Why Should You Opt for Money View Personal Loans to Buy Mobile on EMI


Flexibility of Loan Amount

Depending on your eligibility you can choose any loan amount of upto Rs. 10 lakhs.


24 Hour Disbursement

Your loan amount will be credited within just 24 hours after the approval of your loan application.


No Collateral or Guarantor

There is no need for a guarantor or collateral to get a moneyview personal loan.


Affordable Interest Rates

At moneyview, the interest rate starts at just 10% per annum.


100% Online

The entire process from application to disbursal is quick and hassle-free


Flexible Repayment Term

Our flexible loan repayment tenures range from 3 months up to 60 months.


Loans on Low Credit Score

At moneyview, you will need just a CIBIL score or an Experian score of 650.


Instant Eligibility Check

You can check your eligibility from the moneyview website or app in just 2 minutes saving your energy and time.

Mobile phones have become an integral part of our lives now. Every other day a new model is being released with great features and benefits. If you want to buy yourself a new phone but finances are a problem, here is the solution. 

EMI Options to Buy a Mobile without Credit Card

Given below are certain steps you need to follow to select and avail the right loan for you -

Have you considered getting a personal loan to pay for your mobile? Not only are these loans affordable, they also come with convenient repayment options to make your EMI payments easier. There are a number of lenders in the market today for you to choose from.

Some of the major banks like HDFC, ICICI, and Axis Bank have started providing EMIs on their Debit cards. You just have to visit the bank’s partner outlet and check with them about this offer. You can pay the balance in easy EMIs with an installment duration of your choice.

EMI card is a mechanism whereby you are given a pre-approved loan. When you buy a product it’s converted into easy EMIs. Some of the leading NBFCs dealing in consumer durable goods or electrical appliances provide this type of facility.

Our Loan Eligibility Criteria to Buy Mobile on EMI

If you have decided to avail a personal loan from moneyview to buy a mobile, you will have to fulfill the eligibility criteria given below -

Income and Credit Score Eligibility Criteria

Salaried Individuals

Minimum In-Hand Income

Area of Residence

CIBIL Credit Score Requirement

Rs 13,500


CIBIL Score of 650 /Experian Score of 650 and above

Rs 20,000

Mumbai/Thane or the NCR region (Delhi, Noida, Gurgaon, Ghaziabad, Faridabad, etc.)

New to Credit or CIBIL Score of 650 /Experian Score of 650 and above

Rs 15,000

Metro City other than Mumbai and NCR

CIBIL Score of 650 /Experian Score of 650 and above

Self-Employed Individuals

Rs 15,000


CIBIL Score of 650 /Experian Score of 650 and above

How to Apply for An Instant Personal Loan


Check Eligibility

Provide the required details and find out if you’re eligible for a loan in just 2 minutes.


Select Loan Tenure

Choose the loan amount and repayment term of your choice based on the options provided


Upload Documents

You’ll have to upload all the relevant documents so that they can be verified.


Amount Disbursal

Post verification and submission of loan agreement, the loan amount will be credited to your account within 24 hours



In today’s age of diverse financial products and superior technological penetration, it has become much easier to buy a mobile phone on EMI without a credit card. This is in stark contrast to some years back when such an idea was unimaginable. 

Given the importance of a mobile phone in our lives, getting a personal loan to pay for a mobile phone is definitely an option to consider.

FAQs on Buy Mobile Phone on EMI without Credit Card

Our personal loans are extremely versatile. You can use for a number of purposes such as -

  • Wedding funds
  • Paying for home repairs or renovations
  • Medical expenses
  • Vacation expenses 
  • Educational expenses
  • Gadget purchases
  • Funding a business venture
  • Paying off credit card bills or building a credit score

No, you cannot change the loan amount once you have reviewed and submitted the Loan Agreement. For any help you can get in touch with us at loans@moneyview.in.


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