Top Features and Benefits of Personal Loan


Flexible Loan Amount

You can opt for a loan amount between Rs.5,000 and Rs.10,00,000 depending on your income and credit score


Quick Eligibility Check

You can instantly check your eligibility and apply for a personal loan in just 2 minutes through the Money View app , website or channel partners.


Collateral Free Loans

To apply for a personal loan through Money View, you don’t have to pledge any asset or arrange for a guarantor


Affordable Interest Rates

Our interest rates start at an attractive 1.33% per month


Completely Paperless

Because there’s no paperwork involved in the Money View loan application process, it’s hassle-free and quick


Flexible Repayment Term

Repay your debt through affordable monthly installments through our auto-debit facility


Loans on Low Credit Score

The minimum score required is a CIBIL score of 650 or Experian score of 650.


24 Hour Disbursal

One of our standout features - once your loan application is approved, the loan amount will be credited to your account within 24 hours

6 Easy Ways to Get a Loan Without Salary Slip

Most lenders require an extensive list of documents before approving a loan which includes a salary slip. But what if you don’t have one?

The good news is that you can still get an instant loan without salary slip.

6 Ways to Get Instant Cash Loan Without Salary Slip

Here are some options through which you can easily get a loan even without proof of income -

  1. Provide Alternate Proof of Income

While you may not have a salary slip, there are still others documents that work as an alternate proof of income. Documents such as IT returns, bank statements, or even an income certificate will suffice.

  1. Have a Good Relationship With the Lender

If you and the lending company have a good professional relationship, you may not have to provide a salary slip. 

Remember, if the lender is convinced of your repayment ability, you will be able to get a loan easily even without the necessary documents.

  1. Have a Good CIBIL Score

If there’s one factor that determines your creditworthiness, it is your CIBIL score. 

If your score is above 750 and you are unable to provide a salary slip, the lender may still offer you a loan. 

Having a high CIBIL score indicates that you are a responsible borrower.

  1. Apply for a Secured Loan

While applying for a loan, you can offer to provide collateral as security. This reduces the risk for the lender who may then offer a loan without salary slip.

  1. Apply with a Co-applicant

In case you are unable to furnish a salary slip or alternate proof of income, you can apply with a co-applicant

This is also advantageous if you apply with someone who has a high credit score.

  1. Apply from a Lender Who Requires Minimal Documentation

You can also get a personal loan from lenders such as moneyview who only require minimal documentation and may not need a salary slip.

Continue reading to know more about moneyview’s advantageous personal loans.

moneyview Instant Personal Loan without Salary Slip

The steps to get a personal loan without a salary slip from moneyview are quite simple. You just need to fulfill the eligibility requirements, provide the necessary documents, and voila! The loan will be credited to your account within 24 hours!

Documents Required for Personal Loan without Salary Slip

Given below are the documents required for both salaried as well as self-employed applicants.

Documents Required for Salaried Applicants

Our documentation requirements are minimal. We will mainly require the following -

Please note that the documentation requirements will vary based on your profile. We may require proof of address, bank statement, and other supporting documents.

In case we require proof of address, any one of the following documents will suffice -

If we require income proof, you must furnish your bank statement for the last three months. This statement must also show your salary credits.

Eligibility Criteria For Personal Loans without Salary Slip

You can easily get personal loans from moneyview without the need for a salary slip. All you need to do is fulfill the eligibility criteria given below -

How to Apply for an Instant Personal Loan without Salary Slip from moneyview

Follow the steps given below to easily get an instant loan without salary slip from moneyview -

Please ensure that the documents listed above are officially valid at the time of submission of your loan application.

Also, if you are able to clear the oKYC process during your application flow, the document requirement will be minimal.

All of the necessary documents can be uploaded online making the entire process convenient, quick, and hassle-free. While uploading the documents, ensure that all details are clearly visible.

How to Apply for An Instant Personal Loan without Salary Slip


Check Eligibility

Provide all the details required and we will let you know your eligibility in just 2 minutes


Select Loan Tenure

Based on the options given, you will have to select the loan amount and repayment term of your choice


Upload Documents

Easily upload all of the necessary documents online for verification


Amount Disbursed

After your documents are verified and loan agreement is submitted, the loan amount will be credited to your bank account within 24 hours



Today, applicants can now get an instant personal loan without having to provide their salary slips as their bank statement with information regarding their salary credits is a suitable income proof. Visit the moneyview website or download the app to apply today.

Loan Without Salary Slip - Related FAQ

You can get a personal loan without a salary slip from moneyview. Visit the website or download the app, check your eligibility, apply for the desired amount and submit the required documents. In most cases you may not have to provide documentation.

If you do, you will only have to provide your bank statements.  Once your application is approved, you will receive the loan amount within 24 hours.

If you wish to apply for an instant personal loan (or sometimes even referred to as a cash loan by some), you will need to fulfill the following income requirement -

  • A minimum monthly in-hand income of Rs. 13,500 or more for salaried individuals
  • A minimum monthly in-hand income of Rs. 15,000 or more for self-employed applicants

You can avail an instant personal loan from moneyview without your salary slip but we will require your bank statement that contains details of your salary credits. Without this, we will not be able to provide the loan for you.

Get an instant loan of 50,000 or even 3 lakh without salary slip by following the steps below -

  • Visit the moneyview website or download the app and submit your personal details to check your loan eligibility within 2 minutes.
  • Select the instant loan offer and a repayment plan of your choice
  • Upload all the required documents digitally
  • Upon approval, get the loan amount in your account directly within 24 working hours

At moneyview, we use a unique credit rating model which is why our credit score requirements are quite low. However, you will need to have a minimum CIBIL score of 650 or Experian score of 650.


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