Low CIBIL scores diminish our chances of securing a personal loan on our terms by a huge margin. Additionally, the lenders that offer loans to low CIBIL score borrowers quote high interest rates to protect themselves from defaulters.
However, some lenders cater to the needs of low CIBIL score borrowers, and offer a personal loan for a CIBIL score of 600, as well.
Are you looking for a personal loan with a CIBIL score of 600?
In banking standards, a CIBIL score of 600 is deemed un-credit-worthy, and banks avoid loaning to borrowers with such low scores. However, online lenders, such as Moneyview, adopt a unique credit rating model that doesn’t distinguish based on your low CIBIL score.
If you are frantically searching for a ‘loan for 600 CIBIL score’ or ‘my CIBIL score is 600, can I get a personal loan?’, then this article is the right place to start.
Here’s everything you need to know about securing a personal loan with a CIBIL score of 600.
One of India’s leading money lenders, Moneyview has become the go-to lender of choice for millions, owing to its affordable loans and instant disbursal rates.
The digital application process, quick eligibility check, easy EMIs, and instant support are just some of the benefits that Moneyview offers.
Moreover, you can avail up to Rs. 10 lakhs instantly regardless of your score with Moneyview.
A Moneyview personal loan comes with simple eligibility criteria to ensure we cater to the needs of the borrowers. Here are the eligibility criteria for a Moneyview personal loan -
The applicant must be between 21 to 57 years of age
He/she must be salaried or self-employed
The borrower should earn a monthly in-hand income of ₹25,000 or more
They must receive the income directly in a bank account
A minimum CIBIL Score Score of 650 is necessary
Our documentation requirements are minimal. All we need is -
Your PAN number
A mobile number that is linked to your Aadhaar card for KYC verification
A clear selfie taken in a well-lit area
Note: The documentation requirements will vary based on your profile. We may require additional documents such as proof of address, bank statement, and other supporting documents depending on your candidature.
For proof of address, you can submit any one of the following documents-
Aadhaar Card
Valid Indian Passport
Valid Voter ID
Valid Driver’s License
Utility Bills (Electricity, Water, Gas) dated within the last 60 days
To show proof of income, you can furnish your bank statement for the previous three months. This statement must show your salary credits.
Moneyview offers instant personal loans at affordable interest rates and flexible repayment terms. However, the minimum required CIBIL score to be eligible for Moneyview loans is 650. With a CIBIL score of 650, you can easily secure a Moneyview personal loan by following the below steps.
1
Assess Your Eligibility
Our eligibility checker on the Moneyview website or the loans app wastes no time in providing you with your personal loan eligibility. Simply provide your details and you will know your eligibility in just 2 minutes!
2
Pick Your Repayment Duration
Based on the options given, you will have to select the loan amount and repayment term of your choice
3
Share Your Documents Online
Our loan process is entirely digital for your convenience. You can easily upload all of the necessary documents online for verification in a hassle-free manner.
4
Funds Disbursed
After your documents are verified and the loan agreement is submitted, the loan amount will be credited to your bank account within 24 hours
Note - Additionally, you must enable auto-debit from your bank account. You can complete this quick process using a debit card, net banking, or NACH form. You won't need to manually process the EMIs every month after enabling the auto-debit facility. Please make sure the documents on the above list are valid when you submit your loan application. The document requirements will be minimal if you are able to successfully complete the eKYC process during the application flow.
Moneyview instant personal loans offer unique benefits as given below -
You can avail any amount from Rs. 5,000 to Rs. 10,00,000 instantly
We offer flexible repayment options that can extend up to 5 years
Find out your eligibility in just 2 minutes with our eligibility checker
Once your application has been approved, you will receive the loan amount in just a few minutes
Our unique credit rating model offers customized loan solutions depending on your eligibility
We provide competitive interest rates at an economical rate of just 14% per annum
With the application process made completely online, you do not have to leave the comfort of your home to apply and avail the loan
Need Quick Cash?
Personal loans for low CIBIL scores are a rare find but not impossible, especially with Moneyview. While Moneyview offers personal loans for low CIBIL score applicants, it is important to improve your score from 600 to 750 to secure a loan of higher amounts and lower interest rates. Until then, you can always apply for an instant personal loan from Moneyview through our website or loans app.
2025-08-10
This is an excellent app!! The interface is smooth, elegant, and intentional, praised for its superb design and fast performance. I really liked it, especially the solid, user-friendly layout and fast transitions.
2025-08-25
I am a regular customer of Moneyview, and it gives me full satisfaction! I get money as and when required without any paperwork. If you make payments on time, your next loan amount will be higher.
2025-09-05
It is an awesome app. It is secure, trustworthy, and comprehensive. It is also often updated with new features.
See what our customers have to say
2025-08-10
This is an excellent app!! The interface is smooth, elegant, and intentional, praised for its superb design and fast performance. I really liked it, especially the solid, user-friendly layout and fast transitions.
2025-08-25
I am a regular customer of Moneyview, and it gives me full satisfaction! I get money as and when required without any paperwork. If you make payments on time, your next loan amount will be higher.
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Disclaimer
The starting interest rate depends on factors such as credit history, financial obligations, specific lender's criteria and Terms and conditions. Moneyview is a digital lending platform; all loans are evaluated and disbursed by our lending partners, who are registered as Non-Banking Financial Companies or Banks with the Reserve Bank of India.
This article is for informational purposes only and does not constitute financial or legal advice. Always consult with your financial advisor for specific guidance.
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