There are various methods to check your Indian bank balance, one of which includes using the ‘Indian bank balance check’ number. Listed below are some of the methods to check Indian Bank balance.
In the age of information technology, one of the benefits of having a bank account is being able to check our balance from time to time. Not only does this help us keep track of our expenses, but it also reduces the chances of cyber fraud.
Indian bank, a public sector bank based in Chennai, with its total business touching up to Rs. 10,10,000 crores early in this year, allows its customers to check balance through easy methods.
There are a number of ways to check your bank balance from Indian Bank. A user may choose from ATM machines, SMS alerts, net banking, Indian Bank balance enquiry number and so on.
Each of these methods involves a certain set of steps, which will be listed and explained in this article in detail. Some of these methods can be done from the ease of your homes and personal spaces.
With the advent of the digital era, we no longer have to stand in long queues for hours in order to get a job done. Checking bank balance is now possible from our own devices at our own convenience. We can now get details of our bank account, including bank balance, through our own devices, via both online and offline modes.
Following are all the methods by which you can know your Indian Bank balance:
By visiting your nearest Indian Bank branch
By visiting an Indian Bank or any other ATM
Via SMS on your registered mobile number
Via net banking portal online
Via official Indian Bank INDOASIS app
Through third party UPI apps
By using the IVR number
Via missed call
Some of these methods work only if the registered mobile number is granted certain permissions from the bank. Balance enquiry via net banking requires net banking to be active for the user.
The method of internet banking has revolutionised the banking sector. Users can not only make payments online but also check their balance as well as the transaction history for their account.
In case you are not familiar with the procedure of checking Indian Bank balance via net banking, then you just need to follow these simple steps:
Step 1: While registering for your Indian Bank account, you need to have a net banking option activated for your account. In case you have not done so, you can later contact the bank to avail net banking services.
Step 2: Open the official net banking page of Indian Bank from an electronic device and visit the net banking section (netbanking.indianbank.in)
Step 3: Log in to your account by entering the username and password along with captcha. In case you forget either of these, contact your bank.
Step 4: Of the many services mentioned there, there will be an option for balance enquiry. Click on it and provide necessary information including OTP if required. You can also check the transaction history and its details.
In case the net banking feature is not activated for your Indian Bank account, you need to contact the nearest branch to avail this service.
For those lacking a proper internet connection or not being able to access the internet, balance enquiry can also be done via SMS. There are 3 ways to do so:
Whenever a transaction is made to or from your account, an automated SMS is received by you on your registered mobile number. This process was done to increase transparency on the user end.
If a customer having bank account number 9999 9999 9999 with an MPIN of 8888, wants to check his balance, then he simply needs to send an SMS saying: BALAVL 999999999999 8888 to 9444394443 and an automated SMS stating the balance will be received by the user.
If instructions via SMS are difficult for you, then you can know your balance by giving a missed call to any Indian Bank toll-free number as explained in the next section.
Account holders can check their balance by calling the Indian Bank Customer Care Helpline 1800 4250 0000 from the registered mobile number and following the series of IVRS options to receive updates about their balance.
All you have to do is select a language, select the service you want to avail, and then choose - balance enquiry.
There are two ways by which you can know your balance by visiting the bank -
Request balance information at the counter
You can visit the bank and ask the official at the counter to inform you about your balance and they will find your balance and transaction details and give it to you.
Another method to find out your balance is by updating your passbook. The following steps need to be followed:
Visit the Indian Bank Passbook Vending Machine.
Insert your passbook into the slot in the right direction so that the barcode can be scanned by the device.
The passbook starts printing. Once a page is filled, remove the passbook and turn over to the next page.
Repeat the process until the passbook is fully updated and you know your final balance.
The most used and convenient method for checking balance is via the Automated Teller Machine. The following steps need to be followed if you want to enquire about your Indian Bank balance:
Step 1: Visit your nearest ATM. It can be an Indian Bank ATM or any other ATM.
Step 2: Insert your card into the ATM device and wait for instruction.
Step 3: Select the language for your operation.
Step 4: Choose the kind of service you want to avail. In this case, it is ‘Balance Enquiry’.
Step 5: Choose the type of account: Current Account or Savings Account.
Step 6: Enter your 4-digit PIN number
Step 7: The balance is displayed on the screen. You can choose if you want a receipt or not.
Most UPI merchants require you to link your bank details with the app so balance enquiry for your Indian Bank account can be done from a UPI app as well.
Almost all the UPI apps follow the same procedure. All you need to do is open your UPI app, select the balance enquiry option and enter your UPI PIN. The balance is then generated on screen.
Some common UPI apps which can be used for this purpose are:
This is a relatively simple method. To know your balance, you simply need to write an email from your registered email ID asking to know about your bank balance.
The email ID for this purpose is firstname.lastname@example.org. The bank then notifies your balance or might ask you to follow any further instructions if needed.
Missed call option is the simplest option for those people who have very little expertise in using a phone. The phone service is available on a 24/7 basis without any extra charges. All you have to do is ensure that you are using your registered mobile number to call. The procedure is as follows:
Step 1: The customer should have his number registered with the bank account.
Step 2: A missed call should be made from the registered mobile number to +91 810878105
Step 3: An SMS carrying information about the balance will be received by you.
The balance can be checked via the official bank applications for iOS and Android - IndOASIS. These applications can be downloaded from the Play Store or Apple Store and the procedure for checking balance is simple enough:
Step 1: Login to your account using MPIN or biometrics.
Step 2: To verify your account, enter your debit card credentials.
Step 3: Once the verification is done, tap on ‘My Account’.
Step 4: The balance is displayed on the screen.
These are the methods you can use if you want to check your Indian Bank balance. A lot of them are pretty convenient as they do not require going to the banks and standing in queues.
Some of these methods can be extremely useful for senior citizens who do not have much knowledge of using the internet. They can simply know their balance via call or SMS without having to go to the bank.
Most methods require linking the mobile number to the bank account for services like balance enquiry to work.
Digital banking has made managing money much easier with all our information available at our fingertips and using them according to our convenience.
One of the easiest and fastest ways to check your Indian Bank account balance is by sending an SMS.
If you are the customer with an account number 4334 5665 2131 and an MPIN 5555, then send an SMS typing BALAVL followed by the account number and then the MPIN to 9444394443. In this case, your SMS will be BALAVL 4334 5665 2131 5555 sent to 9444394443.
If you wish to avail of the Indian Bank SMS Banking facility to resolve any banking related enquiry, you can do so easily.
For example, you can generate an Indian Bank mini statement using SMS by typing LTRAN
If you wish to know your Indian Bank account details online, you need to follow the steps below -
Go to the Indian Bank online banking portal.
On the main page or home page, you should choose ‘personal banking’ as the option.
The next step involves entering your username and password to login to your account.
To proceed, you need to agree to the terms and conditions set by the bank.
After logging in, you need to click on the ‘accounts’ tab on your screen’s left.
Once done, the balance in your account will be displayed. You can click on ‘detailed statement’ to check your recent transactions.
You need to sign in to your Indian Bank app using your bank account information and create the MPIN.
Next, you need to log in to the program using your User ID and MPIN and select the ‘mini statement’ option from the on-screen menu to check your last 3 transactions.
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