Top Features and Benefits of Personal Loan for Salaried Employee


Flexible Loan Amount

moneyview personal loans range from Rs. 5,000 to Rs. 10 lakhs. You can choose any amount depending on your profile and requirements.


Quick Eligibility Check

You can find out your eligibility in just 2 minutes using our website or our app!


Collateral Free Loans

There is no need to pledge any asset as security or arrange for a guarantor as moneyview personal loans are collateral-free.


Affordable Interest Rates

Interest rates decide how much we pay out of our pocket every month. To ensure the EMIs stay affordable, we offer loans at competitive interest rates, starting at just 1.33% per month


Completely Paperless

The entire process from application to disbursal is paperless, online, and hassle-free


Flexible Repayment Term

Borrowers can choose repayment tenure starting 3 months up to 60 months


Loans on Low Credit Score

Thanks to Money View’s unique credit rating model, even if you have a relatively low credit score, you can get a loan*


Disbursal in Minutes

Your loan will be credited within a day after your loan application has been approved

In this economy, it is always wise to have some extra funds at hand for unprecedented emergencies. Often, our salaries might fall short when in need. However, there are ways to easily secure credit without any hassle.

Personal loans for salaried employees have become easier than ever to avail thanks to moneyview. Here’s how salaried employees can get an instant personal loan in minutes at competitive rates and minimal documentation.

Personal Loan Eligibility Criteria for Salaried Employees

Before getting into the process of the loan application, it is necessary to understand and analyze the eligibility criteria of the loan. 

Our basic eligibility criteria are -

Documents Required for Salaried Employees

After fulfilling the necessary eligibility requirements, you must ensure you have all the documents required for the loan application. 

At moneyview, our documentation requirements are very minimal. All you will have to submit is 


Personal Loan Interest Rate and Other Charges for Salaried Employees

moneyview provides instant personal loans for salaried employees at competitive interest rates. Our fee structure is transparent without any hidden costs as shown below-

Types of Loan Fees

Rates & Charges Applicable

Interest Rate

Starting from 1.33% per month (16% Annually*)

Processing Fee/Felicitation Charges

Starting from 2% of the approved loan

Part/Full Payment of the Loan (Loan Foreclosure)

  • No part payments are allowed

  • For foreclosure of your loan, you should have paid a minimum of 3 EMIs.

Penal charges on Overdue EMI

24% per annum plus applicable taxes, if any

NACH Bounce

Rs.500/- for every bounce

Moneyview Instant Personal Loan Foreclose Charges For Salaried Professionals

In case of foreclosure, you can foreclose your instant personal loan only after a certain number of EMIs have been paid, as explained below -


Amount Chargeable

Foreclosure Charges

Nil but foreclosure can be done only after a minimum number of EMIs have been paid as illustrated below-



Up to 6 months

Not allowed

7 - 18 months

Allowed after 6 EMI payments

Over 18 months

Allowed after 12 EMI payments

Part-prepayment Charges

Part-prepayment is not allowed

How to Apply for An Instant Personal Loan for Salaried Employee


Check Eligibility

Provide the required details and find out if you’re eligible for a loan in just 2 minutes.


Select Loan Tenure

Choose the loan amount and repayment term of your choice based on the options provided.


Upload Documents

You’ll have to upload all the relevant documents after which they will be verified


Amount Disbursed

Post verification and submission of the loan agreement, the loan amount will be credited to your account within minutes.



Availing a personal loan for salaried employees is incredibly easy and convenient with moneyview. With just a few simple steps, you can find out the loan amount you’re eligible for, fulfill our minimal documentation requirements, and avail of a loan at competitive rates. 

So what are you waiting for? Visit our website or download our app to get a loan today!

Personal Loan for Salaried Related FAQs

You are considered to be a salaried employee if you earn a fixed pay with/without incentives and are enrolled under a payroll of a registered company. Your salary is generally credited to your bank account directly.

Yes, you can avail a personal loan from us even if you have a low credit score thanks to our in-house credit rating model. However, you will need to have a CIBIL score or Experian score of over 650.

moneyview personal loans are hassle-free, collateral-free, and come at affordable interest rates and minimal documentation. Moreover, moneyview follows a unique credit rating model that allows even individuals with low credit scores to borrow without any difficulties. 

You can borrow any amount from Rs. 5000 to Rs. 10 lakhs from moneyview depending on your eligibility. Check your eligibility in just 2 minutes and find out how much you are eligible for instantly!

Currently we only provide loans to those individuals who receive their salary via bank transfer – directly from their employer. We will not be able to give loans to applicants who get their salaries in cash.

moneyview offers a flexible repayment tenure that can extend from 6 months up to 5 years.

Yes. moneyview will conduct a credit report inquiry whenever you borrow. This inquiry will only be made after you submit the loan application.

No, if your loan application is denied, it won't have an impact on your credit score. But, your credit score may be impacted if you have applied for loans from several lenders.


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