Top Features and Benefits of Personal Loan
Flexible Loan Amount
You can choose any amount from Rs. 5,000 to Rs. 5,00,000 depending on your credit score
Fully-Personalised
We ensure quick disbursement of your loan within just 24 hours after the loan application approval
Available Pan India
Our digital application ensures you can apply for a personal loan from any part of the country, including Pune
Affordable Interest Rates
Moneyview personal loans are affordable with interest rates starting at just 1.33% per month
The second largest city in Maharashtra, Pune is also one of the most populated cities in the country.
This vibrant city is also home to a growing number of educational institutions and tech companies. However, as the standard of living increases, so do the expenses. In such cases, a personal loan can be extremely helpful.
Then look no further because Moneyview personal loans are some of the best in the market and are easily available in Pune.
Eligibility Criteria for a Personal Loan in Pune
Check if you fulfill the eligibility criteria given below -
- Applicants must be between 21 years and 57 years
- Applicants must receive an income of Rs. 13,500 or more*
- Income must be credited directly to the applicants’ bank account
- Credit score must be a minimum CIBIL score of 600 or minimum Experian score of 650
Given below is a city-wise breakdown of the income and credit score requirement -
| Income and Credit Score Eligibility Criteria* | |||
|---|---|---|---|
| Salaried Individuals | Minimum In-Hand Income | Area of Residence | CIBIL Credit Score Requirement |
| Rs 13,500 | Any | CIBIL Score of 600 /Experian Score of 650 and above | |
| Rs 20000 | Mumbai/Thane or the NCR region (Delhi, Noida, Gurgaon, Ghaziabad, Faridabad, etc.) | New to Credit or CIBIL Score of 600 /Experian Score of 650 and above | |
| Rs 15000 | Metro City other than Mumbai and NCR | CIBIL Score of 600 /Experian Score of 650 and above | |
| Self-Employed Individuals | Rs. 15,000 | Any | CIBIL Score of 600 /Experian Score of 650 and above |
Documents Required for a Personal Loan in Pune
In order to get an online personal loan in Pune from Moneyview, you need only 3 documents, as listed below -
| Identity Proof | Address Proof | Income Proof |
|---|---|---|
PAN Card - This is the primary ID proof required. However, if it is rejected due to image quality issues or other reasons, any 1 of the officially valid documents given below will suffice)
|
Any 1 of the following -
|
Salaried Applicants - Last 3 months’ bank statements of your salary account in PDF format showing salary credits OR Self-Employed Applicants - Last 3 months’ bank statements in PDF format if you are self-employed |
How to Track Moneyview Personal Loan Application Status?
Once you have applied for our loan through our website or app, follow the steps given below to track the same -
- If you’ve applied on our website
- Go to the login section on the website by clicking here: /apply-loan/signup
- Login into your loan account with your registered email ID
- Go to the ‘Dashboard’ section of your loan account
- Scroll down to the ‘Application Status’ tab to know the status of your loan application
- If you’ve applied on the Moneyview app
- Open the Moneyview app
- Register yourself with a valid email ID if you haven’t done it yet
- Head over to the ‘Loans’ section
- You will then be automatically redirected to the ‘Application Status’ screen where you can check your application details
- If you have the Moneyview Loans app, you’ll be directed to the ‘Application Status’ screen automatically as soon as you open it
How to Apply for a Personal Loan in Pune
Check Eligibility
Visit the Moneyview website or download the app. Provide the required details and find out your eligibility in 2 minutes
Select Loan Tenure
Based on the options given, you will have to select the loan amount and repayment term of your choice
Upload Documents
Easily upload all of the necessary documents online for verification
Amount Disbursed
After your documents are verified and loan agreement is submitted, the loan amount will be credited to your bank account within 24 hours
Conclusion
Availing an online personal loan in Pune is now easy thanks to Moneyview. All you need to do is check your eligibility, provide the necessary documents, and sit back and relax. The entire process takes just a few minutes and can be done from anywhere as long as you have an internet connection. The next time you need a personal loan in Pune, visit the Moneyview website or download the App and apply!
Frequently Asked Questions (FAQs)
The fees and charges for a Moneyview personal loan in Pune are as follows -
| Type of Charge | Amount |
|---|---|
| Interest Rate | Starting from 1.33% per month |
| Loan Processing Fee | Starting from 2% up to 8% of the approved loan amount |
| Interest on Overdue EMIs | 2% per month of the overdue amount |
| Foreclosure/Part-prepayment |
|
| EMI Cheque Bounce Charges | Rs.500 per bounce |
Yes, you can foreclose your personal loan from Moneyview based on your repayment term as given below -
| Fees and Charges | Amount Chargeable | ||||||||
|---|---|---|---|---|---|---|---|---|---|
| Foreclosure Charges | Nil but foreclosure can be done only after a minimum number of EMIs have been paid as illustrated below-
|
If you are self-employed, you can avail a personal loan from Moneyview as long as you fulfill the eligibility criteria given below -
- Monthly income of Rs. 15,000 or more
- Income must be credited directly to the applicant’s bank account
- Applicant must have a minimum CIBIL score of 600 or minimum Experian score of 650
- Applicant must be between 21 years to 57 years old
While most lenders require applicants to have a credit score of over 750, at Moneyview, we use a unique in-house algorithm to determine our applicants’ creditworthiness. Therefore, as long as your CIBIL score is 600 and above or your Experian score is 650 and above, you can still get a personal loan in Pune or any other part of India from India.
INTERLINKS
- Personal Loan in Bangalore
- Personal Loan in Chennai
- Personal Loan in Mumbai
- Personal Loan in Delhi
- Personal Loan in Hyderabad
- Personal Loan in Kolkata
- Personal Loan in Ahmedabad
- Personal Loan in Kerela
- Personal Loan in Surat
- Personal Loan in Coimbatore
- Personal Loan in Indore
- Personal Loan in Patna
- Personal Loan in Guwahati
- Personal Loan in Tamilnadu
- Personal Loan in Tirupur
- Personal Loan in Chandigarh
- Personal Loan in Kochi
- Personal Loan in Dehradun
- Personal Loan in Trivandrum
- Personal Loan in Madurai
- Personal Loan in Jaipur
- Personal Loan in Gurgaon
- Personal Loan in Vadodara
- Personal Loan in Lucknow
- Personal Loan in Noida