Looking for the best personal loan in the market? moneyview personal loans come with a whole host of benefits. All you need to do is fulfill our eligibility criteria.
Personal loan eligibility is calculated based on the borrower’s credit score, income, and age among other factors. In order to get an instant personal loan from moneyview, the following personal loan eligibility criteria will have to be fulfilled -
You must be Salaried or Self Employed (own business)
Your monthly in-hand income should be Rs 13,500/- or more.
Your salary must be directly credited to your bank account
You must either have a minimum CIBIL score of 650 or a minimum Experian score of 650. Low Credit Score? You may still get a loan based on our own credit-assessment model.
Applicants must be between the ages of 21 years to 57 years
You can easily do a personal loan eligibility check using our personal loan eligibility checker in a few simple steps.
Go to moneyview website and click on ‘Apply online’
Enter your mobile number and the OTP you receive for verification
On the next page, enter the following details
Name
Type of employment
Monthly income
Method of payment
Annual family income
Select ‘Continue’ after agreeing to the terms
Then, fill out your basic details such as gender, DOB, PAN number, Pincode, company name, and education
Click on ‘Get Offer’. Now, sit back and relax as our eligibility calculator provides the best possible offer for you in less than a minute!
moneyview personal loans come with the following unique features.
|
Loan Amount |
Rs. 5,000 to Rs. 5,00,000 |
|
Interest Rate(per month) |
1.33% and above |
|
Tenure |
3-60 months |
|
Application Type |
Completely Digital |
|
Processing Fee |
2% of the loan amount |
|
Foreclosure |
|
At moneyview, we value customer experience and satisfaction above all. To ensure a smooth loan application process, we have only a few requirements from the applicants.
|
Age |
21 - 57 |
|
Minimum Credit Score |
|
|
Documents |
|
|
Employment |
Salaried/Self-employed |
|
Monthly Income (minimum) |
|
|
Method of Salary Payment |
Must be credited directly to the applicant’s bank account |
The income and credit score requirements will vary based on the applicant’s city of residence as illustrated in the table given below -
|
Income and Credit Score Eligibility Criteria |
|||
|
Salaried Individuals |
Minimum In-Hand Income |
Area of Residence |
CIBIL Credit Score Requirement |
|
Rs 13,500 |
Any |
CIBIL Score of 650 /Experian Score of 650 and above |
|
|
Rs 20,000 |
Mumbai/Thane or the NCR region (Delhi, Noida, Gurgaon, Ghaziabad, Faridabad, etc.) |
New to Credit or CIBIL Score of 650 /Experian Score of 650 and above |
|
|
Rs 15,000 |
Metro City other than Mumbai and NCR |
CIBIL Score of 650 /Experian Score of 650 and above |
|
|
Self-Employed Individuals |
Rs. 15,000 |
Any |
CIBIL Score of 650 /Experian Score of 650 and above |
If you are a salaried employee and wish to avail a personal loan, you will need to fulfill the following eligibility criteria -
Have a monthly income of Rs. 15,000 or more
Your income must be credited directly to your bank account
If these criteria are fulfilled, here is a tip for you to get the best out of your personal loan.
If you know the loan amount that you wish to get, the repayment term, and interest rate, you can easily find out your EMI using the moneyview Personal Loan Eligibility Calculator. Doing so can help you plan out your budget as well as ensure that you are able to repay the loan on time.
Borrowers can now get instant personal loans from moneyview in just 4 steps. Here’s how!
Find out the maximum loan amount you’re eligible for online in 2 minutes using our personal loan eligibility checker
Choose a custom loan amount and the repayment period that suits your financial needs
Provide your personal details and upload the necessary documents, all on the app or website
Get the loan amount disbursed to your account in 2 hours of approval
It is very important to check your personal EMI based on your loan amount, and interest rate. Checking your EMI beforehand will help you plan your monthly finances and lead to a healthy financial life.
You can check your EMI using our personal loan EMI calculator.
Go to moneyview’s Personal Loan EMI Calculator
Set your loan amount, interest rate, and tenure on the calculator
Your monthly EMI will be displayed on the right hand side of the calculator
Scroll down to find out your complete EMI schedule for your loan tenure.
moneyview’s personal loan EMI calculator takes only a second to calculate your EMI. Moreover, you can check your EMI any number of times, and for any amount, interest rate, or tenure.
Your personal loan eligibility is calculated based on various factors such as your income, credit score, age, etc. When all the conditions are optimally satisfied, you will be able to avail a loan easily and at competitive interest rates. What’s more?
At moneyview, we use a unique credit rating model which means that even if your credit score is on the lower side, you can get a personal loan easily.
To get an instant loan within 24 hours, visit the moneyview website and download the app and apply today!
In order to be eligible to get a personal loan from Money View, you must meet the following criteria -
If you fulfill the above personal loan eligibility criteria, you can apply for a loan from Money View and finish our eligibility check which only takes two minutes. Based on this, we will create a custom loan offer tailored to meet your needs and requirements.
Yes, you can. You can get an instant personal loan as long as your salary is Rs. 13,500 per month if you are salaried and Rs. 15,000 per month if you are self-employed. However, to be eligible, your salary must be credited to a bank account directly.
Money View personal loan eligibility check takes just 2 minutes to complete. You can check your personal loan eligibility by either visiting the Money View website or by downloading our app.
Yes, you can. At Money View, we believe that access to financial services is a basic right for all. If you are a salaried employee and you earn Rs. 13,500 per month or if you are self-employed and you earn Rs. 15,000 per month, you can still apply for a personal loan from Money View.
The maximum amount you can borrow from Moneyview is Rs. 10 lakhs. However, we provide a custom offer for each applicant based on their eligibility criteria therefore this amount may vary.
In order to get a personal loan from Money View, you need to fulfill the following criteria -
Your salary must be credited to your bank account directly.
Your salary is one of the most important eligibility criteria that lenders consider while disbursing loans. At Money View, you need to have the following minimum salary to be eligible for our personal loan -
Your salary must be credited to your bank account directly.
No, you do not have to. The entire loan application process is completely free of cost. All you have to do is fulfill the eligibility criteria before applying for our personal loan
Your income is one of the most important factors that determine your personal loan eligibility. Higher the income, greater is your ability to repay the loan. However, if you have multiple loans running at the same time then your repayment ability will be affected.
This is why before you get a loan, it is important to ensure that you are in a comfortable position to repay.
At Money View, we require applicants to have a minimum monthly income of Rs. 13,500 that is credited directly to their bank account.
When you apply for a loan, your lender will consider your existing debts. If you have a high debt-to-income ratio, i.e. you are repaying multiple loans through your existing income, then your perceived creditworthiness will be low. It indicates that you may not be able to repay a new loan easily if you are already repaying multiple loans and this will impact your eligibility criteria and your ability to avail loans easily.
Therefore, always try to keep your debt-to-income ratio low.
At Money View, we use a unique credit rating model that considers criteria including but not limited to your credit score. Therefore, even if your credit score is on the lower side, you can still get a personal loan from Money View.
The minimum credit score requirement is a CIBIL score of 650 and above or an Experian score of 650 and above.
You need to be between 21 years to 57 years in order to get a personal loan from Money View.
Since we use our own credit rating model at Money View, you need to have a minimum CIBIL score of 650 or a minimum Experian score of 650 to get a personal loan from us.
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