Are you looking for an affordable personal loan in Kerala? You have come to the right place. Continue reading to find out more.
Avail hassle-free personal loans in Kerala from the comfort of your home by applying for a Money View personal loan. These loans are not just easy to avail, they are also disbursed within 24 hours and require minimal documentation. All you will have to do is fulfill the eligibility criteria given below and provide the necessary documents.
For Salaried Individuals
|Income and Credit Score Eligibility Criteria*|
|Salaried Individuals||Minimum In-Hand Income||Area of Residence||CIBIL Credit Score Requirement|
|Rs 13,500||Any||CIBIL Score of 600 /Experian Score of 650 and above|
|Rs 20,000||Mumbai/Thane or the NCR region (Delhi, Noida, Gurgaon, Ghaziabad, Faridabad, etc.)||New to Credit or CIBIL Score of 600 /Experian Score of 650 and above|
|Rs 15,000||Metro City other than Mumbai and NCR||CIBIL Score of 600 /Experian Score of 650 and above|
|Self-Employed Individuals||Rs 15,000||Any||CIBIL Score of 600 /Experian Score of 650 and above|
Enjoy the benefits of minimal documentation. All we need are three documents from you -
|Identity Proof||Address Proof||Income Proof|
PAN Card - This is the primary ID proof required. However, if it is rejected due to image quality issues or other
reasons, any 1 of the officially valid documents given below will suffice)
Any 1 of the following -
Salaried Applicants - Last 3 months’ bank statements of your salary account in PDF format showing salary credits
Self-Employed Applicants - Last 3 months’ bank statements in PDF format if you are self-employed
Wide Range of Loan Amount
Money View offers personal loans of up to Rs 5 lakhs. So you can avail any amount that meets your requirements.
Low Pocket-Friendly Interest Rates
The interest rate on our personal loan is low enough to not burn your pocket. This ensures that you can avail a loan without worrying about large EMIs. The interest rate for Money View online loans in Kerala starts from 1.33% p.m.
Instant Loan Disbursal
You will be surprised to learn that our eligibility check takes only 2 minutes and our personal loan is disbursed to your bank account within 24 business hours after the approval.
100% Online Process
You can apply for a personal loan comfortably from home, from your workplace, or while travelling without wasting any time or effort. This is also a boon considering the current pandemic situation.
Available Even For Applicants with Low-Credit Scores
Banks and other traditional financial institutions look for a minimum credit score of 750 to provide a personal loan. But, Money View provides personal loans to anyone with a CIBIL score of 600 or Experian score of 650 and above. We have our own in-house credit model that helps us assess the creditworthiness of our customers.
At Money View, we focus on making our loans affordable for our customers. Check out our fees and charges below -
|Fees & Charges||Amount Chargeable|
|Interest Rate||Starting from 1.33% per month|
|Loan Processing Charges||Between 2% to 8% of the approved loan amount|
|Interest on Overdue EMIs||2% per month on the overdue EMI/Principal loan amount|
|Cheque Bounce||Rs.500/- each time|
Check your eligibility
Visit the Money View website or download the app, provide all the necessary details, and we will let you know your eligibility in just 2 minutes
Choose your loan plan
Based on the options given, you will have to select the loan amount and repayment term of your choice
Easily upload all of the necessary documents online for verification
24 hour loan disbursal
After your documents are verified and loan agreement is submitted, the loan amount will be credited to your bank account within 24 hours
If you live in God’s Own Country, you can easily avail loans from Money View. Not only are these loans easy to avail, the documentation requirements are also minimal, while ensuring quick disbursal. There are a number of additional benefits as well. So what are you waiting for? Visit the Money View website or download the app to apply today.
The beauty of a personal loan is that you can use it for any purpose as per your need. Some of the common purposes for which a personal loan can be used for is as follows -
A credit score is an important indicator of your creditworthiness. Banks and other financial institutions prefer a credit score of 750 or more to be eligible for loan approval.
However, Money View has a unique, in-house credit assessment model which uses many other data points than the ones used by the credit bureaus. This helps us in making better credit decisions and lend to more individuals. So, even those individuals with low CIBIL scores can also avail loans from Money View.
The minimum credit score requirement to get Money View loans is a CIBIL score of 600 or above or an Experian score of 650 or above. So Money View loans can be availed by CIBIL defaulters too if you meet our eligibility criteria.
Once you have submitted an application, you can track your application status on our app or website by following the steps below -
Open the Money View app
Yes, as long as self-applicants have a monthly income of Rs.15,000 or more that is directly credited to their bank account and fulfill our eligibility criteria, they can avail a personal loan in Kerala from Money View.