Instant Loan without Salary Slip
Do you urgently need access to funds? Are you worried that you will not get an Instant personal loan without salary slips? Don’t worry! Money View can help you get an instant loan without salary slips. You can provide your last 3 months’ bank statements, showing salary credits, as income proof to get a personal loan from Money View.
Looking for Personal Loan without Salary Slip and Bank Statement
You can certainly get a personal loan without providing salary slips but it’s not possible to get a loan from any lender without providing any income proof. You can also get a personal loan from Money View even with a low income. Money View has created an alternate credit model to help people with low income or low credit scores get personal loans in India.
Given below are the eligibility criteria for Money View instant loans:
1. For Salaried Individuals:
- Minimum in-hand Income
Rs.20,000 per month if you’re new to credit (bureau score 1 - 299), or if your location is Mumbai/Thane or the NCR region (Delhi, Noida, Gurgaon, Ghaziabad, Faridabad, etc.), or
Rs.15,000 per month if your credit score is more than 675 and you live in a metro city (other than Mumbai/NCR), or
Rs.13,500 per month for all others
- Age - between 21 years and 57 years
- Credit Score - CIBIL score of 650 or more or Experian score 750 or more
- Your income should be credited to a bank account
2. For Self-Employed Individuals:
- In-hand income of minimum Rs.25,000 per month
- Age - between 21 years and 57 years
- Credit Score - CIBIL score of 650 or more or Experian score 750 or more
- Your income should be credited to a bank account
Steps to Apply for an Instant Personal Loan without Salary Slip from Money View?
The process of applying for an instant loan from Money View is very simple and hassle-free. You will only need to follow these 4 simple steps given below:
- Step 1: Submit your personal details to check your loan eligibility within 2 minutes.
- Step 2: Select the instant loan offer and a repayment plan of your choice
- Step 3: Upload all the required documents digitally
- Step 4: Upon approval, get money in your account directly within 2 hours.
Required Documents to Apply Instant Personal Loan without Salary Slip
| Document Type | Is it valid as an Address Proof? | Is it valid as an ID Proof? |
|---|---|---|
| Aadhaar Card | Yes | Yes |
| PAN Card | No | Yes |
| Valid Driver's License | Yes | Yes |
| Valid Indian Passport | Yes | Yes |
| Voter ID Card | Yes | Yes |
| Bank Statement/Passbook | Yes | No |
| Utility Bills** | Yes | No |
| Ration Card | Yes | No |
Please note that utility bills such as Telephone Bill, Electricity Bill, Gas Bill or Water Bill should be dated within the last 60 days and have your name & address mentioned clearly. Also, Bank Statement/Passbook is only valid when generated within the last 60 days.
- Income Proof:
For Salaried Individuals: Last 3 months’ bank statements (PDF format) showing salary credits or your last 3 months' salary slips.
- For Self-employed Individuals:
Last 3 months’ bank statements (PDF format) or last 2 years' Income Tax Returns.