1. Can I Get A Personal Loan Even If My Credit Score Is Low?

Yes, you can avail a personal loan from us even if you have a low credit score thanks to our in-house credit rating model. However, you will need to have a CIBIL score or Experian score of over 650.

2. Is Part-Prepayment Allowed On My Personal Loan?

No, we do not allow part-prepayment of personal loans. However, you can foreclose your loan after a certain number of EMIs.

3. Will I Get A Loan If I Get My Salary In Cash?

Currently we only provide loans to those individuals who get their salary directly credited to their bank account from their employer. We will not be able to give loans to applicants who get their salaries in cash.

4. Can I Cancel The Loan At Any Stage?

A personal loan application can be canceled only before the submission of the Loan Agreement Form. Once that is submitted, you will not be in a position to cancel the loan.

5. What Happens If The App Crashes Midway Through The Application Process?

Our app has been designed to ensure a smooth experience. However, if the app does crash during the application process, please do not worry as you will be able to restart the process from the same step again.

6. What is the minimum credit score required for a self-employed personal loan from Money View?

At Money View, we use a unique credit rating model that takes multiple factors into account. This is why even if your credit score is low, you can still get a personal loan from us. However, we will require applicants to have a minimum CIBIL score or Experian score of 650.

7. Can I get an instant loan without salary slip, ITR, and bank statement?

You can avail an instant personal loan from Money View without your salary slip and ITR but we will require your bank statement that contains details of your salary credits. Without this, we will not be able to approve your loan request.

8. Do I need to provide any security, collateral or guarantors?

No, applicants do not have to provide security, collateral, or guarantors as Money View personal loans are unsecured loans.

Personal Loan for Self Employed, Instant Loan for Self Employed

Top Features and Benefits of Personal Loan

Flexible Loan Amount

Choose any loan amount starting 5,000 up to Rs. 10 lakhs

Quick Eligibility Check

Complete your eligibility check from the Money View website or app within just 2 minutes.

Collateral Free Loans

To apply for a personal loan through Money View, you don’t have to pledge any asset or arrange for a guarantor

Affordable Interest Rates

We understand how important interest rates are as they determine the EMI amount to be paid. At Money View, the interest rate starts at just 1.33% per month

Completely Paperless

The entire process from application to disbursal is paperless, online, and hassle-free

Flexible Repayment Term

Borrowers can choose repayment tenure starting 3 months up to 60 months

Loans on Low Credit Score

Thanks to Money View’s unique credit rating model, even if you have a relatively low credit score, you can get a loan*

Disbursal in Minutes

Your loan will be credited within a day after your loan application has been approved

Fees & Charges	Amount Chargeable
Interest Rate	Starting from 1.33% per month
Loan Processing Charges	Varies from 2% to 8% of the approved loan amount. The processing fee is deducted upfront from the approved loan
Interest on Overdue EMIs	Starting from 1.33% per month
Loan Processing Charges	Between 2% to 8% of the approved loan amount
Interest on Overdue EMIs	2% per month on the overdue EMI/Principal loan amount
Cheque Bounce	Rs.500/- each time
Loan Cancellation	If a borrower wishes to exit the loan after it has been sanctioned, he/she can do so within 3 days of loan disbursement. The principal amount and other applicable charges will have to be paid.

Personal Loan For Self-Employed

Loan Disbursal in Minutes & 100% Paperless Process

Top Features and Benefits of Personal Loan

Money View Instant Personal Loan for Self-Employed

Eligibility Criteria for Instant Personal Loan for Self-Employed

Documents Required for Instant Personal Loan for Self-Employed

Fees and Charges for Personal Loans for Self-Employed

Personal Loan Based on Your Budget

Use Cases of Personal Loan

Personal Loan in Your City

How to Apply for An Instant Personal Loan

Loan EMI Calculators

Calculate Your EMI

Conclusion

Self-Employed Personal Loan - Related FAQs

INTERLINKS