Personal Loans in Hyderabad

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Personal Loan in Hyderabad

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Top Features and Benefits of Personal Loan

Flexible Loan Amount

Choose a loan amount from Rs. 5,000 to Rs.5,00,000

Quick Eligibility Check

Find out your eligibility for personal loans in just 2 minutes

No Guarantor

Moneyview’s partner lenders don’t ask you to pledge any security or collateral

Affordable Interest Rates

We understand how important interest rates are as they determine the EMI amount to be paid. At Money View, the interest rate starts at just 1.33% per month

Apply from Anywhere

Because of the digital process, you can apply for a personal loan from anywhere in India including Hyderabad

Flexible Repayment Term

Choose the repayment period from 3 months up to 5 years

Loans on Low Credit Score

The minimum score required is a CIBIL score of 600 or Experian score of 650.

Quick Disbursement

The loan amount is disbursed within 24 hours of the approval of the application

Hyderabad, also known as the ‘city of pearls’ is one of the most populous cities in the country. Known for its exquisite heritage, food, and cultural offerings, Hyderabad is also home to many IT companies.

While this is a great city to live and work in, sometimes expenses can shoot up unexpectedly. In such cases, taking a personal loan is a great option.

Interest Rates and Other Charges for Personal Loans in Hyderabad
Eligibility Criteria to Apply for Personal Loans in Hyderabad Through Money View
Documents Required for a Personal Loan in Hyderabad

Interest Rates and Other Charges for Personal Loans in Hyderabad

The fees and charges for personal loans in Hyderabad from Money View are given below -

Type of Charge	Amount
Interest Rate	Starting from 1.33% per month
Loan Processing Fee	Starting from 2% up to 8% of the approved loan amount
Interest on Overdue EMIs	2% per month of the overdue amount
Foreclosure/Part-prepayment	No part-prepayment of the loan is allowed. Foreclosure available after a certain number of EMIs have been paid
EMI Cheque Bounce Charges	Rs.500 per bounce

Eligibility Criteria to Apply for Personal Loans in Hyderabad Through Moneyview

In order to avail an instant personal loan in Hyderabad from Money View, you will have to fulfill the eligibility criteria given below -

Applicants must be between 21 years and 57 years
Applicants must receive an income of Rs. 13,500 or more*
Income must be credited directly to the applicants’ bank account
Credit score must be a minimum CIBIL score of 600 or minimum Experian score of 650

Given below is a city-wise breakdown of the income and credit score requirement -

Income and Credit Score Eligibility Criteria
Salaried Individuals	Minimum In-Hand Income	Area of Residence	CIBIL Credit Score Requirement
	Rs 13,500	Any	CIBIL Score of 600 /Experian Score of 650 and above
	Rs 20000	Mumbai/Thane or the NCR region (Delhi, Noida, Gurgaon, Ghaziabad, Faridabad, etc.)	New to Credit or CIBIL Score of 600 /Experian Score of 650 and above
	Rs 15000	Metro City other than Mumbai and NCR	CIBIL Score of 600 /Experian Score of 650 and above
Self-Employed Individuals	Rs. 15,000	Any	CIBIL Score of 600 /Experian Score of 650 and above

Documents Required for a Personal Loan in Hyderabad

In order to get a personal loan in Hyderabad from Money View, you need only 3 documents, as listed below -

Identity Proof	Address Proof	Income Proof
PAN Card - This is the primary ID proof required. However, if it is rejected due to image quality issues or other reasons, any 1 of the officially valid documents given below will suffice) Aadhaar Card Valid Indian Passport Valid Voter ID Valid Driver’s License	Any 1 of the following - Aadhaar Card Valid Indian Passport Valid Voter ID Valid Driver’s License Utility Bills (Electricity, Water, Gas) dated within the last 60 days	Salaried Applicants - Last 3 months’ bank statements of your salary account in PDF format showing salary credits OR Self-Employed Applicants - Last 3 months’ bank statements in PDF format if you are self-employed

Note -

Once your documents are verified, you will receive a NACH form which needs to be printed, signed, scanned, and sent back to us
This step will enable the auto-debit facility from your bank account and allow you to pay your EMIs on time automatically without any manual intervention.
On receiving your NACH form, you will need to review the loan agreement on the app. Please submit the application after reviewing all the terms and conditions thoroughly

How to Apply for An Instant Personal Loan in Hyderabad

Check Eligibility

Provide a few basic details to check your eligibility in just 2 mins!

Select Loan Tenure

Choose your loan amount & repayment tenure

Upload Documents

Complete your KYC and Verify income

Amount Disbursed

Direct Bank A/c transfer in a few minutes!

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Calculate Your EMI

Use our easy EMI calculator to plan your loan's EMI, interest & repayment schedule.

CALCULATE EMI

Conclusion

Availing personal loans in Hyderabad is now extremely easy and simple thanks to Moneyview. Visit the Money View website or download the App and apply for a convenient and affordable personal loan today.

Frequently Asked Questions (FAQs)

1. Can I Get A Personal Loan If My CIBIL Score Is Low?

Yes, you can. At Money View, our lender partners use a unique in-house credit scoring model, and therefore our credit score requirements are much lower than other lenders. As long as you have a CIBIL score of 600 and above or Experian score of 650 and above, you can get personal loans from Moneyview.

2. Do I Need To Provide Any Security, Collateral Or Guarantors?

No, applicants do not have to provide security, collateral, or guarantors as Money View personal loans are unsecured loans.

3. I Am Self-Employed. Can I Still Get A Personal Loan From Money View?

Yes, self-employed applicants can get a personal loan from Money View if they meet the following eligibility criteria -

Monthly income of Rs. 15,000 or more
Income must be credited directly to the applicant’s bank account
Applicant must have a minimum CIBIL score of 600 or minimum Experian score of 650
Applicant must be between 21 years to 57 years old