Gautam Buddha Nagar is this suburban district in the culturally rich state of India – Uttar Pradesh. One of the most important districts of the National Capital Region (NCR), Gautam Buddha Nagar is India’s first-ever ISO-certified City.
This city has grown to be an economically important city, as it has to offer immense exposure to budding entrepreneurs who are wanting to reinvent business with innovative and creative ideas.
Not only is this a hub for aspiring business tycoons, but it also is an educationally important city, as Gautam Buddha Nagar has a wide range of technical education institutes that offer top-notch insight into the business world and ensure industrial proliferation.
Moneyview - The Best Option for Personal Loan in Gautam buddha nagar
While there are numerous lenders available today, not every one of them offers the benefits that Moneyview does. Moneyview is the best choice for a personal loan because of its low documentation requirements, the simple application process, and timely disbursement.
How to Get a Moneyview Personal Loan in Gautam buddha nagar
Follow the steps given below to get an instant personal loan from Moneyview -
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Check your eligibility
Visit the Moneyview website or the loan app. Enter the necessary information to determine your eligibility!
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Choose your loan plan
Based on the options provided, choose the loan amount and repayment term of your choice.
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Provide necessary documents
Upload the necessary documents online. We only require three.
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Avail loan instantly
The loan amount will be credited to your bank account within 24 hours of your documents being verified and the loan agreement being signed.
Note -
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Once your documents are verified, you will receive a NACH form which needs to be printed, signed, scanned, and sent back to us
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This step will enable the auto-debit facility from your bank account and allow you to pay your EMIs on time automatically without any manual intervention.
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On receiving your NACH form, you will need to review the loan agreement on the app. Please submit the application after reviewing all the terms and conditions thoroughly
Eligibility Criteria for a Personal Loan in Gautam buddha nagar
To be eligible for an instant personal loan from Moneyview, you must meet the criteria listed below -
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Applicants must be aged 21 to 57 years
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Applicants must have a monthly income of Rs. 13,500 or more*
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Income must be deposited directly into the bank account of the applicants
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A minimum CIBIL score of 600 or an Experian score of 650 is required
Given below is a city-wise breakdown of the income and credit score requirement -
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Income and Credit Score Eligibility Criteria* |
|||
Salaried Individuals |
Minimum In-Hand Income |
Area of Residence |
CIBIL Credit Score Requirement |
|
Rs 13,500 |
Any |
CIBIL Score of 600 /Experian Score of 650 and above |
|
|
Rs 20,000 |
Mumbai/Thane or the NCR region (Delhi, Noida, Gurgaon, Ghaziabad, Faridabad, etc.) |
New to Credit or CIBIL Score of 600 /Experian Score of 650 and above |
|
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Rs 15,000 |
Metro City other than Mumbai and NCR |
CIBIL Score of 600 /Experian Score of 650 and above |
|
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Self-Employed Individuals |
Rs. 15,000 |
Any |
CIBIL Score of 600 /Experian Score of 650 and above |
Documents Required for a Personal Loan in Gautam Buddha Nagar
To get a personal loan in Gautam Buddha Nagar from Moneyview, you only need three key documents, which are listed below -
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Identity Proof |
Address Proof |
Income Proof |
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PAN Card - This is the primary ID proof required. However, if it is rejected due to image quality issues or other reasons, any 1 of the officially valid documents given below will suffice
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Any 1 of the following -
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Salaried Applicants - Last 3 months’ bank statements of your salary account in PDF format showing salary credits OR Self-Employed Applicants - Last 3 months’ bank statements in PDF format if you are self-employed |
Fees and Charges for a Personal Loan in Gautam buddha Nagar
Moneyview offers personal loans with affordable interest rates and no hidden fees. The following are our fees and charges:
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Fees and Charges |
Amount Chargeable |
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Interest Rate |
Starting from 1.33% per month |
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Loan Processing Charges |
Between 2% to 8% of the approved loan amount |
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Interest on Overdue EMIs |
2% per month on the overdue EMI/Principal loan amount |
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Cheque Bounce |
Rs.500/- each time |
Conclusion
A personal loan in Gautam Buddha Nagar does not have to be difficult to obtain. Moneyview makes it simple to obtain a versatile personal loan that can be used for a variety of purposes.
The documentation requirements are minimal, and the application process is fast and simple. Apply now by visiting the Moneyview website or downloading the loan app!
Frequently Asked Questions (FAQs)
When you need credit, you borrow money. When you submit a loan application to a lender for a personal loan, the lender verifies and approves it.
Following that, the loan amount is deposited into your bank account. Once you have received the loan amount, you must repay the lender through EMIs for the duration of the loan repayment period.
Once your application is submitted along with the necessary documents, our team will do the required inquiry to ensure everything is rightly uploaded. After that, your loan application will be instantly approved.
Once you receive the loan amount, you can use it any way you see fit. The loan can be used for
- Medical emergencies
- Wedding expenses
- Home renovation
- Every day bills and so on
Part-payment of EMIs is not permitted. According to the loan terms, you must pay the full EMI on the scheduled date.
No, you do not need to provide any collateral or security for Moneyview loan.