Personal Loan in Pune

Personal Loan in Pune

The second largest city in Maharashtra, Pune is also one of the most populated cities in the country.

This vibrant city is also home to a growing number of educational institutions and tech companies. However, as the standard of living increases, so do the expenses. In such cases, a personal loan can be extremely helpful.

Then look no further because Moneyview personal loans are some of the best in the market and are easily available in Pune.

Eligibility Criteria for a Personal Loan in Pune

Check if you fulfill the eligibility criteria given below -

  • Applicants must be between 21 years and 57 years
  • Applicants must receive an income of Rs. 25,000 or more*
  • Income must be credited directly to the applicants’ bank account
  • Credit score must be a minimum CIBIL score of 650

Documents Required for a Personal Loan in Pune

In order to get an online personal loan in Pune from Moneyview, you need only 3 documents, as listed below -

Identity Proof Address Proof Income Proof
PAN Card - This is the primary ID proof required. However, if it is rejected due to image quality issues or other reasons, any 1 of the officially valid documents given below will suffice)
  • Aadhaar Card
  • Valid Indian Passport
  • Valid Voter ID
  • Valid Driver’s License
Any 1 of the following -
  • Aadhaar Card
  • Valid Indian Passport
  • Valid Voter ID
  • Valid Driver’s License
  • Utility Bills (Electricity, Water, Gas) dated within the last 60 days

Salaried Applicants - Last 3 months’ bank statements of your salary account in PDF format showing salary credits

OR

Self-Employed Applicants - Last 3 months’ bank statements in PDF format if you are self-employed

What are the Fees and Charges Applicable for Personal Loan in Pune through Moneyview?

The fees and charges for a Moneyview personal loan in Pune are as follows -

Type of Charge Amount
Interest Rate Starting from 14% per annum
Loan Processing Fee Starting from 2% up to 8% of the approved loan amount
Interest on Overdue EMIs 2% per month of the overdue amount
Foreclosure/Part-prepayment
  • No part-prepayment of the loan is allowed.
  • Foreclosure available after a certain number of EMIs have been paid
EMI Cheque Bounce Charges Rs.500 per bounce

Conclusion

Availing an online personal loan in Pune is now easy thanks to Moneyview. All you need to do is check your eligibility, provide the necessary documents, and sit back and relax. The entire process takes just a few minutes and can be done from anywhere as long as you have an internet connection. The next time you need a personal loan in Pune, visit the Moneyview website or download the App and apply!

Frequently Asked Questions

Yes, you can foreclose your personal loan through Moneyview. for more details click here

If you are self-employed, you can avail a personal loan through Moneyview as long as you fulfill the eligibility criteria given below -

  • Monthly income of Rs. 25,000 or more
  • Income must be credited directly to the applicant’s bank account
  • Applicant must have a minimum CIBIL score of 650 
  • Applicant must be between 21 years to 57 years old
While most lenders require applicants to have a credit score of over 650, at Moneyview, we use a unique in-house algorithm to determine our applicants’ creditworthiness. Therefore, as long as your CIBIL score is 650 and above, you can still get a personal loan in Pune or any other part of India from India. 

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