Personal Loan in Gautam Buddha Nagar

Personal Loan in Gautam Buddha Nagar

Gautam Buddha Nagar is this suburban district in the culturally rich state of India – Uttar Pradesh. One of the most important districts of the National Capital Region (NCR), Gautam Buddha Nagar is India’s first-ever ISO-certified City.

This city has grown to be an economically important city, as it has to offer immense exposure to budding entrepreneurs who are wanting to reinvent business with innovative and creative ideas.

Not only is this a hub for aspiring business tycoons, but it also is an educationally important city, as Gautam Buddha Nagar has a wide range of technical education institutes that offer top-notch insight into the business world and ensure industrial proliferation.

Moneyview - The Best Option for Personal Loan in Gautam buddha nagar

While there are numerous lenders available today, not every one of them offers the benefits that Moneyview does. Moneyview is the best choice for a personal loan because of its low documentation requirements, the simple application process, and timely disbursement.

Benefits of Personal Loan in Gautam Buddha Nagar

loan amount

Attractive Loan Amount

Get loans from Rs.5,000 to Rs.10 Lakh based on your eligibility

collateral free

Collateral Free Loans

You can get a personal loan through Moneyview without having to vow any asset or arrange for a guarantor

disbursal

Fast Disbursal

The loan amount is disbursed to your bank account within 24 hours of approval

interest rates

Affordable Interest Rates

Interest rates starting from just 14% per annum

Interest Rates and Other Charges for Personal Loans in Gautam Buddha Nagar

The fees and charges for personal loans in Gautam Buddha Nagar through Moneyview are given below -

Type of Charge Amount
Interest Rate Starting from 14% per annum
Loan Processing Fee Starting from 2% up to 8% of the approved loan amount
Interest on Overdue EMIs 2% per month of the overdue amount
Foreclosure/Part-prepayment
  • No part-prepayment of the loan is allowed.
  • Foreclosure available after a certain number of EMIs have been paid
EMI Cheque Bounce Charges Rs.500 per bounce

Who is Eligible for Personal Loans in Gautam Buddha Nagar

In order to avail an instant personal loan in Gautam Buddha Nagar through Moneyview, you will have to fulfill the eligibility criteria given below -

  • Applicants must be between 21 years and 57 years
  • Applicants must receive an income of Rs. 25,000 or more*
  • Income must be credited directly to the applicants’ bank account
  • Credit score must be a minimum CIBIL score of 650

Documents Required For Personal Loans in Gautam Buddha Nagar

In order to get a personal loan in Gautam Buddha Nagar through Moneyview, you need only 3 documents, as listed below -

Identity Proof Address Proof Income Proof
PAN Card - This is the primary ID proof required. However, if it is rejected due to image quality issues or other reasons, any 1 of the officially valid documents given below will suffice)
  • Aadhaar Card
  • Valid Indian Passport
  • Valid Voter ID
  • Valid Driver’s License
Any 1 of the following -
  • Aadhaar Card
  • Valid Indian Passport
  • Valid Voter ID
  • Valid Driver’s License
  • Utility Bills (Electricity, Water, Gas) dated within the last 60 days

Salaried Applicants - Last 3 months’ bank statements of your salary account in PDF format showing salary credits

OR

Self-Employed Applicants - Last 3 months’ bank statements in PDF format if you are self-employed

Note -

  • Once your documents are verified, you will receive a NACH form which needs to be printed, signed, scanned, and sent back to us
  • This step will enable the auto-debit facility from your bank account and allow you to pay your EMIs on time automatically without any manual intervention.
  • On receiving your NACH form, you will need to review the loan agreement on the app. Please submit the application after reviewing all the terms and conditions thoroughly

Steps to Apply for a Personal Loan in Gautam Buddha Nagar

  • 1

    Verify Eligibility

    Verify your eligibility on the Moneyview website or app within just 2 minutes!

  • 2

    Choose Repayment Timeline

    Pick your loan amount and repayment duration from the available options based on your eligibility.

  • 3

    Submit Your Documents Online

    Submit the required documents to verify your profile by uploading them online without trouble.

  • 4

    Funds Transferred

    After approval and signing the agreement, the funds will be deposited into your account within 1 day!

Need Urgent Funds?

Collateral Free Personal Loans up to ₹10 Lakh

Personal Loan

Conclusion

A personal loan in Gautam Buddha Nagar does not have to be difficult to obtain. Moneyview makes it simple to obtain a versatile personal loan that can be used for a variety of purposes.

The documentation requirements are minimal, and the application process is fast and simple. Apply now by visiting the Moneyview website or downloading the loan app!

Frequently Asked Questions

When you need credit, you borrow money. When you submit a loan application to a lender for a personal loan, the lender verifies and approves it. 

Following that, the loan amount is deposited into your bank account. Once you have received the loan amount, you must repay the lender through EMIs for the duration of the loan repayment period.

Once your application is submitted along with the necessary documents, our team will do the required inquiry to ensure everything is rightly uploaded. After that, your loan application will be instantly approved.
Part-payment of EMIs is not permitted. According to the loan terms, you must pay the full EMI on the scheduled date.
No, you do not need to provide any collateral or security for Moneyview loan.

The starting interest rate depends on factors such as credit history, financial obligations, specific lender's criteria and Terms and conditions. Moneyview is a digital lending platform; all loans are evaluated and disbursed by our lending partners, who are registered as Non-Banking Financial Companies or Banks with the Reserve Bank of India.

This article is for informational purposes only and does not constitute financial or legal advice. Always consult with your financial advisor for specific guidance.

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