SBI Balance Check Number

It is not always possible to go to the bank for every little query we have. Apart from being tedious and time-consuming, it is also inconvenient. To aid their customers in such situations, banks have introduced toll-free numbers, SMS facilities, and net banking services.

The State Bank Of India has several toll-free services that customers can use to inquire about their bank balance, obtain mini statements, and other services. However, to access these services, you must have an account with SBI and use the registered number to gain access.

Here are all the toll-free numbers and services SBI offers its customers.

SBI Balance Enquiry Numbers

SBI Balance Enquiry Through Missed Call Banking

Missed call banking enables you to perform a variety of banking operations simply by making a missed call to the bank. 

SBI’s missed call banking service provides information on balance checks, mini-statement, e-statements (last 6 months), education loan interest certificate statements, home loan interest certificate statements, ATM configuration, green pin generation, car loan details, PM social security scheme details, and more. This service is provided by the majority of banks in the country and is facilitated by RBI.

Most banks do not charge a fee for balance inquiries made via their toll-free number. The most significant benefit of this facility is for people who have multiple accounts in the same bank. The bank will send a message containing the balance information for all accounts, along with the account number and type.

How Can You Register for SBI Missed Call Banking?

To use the SBI missed call banking services, you must first complete a one-time registration process. To complete your registration, simply follow the steps given below:

• Send an SMS from the mobile number associated with your account to 09223488888. The SMS must be formatted as ‘REG<space>Account Number'.

• You will receive a confirmation message regarding the status of your registration process.

• If the procedure is successful, you can use the SBI missed call banking services.

• In case the procedure failed, check the SMS format as well as the number to which the SMS was sent.

• Also check if the number you are using is registered with the bank. If the number has not been updated at the bank, you can go to the nearest branch and update it.

SBI Balance Enquiry Through SMS Services

SBI customers can register for the SMS service using their mobile numbers to check their account balance. You can register for this service by sending an SMS from your registered phone number. 

To register, send an SMS in the format ‘REG<space>Account Number’ to 09223488888.

After the SMS is sent, you will receive an email from SBI confirming your registration. You will be able to check your account balance, get a mini statement or e-statement, request a checkbook, education loan interest certificate, and home loan interest certificate using this service.

SBI Balance Enquiry Through Net banking

SBI account holders who have registered for the net banking service can log in using their SBI net banking login id and password. They can select from a variety of banking services offered by SBI to its customers, such as a balance inquiry, home loans, mortgage loans, funds transfer, personal loans, and more.

How To Register For SBI Net Banking Facility

Customers who have at least one account in SBI can register for the net banking facility. Here is how you can do it:

• Go to the personal banking section on the SBI homepage and click on ‘New User registration Link’

• Select the ‘New user registration’ option from the drop-down menu and click continue

• Fill in your details in the form and you will receive an OTP once you submit the form

• Enter the OTP and you will be redirected to a validation page

• If you have your ATM card with you, you can choose to activate the net-banking services by validating the card

• Choose the ATM card option, enter the necessary information and click submit

You are now registered for net banking facility

• After this, you have to generate your permanent username by going back to the login page

• Choose an available username, set a strong password and login to your account

In case you do not have your ATM card, then approach your nearest branch to activate your net banking services.

SBI Balance Enquiry Through Mobile Apps

SBI provides its customers with mobile banking services via a variety of mobile apps. Besides checking your balance, you can perform a number of other activities through these apps.

• SBI Quick 

• SBI YONO Business for corporate banking

• SBI YONO Lite for retail banking

Log in to these applications using your net banking credentials. SBI YONO app offers customers a variety of banking services, such as balance inquiries, account statement checks, funds transfers, and more.

• SBI YONO Business for corporate banking

The YONO business application is designed solely for business customers to access banking accounts and conduct transactions on mobile devices.

• SBI YONO Lite for retail banking

YONO LITE SBI is SBI's retail mobile banking application. A secure, convenient, and simple-to-use app with a slew of features to help users handle their banking on the go.

• SBI Quick

Quick by SBI is a simple service that can be accessed without the internet. Just log in to the app and send an SMS or give a missed call to the toll number to get your information.

SBI Balance Enquiry Through ATM

SBI account holders can use the ATM-cum-debit card issued to them to check their account balance. Go to an SBI ATM and follow the steps outlined below to check your balance:

• Swipe your SBI ATM/debit card.

• Enter the 4-digit ATM PIN.

• Select “Balance Enquiry” from the menu.

• Your balance will be displayed on the screen.

You can also check your last 10 transactions by selecting the “Mini Statement” option at the ATM. The ATM will print a receipt that includes the last ten account transactions. You can also check your account balance at non-SBI or third-party ATMs.

Remember that RBI has set a limit on the number of free transactions per ATM card and balance inquiries are also considered transactions. 

Once you've used up your free transactions, you'll have to pay a fee for each transaction you make during the month. The number of transactions includes both SBI and non-SBI ATM transactions.

SBI Balance Enquiry Through Passbook

When a customer opens a bank account with the State Bank of India, they are given a passbook. Customers must keep their passbooks up to date at all times to ensure that they contain information on all transactions. 

You can check the current balance and see a record of the debit and credit transactions through your updated passbooks. 

To update your passbook, you must visit the nearest SBI branch. This method of balance inquiry is still available as several rural residents find it difficult to use net banking or mobile banking services.

SBI Balance Enquiry for Credit Card Users

SBI credit cardholders can use the SMS service to check their balance and other information. You can get the list of services from the table below. Send an SMS to 5676791 in the format specified in the table. 

Please note that ‘XXXX’ represents the last four digits of your SBI card.

Why Should You Do Balance Enquiries Regularly?

People perform balance inquiries mainly for the following reasons:

• To ensure that the account has enough funds for transfers, payments, etc.

• To determine whether or not the money sent by the receiver has been credited to the account.

• To ensure that the amount debited for a failed transaction has been credited back.

• To check if the bank has deposited the interest on time.

It is advisable to check the account balance often to ensure that there are no unauthorized transactions.

Also, you should review your monthly statement to identify unnecessary expenses and eliminate them to save more. Keeping track of account balances and transactions can also aid in the creation of a long-term monthly budget.

Conclusion

Regular balance checks are crucial for healthy financial management. An accessible way to frequently check your account balance makes it more convenient. 

Consumers with SBI accounts can now easily check their balances and avail of a number of other beneficial services through mobile banking, missed call banking, net banking, and other facilities provided by SBI. Make use of these services in the right way and stay ahead of your finances!