Personal Loan In Pune - Loan Approval in 24 Hours

Top Features and Benefits of Personal Loan

Flexible Loan Amount

You can choose any amount from Rs. 5,000 to Rs. 5,00,000 depending on your credit score

Fully-Personalised

We ensure quick disbursement of your loan within just 24 hours after the loan application approval

Available Pan India

Our digital application ensures you can apply for a personal loan from any part of the country, including Pune

Affordable Interest Rates

Money View personal loans are affordable with interest rates starting at just 1.33% per month

Digital Process

Enjoy our complete digital process from approval to disbursal making the entire process of availing a loan delightful and super fast

Flexible Repayment Term

To repay the loan, you can choose a repayment period from 3 months up to 5 years

Loans on Low Credit Score

The minimum score required is a CIBIL score of 600 or Experian score of 650.

Quick Eligibility Check

On the Money View website or on the app, you can instantly check your eligibility for a personal loan within just two minutes

Eligibility Criteria for a Personal Loan in Pune

Check if you fulfill the eligibility criteria given below -

Applicants must be between 21 years and 57 years

Applicants must receive an income of Rs. 13,500 or more^*

Income must be credited directly to the applicants’ bank account

Credit score must be a minimum CIBIL score of 600 or minimum Experian score of 650

Given below is a city-wise breakdown of the income and credit score requirement -

Income and Credit Score Eligibility Criteria^*
Salaried Individuals	Minimum In-Hand Income	Area of Residence	CIBIL Credit Score Requirement
Rs 13,500	Any	CIBIL Score of 600 /Experian Score of 650 and above
Rs 20000	Mumbai/Thane or the NCR region (Delhi, Noida, Gurgaon, Ghaziabad, Faridabad, etc.)	New to Credit or CIBIL Score of 600 /Experian Score of 650 and above
Rs 15000	Metro City other than Mumbai and NCR	CIBIL Score of 600 /Experian Score of 650 and above
Self-Employed Individuals	Rs. 15,000	Any	CIBIL Score of 600 /Experian Score of 650 and above

Income and Credit Score Eligibility Criteria^*

Salaried Individuals

Minimum In-Hand Income

Area of Residence

CIBIL Credit Score Requirement

Rs 13,500

Any

CIBIL Score of 600 /Experian Score of 650 and above

Rs 20000

Mumbai/Thane or the NCR region (Delhi, Noida, Gurgaon, Ghaziabad, Faridabad, etc.)

New to Credit or CIBIL Score of 600 /Experian Score of 650 and above

Rs 15000

Metro City other than Mumbai and NCR

CIBIL Score of 600 /Experian Score of 650 and above

Self-Employed Individuals

Rs. 15,000

Any

CIBIL Score of 600 /Experian Score of 650 and above

Documents Required for a Personal Loan in Pune

In order to get an online personal loan in Pune from Money View, you need only 3 documents, as listed below -

Identity Proof	Address Proof	Income Proof
PAN Card - This is the primary ID proof required. However, if it is rejected due to image quality issues or other reasons, any 1 of the officially valid documents given below will suffice) Aadhaar Card Valid Indian Passport Valid Voter ID Valid Driver’s License	Any 1 of the following - Aadhaar Card Valid Indian Passport Valid Voter ID Valid Driver’s License Utility Bills (Electricity, Water, Gas) dated within the last 60 days	Salaried Applicants - Last 3 months’ bank statements of your salary account in PDF format showing salary credits OR Self-Employed Applicants - Last 3 months’ bank statements in PDF format if you are self-employed

How to Track Money View Personal Loan Application Status?

Once you have applied for our loan through our website or app, follow the steps given below to track the same -

If you’ve applied on our website

Go to the login section on the website by clicking here: /apply-loan/signup
Login into your loan account with your registered email ID
Go to the ‘Dashboard’ section of your loan account
Scroll down to the ‘Application Status’ tab to know the status of your loan application

If you’ve applied on the Money View app

Open the Money View app
Register yourself with a valid email ID if you haven’t done it yet
Head over to the ‘Loans’ section
You will then be automatically redirected to the ‘Application Status’ screen where you can check your application details
If you have the Money View Loans app, you’ll be directed to the ‘Application Status’ screen automatically as soon as you open it

How to Apply for a Personal Loan in Pune

Check Eligibility

Visit the Money View website or download the app. Provide the required details and find out your eligibility in 2 minutes

Select Loan Tenure

Based on the options given, you will have to select the loan amount and repayment term of your choice

Upload Documents

Easily upload all of the necessary documents online for verification

Amount Disbursed

After your documents are verified and loan agreement is submitted, the loan amount will be credited to your bank account within 24 hours

Frequently Asked Questions (FAQs)

1. What are the fees and charges applicable for Money View personal loan in Pune?

The fees and charges for a Money View personal loan in Pune are as follows -

Type of Charge	Amount
Interest Rate	Starting from 1.33% per month
Loan Processing Fee	Starting from 2% up to 8% of the approved loan amount
Interest on Overdue EMIs	2% per month of the overdue amount
Foreclosure/Part-prepayment	No part-prepayment of the loan is allowed. Foreclosure available after a certain number of EMIs have been paid
EMI Cheque Bounce Charges	Rs.500 per bounce

2. Can I foreclose my personal loan from Money View?

Yes, you can foreclose your personal loan from Money View based on your repayment term as given below -

Fees and Charges

Amount Chargeable

Foreclosure Charges

Nil but foreclosure can be done only after a minimum number of EMIs have been paid as illustrated below-

Tenure	Foreclosure
Up to 6 months	Not allowed
7 - 18 months	Allowed after 6 EMI payments
Over 18 months	Allowed after 12 EMI payments

3. Where can I get a personal loan for self-employed in Pune?

If you are self-employed, you can avail a personal loan from Money View as long as you fulfill the eligibility criteria given below -

Monthly income of Rs. 15,000 or more
Income must be credited directly to the applicant’s bank account
Applicant must have a minimum CIBIL score of 600 or minimum Experian score of 650
Applicant must be between 21 years to 57 years old

4. Can those with low credit scores get a personal loan in Pune from Money View?

While most lenders require applicants to have a credit score of over 750, at Money View, we use a unique in-house algorithm to determine our applicants’ creditworthiness. Therefore, as long as your CIBIL score is 600 and above or your Experian score is 650 and above, you can still get a personal loan in Pune or any other part of India from India.

How to Get a Personal Loan in Pune

Easily avail personal loans with minimal documentation

Top Features and Benefits of Personal Loan

Eligibility Criteria for a Personal Loan in Pune

Documents Required for a Personal Loan in Pune

How to Track Money View Personal Loan Application Status?

How to Apply for a Personal Loan in Pune

Loan EMI Calculators

Calculate Your EMI

Conclusion

Frequently Asked Questions (FAQs)

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