Why Should you opt for Money View Personal Loans in Mumbai

Flexible Loan Amount

Money View offers personal loans starting of 5,000 up to Rs. 5 lakhs

24 Hour Loan Disbursal

Our personal loan is disbursed to your bank account within 24 business hours after the approval.

Collateral Free Loans

To apply for a personal loan through Money View, you don’t have to pledge any asset or arrange for a guarantor

Affordable Interest Rates

We understand how important interest rates are as they determine the EMI amount to be paid. At Money View, the interest rate starts at just 1.33% per month

Hassle-free Online Process

You can apply for a personal loan from Money View at any time from anywhere. No more travelling to a bank and waiting for days

Flexible Repayment Tenure

Choose a flexible repayment term starting of 3 months up to 60 months

Loans on Low Credit Score

The minimum score required is a CIBIL score of 600 or Experian score of 650.

Instant Eligibility Check

Before applying for the loan, applicants can visit the Money View website or download the app to check their eligibility which will only take 2 minutes

Formerly known as Calcutta, Kolkata is known for its art galleries, grand colonial architecture, great food, and literary heritage. It is the capital of West Bengal and enjoys the titles of ‘the City of Joy’ and ‘Jewel of the East’.

While Kolkata may not be as expensive as Mumbai or Bengaluru, there may be times when financial help is required. In such cases, you can always rely on moneyview.

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Personal Loans in Kolkata from Money View

A personal loan from Money View adds value to your finances by providing the best solution. A few advantages include a flexible payback period, alluring interest rates, end-to-end online processing, and so forth. Money View provides up to Rs. 5 lakhs in Kolkata at alluring interest rates starting at just 1.33% per month.

Who is Eligible to Apply for a Personal Loan in Kolkata?

Here are the eligibility criteria for a Money View personal loan -

  • Age – Minimum age of the applicant should be 21 years and the maximum age must be 57 years
  • Nationality – The applicant needs to be an Indian resident
  • Monthly Income– INR 13,500 per month for salaried professionals and INR 15,000 for self-employed professionals and the amount must be directly credited to your bank account
  • Credit Score – You must have a minimum Experian score of 650 or a minimum CIBIL score of 600.

You can visit the Money View website or download the app .

Documents Necessary for Availing a Personal Loan in Kolkata

We believe in minimal documentation which is why we only need 3 documents from you -

Identity Proof Address Proof Income Proof
PAN Card - This is the primary ID proof required. However, if it is rejected due to image quality issues or other reasons, any 1 of the officially valid documents given below will suffice)
  • Aadhaar Card
  • Valid Indian Passport
  • Valid Voter ID
  • Valid Driver’s License
 Any 1 of the following -
  • Aadhaar Card
  • Valid Indian Passport
  • Valid Voter ID
  • Valid Driver’s License
  • Utility Bills (Electricity, Water, Gas) dated within the last 60 days
 Salaried Applicants - Last 3 months’ bank statements of your salary account in PDF format showing salary credits
OR
Self-Employed Applicants - Last 3 months’ bank statements in PDF format if you are self-employed

Personal Loan Interest Rates and Other Charges in Kolkata

Money View is recognized to offer the most cost-effective personal loan with a bad CIBIL score in Kolkata. Our budget-friendly personal loans are available at the best interest rates for both salaried and self-employed individuals. Take a look at the list of our interest rates and other charges!

  • Interest Rate: Starting from 1.33% per month
  • Loan Processing Fees: From 2-8% of the approved loan amount
  • Repayment Period: From 12 months to 60 months
  • Loan Cancellation Fees: Aside from the interest amount, no extra charges are levied for the tenure between disbursement and cancellation of personal loans. Processing charges are also retained.
  • Loan Foreclosure: We don’t allow any part payment. You can foreclose your loan after a minimum of three EMIs.
  • Charges on Cheque Bounce: INR 500 is charged on every cheque bounce.
  • Interest on Overdue EMIs: 2% every month on the overdue principal loan amount or EMI.

Step by Step Procedure to Apply for a Personal Loan in Kolkata

Check Eligibility

If you are a salaried person and your age is within 21 to 57 years, you are eligible for a Money View personal loan. And if you qualify the eligibility criteria, submit all documents online

Select Loan Tenure

Choose the loan amount and payback period to get immediate online approval

Upload Documents

Provide your financial, personal, and employment details, submit all important documents alongside the application form

Amount Disbursed

Get the money disbursed within 24 hours in your bank account

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Conclusion

We have an experienced financial team to take care of your credit requirements and help you choose the best personal loan deal for you. We assess your profile, match it against our eligibility criteria, and pick the best loan plan for you. Rather than visiting banks, residents of Kolkata can reap the benefits of online services of an NFBC like Money View. We offer hassle-free services and help you get the best personal loan from NBFC in Kolkata.

Personal Loan in Kolkata - Related FAQs

Ans: Every individual seeking to borrow a personal loan in Kolkata from Money View will go through a verification and credit analysis process. Money View uses an in-house unique algorithm that analyses a borrower’s creditworthiness based on multiple factors, This process happens automatically within seconds.

Ans: You can borrow a Money View personal loan amount in Kolkata from Rs. 5,000 to Rs. 5 lakhs for 12 months to 60 months of the loan tenure.

Ans: Lenders like Money View can view the details of the borrowers like employed information, financial information, etc. We make sure to protect the personal data of our borrowers according to our privacy policy.

Ans: You can easily and quickly calculate your EMIs using our personal loan EMI calculator. Just provide details like your loan repayment period, amount, and interest rates. Our EMI calculator will immediately show the interest amounts and the EMI payable.

INTERLINKS

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Personal Loan Interest Rates
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Personal Loan Eligibility
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Personal Loan Documents
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Personal Loan for Self Employed
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Personal Loan for Salaried Employees

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