Are you looking for an online personal loan in Pune? Then look no further because Money View personal loans are some of the best in the market and are easily available in Pune.
Personal Loan in Pune
You can easily get an online personal loan in Pune from private lenders such as Money View at affordable rates. Not only this, the documentation requirements are also minimal and the entire application process is hassle-free and quick.
Benefits of Money View Personal Loans in Pune
If personal loan in Pune from private financiers is what you want then Money View is the perfect option. Not only are these loans loaded with a number of unique benefits and features, they are also extremely popular. Here’s why -
Digital Process
Enjoy our complete digital process from approval to disbursal making the entire process of availing a loan delightful and super fast
Flexible Loan Amount
You can choose any amount from Rs. 5,000 to Rs. 5,00,000 depending on your credit score
Flexible Repayment Term
To repay the loan, you can choose a repayment period from 3 months up to 5 years
24 hr Loan Disbursement
We ensure quick disbursement of your loan within just 24 hours after the loan application approval
No Security Needed
Money View personal loans in Pune don't require guarantors or collateral. You just need to meet our eligibility criteria
Affordable Interest Rates
Money View personal loans are affordable with interest rates starting at just 1.33% per month
Available Pan India
Our digital application ensures you can apply for a personal loan from any part of the country, including Pune
How to Apply for a Personal Loan in Pune
Get an instant personal loan in Hyderabad from Money View by following the steps below -
Choose your loan plan
Based on the options given, you will have to select the loan amount and repayment term of your choice
Provide necessary documents
Easily upload all of the necessary documents online for verification
24 hour loan disbursal
After your documents are verified and loan agreement is submitted, the loan amount will be credited to your bank account within 24 hours
Note -
- Once your documents are verified, you will receive a NACH form which needs to be printed, signed, scanned, and sent back to us
- This step will enable the auto-debit facility from your bank account and allow you to pay your EMIs on time automatically without the need for any manual intervention.
- On receiving your NACH form, you will need to review the loan agreement on the app. Please submit the application after reviewing all the terms and conditions thoroughly
Eligibility Criteria for a Personal Loan in Pune
Check if you fulfill the eligibility criteria given below -
- Applicants must be between 21 years and 57 years
- Applicants must receive an income of Rs. 13,500 or more*
- Income must be credited directly to the applicants’ bank account
- Credit score must be a minimum CIBIL score of 600 or minimum Experian score of 650
Given below is a city-wise breakdown of the income and credit score requirement -
| Income and Credit Score Eligibility Criteria* | |||
|---|---|---|---|
| Salaried Individuals | Minimum In-Hand Income | Area of Residence | CIBIL Credit Score Requirement |
| Rs 13,500 | Any | CIBIL Score of 600 /Experian Score of 650 and above | |
| Rs 20000 | Mumbai/Thane or the NCR region (Delhi, Noida, Gurgaon, Ghaziabad, Faridabad, etc.) | New to Credit or CIBIL Score of 600 /Experian Score of 650 and above | |
| Rs 15000 | Metro City other than Mumbai and NCR | CIBIL Score of 600 /Experian Score of 650 and above | |
| Self-Employed Individuals | Rs. 15,000 | Any | CIBIL Score of 600 /Experian Score of 650 and above |
Documents Required for a Personal Loan in Pune
In order to get an online personal loan in Pune from Money View, you need only 3 documents, as listed below -
| Identity Proof | Address Proof | Income Proof |
|---|---|---|
PAN Card - This is the primary ID proof required. However, if it is rejected due to image quality issues or other reasons, any 1 of the officially valid documents given below will suffice)
|
Any 1 of the following -
|
Salaried Applicants - Last 3 months’ bank statements of your salary account in PDF format showing salary credits OR Self-Employed Applicants - Last 3 months’ bank statements in PDF format if you are self-employed |
How to Track Money View Personal Loan Application Status?
Once you have applied for our loan through our website or app, follow the steps given below to track the same -
- If you’ve applied on our website
- Go to the login section on the website by clicking here: /apply-loan/signup
- Login into your loan account with your registered email ID
- Go to the ‘Dashboard’ section of your loan account
- Scroll down to the ‘Application Status’ tab to know the status of your loan application
- If you’ve applied on the Money View app
- Open the Money View app
- Register yourself with a valid email ID if you haven’t done it yet
- Head over to the ‘Loans’ section
- You will then be automatically redirected to the ‘Application Status’ screen where you can check your application details
- If you have the Money View Loans app, you’ll be directed to the ‘Application Status’ screen automatically as soon as you open it
In Conclusion
Availing an online personal loan in Pune is now easy thanks to Money View. All you need to do is check your eligibility, provide the necessary documents, and sit back and relax. The entire process takes just a few minutes and can be done from anywhere as long as you have an internet connection. The next time you need a personal loan in Pune, visit the Money View website or download the App and apply!
Personal Loan in Pune - FAQs
The fees and charges for a Money View personal loan in Pune are as follows -
| Type of Charge | Amount |
|---|---|
| Interest Rate | Starting from 1.33% per month |
| Loan Processing Fee | Starting from 2% up to 8% of the approved loan amount |
| Interest on Overdue EMIs | 2% per month of the overdue amount |
| Foreclosure/Part-prepayment |
|
| EMI Cheque Bounce Charges | Rs.500 per bounce |
Yes, you can foreclose your personal loan from Money View based on your repayment term as given below -
| Fees and Charges | Amount Chargeable | ||||||||
|---|---|---|---|---|---|---|---|---|---|
| Foreclosure Charges | Nil but foreclosure can be done only after a minimum number of EMIs have been paid as illustrated below-
|
If you are self-employed, you can avail a personal loan from Money View as long as you fulfill the eligibility criteria given below -
- Monthly income of Rs. 15,000 or more
- Income must be credited directly to the applicant’s bank account
- Applicant must have a minimum CIBIL score of 600 or minimum Experian score of 650
- Applicant must be between 21 years to 57 years old
While most lenders require applicants to have a credit score of over 750, at Money View, we use a unique in-house algorithm to determine our applicants’ creditworthiness. Therefore, as long as your CIBIL score is 600 and above or your Experian score is 650 and above, you can still get a personal loan in Pune or any other part of India from India.
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