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Personal Loan in Pune

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Personal Loan in Pune

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Pune, the second-largest city in Maharashtra, is counted among the most populated cities in the country.

This vibrant city is also home to a growing number of educational institutions and tech companies. However, as the cost of living rises, expenses naturally increase. In these situations, a personal loan can provide significant assistance.

Then look no further because personal loans through Moneyview are some of the best in the market and are easily available in Pune.

Features and Benefits of Personal Loan in Pune

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Flexible Loan Sum

Borrow from ₹5,000 to ₹10 Lakh maximum

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Quick Processing

After approval, the loan amount is transferred to your bank account within a day

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Unsecured Loans

Applying for a personal loan through Moneyview doesn't require a guarantor or collateral

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Competitive Interest Rates

Take advantage of interest rates starting from just 14% p.a.

Eligibility Criteria for a Personal Loan in Pune

Check if you fulfill the eligibility criteria given below -

  • Applicants must be between 21 and 57 years old
  • Applicants must receive an income of ₹25,000 or more*
  • Income must be credited directly to the applicants’ bank account
  • Credit score must be a minimum CIBIL score of 650

What Documents are Needed for a Personal Loan in Pune?

Here is a list of the documents required to apply for a personal loan in Pune:

  • Your PAN number

  • Your mobile number will have to be linked to your Aadhaar card for KYC verification

Apart from these minimal documents, is there anything else that is needed? 

Apart from the documents mentioned above, here are some other requirements needed to complete your application:

  • Enable the auto-debit facility on your bank account in order to permit automatic withdrawals from your account. 

  • You can use a debit card, net banking, or a NACH form to finish this quick procedure.

Why is this important?

The auto-debit facility will enable you to pay your EMIs automatically each month, eliminating the need for manual intervention.

What are the Fees and Charges Applicable for a Personal Loan through Moneyview in Pune?

The fees and charges for a personal loan through Moneyview in Pune are as follows -

Type of Charge

Amount

Interest Rate

Starting from 14% per annum

Loan Processing Fee

Starting from 2% up to 8% of the approved loan amount

Interest on Overdue EMIs

2% per month of the overdue amount

Foreclosure/Part-prepayment

  • No part-prepayment of the loan is allowed.

  • Foreclosure available after a certain number of EMIs have been paid

EMI Cheque Bounce Charges

₹500 per bounce

Conclusion

Availing an online personal loan in Pune is now easy thanks to Moneyview. All you need to do is check your eligibility, provide the necessary documents, and sit back and relax. The entire process takes just a few minutes and can be done from anywhere as long as you have an internet connection. The next time you need a personal loan in Pune, visit the Moneyview website or download the app and apply!

Frequently Asked Questions

Yes, you can foreclose your personal loan through Moneyview, depending on your loan tenure and the number of EMI installments paid. 

If you are self-employed, you can avail a personal loan through Moneyview as long as you fulfill the eligibility criteria given below -

  • Monthly income of ₹25,000 or more
  • Income must be credited directly to the applicant’s bank account
  • Applicant must have a minimum CIBIL score of 650 
  • Applicant must be between 21 and 57 years old

While most lenders require applicants to have a credit score of over 650, at Moneyview, we use a unique in-house algorithm to determine our applicants’ creditworthiness. Therefore, as long as your CIBIL score is 650 and above, you can still get a personal loan in Pune or any other part of India.

The starting interest rate depends on factors such as credit history, financial obligations, specific lender's criteria and Terms and conditions. Moneyview is a digital lending platform; all loans are evaluated and disbursed by our lending partners, who are registered as Non-Banking Financial Companies or Banks with the Reserve Bank of India.

This article is for informational purposes only and does not constitute financial or legal advice. Always consult with your financial advisor for specific guidance.

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