Top Features and Benefits of Personal Loan


Flexible Loan Amount

Choose any loan amount starting 5,000 up to Rs. 10 lakhs


Quick Eligibility Check

Complete your eligibility check from the Money View website or app within just 2 minutes.


Collateral Free Loans

To apply for a personal loan through Money View, you don’t have to pledge any asset or arrange for a guarantor


Affordable Interest Rates

We understand how important interest rates are as they determine the EMI amount to be paid. At Money View, the interest rate starts at just 1.33% per month


Completely Paperless

The entire process from application to disbursal is paperless, online, and hassle-free


Flexible Repayment Term

Borrowers can choose repayment tenure starting 3 months up to 60 months


Loans on Low Credit Score

Thanks to Money View’s unique credit rating model, even if you have a relatively low credit score, you can get a loan*


Disbursal in Minutes

Your loan will be credited within a day after your loan application has been approved

If you are looking at personal loans for salaried employees, Money View provides personal loans within minutes of loan approval at competitive rates and minimal documentation.

Personal Loan Eligibility Criteria for Salaried Employees

The eligibility criteria for salaried employees are given below -

  • Applicants must be between 21 years and 57 years.
  • Income must be credited directly to the applicant’s bank account.
  • The minimum in-hand income and credit score requirement is as follows-
Salaried Individuals Minimum In-Hand Income Area of Residence CIBIL Credit Score Requirement
Rs 13,500 Any CIBIL Score or Experian Score of 650 and above
Rs 20,000 Mumbai/Thane or the NCR region (Delhi, Noida, Gurgaon, Ghaziabad, Faridabad, etc.) New to Credit or CIBIL Score of 650 /Experian Score of 650 and above
Rs 15,000 Metro City other than Mumbai and NCR CIBIL Score or Experian Score of 650 and above

Documents Required for Salaried Employees

In order to avail of a personal loan from Money View, you will need to submit the following documents -

Identity Proof Address Proof Income Proof
PAN Card - This is the primary ID proof required. However, if it is rejected due to image quality issues or other reasons, any 1 of the officially valid documents given below will suffice)
  • Aadhaar Card
  • Valid Indian Passport
  • Valid Voter ID
  • Valid Driver’s License
Any 1 of the following -
  • Aadhaar Card
  • Valid Indian Passport
  • Valid Voter ID
  • Valid Driver’s License
  • Utility Bills (Electricity, Water, Gas) dated within the last 60 days
Last 3 months’ bank statements of your salary account in PDF format showing salary credits.

Personal Loan Interest Rate and Other Charges for Salaried Employees

Money View provides instant loans for salaried employees at competitive rates. Take a look at the table below to know more -

Fees and Charges Amount Chargeable
Interest Rate Starting from 1.33% per month
Loan Processing Charges Between 2% to 8% of the approved loan amount
Interest on Overdue EMIs 2% per month on the overdue EMI/Principal loan amount
Cheque Bounce Rs.500/- each time
Loan Cancellation
  • If a borrower wishes to exit the loan after it has been sanctioned, he/she can do so within 3 days of loan disbursement.
  • The principal amount and other applicable charges will have to be paid.

Money View charges a one-time processing fee on your loan plan. We deduct this processing fee directly from the loan amount during fund transfer.

Note -

  • After your documents are verified, you will receive a NACH form. You’ll need to print this form, sign, scan the document, and send it back to Money View to enable the auto-debit facility from your bank account.
  • This will allow you to pay your EMIs on time automatically without the need for any manual intervention.
  • On receiving your NACH form, you will need to review the loan agreement on the app. If you agree to the terms and conditions, you can submit the application.

How to Apply for An Instant Personal Loan


Check Eligibility

Provide the required details and find out if you’re eligible for a loan in just 2 minutes.


Select Loan Tenure

Choose the loan amount and repayment term of your choice based on the options provided.


Upload Documents

You’ll have to upload all the relevant documents after which they will be verified


Amount Disbursed

Post verification and submission of loan agreement, the loan amount will be credited to your account within minutes.



Availing a personal loan for salaried employees is incredibly easy and convenient with Money View. With just a few simple steps, you can find out the loan amount you’re eligible for, fulfill our minimal documentation requirements, and avail of a loan at competitive rates. So what are you waiting for? Visit our website or download our app and get a loan today.

Personal Loan for Salaried Related FAQs

You are considered to be a salaried employee if you earn a fixed pay with/without incentives and are enrolled under a payroll of a registered company. Your salary is generally credited to your bank account directly.

Yes, you can avail a personal loan from us even if you have a low credit score thanks to our in-house credit rating model. However, you will need to have a CIBIL score or Experian score of over 650.

Yes, self-employed borrowers can avail a personal loan from Money View as long as they fulfill the eligibility criteria given below -

  • Applicants must have a minimum In-hand income of Rs. 15,000 per month.
  • Income must be directly credited to the applicants’ bank account.
  • A minimum CIBIL score or more or Experian score 650 or more.
  • Applicants must be between the ages of 21 years and 57 years.

Our personal loans are extremely versatile. You can use for a number of purposes such as -

  • To fund a wedding
  • For Home-repairs
  • Medical expenses
  • For vacation
  • For a loan down payment
  • Education purposes
  • To buy the latest gadget
  • To fund a business venture
  • To pay off credit card bills or build credit score

Currently we only provide loans to those individuals who receive their salary via bank transfer – directly from their employer. We will not be able to give loans to applicants who get their salaries in cash.

Money View allows you to take control of your repayment schedule, so you can choose any tenure of up to 60 months based on your eligibility and loan amount availed.


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