Top Features and Benefits of Money View Instant Cash Loans

Flexible Loan Amount

Based on the eligibility factors you can choose a loan amount of upto Rs. 5 lakhs.

Quick Eligibility Check

Find out your eligibility within just 2 minutes from the Money view website or loan app.

Collateral Free Loans

To apply for a personal loan through Money View, you don’t have to pledge any asset or arrange for a guarantor

Affordable Interest Rates

We understand how important interest rates are as they determine the EMI amount to be paid. At Money View, the interest rate starts at just 1.33% per month

Completely Paperless

All we require are your ID proof, address proof, and income proof.

Flexible Repayment Term

Applicants can choose flexible repayment tenure of up to 5 years.

Loans on Low Credit Score

Thanks to Money View’s unique credit model, as long as your CIBIL score is over 600 or Experian score is over 650, you can still get a loan from us.

24 Hour Disbursal

Once approved, your loan amount will be credited to your account within 24 hours.

Are you searching for mini cash loans with no credit check or trying desperately to find an online loan application that requires no paperwork? Then you should know that you aren’t going to find any! While most people wonder and often wish to apply for a loan without providing any documents or without having their credit history checked, in truth, that is not possible.

It is impossible in India to avail a loan from any bank or financial institution without providing the necessary documents or conducting credit check. However, we have the next best thing, which is minimal documentation and a unique credit check process provided by Money View. Read on to find out more!

Mini Cash Loans From MoneyView with Unique Features

It is common knowledge that banks and other financial institutions insist on a credit score of 750 or above to approve a loan. Money view, however, grants loans to individuals even with a CIBIL score of 650 or Experian Score of 750 subject to few conditions. This is thanks to Money View’s in-house unique credit verification model.

Money View provides a simpler, more convenient way of applying for personal loans. Even though most traditional lenders require you to print and submit multiple documents, Money View simplifies the entire process by allowing you to complete your application at home. In just a few minutes, you can apply for a loan, upload your credit reports and submit your documents electronically, all from the comfort of your home.

Given below are our minimal documentary requirements -

Identity Proof Address Proof Income Proof
PAN Card - This is the primary ID proof required. However, if it is rejected due to image quality issues or other reasons, any 1 of the officially valid documents given below will suffice
  • Aadhaar Card
  • Valid Indian Passport
  • Valid Voter ID
  • Valid Driver’s License
Any 1 of the following -
  • Aadhaar Card
  • Valid Indian Passport
  • Valid Voter ID
  • Valid Driver’s License
  • Utility Bills (Electricity, Water, Gas) dated within the last 60 days
Salaried Applicants - Last 3 months’ bank statements of your salary account in PDF format showing salary credits
OR
Self-Employed Applicants - Last 3 months’ bank statements in PDF format if you are self-employed

Fulfill the eligibility criteria given below to avail Money View study loan -

  • Applicants must be between the ages of 21 and 57
  • Applicants must earn at least Rs. 13,500 per month or more*
  • Income must be deposited directly into the bank account of the applicants
  • A minimum CIBIL score of 600 or an Experian score of 650 is required

The income and credit score requirements are broken down by city below-


Income and Credit Score Eligibility Criteria*
Salaried Individuals Minimum In-Hand Income Area of Residence CIBIL Credit Score Requirement
Rs 13,500 Any CIBIL Score of 600 /Experian Score of 650 and above
Rs 20,000 Mumbai/Thane or the NCR region (Delhi, Noida, Gurgaon, Ghaziabad, Faridabad, etc.) New to Credit or CIBIL Score of 600 /Experian Score of 650 and above
Rs 15,000 Metro City other than Mumbai and NCR CIBIL Score of 600 /Experian Score of 650 and above
Self-Employed Individuals Rs. 15,000 Any CIBIL Score of 600 /Experian Score of 650 and above

How to Apply for Money View Instant Cash Loans

Check Eligibility

Visit the Money View website or download the app. Provide the required details and find out your eligibility in 2 minutes

Select Loan Tenure

Based on the options given, you will have to select the loan amount and repayment term of your choice

Upload Documents

Easily upload all of the necessary documents online for verification

Amount Disbursed

After your documents are verified and loan agreement is submitted, the loan amount will be credited to your bank account within 24 hours

Conclusion

It is next to impossible in India to avail a loan without credit checks and paperwork. However, with Money View, you can get an attractive loan amount with minimal documentation and low credit score. Embrace seamless technology in financial assistance only on Money View. Visit the Money View website or download the loan app and apply!

Mini Cash Loans No Credit Check - FAQs

Ans: No, most loan providers will not provide loans, online or offline, without paperwork. However, you can apply online for personal loans from lenders such as Money View with minimal documentation.

Ans: The fees and charges are as follows -

Type of ChargeAmount
Interest RateStarts at 1.33% per month
Loan Processing FeeStarting from 2% up to 8% of the approved loan amount
Interest on Overdue EMIs2% per month on the overdue amount
Foreclosure/Part-prepayment
  • No part-prepayment of the loan is allowed.
  • Foreclosure available after a certain number of EMIs have been paid
EMI Cheque Bounce ChargesRs.500/- per bounce

Ans: Once you have submitted an application, you can track your application status on our app or website by following the steps below -

1. If you’ve applied on our website

  • Go to the login section on the website by clicking here: /apply-loan/signup
  • Login into your loan account with your registered email ID
  • Go to the ‘Dashboard’ section of your loan account
  • Scroll down to the ‘Application Status’ tab to know the status of your loan application

2. If you’ve applied on the Money View app

  • Open the Money View app
  • Register yourself with a valid email ID if you haven’t done it yet
  • Head over to the ‘Loans’ section
  • You will then be automatically redirected to the ‘Application Status’ screen where you can check your application details
  • If you have the Money View Loans app, you’ll be directed to the ‘Application Status’ screen automatically as soon as you open it

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