Loan without Documents

Personal Loan Without Documents

Personal Loan Without Documents

Check Out How to Avail Instant Loan Without Documents

Top Features and Benefits of Personal Loan

Loan Amount

Attractive Loan Amount

Get loans from Rs.5,000 to Rs.10 Lakh based on your eligibility

Collateral Free

Collateral Free Loans

You can get a personal loan through Moneyview without having to vow any asset or arrange for a guarantor

Disbursal

Fast Disbursal

The loan amount is disbursed to your bank account within 24 hours of approval

Interest rates

Affordable Interest Rates

Interest rates starting from just 14% per annum

Need Urgent Funds?

Flexible Terms, No Hidden Fees, Easy Approvals

Personal Loans

Personal loans are unsecured credit products and to be eligible, you need to have a high credit score and low debt-to-income ratio. If you meet these criteria, you can get instant personal loans with minimum or no documentation. 

With various digital lending apps, like Moneyview, you can easily get personal loans without documentation. This streamlines the process and makes it faster. Let’s see how you can get an instant personal loan without documents!

Can I Get a Personal Loan Without Documents?

You can get a personal loan without documents in the following cases -

  • Pre-approved Loan Offers

Pre-approved loan offers from your bank or offers to increase your credit limit from your card issuers will not need any documentation. 

These offers are made to existing customers of the bank or credit card holder and may not require documents as your lender will already have them. Additionally, your eligibility will already be assessed by the lender before they give you the offer.

  • Top-up loan offers from your lender

Top-up loans are extended to existing loan customers who have been paying their EMIs on time. Before the loan tenure is over, the bank may offer some pre-approvedextra amount as a loan.

However, this facility is not made available for new customers of the bank who apply for loans. Therefore, if you are a new customer, getting an instant loan without documents will not be possible. 

Where Can I Get Instant Cash Loan In 1 Hour Without Documents?

Documents play a pivotal role in the approval of loan applications. They help lenders assess the profile of the borrower and determine the risk associated with the application to an extent. 

Hence, it is not possible to get an instant loan without documents online or an urgent cash loan without documents.

However, to reduce the burden of paperwork on loan applicants, leading online digital lending apps such as Moneyview have introduced minimal paperwork and instant disbursals.  

Eligibility Criteria to Apply for Paperless Instant Loans from Moneyview?

Moneyview’s partner lenders' basic eligibility criteria are as follows -

  • Applicants must be aged between 21 and 57 years

  • They must be either salaried or self-employed 

  • They must receive an income of Rs.25,000 or more per month

  • The income must be credited directly to their bank account

  • A minimum CIBIL score of 650 is required

Documents Required for Personal Loans through Moneyview

While you may not be eligible for a personal loan or an urgent cash loan without documents, we have the next best option which is - minimal documentation.

Moneyview's lending partners have done away with extensive documentation or multiple photocopies of documents and all that is required now is just three documents.

  • Your PAN number

  • Your mobile number, linked to your Aadhaar card for KYC verification

  • Clear selfie taken in a well-lit area

Depending on your profile, you may further need to submit proof of address as well as a bank statement.

Steps to Apply for Personal Loan Without Documents

  • 1

    Verify Eligibility

    Verify your eligibility on the Moneyview website or app within just 2 minutes!

  • 2

    Choose Repayment Timeline

    Pick your loan amount and repayment duration from the available options based on your eligibility.

  • 3

    Submit Your Documents Online

    Submit the required documents to verify your profile by uploading them online without trouble.

  • 4

    Funds Transferred

    After approval and signing the agreement, the funds will be deposited into your account within 1 day!

Personal Loan Options Based on Your Budget


Personal Loan Based on Your Salary



Personal Loan Based on City

Instant Loan without Documents - FAQs

You can get an instant loan without documents only in the following conditions -

  • Pre-approved personal loan offer from your bank
  • Pre-approved offers to increase your credit limit from your credit card issuers
  • Top-up loan offers

If not, you will have to mandatorily submit certain documents.

To process loans through Moneyview, you do not require any hard copies or photocopies of your documents. All you need to do is upload approved copies of your identity, address, and income proof.
Loans without documents or paperless loans are available from online lenders. These loans involve minimal documentation and submission of necessary documents by uploading them online.
You can get loans up to Rs.10 Lakh through Moneyview with minimal documentation.
To get a paperless loan through Moneyview, our lending partners just need your PAN number, a photograph, and a phone number linked to your Aadhaar card.

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