Personal loan in Kolkata
Kolkata, formerly known as Calcutta until the turn of this century, is one of the most important metros of India. The capital of West Bengal and located on the Hooghly River, this city is the cultural, political and the financial hub of North-East India. Quite naturally, there would be a lot of inflow and outflow of cash happening on a regular basis.This generally would make banks stringent about giving out loans to people that freely. There would be a strict verification policy in place to ensure that the person or organization the bank is loaning out the money to is legitimate or no. And though this is a sound system and rightful in every manner, it takes up a lot of time. In case of an emergency, that might not be the ideal situation to be in. Getting a personal loan in Kolkata would thereby be not so speedy after all.
With changing times, however, the ways one could avail a loan have changed too. Getting a personalized loan via MoneyView is easier than going at it the traditional way. Personal loans in Kolkata range from Rs. 50,000 to Rs. 40, 00,000 depending upon the need for it.
The need to avail a personal loan in Kolkata could be anything. It could be for travel, for marriage, or simply for a home renovation. It could also be for some medical emergency, which is time sensitive and hence cannot afford to take long for it to be approved or sanctioned.
Some hesitate to opt for a personal loan in Kolkata from private finance agencies because they assume that they would not be able to repay the amount owing to low income. But should that entitle a person to not avail a loan? We at MoneyView are of the opinion that every person, no matter from what economic strata of the society, is entitled to afford a loan in times of need.
Usually, factors like a person’s occupational background and his or her ability to repay the loan is what qualifies the person for the loan. With MoneyView that is not the case. MoneyView offers easy personal loans in Kolkata minus the hassle. Availing a personal loan in Kolkata no longer seems like an impossible undertaking.
Kolkata has been the financial hub of the North-Eastern states for many decades now. It houses the Calcutta Stock Exchange and is a major commercial port across Eastern India. Kolkata was nicknamed the “City of Joy” back in 2011, and this city houses 4.5 million people. This makes it the third most populated metropolitans in India.
Having a considerable amount of British Raj running this city once upon a time, it was the capital of the British-held territories in India until 1911. And as fate would have it, this city is also where the roots of the Indian Independence movement first took shape.
Known for its cultural stature, and the revolutionary heritage it possesses, Kolkata is a vital tourist location. Owing to the vividness and colour this city commands, it has also been titled as the “City of Furious Energy.”
Being directly under the British Raj for far too long, Kolkata still reflects the remnants of the Victorian Architecture. The Indian Museum and the Marble Palace are some of the examples of important historic monuments that have the classic British finesse to them. The Victoria Memorial is one of the most commonly visited locations as it is a museum that narrates the history of Kolkata.
Being this important a location when it comes to cultural diversity, there ought to be a constant influx of tourists and visitors. And to make travel a smoother affair, there needs to a wide array of banks that could ease the lives of tourists from every corner of the world.
What makes Kolkata so financially important is the presence of three major public-sector banks – Allahabad Bank, UCO Bank, and the United Bank of India. These banks, and an innumerably many more, cater to personal loans in Kolkata. And though there is an access to major banks here, getting a personal loan in Kolkata without documents is something that would take a while longer.
To make life easier, MoneyView comes with comparatively faster sanctioning of loans. You would get to apply for a loan anytime, anywhere. All you need to do is submit your documents online and once they are verified, you would be getting your loan amount within a matter of hours.
The loans you get from MoneyView are hassle-free. Since it is a loan that you opt for, you get to decide the terms of its repayment as per your convenience. The borrower gets payback tenure of 12 months. This way, you can pay as much as you want so that your monthly finances are not disrupted.
To wrap it up, getting a personal loan in Kolkata may not be all that easy. But with MoneyView by your side, you have nothing to fear, as all your financial shortcomings are acknowledged and tended to by our efficient and speedy loaning policy.
Click here to know more about Moneyview and the endless sea of benefits you get from it.
For Salaried – Min ₹ 14,000 In Hand Salary
For Self Employed – Min. ₹ 25,000 Income with 2 years Income Tax Return Filed
You can borrow as low as ₹ 10,000 and as high as ₹ 5,00,000. The maximum amount depends on your eligibility.
You can borrow for minimum 3 months to maximum 24 months.
The loan application for Money View is paperless which means that no physical document submission is required.
You need the following documents to apply for a loan with us
- Aadhaar card
- PAN Card
- Address proof
- Last 3 months bank statement
- 2 years IT Returns (in case you are self-employed)
EMI is deducted 5th of every month from your bank account.
At the time of application, you agree to a NACH mandate which enables us to deduct the EMI amount from your specified bank account.
In case your EMI auto-debit is bounced, there will be a bounce charge along with the daily penalty for delay of EMI.
Also in case you are not able to pay the EMIs, your CIBIL score might drop for every EMI default.
We assess your credit worthiness not only from your CIBIL score but also your transactional SMS data. Hence, when you download the app it helps us give you the best loan offer.
You can close your loan anytime after 3 months of taking the loan. There are penalty charges for foreclosure