Chennai, the capital of Tamil Nadu, is one of the most iconic cities in the country. Rooted in culture and tradition, Chennai offers an abundance of job opportunities and good infrastructure. However, Chennai is also quite expensive.
Whether it is for a high-end gadget, a wedding in a Mylapore mandapam, or home repairs before the monsoon, don’t worry! You can get instant funds through Moneyview, without having to battle city traffic to visit a bank branch.
Flexible Loan Sum
Borrow from ₹5,000 to ₹10 Lakh maximum
Unsecured Loans
Applying for a personal loan through Moneyview doesn't require a guarantor or collateral
Quick Processing
After approval, the loan amount is transferred to your bank account within a day
Competitive Interest Rates
Take advantage of interest rates starting from just 14% p.a.
|
Feature |
Details |
|---|---|
|
Loan Amount |
₹5,000 to ₹10,00,000 |
|
Yearly Interest Rate |
Starting from 14% |
|
Processing Time |
Eligibility check in 2 mins |
|
Minimum Income |
₹25,000 per month (In-hand) |
|
CIBIL Score |
Minimum 650 |
We believe in complete transparency. Our lending partners’ rates are competitive and designed to fit the budget of Chennai’s salaried and self-employed individuals. Read on to know more about our competitive interest rates and other charges -
|
Fees & Charges |
Amount to be Paid |
|---|---|
|
Interest Rate |
Starting from 14% per annum |
|
Loan Processing Charges |
Starting from 2% and going up to 8% of the approved loan amount |
|
Part/Full Payment of the Loan (Loan Foreclosure) |
|
|
Interest on Overdue EMIs |
2% per month on the overdue EMI/Principal loan amount |
|
Cheque Bounce |
₹500/- for every bounce |
|
Loan Cancellation |
|
To avail of an instant personal loan in Bangalore from Moneyview’s partner lenders, you will have to fulfill the eligibility criteria given below -
Applicants must be between 21 and 57 years old
Applicants must receive an income of Rs. 25,000 or more*
Income must be credited directly to the applicants’ bank account
Credit score must be a minimum CIBIL score of 650
Given below are our minimal documentary requirements for a personal loan in Chennai -
Your PAN number
Your mobile number will have to be linked to your Aadhaar card for KYC verification
Yes, here is a gist of other requirements -
Enable the auto-debit facility on your bank account in order to permit automatic withdrawals from your account.
You can use a debit card, net banking, or a NACH form to finish this quick procedure.
The auto-debit facility will enable you to pay your EMIs automatically each month, eliminating the need for manual intervention.
1
Determine Eligibility
Determine if you are eligible on the Moneyview site or app in just 2 minutes!
2
Decide Your Repayment Schedule
Decide on your loan value and repayment schedule from the choices available.
3
Provide Your Documents Digitally
Provide minimal documentation to confirm your profile by effortlessly uploading them online.
4
Amount Credited
Upon verification and agreement completion, your loan amount will be credited to your bank account in 24 hours!
Loan Amount
Min ₹10
Max ₹1,000,000
Rate of Interest
Min 5%
Max 25%
Loan Tenure
5
months
Min 3 months
Max 72 months
Moneyview’s lending partners offer instant loans across the Greater Chennai Corporation and NCR (National Capital Region of the South), including:
OMR, Sholinganallur, Perungudi, and Taramani.
Anna Nagar, Adyar, Besant Nagar, and Mylapore.
Ambattur, Guindy, Porur, and Sriperumbudur.
Velachery, Tambaram, Chromepet, and Medavakkam.
In a city as vibrant and fast-moving as Chennai, your financial goals shouldn't have to wait. Whether you're an IT professional on OMR or a business owner in T. Nagar, Moneyview offers a bridge to your aspirations with instant, transparent, and paperless personal loans.
The interest rates and other charges offered by Moneyview’s lending partners are affordable and tailored to suit everyone’s needs. By focusing on speed and accessibility rather than just rigid credit scores, our partner lenders ensure that the people of Chennai have a reliable financial partner whenever the need arises.
Check your eligibility today by visiting the Moneyview website or downloading the app, and apply now!Yes! While most traditional banks require a score of 750+, Moneyview’s lending partners consider applicants with a CIBIL score of 650 or above, provided other eligibility criteria are met.
To apply for a personal loan in Chennai, you need a minimum monthly in-hand salary of ₹25,000, which must be credited to your bank account.
Once your application is approved and the loan agreement is signed, the funds are typically credited to your bank account within 24 hours.
Personal Loan in Top Cities
Personal Loan by Income and Purpose
Best Personal Loan Resources
Personal Loan Insights and Guides
Loan Process, Terms and Rules Explained
Disclaimer
The starting interest rate depends on factors such as credit history, financial obligations, specific lender's criteria and Terms and conditions. Moneyview is a digital lending platform; all loans are evaluated and disbursed by our lending partners, who are registered as Non-Banking Financial Companies or Banks with the Reserve Bank of India.
This article is for informational purposes only and does not constitute financial or legal advice. Always consult with your financial advisor for specific guidance.
Was this information useful?
