Top Features and Benefits of Personal Loan


Flexible Loan Amount

You can opt for a loan amount between Rs.5,000 and Rs.5,00,000 depending on your income and credit score


Instant Loan Disbursal

Our most popular benefit- once your loan application is approved, the loan amount will be credited to your account within 24 hours



You don’t have to arrange for any guarantor or pledge any asset while applying for personal loans from Money View


Affordable Interest Rates

Not only do the interest rates start at an attractive 1.33% per month, these loans can be used for multiple reasons without major restrictions, making it perfect for MSMEs or businesses


100% Online

Because there’s no paperwork involved in the Money View loan application process, it’s hassle-free and quick


Flexible Repayment Terms

You can choose a repayment term of upto 5 years


Loans on Low Credit Score

The minimum score required is a CIBIL score of 600 or Experian score of 650.


Quick Eligibility

You can instantly check your eligibility and apply for a personal loan in just 2 minutes through the Money View website or app.

Are you looking for collateral free loans for MSME or a general business loan without collateral? You have come to the right place.

Money View Collateral Free Loans for MSME

Personal loans without collateral are easier to avail and come with minimal documentation as well. Money View, one of the most trusted personal loans providers in the country, offers affordable personal loans of upto Rs. 5 lakhs to businesses or MSMEs. So if you are looking for a business loan without collateral then you can definitely count on Money View. Still not convinced? Continue reading.

Eligibility Criteria for Money View Collateral Free Loans for MSME

Fulfill the eligibility criteria given below to avail loan for business without security -

  • Applicants must be between 21 years and 57 years
  • A monthly in-hand income of ₹13,500 or more*
  • Income must be credited directly to the applicants’ bank account
  • Credit score must be a minimum CIBIL score of 600 or minimum Experian score of 650

Given below is a city-wise breakdown of the income and credit score requirement -

Income and Credit Score Eligibility Criteria*
Salaried Individuals Minimum In-Hand Income Area of Residence CIBIL Credit Score Requirement
Rs 13,500 Any CIBIL Score of 600 /Experian Score of 650 and above
Rs 20,000 Mumbai/Thane or the NCR region (Delhi, Noida, Gurgaon, Ghaziabad, Faridabad, etc.) New to Credit or CIBIL Score of 600 /Experian Score of 650 and above
Rs 15,000 Metro City other than Mumbai and NCR CIBIL Score of 600 /Experian Score of 650 and above
Self-Employed Individuals Rs. 15,000 Any CIBIL Score of 600 /Experian Score of 650 and above

You will need to provide the documents given below to avail a collateral free business loan from Money View -

Identity Proof Address Proof Income Proof
PAN Card - This is the primary ID proof required. However, if it is rejected due to image quality issues or other reasons, any 1 of the officially valid documents given below will suffice
  • Aadhaar Card
  • Valid Indian Passport
  • Valid Voter ID
  • Valid Driver’s License
Any 1 of the following -
  • Aadhaar Card
  • Valid Indian Passport
  • Valid Voter ID
  • Valid Driver’s License
  • Utility Bills (Electricity, Water, Gas) dated within the last 60 days
Salaried Applicants - Last 3 months’ bank statements of your salary account in PDF format showing salary credits
Self-Employed Applicants - Last 3 months’ bank statements in PDF format if you are self-employed

Given below are the fees and charges for business loans from Money View -

Fees and Charges Amount Chargeable
Interest Rate Starting from 1.33% per month
Loan Processing Charges Between 2% to 8% of the approved loan amount
Interest on Overdue EMIs 2% per month on the overdue EMI/Principal loan amount
Cheque Bounce Rs.500/- each time
Loan Cancellation
  • No additional charges levied
  • The interest amount for the period between loan disbursement and loan cancellation will be payable.
  • Processing fees will also be retained.

For more details, you can also use our business loan EMI calculator to find out how much EMI you will have to pay.

How to Avail Money View Business Loan Without Collateral


Check Eligibility

Visit the Money View website or download the loan app and provide all the details required. We will then let you know your eligibility in just 2 minutes.


Select Loan Tenure

Select the loan amount and repayment term of your choice based on your eligibility


Upload Documents

Upload the required documents online effortlessly


Amount Disbursed

After your documents are verified and loan agreement is submitted, the loan amount will be credited to your bank account within 24 hours



Availing collateral free loans for MSMEs or a business loan without security is extremely easy thanks to Money View. You can now go ahead and grow your business without worrying about finances. Visit the Money View All you need to do is visit our website or download the loan app and apply today.

Loan for Business without Security - FAQs

While most banks and lenders require applicants to have a CIBIL score of 750 and above, Money View uses a unique algorithm to understand a borrower’s creditworthiness. Therefore even those with relatively low credit scores can avail personal loans from Money View. However, a minimum CIBIL score of 600 and above or a minimum Experian score of 650 and above is necessary.

There are a number of loans offered by the Indian government for businesses and start-ups such as the Pradhan Mantri Mudra Yojana and CGTMSE. You can read more about these loans here.

Personal credit score plays a huge role in getting approval on a business loan, especially when the business is upcoming and small. To be able to avail loans from Money View, all you require is a CIBIL score of 600 or an Experian Score of 650, as we use our alternative model of credit assessment to ascertain your creditworthiness.

Money View loans that could be used for businesses do not need any collateral of any sort. So it becomes very easy for you to avail of a loan for your business without worrying about arranging for collateral.

Our loans are extremely quick and efficient. Our eligibility check takes just 2 mins and your loan is disbursed to your account in a matter of 2 business hours after the approval of your loan.

Yes, as long as you meet the eligibility criteria and your loan gets approved by our system, you can avail of a loan for your start-up from Money View.


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