Top Features and Benefits of Personal Loan

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Flexible Loan Amount

You can choose any amount from Rs. 5,000 to Rs. 5,00,000 depending on your credit score

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Fully-Personalised

We ensure quick disbursement of your loan within just 24 hours after the loan application approval

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Available Pan India

Our digital application ensures you can apply for a personal loan from any part of the country, including Pune

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Affordable Interest Rates

Money View personal loans are affordable with interest rates starting at just 1.33% per month

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Digital Process

Enjoy our complete digital process from approval to disbursal making the entire process of availing a loan delightful and super fast

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Flexible Repayment Term

To repay the loan, you can choose a repayment period from 3 months up to 5 years

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Loans on Low Credit Score

The minimum score required is a CIBIL score of 600 or Experian score of 650.

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Quick Eligibility Check

On the Money View website or on the app, you can instantly check your eligibility for a personal loan within just two minutes

The second largest city in Maharashtra, Pune is also one of the most populated cities in the country.

This vibrant city is also home to a growing number of educational institutions and tech companies. However, as the standard of living increases, so do the expenses. In such cases, a personal loan can be extremely helpful.

Then look no further because moneyview personal loans are some of the best in the market and are easily available in Pune.

Eligibility Criteria for a Personal Loan in Pune

Check if you fulfill the eligibility criteria given below -

  • Applicants must be between 21 years and 57 years
  • Applicants must receive an income of Rs. 13,500 or more*
  • Income must be credited directly to the applicants’ bank account
  • Credit score must be a minimum CIBIL score of 600 or minimum Experian score of 650

Given below is a city-wise breakdown of the income and credit score requirement -

Income and Credit Score Eligibility Criteria*
Salaried Individuals Minimum In-Hand Income Area of Residence CIBIL Credit Score Requirement
Rs 13,500 Any CIBIL Score of 600 /Experian Score of 650 and above
Rs 20000 Mumbai/Thane or the NCR region (Delhi, Noida, Gurgaon, Ghaziabad, Faridabad, etc.) New to Credit or CIBIL Score of 600 /Experian Score of 650 and above
Rs 15000 Metro City other than Mumbai and NCR CIBIL Score of 600 /Experian Score of 650 and above
Self-Employed Individuals Rs. 15,000 Any CIBIL Score of 600 /Experian Score of 650 and above

Documents Required for a Personal Loan in Pune

In order to get an online personal loan in Pune from Money View, you need only 3 documents, as listed below -

Identity Proof Address Proof Income Proof
PAN Card - This is the primary ID proof required. However, if it is rejected due to image quality issues or other reasons, any 1 of the officially valid documents given below will suffice)
  • Aadhaar Card
  • Valid Indian Passport
  • Valid Voter ID
  • Valid Driver’s License
 Any 1 of the following -
  • Aadhaar Card
  • Valid Indian Passport
  • Valid Voter ID
  • Valid Driver’s License
  • Utility Bills (Electricity, Water, Gas) dated within the last 60 days

Salaried Applicants - Last 3 months’ bank statements of your salary account in PDF format showing salary credits

OR

Self-Employed Applicants - Last 3 months’ bank statements in PDF format if you are self-employed

How to Track Money View Personal Loan Application Status?

Once you have applied for our loan through our website or app, follow the steps given below to track the same -

  1. If you’ve applied on our website
    • Go to the login section on the website by clicking here: /apply-loan/signup
    • Login into your loan account with your registered email ID
    • Go to the ‘Dashboard’ section of your loan account
    • Scroll down to the ‘Application Status’ tab to know the status of your loan application
  2. If you’ve applied on the Money View app
    • Open the Money View app
    • Register yourself with a valid email ID if you haven’t done it yet
    • Head over to the ‘Loans’ section
    • You will then be automatically redirected to the ‘Application Status’ screen where you can check your application details
    • If you have the Money View Loans app, you’ll be directed to the ‘Application Status’ screen automatically as soon as you open it

How to Apply for a Personal Loan in Pune

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Check Eligibility

Visit the Money View website or download the app. Provide the required details and find out your eligibility in 2 minutes

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Select Loan Tenure

Based on the options given, you will have to select the loan amount and repayment term of your choice

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Upload Documents

Easily upload all of the necessary documents online for verification

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Amount Disbursed

After your documents are verified and loan agreement is submitted, the loan amount will be credited to your bank account within 24 hours

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Conclusion

Availing an online personal loan in Pune is now easy thanks to Money View. All you need to do is check your eligibility, provide the necessary documents, and sit back and relax. The entire process takes just a few minutes and can be done from anywhere as long as you have an internet connection. The next time you need a personal loan in Pune, visit the Money View website or download the App and apply!

Frequently Asked Questions (FAQs)

The fees and charges for a Money View personal loan in Pune are as follows -

Type of Charge Amount
Interest Rate Starting from 1.33% per month
Loan Processing Fee Starting from 2% up to 8% of the approved loan amount
Interest on Overdue EMIs 2% per month of the overdue amount
Foreclosure/Part-prepayment
  • No part-prepayment of the loan is allowed.
  • Foreclosure available after a certain number of EMIs have been paid
EMI Cheque Bounce Charges Rs.500 per bounce

Yes, you can foreclose your personal loan from Money View based on your repayment term as given below -

Fees and Charges Amount Chargeable
Foreclosure Charges Nil but foreclosure can be done only after a minimum number of EMIs have been paid as illustrated below-
Tenure Foreclosure
Up to 6 months Not allowed
7 - 18 months Allowed after 6 EMI payments
Over 18 months Allowed after 12 EMI payments

If you are self-employed, you can avail a personal loan from Money View as long as you fulfill the eligibility criteria given below -

  • Monthly income of Rs. 15,000 or more
  • Income must be credited directly to the applicant’s bank account
  • Applicant must have a minimum CIBIL score of 600 or minimum Experian score of 650
  • Applicant must be between 21 years to 57 years old

While most lenders require applicants to have a credit score of over 750, at Money View, we use a unique in-house algorithm to determine our applicants’ creditworthiness. Therefore, as long as your CIBIL score is 600 and above or your Experian score is 650 and above, you can still get a personal loan in Pune or any other part of India from India.

INTERLINKS

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Apply for Personal Loan
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Personal Loan Interest Rates
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Personal Loan Eligibility
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Personal Loan Documents
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Personal Loan for Self Employed
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Personal Loan for Salaried Employees

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