Instant Cash Loan in 1 Hour in Bangalore, Instant Loan in Bangalore

Top Features and Benefits of Instant Cash Loan in Bangalore

Flexible Loan Amount

Everyone’s requirements will vary therefore applicants can borrow any amount between Rs, 5,000 to Rs. 5 lakhs based on their eligibility.

Quick Eligibility Check

Imagine checking for your eligibility within just 2 minutes! This is possible if you are applying for a personal loan from Money View.

Collateral Free Loans

To apply for a personal loan through Money View, you don’t have to pledge any asset or arrange for a guarantor

Affordable Interest Rates

We understand how important interest rates are as they determine the EMI amount to be paid. At Money View, the interest rate starts at just 1.33% per month

Completely Paperless

Right from application to loan disbursement, the entire process of availing a loan from Money View is completely paperless and digital.

Flexible Repayment Term

Applicants can enjoy flexible repayment tenures of up to 5 years or 60 months

Loans on Low Credit Score

The minimum score required is a CIBIL score of 600 or Experian score of 650.

24 Hour Disbursal

The loan amount is disbursed to your account in 24 HOURS of approval.

What is a Cash Loan?

A cash loan, as the name suggests, is generally a loan that is provided in cash. However, cash loans are not very easy to avail. These days, personal loans are also referred to as cash loans although they are not exactly the same and personal loans come with many more benefits and features while being easier to avail.

Money View, one of the foremost providers of personal loans in the country, offers personal loans that can be availed from anywhere including Bengaluru.

Note -

Once your documents are verified, you will receive a NACH form which needs to be printed, signed, scanned, and sent back to us

This step will enable the auto-debit facility from your bank account and allow you to pay your EMIs on time automatically without any manual intervention.

On receiving your NACH form, you will need to review the loan agreement on the app. Please submit the application after reviewing all the terms and conditions thoroughly

Eligibility Criteria for Instant Cash Loans from moneyview

If you meet the eligibility criteria given below, you can easily avail a cash loan or personal loan in Bengaluru from Money View -

Applicants must be between 21 years and 57 years

Applicants must receive an income of Rs. 13,500 or more*

Income must be credited directly to the applicants’ bank account

Credit score must be a minimum CIBIL score of 600 or minimum Experian score of 650

Given below is a city-wise breakdown of the income and credit score requirement -

Income and Credit Score Eligibility Criteria
Salaried Individuals	Minimum In-Hand Income	Area of Residence	CIBIL Credit Score Requirement
	Rs 13,500	Any	CIBIL Score of 600 /Experian Score of 650 and above
	Rs 20,000	Mumbai/Thane or the NCR region (Delhi, Noida, Gurgaon, Ghaziabad, Faridabad, etc.)	New to Credit or CIBIL Score of 600 /Experian Score of 650 and above
	Rs 15,000	Metro City other than Mumbai and NCR	CIBIL Score of 600 /Experian Score of 650 and above
Self-Employed Individuals	Rs. 15,000	Any	CIBIL Score of 600 /Experian Score of 650 and above

How to Apply for Instant Cash Loan in 1 Hour in Bangalore

Check Eligibility

Find out the maximum loan amount you’re eligible for online in 2 minutes

Select Loan Tenure

Choose a custom loan amount and the repayment period that suits your financial needs

Upload Documents

Provide your personal details and upload the necessary documents, all on the app or website

Amount Disbursed

Get the loan amount disbursed to your account in 2 hours of approval

Instant Cash Loan in 1 Hour in Bangalore - Related FAQs

1. Can I get an instant cash loan in one hour without salary slip?

Yes, you can avail an instant personal loan from moneyview without your salary slip. However, as proof of income, we will require the last three months’ of bank statements in PDF format containing details of your salary credit.

2. Will I get a loan if I get my salary in cash?

Currently we only provide loans to those individuals who receive their salary via bank transfer – directly from their employer. We will not be able to give loans to applicants who get their salaries in cash.

3. Can I get a personal loan if my CIBIL score is low?

Yes, you can. At Money View, we use a unique in-house credit scoring model and therefore our credit score requirements are much lower than other lenders. As long as the applicant has a CIBIL score of 600 and above or Experian score of 650 and above, he/she is eligible to avail our personal loans.

4. Do I need to provide any security, collateral or guarantors?

No, applicants do not have to provide security, collateral, or guarantors as Moneyview personal loans are unsecured loans.

5. Is part-prepayment allowed for Money View personal loans?

No, we do not allow part-prepayment. However, you can foreclose your loan after 6 EMIs have been paid.

Identity Proof	Address Proof	Income Proof
PAN Card - This is the primary ID proof required. However, if it is rejected due to image quality issues or other reasons, any 1 of the officially valid documents given below will suffice Aadhaar Card Valid Bengalurun Passport Valid Voter ID Valid Driver’s License	Any 1 of the following - Aadhaar Card Valid Bengalurun Passport Valid Voter ID Valid Driver’s License Utility Bills (Electricity, Water, Gas) dated within the last 60 days	*Salaried Applicants* - Last 3 months’ bank statements of your salary account in PDF format showing salary credits OR *Self-Employed Applicants* - Last 3 months’ bank statements in PDF format if you are self-employed

Fees and Charges	Amount Chargeable
Interest Rate	Starting from 1.33% per month
Loan Processing Charges	Between 2% to 8% of the approved loan amount
Interest on Overdue EMIs	2% per month on the overdue EMI/Principal loan amount
Cheque Bounce	Rs.500/- each time
Loan Cancellation	No additional charges levied The interest amount for the period between loan disbursement and loan cancellation will be payable. Processing fees will also be retained.

Instant Cash Loan in 1 Hour in Bangalore

Check Our Loan Eligibility Criteria & Apply for Loan Up to 5 Lakhs

Top Features and Benefits of Instant Cash Loan in Bangalore

Enjoy the Benefits of Instant Disbursal and 100% Online Process

What is a Cash Loan?

Eligibility Criteria for Instant Cash Loans from moneyview

Documents Required for Instant Cash Loan in Bengaluru from Moneyview

Fees and Charges for Instant Cash Loans from Moneyview

Why Apply for Instant Cash Loans Through Money View?

How to Apply for Instant Cash Loan in 1 Hour in Bangalore

Loan EMI Calculators

Calculate Your EMI

Conclusion

Instant Cash Loan in 1 Hour in Bangalore - Related FAQs

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