Personal Loan in Bangalore

Personal Loan in Bangalore

Instant Personal Loan in Bangalore

Get ₹5,000 to ₹10 Lakhs through Moneyview with 100% Paperless Documentation and 24-Hour Disbursal

Living in the Silicon Valley of India is exciting. From the vibrant cultural heritage to the wonderful weather, there’s much to love about Bangalore.

However, it comes with a high price tag. Whether you are looking to pay a heavy house deposit in HSR Layout, facing a medical emergency at Manipal Hospital, or simply need to upgrade your tech for your next big job, Moneyview is here to help.

Get an instant personal loan in Bangalore with a 100% digital process. Easy to avail, instant disbursal, and flexible repayment schedules, no bank visits, and no heavy paperwork! You can apply for and receive the loan amount from the comfort of your home.

What are the Top Features and Benefits of Personal Loans Through Moneyview?

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Attractive Loan Amount

Get loans from ₹5,000 to ₹10 Lakh based on your eligibility

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Collateral Free Loans

You can get a personal loan through Moneyview without having to pledge any assets or arrange for a guarantor

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Fast Disbursal

The loan amount is disbursed to your bank account within 24 hours of approval

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Affordable Interest Rates

Interest rates starting from just 14% per annum

Personal Loans for Every Need

Flexible Terms, No Hidden Fees, Easy Approvals

Personal Loan

Personal Loan Interest Rates and Other Charges in Bengaluru

Moneyview loans are pocket-friendly and fit into your budget, making our personal loans one of the best in the market. Read on to know more about our competitive interest rates and other charges

Fees & Charges

Amount to be Paid

Interest Rate

Starting from 14% per annum

Loan Processing Charges

Starting from 2% and going up to 8% of the approved loan amount

Part/Full Payment of the Loan (Loan Foreclosure)

  • No part payments are allowed

  • Foreclosure is allowed after a minimum of 3 EMIs

  • No foreclosure charges

Interest on Overdue EMIs

2% per month on the overdue EMI/Principal loan amount

Cheque Bounce

₹500/- for every bounce

Loan Cancellation

  • No additional charges will be levied apart from the interest amount for the period between loan disbursement and loan cancellation.

  • Processing fees will also be retained.

What are the Eligibility Criteria for a Personal Loan in Bangalore?

To avail of an instant personal loan in Bangalore from Moneyview’s partner lenders, you will have to fulfill the eligibility criteria given below -

  • Age

Applicants must be between 21 and 57 years old

  • Income

Applicants must receive an income of Rs. 25,000 or more*

  • Income Credit 

Income must be credited directly to the applicants’ bank account

  • CIBIL Score

Credit score must be a minimum CIBIL score of 650

What Documents are Required for a Personal Loan in Bangalore?

Given below are our minimal documentary requirements for a personal loan in Bengaluru -

  • Your PAN number

  • Your mobile number will have to be linked to your Aadhaar card for KYC verification

You must also enable the auto-debit facility on your bank account in order to permit automatic withdrawals from your account. Use a debit card, net banking, or a NACH form to finish this quick procedure.

The auto-debit facility will enable you to pay your EMIs automatically each month, eliminating the need for manual intervention.

Tailored Personal Loans up to ₹10 Lakh

How to Apply for An Instant Personal Loan in Bangalore

  • 1

    Check Eligibility

    You can check your eligibility on the Moneyview website or app in just 2 minutes!

  • 2

    Select Loan Tenure

    Choose the loan amount and repayment period from the options provided to you as per your eligibility.

  • 3

    Upload Documents

    We ask for minimal documents to verify your profile. You can upload your documents online without any hassle.

  • 4

    Amount Disbursed

    Once the application is verified and the loan agreement is signed, the loan amount will be directly credited to your bank account within 24 hours!

Bangalore Personal Loan EMI Calculator

Your monthly EMI is

8,529

per month for 6 months

Total Interest

1,173

Total Amount

51,173

Loan Amount

Min ₹5,000

Max ₹6,000,000

Rate of Interest

Min 6%

Max 36%

Loan Tenure

6

Min 3 months

Max 72 months

We Serve All Major Localities in Bangalore

Whether you are in the heart of the city or the growing outskirts, Moneyview is accessible everywhere:

  • East Bangalore

Whitefield, Marathahalli, Bellandur, Krishnarajapuram.

  • West Bangalore

Rajajinagar, Vijayanagar, Kengeri.

  • North Bangalore

Hebbal, Yelahanka, Manyata Tech Park, Sahakara Nagar.

  • South Bangalore

Koramangala, Jayanagar, JP Nagar, Electronic City, HSR Layout.

Conclusion: Your Best Bet for a Personal Loan in Bangalore 

Availing an instant loan in Bangalore is now hassle-free and convenient with Moneyview. With our 100% digital journey, competitive interest rates starting at 14% per annum, and a simplified eligibility criterion for those earning ₹25,000 or more, we are committed to being Bangalore’s most trusted credit partner. 

Don't let a lack of immediate funds slow you down. Check your eligibility on the Moneyview website or download the app today and get your loan approved in minutes!

Personal Loan Based on Your Budget

Personal Loan Based on Your Salary

Personal Loan Based on City

Personal Loan in Bangalore - Related FAQs

Yes! Loans through Moneyview are perfect for the 10-month rental deposits common in Bangalore. Since there are no end-use restrictions, you can use the money for any personal need.

No. Moneyview operates entirely online. You can complete the entire process from your home or office using our app or website.

Some of the reasons for which you can avail a personal loan in Bangalore from Moneyview are -

  • To buy household gadgets like fridge, washing machine, etc
  • To pay down-payment for another loan
  • To clear credit card dues
  • For house renovation expenses
  • Pay fee for college/school education
  • To pay for a vacation
  • To pay for the repair/breakdown of your vehicle
  • To meet wedding expenses
  • To meet expenses towards relocation
  • To buy an expensive gadget

As long as your CIBIL score is over 650, you can avail a personal loan from Moneyview’s lending partners.

Yes, self-employed applicants can also get loans through Moneyview. However, you must fulfill the eligibility criteria given below -

  • Your monthly in-hand income must be above Rs. 25,000 per month
  • Income must be credited to a bank account
  • You must be between 21 to 57 years old
  • You must have a CIBIL score of 650 or above

The starting interest rate depends on factors such as credit history, financial obligations, specific lender's criteria and Terms and conditions. Moneyview is a digital lending platform; all loans are evaluated and disbursed by our lending partners, who are registered as Non-Banking Financial Companies or Banks with the Reserve Bank of India.

This article is for informational purposes only and does not constitute financial or legal advice. Always consult with your financial advisor for specific guidance.

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