Top Features and Benefits of Personal Loan

Flexible Loan Amount

You can opt for a loan amount between Rs.5,000 and Rs.5,00,000 depending on your income and credit score

Quick Eligibility Check

You can instantly check your eligibility and apply for a personal loan in just 2 minutes through the Money View app , website or channel partners.

Collateral Free Loans

To apply for a personal loan through Money View, you don’t have to pledge any asset or arrange for a guarantor

Affordable Interest Rates

Our interest rates start at an attractive 1.33% per month

Completely Paperless

Because there’s no paperwork involved in the Money View loan application process, it’s hassle-free and quick

Flexible Repayment Term

Repay your debt through affordable monthly installments through our auto-debit facility

Loans on Low Credit Score

The minimum score required is a CIBIL score of 600 or Experian score of 650.

24 Hour Disbursal

One of our standout features - once your loan application is approved, the loan amount will be credited to your account within 24 hours

The steps to avail of a personal loan without a salary slip are quite simple at Money View. All you need is to upload the last 3 months’ bank statements with salary credits and we will do the rest.

We have created an alternate credit model to help people with low income or low credit scores to apply for personal loans in India.

Do you need a personal loan but you’re unable to provide a salary slip? Then a Money View personal loan is the best option!

All we need instead, are your bank statements with the salary credits in it.

Money View Instant Personal Loan without Salary Slip

The steps to get a personal loan without a salary slip from Money View are quite simple. You just need to fulfill the eligibility requirements, provide the necessary documents, and voila! The loan will be credited to your account within 24 hours!

Given below are the eligibility criteria for Money View personal loans -

  • Applicants must be between 21 years and 57 years

  • Income must be credited directly to the applicants’ bank account. Cash payments will not be eligible

  • Minimum in-hand Income and Credit Score requirement is as follows-

Income and Credit Score Eligibility Criteria
Salaried Individuals
Minimum In-Hand Income Area of Residence CIBIL Credit Score Requirement
Rs 13,500 Any CIBIL Score of 600 /Experian Score of 650 and above
Rs 20,000 Mumbai/Thane or the NCR region (Delhi, Noida, Gurgaon, Ghaziabad, Faridabad, etc.) New to Credit or CIBIL Score of 600 /Experian Score of 650 and above
Rs 15,000 Metro City other than Mumbai and NCR CIBIL Score of 600 /Experian Score of 650 and above

Given below are the documents required for both salaried as well as self-employed applicants.

Documents Required for Salaried Applicants

Identity Proof

Please upload any one of the following documents -

  • PAN Card (This is the primary ID proof required. However, if it is rejected due to image quality issues or other reasons, any of the officially valid documents given below will suffice)
  • Aadhaar Card
  • Valid Indian Passport
  • Valid Voter ID
  • Valid Driver’s License

Address Proof

Please upload any one of the following documents -

  • PAN Card (This is the primary ID proof required. However, if it is rejected due to image quality issues or other reasons, any of the officially valid documents given below will suffice)
  • Aadhaar Card
  • Valid Indian Passport
  • Valid Voter ID
  • Valid Driver’s License
  • Utility Bills (Electricity, Water, Gas) dated within the last 60 days

Income Proof

Last 3 months’ bank statements of your salary account in PDF format showing salary credits

Documents Required for Self-Employed Applicants

Identity Proof

Please upload any one of the following documents -

  • PAN Card (This is the primary ID proof required. However, if it is rejected due to image quality issues or other reasons, any of the officially valid documents given below will suffice)
  • Aadhaar Card
  • Valid Indian Passport
  • Valid Voter ID
  • Valid Driver’s License

Address Proof

Please upload any one of the following documents -

  • PAN Card (This is the primary ID proof required. However, if it is rejected due to image quality issues or other reasons, any of the officially valid documents given below will suffice)
  • Aadhaar Card
  • Valid Indian Passport
  • Valid Voter ID
  • Valid Driver’s License
  • Utility Bills (Electricity, Water, Gas) dated within the last 60 days

Income Proof

Please upload the following document -

  • Last 3 months’ bank statements in PDF format.
  1. Please ensure that the documents listed above are officially valid at the time of submission of your loan application.
  2. Please ensure that the documents listed above are officially valid at the time of submission of your loan application.
  3. All of the necessary documents can be uploaded online. While uploading the documents, ensure that all details are clearly visible.

How to Apply for An Instant Personal Loan without Salary Slip

Check Eligibility

Provide all the details required and we will let you know your eligibility in just 2 minutes

Select Loan Tenure

Based on the options given, you will have to select the loan amount and repayment term of your choice

Upload Documents

Easily upload all of the necessary documents online for verification

Amount Disbursed

After your documents are verified and loan agreement is submitted, the loan amount will be credited to your bank account within 24 hours

Conclusion

Today, applicants can now get an instant personal loan without having to provide their salary slips as their bank statement with information regarding their salary credits is a suitable income proof. Visit the Money View website or download the app to apply today.

Loan Without Salary Slip - Related FAQ

Ans: You can get a personal loan without a salary slip from Money View. Visit the website or download the app, check your eligibility, apply for the desired amount and submit your documents including ID proof, address proof, and your bank statement containing details about your salary credit. Once your application is approved, you will receive the loan amount within 24 hours

Ans: If you wish to apply for an instant personal loan (or sometimes even referred to as a cash loan by some), you will need to fulfill the following income requirement -

  • A minimum monthly in-hand income of Rs. 13,500 or more for salaried individuals
  • A minimum monthly in-hand income of Rs. 15,000 or more for self-employed applicants

Ans: You can avail of an instant personal loan from Money View without your salary slip but we will require your bank a statement that contains details of your salary credits. Without this, we will not be able to provide the loan for you

Ans: No, we will not be able to furnish a loan for you if you get your salary in cash.

Ans: At Money View, we use a unique credit rating model which is why our credit score requirements are quite low. However, you will need to have a minimum CIBIL score of 600 or Experian score of 650.

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