Why to Choose Money View Personal Loan in Chennai


Flexible Loan Amount

Choose a loan amount of up to Rs. 5 lakhs based on your eligibility


24 Hour Disbursement

Once your loan application is approved, your loan amount will be sent to you within just 24 hours


Minimal Documentation

We require just 3 documents - ID proof, address proof, and income proof


Affordable Interest Rates

We understand how important interest rates are as they determine the EMI amount to be paid. At Money View, the interest rate starts at just 1.33% per month


100% Online

Enjoy a complete online process, right from application to loan disbursal


Flexible Repayment Term

Choose the repayment term of 3 months up to 60 months


Loans on Low Credit Score

Even if your credit score is low, thanks to Money View’s unique credit rating model, you can still avail a loan


Instant Eligibility Check

Check your eligibility from the Money View website or download the app within just 2 minutes

Chennai, the capital of Tamil Nadu, is one of the most iconic cities in the country. Rooted in culture and tradition, Chennai offers an abundance of job opportunities and good infrastructure which makes it one of the most sought after places to live in. However, as is the case with most tier-I cities, Chennai is also quite expensive.

If you live in Chennai and need a little help with your finances, then we have the perfect solution for you.

Eligibility Criteria for Personal Loans in Chennai

Given below is Moneyview’s instant eligibility criteria for personal loans in Chennai -

  • Applicants must be between 21 years and 57 years
  • Applicants must receive an income of Rs. 13,500 or more*
  • Income must be credited directly to the applicants’ bank account
  • Credit score must be a minimum CIBIL score of 600 or minimum Experian score of 650

Given below is a city-wise breakdown of the income and credit score requirement -

Income and Credit Score Eligibility Criteria
Salaried Individuals Minimum In-Hand Income Area of Residence CIBIL Credit Score Requirement
Rs 13,500 Any CIBIL Score of 600 /Experian Score of 650 and above
Rs 20000 Mumbai/Thane or the NCR region (Delhi, Noida, Gurgaon, Ghaziabad, Faridabad, etc.) New to Credit or CIBIL Score of 600 /Experian Score of 650 and above
Rs 15000 Metro City other than Mumbai and NCR CIBIL Score of 600 /Experian Score of 650 and above
Self-Employed Individuals Rs. 15,000 Any CIBIL Score of 600 /Experian Score of 650 and above

Documents Required For Personal Loans in Chennai

Given below are the documents required to avail personal loans in Chennai

Identity Proof Address Proof Income Proof
PAN Card - This is the primary ID proof required. However, if it is rejected due to image quality issues or other reasons, any 1 of the officially valid documents given below will suffice)
  • Aadhaar Card
  • Valid Indian Passport
  • Valid Voter ID
  • Valid Driver’s License
Any 1 of the following -
  • Aadhaar Card
  • Valid Indian Passport
  • Valid Voter ID
  • Valid Driver’s License
  • Utility Bills (Electricity, Water, Gas) dated within the last 60 days

Salaried Applicants - Last 3 months’ bank statements of your salary account in PDF format showing salary credits


Self-Employed Applicants - Last 3 months’ bank statements in PDF format if you are self-employed

Personal Loan Interest Rates and Other Charges

Moneyview loans are pocket-friendly and fit into your budget, making our personal loans one of the best in the market. Read on to know more about our competitive interest rates and other charges

Fees & Charges Amount to be Paid
Interest Rate Starting from 1.33% per month
Loan Processing Charges Starting from 2% and going up to 8% of the approved loan amount
Part/Full Payment of the Loan (Loan Foreclosure)
  • No part payments are allowed
  • Foreclosure allowed after a minimum of 3 EMIs.
Interest on Overdue EMIs 2% per month on the overdue EMI/Principal loan amount
Cheque Bounce Rs.500/- for every bounce
Loan Cancellation
  • No additional charges will be levied apart from the interest amount for the period between loan disbursement and loan cancellation.
  • Processing fees will also be retained.

How to Apply for Personal Loans in Chennai


Check Eligibility

Visit the Money View website or download the app. Provide the required details and find out your eligibility in 2 minutes


Select Loan Tenure

Select the loan amount and repayment term of your choice depending on your eligibility


Upload Documents

Upload the required documents online easily and effortlessly


Amount Disbursed

After your documents are verified and loan agreement is submitted, the loan amount will be credited to your bank account within 24 hours



Getting personal loans in Chennai is now easier than ever. Most individuals are worried about the interest rates charged by personal loan providers but at Moneyview, the interest rates and other charges are affordable and tailored to suit everyone’s needs. So what are you waiting for? Visit the Moneyview website or download the app and apply now!

Personal Loans in Chennai - Related FAQs

Moneyview personal loans are provided at competitive rates, for more details you can check here.

Having a high credit score is essential to avail personal loans at affordable rates and convenient terms. However, at Moneyview, we use an in-house credit rating model that assesses an applicant’s creditworthiness on factors other than just his/her credit score. Therefore, even if the applicant was a CIBIL defaulter, as long as his/her CIBIL score is above 600, then a personal loan in Chennai from Moneyview can be availed.

Currently we only provide loans to those individuals whose salary gets credited directly to their bank account. We will not be able to give loans to applicants who get their salaries in cash.

To process loans at Moneyview, we do not require any hard copies or photocopies of your documents. All you need to do is upload approved copies of your Identity, Address, and Income Proof.


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