Delhi, the capital city of India, is a massive metropolitan city in the country. It’s challenging to have a decent lifestyle in Delhi as the overall living expenses are pretty high. Everyone has obligations that they have to meet. For example, higher rents, marriage expenses, personal emergencies among others.

With so many demands to meet on a daily basis, there are times when you’ll need some help from the outside. Money View Loans App is one of the most reliable platforms to obtain personal loans if you are a resident of Delhi.

Main Features and Benefits of Taking A Personal Loan

It’s embarrassing to borrow money from friends and relatives. Even while we are under financial pressure, we avoid borrowing money from people around us. That’s when a personal loan can be of help.

A loan isn’t a burden if you choose the right medium to obtain it. Here are the main benefits of taking an instant personal loan in Delhi through the Money View Loan App.

  • Choose your EMI amount and tenure:

    On Money View Loans App, you can choose the EMI amount and the tenure to repay the loan. This liberty helps you plan your finances better and choose an EMI amount that you are comfortable with.

  • Instant Personal Loan in Delhi:

    Unlike other platforms, Money View provides you with a loan in 2 hours post-approval. It’s shocking to many, but it’s a fact. We are known for our quick and efficient processing.

  • Flexible Instant Loan Plans:

    With the Money View Loan App, you can get a loan starting at Rs. 10,000 going up to Rs. 5,00,000.

  • Zero Paperwork For Personal Loans:

    Avoid tedious paperwork by applying for a personal loan online on the Money View app. Upload relevant documents digitally and our team will process your loan instantly after approval.

Personal Loan Interest Rates and Other Charges in Delhi

While applying for a personal loan, there are certain things you’ll need to know.

  • You’ll be eligible for a personal loan at a certain interest rate. This interest rate depends on various factors. The Money View Loans App provides you with loans starting at a 1.33% interest rate per month.
  • Make your EMI payments on time. That is why you need to choose an EMI and loan tenure that you are comfortable with. We give you a grace period of 2 days to make sure you make the EMI payment. This way you’ll avoid an overdue on EMI/Principal amount. In case you miss any EMI payments, you’ll be charged an interest of 2% per month on the overdue amount.
  • We only charge a one-time processing fee that’s calculated based on your loan plan. This processing fee is deducted from the loan amount while the funds are transferred to your bank account.

Eligibility Criteria For Applying A Personal Loan in Delhi from The Money View Loans App

It’s important to meet the below criteria while applying for a personal loan in Delhi.

  • We have a minimum income requirement for salaried individuals and self-employed individuals. For salaried individuals, you need to have a minimum monthly salary of Rs. 20,000 (This is if you are new to the credit system). If you have a monthly income of Rs. 15,000 with a CIBIL score > 675, you are eligible to apply for a personal loan.
  • For self-employed individuals, you need to have a minimum income of Rs. 25,000.

Documents Required to Apply for Money View Personal Loans in Delhi

We provide a hassle-free documentation process that is done online on the app. Experience zero paperwork and quick digital documentation only with the Money View Loans App.

Here are the documents you’ll need:

  • Your identity proof (PAN or Aadhaar Card)
  • An address proof
  • Bank statement of your salaried account
  • Income proof or salary slips
  • A picture of your signature
  • If you’re self-employed, you’ll have to provide an Income Tax Return Verification Form for the last 2 years.

Personal Loan for CIBIL Defaulters in Delhi

A CIBIL score is a number that determines your creditworthiness. Based on your previous EMI payment history, your credit card usage patterns, and your loan plans, you’ll have a 3-digit CIBIL score number. While applying for a loan, lenders approve your loan application based on this number.

Money View will also need your credit report to access your overall credit history. This will be kept private. For applicants from Delhi, Money View provides loans for individuals with a CIBIL score of 650 or more.

Money View is known for its quick and efficient loan application process. We follow a 4-step process that includes the following:

  • Check your eligibility:

    Enter the required details, and you’ll know if you’re eligible to take a loan from Money View. This process takes less than 2 minutes of your time.

  • Choose your loan plan:

    With the Money View Loans App, you can choose a loan plan, EMI amount, and tenure that you are comfortable with.

  • Upload all the required documents:

    To process your application, we will need some relevant documents and KYC verification details. All the documentation processes are done online on the app.

  • Your loan amount reaches you in no time.

    After processing your application, your loan amount i credited to your bank account in 2 hours.

If you have queries, do get in touch with u. Choose the right mode of contact and we will revert within 48 hours.

Customer Care Number: 080 4569 2002

We only have one customer care number, so please don’t call on any other numbers.

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