Top Features and Benefits of Personal Loan


Flexible Loan Amount

Choose any loan amount starting 5,000 up to Rs. 10 lakhs


Quick Eligibility Check

Complete your eligibility check from the Money View website or app within just 2 minutes.


Collateral Free Loans

To apply for a personal loan through Money View, you don’t have to pledge any asset or arrange for a guarantor


Affordable Interest Rates

We understand how important interest rates are as they determine the EMI amount to be paid. At Money View, the interest rate starts at just 1.33% per month


Completely Paperless

The entire process from application to disbursal is paperless, online, and hassle-free


Flexible Repayment Term

Borrowers can choose repayment tenure starting 3 months up to 60 months


Loans on Low Credit Score

Thanks to Money View’s unique credit rating model, even if you have a relatively low credit score, you can get a loan*


Disbursal in Minutes

Your loan will be credited within a day after your loan application has been approved

Are you self-employed? Do you need an instant personal loan? Then you’ve come to the right place.

Money View Instant Personal Loan for Self-Employed

Get an instant personal loan for self-employed from Money View within just minutes. Fulfill our quick eligibility criteria, submit the necessary documents, and get approved for a loan of upto Rs. 10 lakh. Continue reading to know more.

Eligibility Criteria for Instant Personal Loan for Self-Employed

Fulfill the eligibility criteria given below and get a personal loan for self-employed -

  • Applicants must have a minimum monthly income of Rs. 15,000

  • Income must be credited to a bank account and must not be in cash

  • Applicants must have a minimum CIBIL score or Experian score of 650

  • Applicants must be between the ages of 21 and 57

If you fulfill the above criteria, follow the steps given below to apply -

  1. Visit the Money View website or download the app and provide the required details. Based on this, we will let you know your eligibility in just 2 minutes

  2. We will provide options for the loan amount and tenure based on your eligibility

  3. Choose the option that works for you then upload all of the necessary documents online for verification in a hassle-free manner

  4. After your documents are verified and loan agreement is submitted, the loan amount will be credited to your bank account within minutes

Note -

  • Once your documents are verified, you will receive a NACH form which needs to be printed, signed, scanned, and sent back to  us

  • This step will enable the auto-debit facility from your bank account and allow you to pay your EMIs on time automatically without any manual intervention

  • On receiving your NACH form, you will need to review the loan agreement on the app. Please submit the application after reviewing all the terms and conditions thoroughly

Documents Required for Instant Personal Loan for Self-Employed

We understand the hassle of providing multiple documents. This is why we require a maximum of 3 documents from you. These are - -

Identity Proof Address Proof Income Proof
PAN Card - This is the primary ID proof required. However, if it is rejected due to image quality issues or other reasons, any 1 of the officially valid documents given below will suffice)
  • Aadhaar Card
  • Valid Indian Passport
  • Valid Voter ID
  • Valid Driver’s License
Any 1 of the following -
  • Aadhaar Card
  • Valid Indian Passport
  • Valid Voter ID
  • Valid Driver’s License
  • Utility Bills (Electricity, Water, Gas) dated within the last 60 days
Last 3 months’ bank statements in PDF format

Fees and Charges for Personal Loans for Self-Employed

Money View provides instant loans for self-employed borrowers at competitive rates. Take a look at the table below to know more -

Fees & Charges Amount Chargeable
Interest Rate Starting from 1.33% per month
Loan Processing Charges Varies from 2% to 8% of the approved loan amount. The processing fee is deducted upfront from the approved loan
Interest on Overdue EMIs Starting from 1.33% per month
Loan Processing Charges Between 2% to 8% of the approved loan amount
Interest on Overdue EMIs 2% per month on the overdue EMI/Principal loan amount
Cheque Bounce Rs.500/- each time
Loan Cancellation
  • If a borrower wishes to exit the loan after it has been sanctioned, he/she can do so within 3 days of loan disbursement.
  • The principal amount and other applicable charges will have to be paid.

Personal Loan Based on Your Budget

Use Cases of Personal Loan

Personal Loan in Your City

How to Apply for An Instant Personal Loan


Check Eligibility

Find out the maximum loan amount you’re eligible for online in 2 minutes


Select Loan Tenure

Choose a custom loan amount and the repayment period that suits your financial needs


Upload Documents

Provide your personal details and upload the necessary documents, all on the app or website


Amount Disbursed

Get the loan amount disbursed to your account in 2 hours of approval



Self-employed individuals may sometimes have trouble getting a loan due to the uncertain nature of their income. However, at Money View you can get instant loans that can be used for various purposes. As long as you fulfill the eligibility criteria, you can easily get a personal loan for self-employed from Money View by visiting the website or downloading the app and applying.

Self-Employed Personal Loan - Related FAQs

Yes, you can avail a personal loan from us even if you have a low credit score thanks to our in-house credit rating model. However, you will need to have a CIBIL score or Experian score of over 650.

No, we do not allow part-prepayment of personal loans. However, you can foreclose your loan after a certain number of EMIs.

Currently we only provide loans to those individuals who get their salary directly credited to their bank account from their employer. We will not be able to give loans to applicants who get their salaries in cash.

A personal loan application can be canceled only before the submission of the Loan Agreement Form. Once that is submitted, you will not be in a position to cancel the loan.

Our app has been designed to ensure a smooth experience. However, if the app does crash during the application process, please do not worry as you will be able to restart the process from the same step again.

At Money View, we use a unique credit rating model that takes multiple factors into account. This is why even if your credit score is low, you can still get a personal loan from us. However, we will require applicants to have a minimum CIBIL score or Experian score of 650.

You can avail an instant personal loan from Money View without your salary slip and ITR but we will require your bank statement that contains details of your salary credits. Without this, we will not be able to approve your loan request.

No, applicants do not have to provide security, collateral, or guarantors as Money View personal loans are unsecured loans.


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