Personal Loan in Kolkata

Personal Loan in Kolkata

Personal Loan in Kolkata

Fulfill your Financial Needs with Affordable Personal Loans in Kolkata

Formerly known as Calcutta, Kolkata is known for its art galleries, grand colonial architecture, great food, and literary heritage. It is the capital of West Bengal and enjoys the titles of ‘the City of Joy’ and ‘Jewel of the East’.

While Kolkata may not be as expensive as Mumbai or Bengaluru, there may be times when financial help is required. In such cases, you can always rely on Moneyview.

Personal Loans in Kolkata through Moneyview

A personal loan through Moneyview adds value to your finances by providing the best solution. A few advantages include a flexible payback period, alluring interest rates, end-to-end online processing, and so forth. Moneyview provides up to Rs. 10 lakhs in Kolkata at alluring interest rates starting at just 14% per annum.

Features and Benefits of Personal Loan in Kolkata

loan amount

Flexible Loan Amount

Borrow any amount starting from ₹5,000 and going up to ₹10 Lakh

collateral free

Collateral Free Loans

To apply for a personal loan through Moneyview, you don’t need any asset or arrange for a guarantor

Quick Disbursal

Quick Disbursal

The loan amount is disbursed to your account within 24 hours of approval

interest rates

Affordable Interest Rates

Benefit from low-interest rates starting from 14% per annum

Need Urgent Funds?

Collateral Free Personal Loans up to ₹10 Lakh

Personal Loan

Who is Eligible to Apply for a Personal Loan in Kolkata?

Here are the eligibility criteria for a Moneyview personal loan -

  • Age – Minimum age of the applicant should be 21 years and the maximum age must be 57 years
  • Nationality – The applicant needs to be an Indian resident
  • Monthly Income– INR 25,000 per month and the amount must be directly credited to your bank account
  • Credit Score – You must have a minimum CIBIL score of 650.

You can visit the Moneyview website or download the app .

Documents Necessary for Availing a Personal Loan in Kolkata

We believe in minimal documentation which is why we only need 3 documents from you -

Identity Proof Address Proof Income Proof
PAN Card - This is the primary ID proof required. However, if it is rejected due to image quality issues or other reasons, any 1 of the officially valid documents given below will suffice)
  • Aadhaar Card
  • Valid Indian Passport
  • Valid Voter ID
  • Valid Driver’s License
Any 1 of the following -
  • Aadhaar Card
  • Valid Indian Passport
  • Valid Voter ID
  • Valid Driver’s License
  • Utility Bills (Electricity, Water, Gas) dated within the last 60 days
Salaried Applicants - Last 3 months’ bank statements of your salary account in PDF format showing salary credits
OR
Self-Employed Applicants - Last 3 months’ bank statements in PDF format if you are self-employed

Personal Loan Interest Rates and Other Charges in Kolkata

Moneyview is recognized to offer the most cost-effective personal loan with a bad CIBIL score in Kolkata. Our budget-friendly personal loans are available at the best interest rates for both salaried and self-employed individuals. Take a look at the list of our interest rates and other charges!

  • Interest Rate: Starting from 14% per annum
  • Loan Processing Fees: From 2-8% of the approved loan amount
  • Repayment Period: From 12 months to 60 months
  • Loan Cancellation Fees: Aside from the interest amount, no extra charges are levied for the tenure between disbursement and cancellation of personal loans. Processing charges are also retained.
  • Loan Foreclosure: We don’t allow any part payment. You can foreclose your loan after a minimum of three EMIs.
  • Charges on Cheque Bounce: INR 500 is charged on every cheque bounce.
  • Interest on Overdue EMIs: 2% every month on the overdue principal loan amount or EMI.

Conclusion

We have an experienced financial team to take care of your credit requirements and help you choose the best personal loan deal for you. We assess your profile, match it against our eligibility criteria, and pick the best loan plan for you. Rather than visiting banks, residents of Kolkata can reap the benefits of online services of an NFBC like Moneyview. We offer hassle-free services and help you get the best personal loan from NBFC in Kolkata.

Personal Loan in Kolkata - Related FAQs

Every individual seeking to borrow a personal loan in Kolkata through Moneyview will go through a verification and credit analysis process. Moneyview uses an in-house unique algorithm that analyses a borrower’s creditworthiness based on multiple factors, This process happens automatically within seconds. 
You can borrow a Moneyview personal loan amount in Kolkata from Rs. 5,000 to Rs. 10 lakhs for 12 months to 60 months of the loan tenure.
Lenders like Moneyview can view the details of the borrowers like employed information, financial information, etc. We make sure to protect the personal data of our borrowers according to our privacy policy.
You can easily and quickly calculate your EMIs using our personal loan EMI calculator. Just provide details like your loan repayment period, amount, and interest rates. Our EMI calculator will immediately show the interest amounts and the EMI payable.

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Personal Loan Based on Your Salary

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