From students to working professionals, a laptop is an essential gadget to possess in this modern day. With superior features and speed of processing, laptops can get quite expensive. However, with the availability of easy laptop loans, you wouldn’t need to wait to have one of your own for long.
Money View offers instant, online loans which can be used for the purchase of a laptop of your choice. Some of the features personal and benefits that make Money View loans the best in the market are:
One of the most important features of our loan is that it is disbursed within 24 hours after loan approval. This makes it particularly useful when your need for a laptop is immediate.
Instant personal loans for laptops are available in any amount between Rs 5000 to Rs 500000 and for any tenure till 5 years. Choose the amount and the tenure according to your other financial commitments.
The entire process of availing a loan can be done on your phone or a laptop. There is no need to visit banks or submit xerox copies of your documents.
Personal loans have a requirement of high credit scores of 750 or above as these are unsecured loans. However, Money View loans come at a low CIBIL score of 600 or Experian Score of 650.
This is one of those loans which can be readily availed without the necessity of furnishing any kind of collateral.
With a personal loan you can scout around for the best rates for a laptop and buy from any vendor. A personal loan also lets you buy a second-hand laptop if that meets your requirement.
A laptop is a big-ticket purchase. Hence availing a high-interest loan or a loan on higher rates of processing fee would burn a big hole in your pocket. Therefore, Money View brings you personal loans at very competitive rates and charges which are in line with the best rates in the market.
| Fees and Charges | Amount to be Paid |
|---|---|
| Interest Rate | Starting from 1.33% per month |
| Loan Processing Charges | Starting from 2.5% and going up to 6% of the approved loan amount |
| Part/Full Payment of the Loan (Loan Foreclosure) |
|
| Interest on Overdue EMIs | Late payment fee of 2% additional interest per month on overdue EMI amount is charged for the delay. This fee will add up until you make the payment for that month. |
| Cheque Bounce | Rs.500/- for every bounce |
| Loan Cancellation |
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A personal loan works fine as a loan for a laptop purchase as it is easy to avail and can be used for any purpose as decided by you. A personal loan can be used for the purchase of a laptop in all of the following conditions.
As education turns more towards inquiry and research, for everyone right from high school students to those doing their doctorates, a laptop is a basic necessity. The cost of a laptop can range anywhere between Rs 15000 - Rs 100000 or above depending upon the features you are looking at, making it a high-ticket purchase.
If you have to fund it all out of your pocket, it may upset your monthly finance. A laptop loan for students can be availed by their parents easily and the same can be repaid in easy installments over the tenure of the loan.
Are you looking for an easy and quick laptop loan? Apply to MoneyView Personal Loan for Laptop today and see the amount disbursed to your account in 24hrs of you getting an approval on your loan. Download our loan app now.
Please write to us at loans@moneyview.in or call us at 080-4569 2002 if you have more queries or need any assistance in applying to our loan.
