Documentation is an integral part of any loan availing process. The documents that you submit helps your lender establish your financial standing and gather other details required to help make the decision of loan approval.

But, very often applicants find the document submission process very cumbersome and time-consuming and hence look for personal loans that are available without documents.

Can I get a Personal Loan without Documents?

The answer to the above question is both yes and no!

It may be possible to get a personal loan without documents in cases as mentioned below:

  • Pre-approved personal loan offer from your bank
  • Pre-approved loan offers over and above your credit limit from your credit card issuers

The pre-approved loan offers are made to existing customers of the bank /credit card issuer. These offers are made because all your documents are already with the lender. Moreover, your income, outgo from your account, repayment history, credit score, etc are already available and assessed before making you the pre-approved offer without documentation.

However, this facility is not made available for new customers of the bank who apply for loans

Money View offers instant online personal loans which are completely digital and paperless. We understand the pain that applicants go through in submitting tons of documentation towards availing a loan.

Therefore, we have kept the documentation process for availing our instant personal loans extremely simple and easy. Moreover, the entire process of availing a Money View personal loan right from application to disbursal is digital and does not require submission of hard copies of any documents.

Documents required for applying for a Money View Instant Personal Loans are:

Proofs List of Documents
ID Proof

    A government-issued identity proof that clearly shows your Date of Birth in dd/mm/yyyy is allowed. It could be any one of the below.

  • Voter Id
  • Aadhaar Card
  • Valid Driver’s License
  • Passport
  • PAN Card
Address Proof

    Anyone of these original, valid documents showing your current address and pin code can be submitted as proof of your address. They could be

  • Voter Id
  • Ration Card
  • Utility Bills like Telephone, Electricity, etc
  • Voter ID Card
  • Bank Statement/Passbook
  • We accept utility bills and bank statements generated within the last 60 days only.

Income Proof

    For Salaried Individuals:

  • The last 3 months’ bank statements in PDF format showing salary credit or
  • Your last 3 months' salary slips with important details, clearly showing your employer's name.

    For Self-Employed Individuals:

  • Last 3 months’ bank statements in PDF format or
  • Your last 2 years' Income Tax Returns with important details, including tax paid details being legible.

Now that you know that Money View personal loans involve an easy documentation process, we are sure you would like to know about other features of Money View Personal loans.

  • Eligibility Check takes just 2 minutes
  • Borrow any amount starting from Rs. 10,000 and going up to Rs. 5,00,000
  • Enjoy flexible repayment terms of up to 5 years
  • The loan amount is disbursed to your account in just 2 HOURS of approval
  • Benefit from low-interest rates starting from 1.33% per month
  • From documentation to repayment, the entire process is done digitally
  • Low credit score? You can still get a loan with our alternate credit model

Contact Us

Please feel free to contact us at loans@moneyview.in or 080 4659 2002 should you require more information about our loans or need any assistance in applying for an instant personal loan.