Indian Bank Balance Check Number

Checking your bank balance regularly is a good financial habit as it helps you keep track of your spending habits. As an Indian Bank customer, you have multiple ways to check your bank balance.

Let us look at the various online and offline methods including the Indian bank balance check number.

Indian Bank Balance Check Number (Toll-free) 1800 4250 0000
SMS 94443-94443
Missed call 8108781085

Ways to Check Indian Bank Balance

You can check your Indian Bank balance using the following methods - 

Each of these methods involves a certain set of steps, which will be listed and explained in this article in detail. Some of these methods can be completed from the comfort of your home.

Indian Bank Balance Check Number

The easiest method to check your bank balance is to use the Indian Bank balance check no. which is -

1800 4250 0000

Here are the steps that you need to follow to use this method for balance inquiry -

STEP-1: Call the toll-free number 1800 4250 0000 from your registered mobile number.

STEP-2: Select the language of your choice from the options provided.

STEP-3: The call will be transferred to a customer care executive who will help you check your bank balance.

STEP-4: Ensure you have your account number and customer ID handy.

Indian Bank Balance Check Miss Call Number

Indian Bank balance check no. for missed call service is -

96776 33000

To use the Indian bank balance check miss call number, you have to give a missed call to this number from your registered mobile number. Your call will be disconnected after two rings and you will get a message on your number with your bank balance details.

How to Check Indian Bank Balance via SMS?

You can also use SMS banking to check your Indian Bank account balance. There are two ways to do this -

Type of request SMS Code SMS Format
Regular balance enquiry BALAVL BALAVL <Ac no> MPIN
Last 3 Transactions (mini Statement) LATRAN LATRAN <Ano> <MPIN> LATRAN <MPIN>
To check status of cheque CHQSTS CHQSTS chq no <Ac no> MPIN CHQSTS <chq no> MPIN
To check status of deposited cheque DCHSTS DCHSTS chq no <Ac no> MPIN DCHSTS <chq no> MPIN
To change mobile banking PIN CHGPIN CHGPIN New MPIN OMPIN
For any bank related query HELP HELP Code MPIN

Via SMS requests with Keywords

The Indian bank balance check no. for SMS service is -

94443 94443

You need to send the message in the format <BALAVL><space><Account Number><space><MPIN>. You will receive an SMS with your bank balance details on the same number.

For example, if your bank account number is 9999 9999 9999 and your MPIN is 8888, you need to send an SMS saying: BALAVL 999999999999 8888 to 9444394443.

Via automatic SMS updates

Whenever a transaction is made to or from your account, an automated SMS is sent to your registered mobile number. You can use the SMS to keep track of your Indian Bank account balance.

Indian Bank Balance Check Via WhatsApp 

Given the use of WhatsApp in communication nowadays, most banks also offer WhatsApp banking services. Indian Bank’s number for WhatsApp banking is -

87544 24242

The following are the steps needed to check your balance using this method -

STEP-1: Save the number 8754424242 to your contacts and send a ‘Hi’ on WhatsApp from your registered mobile number. 

STEP-2: You will get a list of the services offered with the number assigned to each. 

STEP-3: Send another message by typing ‘1’.

STEP-4: You will get your bank balance on your WhatsApp chat.

How to Check Indian Bank Balance via Net Banking?

Internet banking has revolutionized the banking sector. You can not only check your balance online but also make payments and open FDs and RDs. Here are the simple steps to check your Indian Bank account balance using Internet Banking -

STEP-1: Go to the official Indian Bank internet banking portal and log in using your credentials. You need to have internet banking activated for your account to be able to do this. 

STEP-2: Your dashboard will open where you will see an option for ‘Balance Enquiry’. Click on it and provide the necessary information including OTP if required.

You will be able to see your bank balance on your screen. In case internet banking is not activated for your account, you can contact your nearest branch for the same.

Indian Bank Balance Check via Official Bank App

IndOASIS is the official banking app of the Indian Bank and is available on both Play Store and Apple Store. Here are the steps needed to check your bank balance using the bank’s app -

STEP-1: Login to your account using your credentials.

STEP-2: Your dashboard will open after verification. 

STEP-3: Click on ‘My Account’ to check the available bank balance. It will be visible on your screen.

You will need your Debit Card details to be able to authenticate yourself the first time you use the app.

Indian Bank Balance via UPI Apps

In today’s cashless world, most of us use UPI for regular payments. You can use any of these UPI apps to check your bank balance. Here are the steps involved -

STEP-1: Open the UPI app of your choice and click on your profile or the option named ‘Balance Check’. 

STEP-2: Enter your 4-digit UPI PIN and your balance will flash on your screen.

Some common UPI apps which can be used for this purpose are:

Indian Bank Balance Enquiry via Email

This is one of the lesser-known methods available for checking your Indian Bank balance. To know your balance, just write an email using your registered email ID asking to know about your bank balance. 

Send the Email to the address - The bank will then notify you of your balance or might ask you to follow any further instructions if needed.

Indian Bank Balance via Bank

If the online methods or the Indian Bank balance check no. are not suitable for you, you can opt for enquiring about your balance by visiting the bank branch. There are two ways by which you can know your balance by visiting the bank -

1. Request Balance Information at The Counter

You can visit the bank and ask the official at the counter to inform you about your balance and they will find your balance and transaction details for you. You might have to carry a verified ID and your account number for this.

2. Updating Passbook

Another method to find out your balance is by updating your passbook. The following steps need to be followed:

STEP-1: Visit the Indian Bank Passbook Vending Machine. 

STEP-2: Insert your passbook into the slot in the right direction so that the barcode can be scanned by the device.

STEP-3: The passbook starts printing. Once a page is filled, remove the passbook and turn it over to the next page.

STEP-4: Repeat the process until the passbook is fully updated and you know your final balance.

Indian Bank Balance Check via ATM

The most used and convenient method for checking balance is by using an ATM. Here are the steps you need to follow -

STEP-1: Visit your nearest Indian Bank or any other bank’s ATM with your Debit cum ATM card.

STEP-2: Insert your card into the ATM device, select the language, and choose ‘Balance Enquiry’ from the list of services.

STEP-3: Choose your account type and enter the 4-digit ATM PIN when prompted. 
STEP-4: The balance will be displayed on the screen.


These are the methods you can use to check your Indian Bank balance. Many of them are pretty convenient as they do not require you to go to the bank and stand in queues. 

However, you have to register your mobile number with the bank for using SMS, IVR, or missed call banking services. You also need to have internet banking activated on your account to use it from your device. 

You should regularly check your bank account balance as it helps you know where you spend how much money, which can help you build a better budget for yourself. It also helps you know if you have the necessary funds for upcoming payments and if the bank is depositing your interest on time.

Indian Bank Balance Check Number FAQs

One of the easiest and fastest ways to check your Indian Bank account balance is by sending an SMS. Just send an SMS to the number 9444394443 in the format 

You can contact your nearest Indian Bank branch to activate mobile banking services.

If you wish to know your Indian Bank account details online, you need to follow the steps below -

  • Go to the Indian Bank online banking portal.

  • On the main page or home page, you should choose ‘personal banking’ as the option.

  • The next step involves entering your username and password to login to your account.

  • To proceed, you need to agree to the terms and conditions set by the bank.

  • After logging in, you need to click on the ‘accounts’ tab on your screen’s left.

  • Once done, the balance in your account will be displayed. You can click on ‘detailed statement’ to check your recent transactions. 

To generate your mini statement via SMS, send an SMS to the number 9444394443 in the format . You can send an SMS with just if you want the last 3 transactions of your default account.

You need to sign in to your Indian Bank app using your bank account information and create the MPIN. Next, you need to log in to the program using your User ID and MPIN and select the ‘Mini Statement’ option from the on-screen menu to check your last 3 transactions.

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