Features and Benefits of Personal Loan in Bangalore


Flexible Loan Amount

Choose any loan amount of upto Rs. 5 lakhs


Quick Eligibility Check

Your eligibility check from Money View website or download the app takes only 2 minutes saving energy and time.


Collateral Free Loans

You don’t have to arrange for any guarantor or pledge any asset while applying for personal loans from Money View


Affordable Interest Rates

Avail loans at affordable rates starting at just 1.33% per month


Completely Paperless

Submit three documents - ID proof, address proof, and income proof - and you’re done!


Flexible Repayment Term

Applicants can enjoy flexible repayment tenures of up to 5 years


Loans on Low Credit Score

Get a loan If you have a minimum CIBIL score of 600 or Experian score of 650.


24 Hour Disbursal

Your loan will be credited within a day after your loan application has been approved

Moneyview – Your Best Bet for a Personal Loan in Bangalore

The silicon valley of India, garden city of India, and also the capital of Karnataka, Bangalore or Bengaluru is one of the most charming and iconic cities in the country. From the vibrant cultural heritage to the wonderful weather, there’s much to love about Bangalore.

However, as is the case with most metropolitan cities, Bangalore is an expensive city to live in. but thanks to moneyview, you will no longer have to worry about your finances. Read on to know how.

Moneyview offers some of the best personal loans in the country. Easy to avail, instant disbursal, and flexible repayment schedules are just some of the advantages offered. You can apply for and receive the loan amount from the comfort of your home. Additionally, there’s no need for collateral either.

Why Should you Opt for Money View Personal Loans

  • Avail loan amounts from Rs. 5,000 to Rs. 5,00,000
  • Flexible repayment terms of up to 60 months
  • Affordable Interest rates starting at 1.33%
  • Loans available even for those with low credit score
  • Minimal documentation requirement
  • Entire process from application to disbursal is completely online
  • 24 hour loan disbursement post approval of loan application

Eligibility Criteria for a Personal Loan in Bangalore

In order to avail an instant personal loan in Bangalore from Money View, you will have to fulfill the eligibility criteria given below -

  • Applicants must be between 21 years and 57 years
  • Applicants must receive an income of Rs. 13,500 or more*
  • Income must be credited directly to the applicants’ bank account
  • Credit score must be a minimum CIBIL score of 600 or minimum Experian score of 650

Given below is a city-wise breakdown of the income and credit score requirement -

Income and Credit Score Eligibility Criteria
Salaried Individuals Minimum In-Hand Income Area of Residence CIBIL Credit Score Requirement
Rs 13,500 Any CIBIL Score of 600 /Experian Score of 650 and above
Rs 20000 Mumbai/Thane or the NCR region (Delhi, Noida, Gurgaon, Ghaziabad, Faridabad, etc.) New to Credit or CIBIL Score of 600 /Experian Score of 650 and above
Rs 15000 Metro City other than Mumbai and NCR CIBIL Score of 600 /Experian Score of 650 and above
Self-Employed Individuals Rs. 15,000 Any CIBIL Score of 600 /Experian Score of 650 and above

Documents Required for a Personal Loan in Bangalore

In order to get an instant loan in Bangalore from Money View, you need only 3 key documents, as listed below -

Identity Proof Address Proof Income Proof
PAN Card - This is the primary ID proof required. However, if it is rejected due to image quality issues or other reasons, any 1 of the officially valid documents given below will suffice)
  • Aadhaar Card
  • Valid Indian Passport
  • Valid Voter ID
  • Valid Driver’s License
Any 1 of the following -
  • Aadhaar Card
  • Valid Indian Passport
  • Valid Voter ID
  • Valid Driver’s License
  • Utility Bills (Electricity, Water, Gas) dated within the last 60 days

Salaried Applicants - Last 3 months’ bank statements of your salary account in PDF format showing salary credits


Self-Employed Applicants - Last 3 months’ bank statements in PDF format if you are self-employed

Personal Loan Interest Rates and Other Charges

Money View loans are pocket-friendly and fit into your budget, making our personal loans one of the best in the market. Read on to know more about our competitive interest rates and other charges

Fees & Charges Amount to be Paid
Interest Rate Starting from 1.33% per month
Loan Processing Charges Starting from 2% and going up to 8% of the approved loan amount
Part/Full Payment of the Loan (Loan Foreclosure)
  • No part payments are allowed
  • Foreclosure allowed after a minimum of 3 EMIs.
Interest on Overdue EMIs 2% per month on the overdue EMI/Principal loan amount
Cheque Bounce Rs.500/- for every bounce
Loan Cancellation
  • No additional charges will be levied apart from the interest amount for the period between loan disbursement and loan cancellation.
  • Processing fees will also be retained.

How to Apply for An Instant Personal Loan in Bangalore


Check Eligibility

Find out the maximum loan amount you’re eligible for online in 2 minutes


Select Loan Tenure

Choose a custom loan amount and the repayment period that suits your financial needs


Upload Documents

Provide your personal details and upload the necessary documents, all on the app or website


Amount Disbursed

Get the loan amount disbursed to your account in 2 hours of approval



Availing an instant loan in Bangalore is now hassle-free and convenient with Money View. All you need to do is fulfill the eligibility criteria, submit the required documents, and avail the loan within 24 hours. If you need a personal loan in Bangalore, visit the website or download the app and apply now!

Personal Loan in Bangalore - Related FAQs

Some of the reasons for which you can avail a personal loan in Bangalore from Money View are -

  • To buy household gadgets like fridge, washing machine, etc
  • To pay down-payment for another loan
  • To clear credit card dues
  • For house renovation expenses
  • Pay fee for college/school education
  • To pay for a vacation
  • To pay for the repair/breakdown of your vehicle
  • To meet wedding expenses
  • To meet expenses towards relocation
  • To buy an expensive gadget

At Money View, we use an in-house credit rating model to assess our applicant’s credit worthiness. As long as your CIBIL score is over 600, you can avail personal loans from us.

Yes, we do lend to self-employed applicants. However, you must fulfill the eligibility criteria given below -

  • Your monthly in-hand income must be above Rs. 15,000 per month
  • Income must be credited to a bank account
  • You must be between 21 to 57 years old
  • You must have a CIBIL score of 600 and above or an Experian score of 650 and above

As of now, we only provide loans to applicants whose salary gets directly credited to their bank account. We are not providing loans to applicants who get their salaries in cash.


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