank. Here are all the methods you can use to find your balance -
Balance Inquiry Method |
Balance Check Number / Link |
---|---|
Missed Call Service |
18002703333 |
SMS Services |
Send a message to 7308080808 |
Net Banking |
Log in to the HDFC net banking portal |
WhatsApp Service |
7070022222 |
Mobile Banking Service |
Install and log in to the HDFC Mobile Banking app |
UPI |
Link your bank account to any UPI app and check your balance by entering your PIN |
Passbook |
Visit your bank branch and update your passbook |
ATM |
Insert your debit card and choose the check balance option |
You need to register to check your account balance through toll-free numbers. To register,
SMS <Register><Space><Last 4 digits of customer ID><Space><Last 4 digits of account number> to 7308080808.
Once registration is completed, HDFC account holders can give a call at 18002703333 from the number registered with their respective HDFC bank account. Here are the numbers you can call for other services -
Service |
Number |
To check your account balance |
18002703333 |
To check your mini statement |
18002703355 |
To get your cheque book |
18002703366 |
To get your credit card summary |
18002709988 |
You will receive an SMS from the bank with your account balance on the same number. You will be notified if your number is not registered with your bank account.
Sending an SMS is another effective method of checking your HDFC bank balance in addition to calling the HDFC bank balance inquiry number.
To register for SMS banking,
SMS <Register><Space><Last 4 digits of customer ID><Space><Last 4 digits of account number> to this number -
Then, you can send a message with your query to the same number.
Gone are the days when you had to learn keywords to use SMS banking services. Now you can just send your query to the number mentioned above, and HDFC Bank’s AI will answer your query.
Following this procedure, you will receive an instant message in your SMS with all of your bank balance information.
To check your HDFC Bank account balance through NetBanking, follow these steps:
Go to the HDFC Bank website and click on the "NetBanking" link.
Click on the "Login" button.
Enter your Customer ID and password to log in to your account.
Once logged in, you will see your account balance displayed on the dashboard. Alternatively, you can click on the "Accounts" tab to view a list of your accounts and their balances.
You can also click on the "Transactions" tab to view a summary of your recent transactions.
If you have not registered for HDFC Bank's NetBanking service, you can do so by visiting any HDFC Bank branch or by following the registration process on the HDFC Bank website.
You will need to provide your HDFC Bank account number, registered mobile number, and other necessary documents to complete the registration process.
WhatsApp Banking is the easiest way of banking if you are an HDFC customer. Just by sending a text or an audio message over WhatsApp, you can access a wide range of services and transactions in your account 24x7. You can also interact with your bank anytime, anywhere on any platform.
To register for WhatsApp banking, send
Once registration is done, send messages on the chat to avail of various services, including balance enquiry.
Follow these steps to check your HDFC Bank account balance via mobile banking:
Download the HDFC Bank MobileBanking app from the App Store or Google Play Store.
Open the app and log in using your Customer ID and password.
Once logged in, you will see your account balance displayed on the dashboard.
You can also use this app for other services like mini statement, requesting a cheque book, etc.
You can also use the nearest ATM to check your balance. To do this, you need to have your debit card. Once you insert the debit card into the ATM, choose the balance inquiry option under the banking option.
The ATM will display the remaining balance in your account. You can also choose to take a print of the balance.
UPI is another way you can easily check your balance. To check your balance, you must first link your bank account to your preferred UPI app.
Open your UPI app
Choose the ‘Check Balance’ or ‘Check Bank Balance’ option
Enter your UPI PIN
The screen will display your balance in under a minute
You can also use the IVR service to know your account balance. Just call the number given below and follow the instructions -
Every HDFC account holder is provided with a passbook. This passbook must be regularly updated to contain all the transactions done. Visit your bank and update the passbook.
It will reflect the balance available in your account. This method is suitable for those who have not signed up for net banking and mobile banking services or have little access to the Internet.
EVA is the AI assistant HDFC offers to help customers resolve issues faster. On the home page of the HDFC website, you will find Ask EVA in the bottom right corner. You can use EVA to find your bank balance using the following method.
Initiate a conversation with EVA by sending ‘Hi’
Then, send a message inquiring about your bank balance.
Proceed further by agreeing to the terms and conditions of the bank
EVA will ask for your registered mobile number with the bank.
Enter the OTP sent to the number
EVA will send the bank details to you through an SMS.
You can also request a mini-statement, account statement, FD inquiry, or more using Ask EVA.
Customers who want to use this service must first register for SMS banking. To register for SMS banking,
SMS “Register” <Space> “Last 4 digits of customer ID” <Space> “Last 4 digits of account number” to 7308080808.
HDFC Bank is one of the most popular and trusted names in India. It is known for its ease and simplicity in providing banking services to its customers.
HDFC Bank has provided several ways to check your HDFC Bank account balance, allowing you to manage your financial life with ease. To use these services, you will need to have your HDFC Bank account number and registered mobile number.
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