Personal Loan In Ahmedabad

Q: 1. Will I Get A Loan If I Get My Salary In Cash?

Ans: Currently we only provide loans to those individuals whose salary gets credited directly to their bank account. We will not be able to give loans to applicants who get their salaries in cash.

Q: 2. What Are The Fees And Charges Applicable For Money View Personal Loans In Ahmedabad?

Ans: Money View personal loans are provided at competitive rates as given below Fees and ChargesAmount ChargeableInterest RateStarting from 1.33% per monthLoan Processing ChargesBetween 2% to 8% of the approved loan amountInterest on Overdue EMIs2% per month on the overdue EMI/Principal loan amountCheque BounceRs.500/- each timeLoan CancellationNo additional charges leviedProcessing fees will also be retained.

Q: 3. Can CIBIL Defaulters Get Instant Loans In Ahmedabad?

Ans: Having a high credit score is essential to avail personal loans at affordable rates and convenient terms. However, at Money View, we use a unique credit rating model that assesses an applicant’s creditworthiness on factors other than just his/her credit score.Therefore, even if the applicant was a CIBIL defaulter, as long as his/her CIBIL score is above 600, then a personal loan in Ahmedabad from Money View can be availed.

Q: 4. What Can I Use My Money View Personal Loan For?

Ans: Our personal loans are extremely versatile. You can use Money View personal loans for a number of purposes such as -To fund a weddingFor home-repairsTo fund a business ventureMedical expensesEducation purposesFor vacationTo pay off credit card bills or build credit scoreTo buy the latest gadgetFor a loan down payment

Q: 5. Where Can I Get A Personal Loan Without Income Proof In Ahmedabad?

Ans: It is not possible to avail personal loans without providing income proof as the lender needs to verify your repayment ability. However, at Money View we ensure that our customers have to provide just the minimum number of documents required and this includes - proof of identity, proof of address, and proof of income.

Top Features and Benefits of Personal Loan

Flexible Loan Amount

Based on the eligibility factors you can choose a loan amount of upto Rs. 5 lakhs.

Quick Eligibility Check

Find out your eligibility within just 2 minutes from the Money view website or loan app.

Collateral Free Loans

To apply for a personal loan through Money View, you don’t have to pledge any asset or arrange for a guarantor

Affordable Interest Rates

We understand how important interest rates are as they determine the EMI amount to be paid. At Money View, the interest rate starts at just 1.33% per month

Completely Paperless

All we require are your ID proof, address proof, and income proof.

Flexible Repayment Term

Applicants can choose flexible repayment tenure of up to 5 years.

Loans on Low Credit Score

The minimum score required is a CIBIL score of 600 or Experian score of 650.

24 Hour Disbursal

Once approved, your loan amount will be credited to your account within 24 hours.

Personal Loan Financer in Ahmedabad

If you are typing ‘personal loan from private finance in Ahmedabad’ or ‘personal loan financer in Ahmedabad’ then the best option to avail a personal loan in Ahmedabad would be from Money View.

One of the most trusted loan providers in the country, Money View offers personal loans of upto Rs. 5 lakh with minimal documentation and a hassle-free application process.

Eligibility Criteria for Personal Loans in Ahmedabad

Given below is Money View’s simple eligibility criteria for personal loans in Ahmedabad -

Applicants must be between 21 years and 57 years
Applicants must receive an income of Rs. 13,500 or more*
Income must be credited directly to the applicants’ bank account
Credit score must be a minimum CIBIL score of 600 or minimum Experian score of 650

Given below is a city-wise breakdown of the income and credit score requirement -

Income and Credit Score Eligibility Criteria*
Salaried Individuals	Minimum In-Hand Income	Area of Residence	CIBIL Credit Score Requirement
	Rs 13,500	Any	CIBIL Score of 600 /Experian Score of 650 and above
	Rs 20,000	Mumbai/Thane or the NCR region (Delhi, Noida, Gurgaon, Ghaziabad, Faridabad, etc.)	New to Credit or CIBIL Score of 600 /Experian Score of 650 and above
	Rs 15,000	Metro City other than Mumbai and NCR	CIBIL Score of 600 /Experian Score of 650 and above
Self-Employed Individuals	Rs. 15,000	Any	CIBIL Score of 600 /Experian Score of 650 and above

Documents Required For Personal Loans in Ahmedabad

Given below are the documents required to avail personal loans in Ahmedabad. As mentioned previously, we only need three documents -

Identity Proof	Address Proof	Income Proof
PAN Card - This is the primary ID proof required. However, if it is rejected due to image quality issues or other reasons, any 1 of the officially valid documents given below will suffice Aadhaar Card Valid Indian Passport Valid Voter ID Valid Driver’s License	Any 1 of the following - Aadhaar Card Valid Indian Passport Valid Voter ID Valid Driver’s License Utility Bills (Electricity, Water, Gas) dated within the last 60 days	Salaried Applicants - Last 3 months’ bank statements of your salary account in PDF format showing salary credits OR Self-Employed Applicants - Last 3 months’ bank statements in PDF format if you are self-employed

Note -

After your documents are verified, you will receive a NACH form which needs to be printed, signed, scanned, and sent back to Money View
This step will enable the auto-debit facility from your bank account and allow you to pay your EMIs on time automatically without the need for any manual intervention
On receiving your NACH form, you will need to review the loan agreement on the app. Please submit the application after reviewing all the terms and conditions thoroughly

How to Apply for An Instant Personal Loan in Ahmedabad

Check Eligibility

Provide a few basic details to check your eligibility in just 2 mins!

Select Loan Tenure

Choose your loan amount & repayment tenure

Upload Documents

Complete your KYC and Verify income

Amount Disbursed

Direct Bank A/c transfer in a few minutes!

Personal Loan in Ahmedabad - Related FAQs

1. Will I Get A Loan If I Get My Salary In Cash?

Ans: Currently we only provide loans to those individuals whose salary gets credited directly to their bank account. We will not be able to give loans to applicants who get their salaries in cash.

2. What Are The Fees And Charges Applicable For Money View Personal Loans In Ahmedabad?

Ans: Money View personal loans are provided at competitive rates as given below

Fees and Charges	Amount Chargeable
Interest Rate	Starting from 1.33% per month
Loan Processing Charges	Between 2% to 8% of the approved loan amount
Interest on Overdue EMIs	2% per month on the overdue EMI/Principal loan amount
Cheque Bounce	Rs.500/- each time
Loan Cancellation	No additional charges levied Processing fees will also be retained.

3. Can CIBIL Defaulters Get Instant Loans In Ahmedabad?

Ans: Having a high credit score is essential to avail personal loans at affordable rates and convenient terms. However, at Money View, we use a unique credit rating model that assesses an applicant’s creditworthiness on factors other than just his/her credit score.

Therefore, even if the applicant was a CIBIL defaulter, as long as his/her CIBIL score is above 600, then a personal loan in Ahmedabad from Money View can be availed.

4. What Can I Use My Money View Personal Loan For?

Ans: Our personal loans are extremely versatile. You can use Money View personal loans for a number of purposes such as -

To fund a wedding
For home-repairs
To fund a business venture
Medical expenses
Education purposes
For vacation
To pay off credit card bills or build credit score
To buy the latest gadget
For a loan down payment

5. Where Can I Get A Personal Loan Without Income Proof In Ahmedabad?

Ans: It is not possible to avail personal loans without providing income proof as the lender needs to verify your repayment ability. However, at Money View we ensure that our customers have to provide just the minimum number of documents required and this includes - proof of identity, proof of address, and proof of income.

Apply for Personal Loan up to 5 Lakhs in Ahmedabad

Top Features and Benefits of Personal Loan

Table of Contents

Personal Loan Financer in Ahmedabad

Eligibility Criteria for Personal Loans in Ahmedabad

Documents Required For Personal Loans in Ahmedabad

How to Apply for An Instant Personal Loan in Ahmedabad

Loan EMI Calculators

Calculate Your EMI

Conclusion

Personal Loan in Ahmedabad - Related FAQs

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