Benefits of Moneyview's Personal Loan as a Travel Loan
Flexibility of Loan Amount
Choose a loan amount from Rs.5,000 to Rs.10 Lakh
24 Hour Disbursement
Once your loan application is approved, your loan amount will be credited to your account within just 24 hours, in most cases
No Collateral or Guarantor
There is no need to arrange for a guarantor or pledge any collateral as these are unsecured loans
Affordable Interest Rates
At Moneyview, the interest rate starts at just 1.33% per month
Traveling is a great way to break the monotony of our mundane lives. But it can be expensive, given the hotel, flights, train, and food expenses. With Moneyview personal loans, you can plan your holiday in peace without worrying about the funds.
Travel Loans in India
While traveling can be an enriching experience, it comes with a lot of expenses. A travel loan or personal loan for travel can be an ideal solution to take care of the expenses.
Travel loans or holiday loans are nothing but personal loans that can be used for the purpose of travel. A personal loan is an unsecured loan that individuals can easily avail of.
One of the foremost loan providers in the country, Moneyview offers advantageous personal loans that are readily available, disbursed quickly, and can be used for any reason.
Can I Get a Personal Loan for Travel if I Have a Bad Credit Score?
A good credit score is absolutely necessary to be eligible for any kind of credit product and stands true for travel loans as well.
However, online travel loans from Moneyview are available even if you have a CIBIL or Experian score of 650.
Interest Rate and Other Charges on Moneyview Holiday Loans
Given below are the interest rate and other charges of instant personal loans from Moneyview -
|
Fees and Charges |
Amount Chargeable |
|
Interest Rate |
Starting from 1.33% per month |
|
Loan Processing Charges |
Starting from 2% of the loan amount |
|
Penal charges on Overdue EMI |
24% per annum plus applicable taxes, if any |
|
NACH Bounce |
Rs.500/- each time |
|
Loan Cancellation |
If you wish to exit the loan after it has been sanctioned, you can do so within 3 days of loan disbursement. The principal amount and other applicable charges will have to be paid. |
Documentation Requirements for Moneyview Travel Loans
Our documentation requirements are minimal -
Our documentation requirements are minimal. All you will have to do is -
- Confirm/enter your PAN number
- Ensure that your mobile number is linked to your Aadhaar card for KYC verification
- Provide a clear selfie taken in a well-lit area
Please note that the documentation requirements will vary based on your profile. We may require proof of address, bank statement, and other supporting documents.
How can You Get a Travel Loan from Moneyview?
Check Eligibility
Visit the Moneyview website or download the app and provide all the details required. You can find out your eligibility within 2 minutes.
Select Loan Tenure
Select the loan amount and the repayment term depending on the options provided.
Upload Documents
Upload all of the necessary documents for verification.
Amount Disbursed
Once your loan has been approved and you have submitted the signed loan agreement, the loan amount will be credited to your bank account within 24 hours.
Conclusion
Traveling provides a necessary break from our regular lives. But often the expenses make us think twice about our plans. You can consider travel loans as a solution to the fund crunch.
There are no separate holiday loans available but the funds from personal loans can be easily used to fund your travel plans. In fact, Moneyview personal loans can be sanctioned by the time you prepare your travel itinerary.
To know more, visit the website or download the app.
Travel Loans in India - Related FAQs
Banks, NBFCs, or financial institutions don’t have special travel loans. But you can apply for a personal loan easily.
The approval process depends on the lender. Loans normally take anywhere between an hour to 5 days to get approved.
The interest rates of personal loans at Moneyview start from 1.33% per month or 16% per annum.
The end purpose of a personal loan has nothing to do with how it is disbursed. A personal loan taken for travel purposes will also be disbursed in total in your account after you have signed the loan agreement.
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