Are you a Bank of India account holder and want to check your account balance? Don’t worry, you won’t have to visit the bank to find out your balance. There are multiple ways to check your account balance right from your phone.
The simplest way to find your bank account balance is to use the Toll-Free numbers. As a Bank of India customer, you can call any of these numbers to enquire about your bank account balance:
For any other enquiries or doubts, you can also call on 022-4091-9191.
Unlike the other two, this is not a toll-free number. Thus, the calls to this number will be chargeable as per your tariff.
If you want to check your bank account balance using Internet banking, you need to first register for it. You can always visit your nearest Bank of India branch for any assistance related to registering. But if you want to do it from your home, here are the steps you need to follow.
Login to www.bankofindia.co.in and go to the Internet Banking section.
There you need to visit the Online Services section, and start the process of online registration for net banking.
You will need to put in your account number and mobile number. You will receive an OTP in your registered mobile number which you will need to enter.
After that you will have to give your Debit Card details like the Debit Card number, expiry date, and the pin.
You will now be able to login, and set your password for Internet Banking.
Post registration, you will easily be able to visit the bank website and click on Internet Banking to check your bank balance.
You will be able to use Internet Banking not only for balance enquiry but for all types of transactions and banking services.
To check your balance using the mobile phone, you will need to first download the Bank of India mobile app. You can download it from the Play Store or the App Store easily. To register for mobile banking, you will have to follow these steps:
The first thing to do for mobile banking is to register your phone number. Choose the sim card that is your registered mobile number.
The app will verify your sim card.
You will now have to select a unique username and a six-digit PIN for yourself.
Once you have logged in, you can choose your primary account for that number.
You will then need to provide the details of the Debit Card of that account number.
Then you will receive an OTP on your registered mobile number after which you will be able to use the app to enquire about your balance.
Just like Net banking, you will be able to use the mobile banking app for all kinds of banking services.
To check your Bank of India account balance using SMS, you have to register yourself for the service. You can easily do so using netbanking. If you have access to internet connection, you can easily follow these steps to register yourself for SMS balance checking.
Login to www.bankofindia.co.in and click on the ‘Mobile Banking’ link.
Then click on the ‘Star connect Mobile Banking’ link, and login to the mobile banking application.
You will be able to use your Net banking or your mobile banking userID and password to login.
Put your registered mobile number and set your SMS password, which will be of four digits.
Once you have done this, you can simply type BAL <space> <your four-digit SMS password> and send it to +919810558585.
If you want to find the account balance of an account which is not your primary account, you can send BAL <space> <your four-digit SMS password> <space> <account number>and send it to +919810558585.
You will receive your account balance on your phone.
Your passbook can be used to check your bank balance as well as all your previous transactions. You can visit your nearest bank branch to update your physical passbook.
On the other hand, you can also avail Net Banking or mobile banking services to download your e-passbook. You can input an email ID where the bank will send you your transactions in the PDF format.
You can always visit your nearest ATM and use your Bank of India Debit Card to enquire about your bank balance. The following are the steps that you will need to follow to know your account balance using this method.
Your Debit Card needs to be inserted into the ATM slot to start the prompts.
After that you can just follow the instructions on the screen.
In most cases, you will have to punch in your ATM pin first, and then you will see many options.
From the various options, you can choose “Balance Enquiry” to see your balance on the screen.
Checking your bank balance on regular intervals is a great habit that can help you maintain your finances. There are multiple ways to check your bank account balance from the comfort of your home.
Now you can do it with a few clicks on your phone or your computer. So, use any of these methods to keep track of your balance, and regain your control on your spendings and investments.
You can register as many accounts as you want using your phone number in the Bank of India. But only one of these will be treated as your registered or primary bank account. To check the account balance of the non-primary accounts, you will have to enter their account numbers separately.
The physical passbook update or the ATM method might sound easier than the others. But it might be cumbersome as you have to regularly visit the bank to update your passbook. Or you will have to visit an ATM whenever you want to know your account balance.
As you might be aware, banks only allow a certain number of free ATM transactions every month. So you might have to pay for ATM balance enquiry if you exceed your limited transactions of the month. Thus, mobile or internet banking will be a better option as there is no limit on any services here.
If you are having any difficulty in registering for Net banking at home, you can always visit your nearest Bank of India branch. The staff will be more than eager to help you register and get started with Internet Banking.
Yes, this is a possible option. You can use the SMS banking facility to know your last five transactions. For this, you will have to type TRANS
And if you are trying to find out this information for your non-primary account, you just have to send TRANS
If you do not want to use the SMS banking facility anymore, there is a very easy way to stop it.
You just have to type SUSP
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