Faridabad, the largest city in Haryana is undoubtedly one of the leading industrial centers of the NCR (National Capital Region). Owing to the immense potential this city holds, it has grown to be the most populous city in the state.
In the current times, the cost of living is on the rise in most cities. One can face a financial emergency at any given point in time.
During such situations, moneyview can offer the best personal loan in Faridabad. The process is seamless and the amount is disbursed within minutes.
There are many benefits of choosing moneyview personal loans -
Zero collateral loans,i.e., no need of arranging any asset or a guarantor.
The whole procedure of applying for a loan, from the start to the end, is completely paperless.
Low credit score? No worries! You can be eligible for a loan with a CIBIL score as low as 600 or an Experian score of 650.
Repayment tenures are varied and flexible, and you can choose the one that suits you. You can enjoy tenures starting from 12 months to 5 years.
The loan amount is flexible and is tailored to your needs. You can get a loan from Rs. 5,000 to Rs. 5 Lakh, as per your eligibility.
The interest rates start from as low as 1.33% per month.
All it takes is 2 minutes to check your eligibility for a personal loan.
After your documents have been verified and the application is approved, your loan amount gets disbursed in your account within minutes, in most cases
The documents that you will need to apply for a personal loan from moneyview are listed below -
Any of the following documents can be your identity proof -
PAN Card - This is the main document we will require. If you are unable to provide this, any of the other options below can be given.
Aadhaar Card
Indian Passport
Voter’s ID Card
Driver’s License
You need to make sure that the image quality is good so that it is recognizable.
If your identity proof document was your PAN Card, you will need to furnish a separate address proof. Any of the following will suffice -
Aadhaar Card
Indian Passport
Voter ID Card
Driver’s License
Electricity/Water/Gas Bills (dated within the past 60 days)
As a salaried applicant, you will need to show the last 3 months’ bank statements of your salary account. You can send it in the PDF format, and it should show your salary credits clearly.
If you are a self-employed applicant, you will need to present your last 3 months’ bank statements in PDF format.
Meeting moneyview’s eligibility criteria is very easy, given its inclusivity. The first criteria is that the age of the candidate must be between 21 and 57 years of age.
The income and credit score criteria are mentioned below -
|
Income and Credit Score Eligibility Criteria |
|||
|
Salaried Individuals |
Minimum In-Hand Income |
Area of Residence |
CIBIL Credit Score Requirement |
|
Rs 13,500 |
Any |
CIBIL Score of 600 /Experian Score of 650 and above |
|
|
Rs 20,000 |
Mumbai/Thane or the NCR region (Delhi, Noida, Gurgaon, Ghaziabad, Faridabad, etc.) |
New to Credit or CIBIL Score of 600 /Experian Score of 650 and above |
|
|
Rs 15,000 |
Metro City other than Mumbai and NCR |
CIBIL Score of 600 /Experian Score of 650 and above |
|
|
Self-Employed Individuals |
Rs. 15,000 |
Any |
CIBIL Score of 600 /Experian Score of 650 and above |
The interest rates and charges at moneyview are extremely affordable and based on market rates. To know them in detail, you can refer to the table below
|
Fees and Charges |
Amount Chargeable |
|
Interest Rate |
Starts from 1.33% per month |
|
Loan Processing Charges |
Varies from 2% to 8% of the approved loan amount. The processing fee is deducted upfront from the approved loan. |
|
Interest on Overdue EMIs |
2% per month on the overdue EMI/Principal loan amount. |
|
Cheque Bounce |
Rs.500/- each time. |
If you are wondering ‘how to apply for a personal loan from moneyview’, rest assured, the process of applying is extremely simple and involves just 4 steps.
They are as follows -
Step - 1: Check Eligibility
The first step is to provide all the documents and find out if you are eligible for the loan. You can do this in 2 minutes.
Step - 2: Select Loan Tenure
You just need to select the loan amount and the repayment tenure according to your need.
Step - 3: Upload Documents
You have to upload the required documents so that they can be verified.
Step - 4: Amount Disbursed
After your documents are verified and you have submitted the loan agreement, the amount will be credited to your bank account within minutes.
Anyone may need some extra money urgently to deal with emergencies. And what can help you better at such times than a personal loan? So if you are from Faridabad, and are interested in taking a loan from moneyview, just visit our website or download our loan app.
The loan application in our app is a very smooth process, and in most cases takes disbursal in minutes.
To track your loan application status, you have to visit the moneyview website or app. After logging in with your credentials, you have to head to the ‘Loans’ section, and then to the ‘Application Status’.
Yes, to furnish proof of your income, you need to submit the bank statement of the previous 3 months in the PDF format.
To be eligible for a loan from moneyview, you need to be at least 21 years of age, and not over 57 years.
Unfortunately, no. The whole process of loan application is digital and cannot be done through email. You have to proceed through the app and submit documents there.
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