10 August 2026
Bank of India account holders can check their account balance by giving a missed call to the number 9811255430 / 9811255450. There are several other ways to check your Bank of India account balance. Some of them are mentioned in this table -
|
Bank of India Balance Check Methods |
Phone Number / Link / Procedure |
|---|---|
|
Missed Call Balance Check |
9811255430 9811255450 |
|
Toll-free Customer Care Numbers |
1800-220-229 1800-103-1906 |
|
SMS Banking |
SMS “BAL XXXX” to +91-9810558585, where XXXX is your 4-digit SMS password |
|
Internet Banking |
|
|
Mobile Banking |
|
|
Through Passbook |
Download the e-passbook from the Net Banking website or visit your nearest BOI branch |
|
Through ATM |
Visit the nearest ATM with your ATM-cum-Debit card |
|
Whatsapp Banking |
+91 7997987601 |
The simplest way to find your bank account balance is to use the missed call service.
Simply give a missed call from your registered mobile number to
9811255430 / 9811255450
As a Bank of India customer, you can call any of these toll-free numbers to reach the customer care service and enquire about your bank account balance:
For any enquiries or doubts, you can also call 022-4091-9191 to reach the 24x7 helpline. However, this is not a toll-free number. The calls to this number will be chargeable as per your tariff.
To use Internet Banking services, you need to register first. You can always visit your nearest Bank of India branch for assistance with registration. But if you want to do it from home, here are the steps you need to follow.
You will be able to use Internet Banking not only for balance enquiry but for all types of transactions and banking services.
To check your balance using the mobile banking service, you will need to first download the Bank of India mobile app. You can download it from the Play Store or the App Store easily. To register for mobile banking, open the app and follow these steps:
Step 1: The first step to using mobile banking is to register your phone number.
Step 2: When prompted, choose the SIM card that is your registered mobile number.
Step 3: The app will verify your SIM card.
Step 4: Then, select a unique username and a six-digit PIN for yourself.
Step 5: Once you have logged in, choose your primary account for that number.
Step 6: You will then need to enter the debit card details of that account.
Step 7: You will receive an OTP on your registered mobile number. Enter the OTP.
Once the above steps are completed, you will be able to use the app for balance enquiry and all kinds of banking services.
To check your Bank of India account balance using SMS, you have to register for the SMS banking service. You can easily do so using the mobile banking app. If you have access to an internet connection, simply follow these steps to register yourself for SMS balance checking.
Step 1: Open the Bank of India Mobile Banking app.
Step 2: Log in using your credentials.
Step 3: Find the option “Set/Change SMS Password”.
Step 4: Set your four-digit SMS password.
Once you have done this, you can now use the SMS banking services. To check your account balance, simply type BAL <space> <your four-digit SMS password> and send it to +919810558585.
If you want to check the balance of your secondary account, send BAL <space> <your four-digit SMS password> <space> <account number> and send it to +919810558585.
Your account balance will be sent via SMS to your phone.
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You can use your passbook to check your account balance as well as all your previous transactions. For this, visit your nearest bank branch to update your physical passbook.
You can also use net banking or mobile banking to download your e-passbook. You can input your email ID and the bank will send you your transactions in PDF format.
You can always visit your nearest ATM and use your Bank of India debit card to check your bank balance. The following are the steps that you will need to follow to check your account balance using this method.
Step 1: Insert your debit card into the ATM slot.
Step 2: Follow the instructions on the screen.
Step 3: In most cases, you will have to punch in your ATM PIN first, and then you will see the options.
Step 4: From the options, select “Balance Enquiry” to see your balance on the screen.
Checking your bank balance on a regular basis is a great habit that can help you maintain your finances better. There are multiple ways to check your Bank of India account balance from the comfort of your home. The easiest way is to use the missed call service.
Listed in this article are the various ways you can keep track of your Bank of India account balance. We recommend registering for mobile banking, SMS services, and internet banking to gain easy access to various banking services.
You can register as many accounts as you want using your phone number with Bank of India. But only one of these will be treated as your primary bank account. To check the account balance of your secondary accounts, you will have to enter their account numbers separately.
The physical passbook update or the ATM method might sound easier than the others, but it can be cumbersome as you have to regularly visit the bank or an ATM to update your passbook. Also, you may have to pay a fee for ATM balance enquiry if you exceed your limited free transactions.
If you are having any difficulty in registering for net banking from home, you can always visit your nearest Bank of India branch. The staff will be able to help you register and get started with internet banking.
Yes, you can request a mini-statement to know your last five transactions. For this, you will have to SMS “TRANS <4-digit SMS password>” to +919810558585.
For secondary accounts, send “TRANS <4-digit SMS password> <Account Number>” to +919810558585.
SMS “SUSP” to +919810558585 to suspend the SMS facility.
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