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Top Features and Benefits of Personal Loan

Flexible Loan Amount

Borrow any amount starting from Rs. 5,000 and going up to Rs. 5,00,000

Quick Disbursal

The loan amount is disbursed to your account in just 2 HOURS of approval

Collateral Free Loans

To apply for a personal loan through Money View, you don’t have to pledge any asset or arrange for a guarantor

Affordable Interest Rates

Benefit from low-interest rates starting from 1.33% per month

Completely Online

From documentation to repayment, the entire process is done digitally

Flexible Repayment

Enjoy flexible repayment terms of up to 5 years

Loans on Low Credit Score

Low credit score? You can still get a loan with our alternate credit model

Quick Eligibility Check

Eligibility Check takes just 2 minutes

Documentation is an integral part of any loan application process. But, very often applicants find this process very cumbersome and time-consuming and look for an instant loan without documents or for a personal loan without documents. But is this option available?

Can I get a Personal Loan without Documents?

The answer to the above question is both yes and no!

It may be possible to get a personal loan without documents in cases as mentioned below:

Pre-approved personal loan offer from your bank
Pre-approved loan offers over and above your credit limit from your credit card issuers
Top up loan offers from your lender

The pre-approved loan offers are made to existing customers of the bank /credit card issuer and may not require documents as your lender will already have them. Additionally, your eligibility will already be assessed by the lender before providing this offer.

However, this facility is not made available for new customers of the bank who apply for loans. Therefore, if you are a new customer, getting an instant loan without documents will not be possible.

Documents Required for Money View Personal Loans

While you may not be eligible for a personal loan or an urgent cash loan without documents, we have the next best option which is - minimal documentation.

Lenders such as Money View have done away with extensive documentation or multiple photocopies of documents and all that is required now is just three documents.

Given below are Money View’s minimal documentation requirements -

Identity Proof	Address Proof	Income Proof
PAN Card - This is the primary ID proof required. However, if it is rejected due to image quality issues or other reasons, any 1 of the officially valid documents given below will suffice) Aadhaar Card Valid Indian Passport Valid Voter ID Valid Driver’s License	Any 1 of the following - Aadhaar Card Valid Indian Passport Valid Voter ID Valid Driver’s License Utility Bills (Electricity, Water, Gas) dated within the last 60 days	Salaried Applicants - Last 3 months’ bank statements of your salary account in PDF format showing salary credits OR Self-Employed Applicants - Last 3 months’ bank statements in PDF format if you are self-employed

How to Apply for An Instant Personal Loan

Check Eligibility

Provide a few basic details to check your eligibility in just 2 mins!

Select Loan Tenure

Choose your loan amount & repayment tenure

Upload Documents

Complete your KYC and Verify income

Amount Disbursed

Direct Bank A/c transfer in a few minutes!

Loan EMI Calculators

Personal Loan EMI Calculator

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Mortgage Loan EMI Calculator

Calculate Your EMI

Use our easy EMI calculator to plan your loan's EMI, interest & repayment schedule.

CALCULATE EMI

Conclusion

Availing a personal loan without documents is not practical as lenders require your documents to assess your eligibility and repayment ability. While there are certain conditions wherein you may be able to get a loan from a lender without documentation, it is not possible for new users.

However, if you wish to avoid the hassle of submitting multiple documents, apply for a Money View personal loan where the documentation requirements are minimal and loans are disbursed within 24 hours of application approval. Visit the Money View website or download the app

[{"question":"1. Where Can I Get Instant Loans Without Documents For Self-Employed Applicants?","answer":"<p class='mv-why-us text-left'>Ans:&nbsp;Where can I get instant loans without documents for self-employed applicants? You can get a instant loan without documents only in the following conditions -</p><ul class='ul-check mv-why-us text-left'><li>Pre-approved personal loan offer from your bank</li><li>Pre-approved loan offers over and above your credit limit from your credit card issuers</li><li>Top up loan offers</li></ul><p class='mv-why-us text-left'>If not, you will have to mandatorily submit certain documents.</p>"},{"question":"2. How To Apply For A Money View Personal Loan?","answer":"<p class='mv-why-us text-left'>Ans:&nbsp;</p><div class='row mt-3'><div class='col-md-2 col-sm-2 col-xs-2' style='width: 134.594px; flex-basis: 16.6667%; max-width: 16.6667%;'><img src='https://mv-in-site.s3.ap-south-1.amazonaws.com/MoneyView-Loan-Application-Process-1.png' data-width='20'></div><div class='col-md-10 col-sm-10 col-xs-10 text-left' style='width: 673px; flex-basis: 83.3333%; max-width: 83.3333%;'><p class='mv-why-us text-left'>Check your eligibility</p><p class='mv-why-us text-left'>Visit the&nbsp;<u><a href='https://moneyview.in/apply-loan/signup'>Money View</a></u>&nbsp;website or&nbsp;<u><a href='https://play.google.com/store/apps/details?id=com.whizdm.moneyview.loans'>loan app</a></u>. Provide the required details and we will let you know your eligibility in 2 minutes.</p></div></div><div class='row mt-3'><div class='col-md-2 col-sm-2 col-xs-2' style='width: 134.594px; flex-basis: 16.6667%; max-width: 16.6667%;'><img src='https://mv-in-site.s3.ap-south-1.amazonaws.com/MoneyView-Loan-Application-Process-2.png' data-width='20'></div><div class='col-md-10 col-sm-10 col-xs-10 text-left' style='width: 673px; flex-basis: 83.3333%; max-width: 83.3333%;'><p class='mv-why-us text-left'>Choose your loan plan</p><p class='mv-why-us text-left'>Based on the options provided, select the loan amount and repayment term of your choice</p></div></div><div class='row mt-3'><div class='col-md-2 col-sm-2 col-xs-2' style='width: 134.594px; flex-basis: 16.6667%; max-width: 16.6667%;'><img src='https://mv-in-site.s3.ap-south-1.amazonaws.com/MoneyView-Loan-Application-Process-3.png' data-width='20'></div><div class='col-md-10 col-sm-10 col-xs-10 text-left' style='width: 673px; flex-basis: 83.3333%; max-width: 83.3333%;'><p class='mv-why-us text-left'>Upload required documents</p><p class='mv-why-us text-left'>Upload all of the necessary documents online for verification</p></div></div><div class='row mt-3'><div class='col-md-2 col-sm-2 col-xs-2' style='width: 134.594px; flex-basis: 16.6667%; max-width: 16.6667%;'><img src='https://mv-in-site.s3.ap-south-1.amazonaws.com/MoneyView-Loan-Application-Process-4.png' data-width='20'></div><div class='col-md-10 col-sm-10 col-xs-10 text-left' style='width: 673px; flex-basis: 83.3333%; max-width: 83.3333%;'><p class='mv-why-us text-left'>Loan transfer to your bank account</p><p class='mv-why-us text-left'>Post verification and submission of loan agreement, the loan amount will be credited to your account within 24 hours</p></div></div><p class='text-justify mv-why-us' style='margin-bottom: 0px;'><br></p><p class='text-justify mv-why-us' style='margin-bottom: 0px;'><br></p><p class='text-justify mv-why-us' style='margin-bottom: 0px;'>Note -</p><ul class='mv-why-us text-left ul-check'><li>After your documents are verified, you will receive a NACH form which needs to be printed, signed, scanned, and sent back to Money View</li><li>This step will enable the auto-debit facility from your bank account and allow you to pay your EMIs on time automatically without the need for any manual intervention</li><li>On receiving your NACH form, you will need to review the loan agreement on the app. Please submit the application after reviewing all the terms and conditions thoroughly</li></ul>"},{"question":"3. How Many Photocopies of My Documents Should I Submit?","answer":"<p class='mv-why-us text-left'>Ans:&nbsp;To process loans at Money View, we do not require any hard copies or photocopies of your documents. All you need to do is upload approved copies of your Identity, Address, and Income Proof.<br></p>"}]

Instant Loan without Documents - FAQs

1. Where Can I Get Instant Loans Without Documents For Self-Employed Applicants?

Ans: Where can I get instant loans without documents for self-employed applicants? You can get a instant loan without documents only in the following conditions -

Pre-approved personal loan offer from your bank
Pre-approved loan offers over and above your credit limit from your credit card issuers
Top up loan offers

If not, you will have to mandatorily submit certain documents.

2. How To Apply For A Money View Personal Loan?

Ans:

Check your eligibility

Visit the Money View website or loan app. Provide the required details and we will let you know your eligibility in 2 minutes.

Choose your loan plan

Based on the options provided, select the loan amount and repayment term of your choice

Upload required documents

Upload all of the necessary documents online for verification

Loan transfer to your bank account

Post verification and submission of loan agreement, the loan amount will be credited to your account within 24 hours

Note -

After your documents are verified, you will receive a NACH form which needs to be printed, signed, scanned, and sent back to Money View
This step will enable the auto-debit facility from your bank account and allow you to pay your EMIs on time automatically without the need for any manual intervention
On receiving your NACH form, you will need to review the loan agreement on the app. Please submit the application after reviewing all the terms and conditions thoroughly

3. How Many Photocopies of My Documents Should I Submit?

Ans: To process loans at Money View, we do not require any hard copies or photocopies of your documents. All you need to do is upload approved copies of your Identity, Address, and Income Proof.

Instant Loan without Documents

Check out How to Avail Instant Loan without Documents