Personal Loan in Chittoor

Personal Loan in Chittoor

Not many are aware of this small city in the state of Andhra Pradesh. A religious city, Chittoor houses temples galore. 

Blessed for its oneness with the Almighty, this city has fertile lands and expansive stretches of natural beauty which would never fail to impress. This city is also one of the major exporters of mangoes, sugarcane, and even peanuts. People here get the opportunity to expand their businesses and flourish as this city has immense scope to explore.

Features and Benefits of Personal Loan in Chittoor

loan amount

Flexible Loan Amount

Borrow any amount starting from ₹5,000 and going up to ₹10 Lakh

collateral free

Collateral Free Loans

To apply for a personal loan through Moneyview, you don’t need any asset or arrange for a guarantor

Quick Disbursal

Quick Disbursal

The loan amount is disbursed to your account within 24 hours of approval

interest rates

Affordable Interest Rates

Benefit from low-interest rates starting from 14% per annum

Need Urgent Funds?

Collateral Free Personal Loans up to ₹10 Lakh

Personal Loan

How to Get Personal Loans in Chittoor with Low Credit Scores

Maintaining a high credit score is of the utmost importance as doing so will ensure that one can avail of a loan at lower rates of interest and a lot more easily as well. However, this is not an easy process and sometimes slip-ups do occur. 

This does not mean that individuals cannot avail of personal loans at all. 

While building one’s credit score is highly recommended, personal loans can still be availed with a lower credit score as well. Moneyview uses its own credit model that has been designed by experts and makes use of a unique algorithm where creditworthiness is decided differently. 

However, individuals must have a minimum CIBIL score of 600 or a minimum Experian Score of 650 which is much lower than what most banks charge.

Who is Eligible to Apply for a Personal Loan in Chittoor?

Here are the eligibility criteria for a personal loan -

  • Age – Minimum age of the applicant should be 21 years and the maximum age must be 57 years
  • Nationality – The applicant needs to be an Indian resident
  • Monthly Income– INR 25,000 per month and the amount must be directly credited to your bank account
  • Credit Score – You must have a minimum CIBIL score of 650.

You can visit the Moneyview website or download the app .

Documents Necessary for Availing a Personal Loan in Chittoor

We believe in minimal documentation which is why we only need 3 documents from you -

Identity Proof Address Proof Income Proof
PAN Card - This is the primary ID proof required. However, if it is rejected due to image quality issues or other reasons, any 1 of the officially valid documents given below will suffice)
  • Aadhaar Card
  • Valid Indian Passport
  • Valid Voter ID
  • Valid Driver’s License
Any 1 of the following -
  • Aadhaar Card
  • Valid Indian Passport
  • Valid Voter ID
  • Valid Driver’s License
  • Utility Bills (Electricity, Water, Gas) dated within the last 60 days
Salaried Applicants - Last 3 months’ bank statements of your salary account in PDF format showing salary credits
OR
Self-Employed Applicants - Last 3 months’ bank statements in PDF format if you are self-employed

Personal Loan Interest Rates and Other Charges in Chittoor

Moneyview digital lending platform is recognized to offer the most cost-effective personal loan with a bad CIBIL score in Kolkata. Our budget-friendly personal loans are available at the best interest rates for both salaried and self-employed individuals. Take a look at the list of our interest rates and other charges!

  • Interest Rate: Starting from 14% per annum
  • Loan Processing Fees: From 2-8% of the approved loan amount
  • Repayment Period: From 12 months to 60 months
  • Loan Cancellation Fees: Aside from the interest amount, no extra charges are levied for the tenure between disbursement and cancellation of personal loans. Processing charges are also retained.
  • Loan Foreclosure: We don’t allow any part payment. You can foreclose your loan after a minimum of three EMIs.
  • Charges on Cheque Bounce: INR 500 is charged on every cheque bounce.
  • Interest on Overdue EMIs: 2% every month on the overdue principal loan amount or EMI.

Conclusion

Moneyview has made it easier for everyone in Chittoor to get personal loans at the best and most affordable interest rates. Not only is the application process simple and hassle-free, but it also requires minimal documentation and a quick verification process. 

So, you will receive your loan within 24 hours of applicational approval. Moreover, these loans come with a flexible repayment schedule. So why wait? Visit the Moneyview website or download the loan app and apply now.

Personal Loan Based on Your Budget

Personal Loan Based on Your Salary

Personal Loan Based on City

The starting interest rate depends on factors such as credit history, financial obligations, specific lender's criteria and Terms and conditions. Moneyview is a digital lending platform; all loans are evaluated and disbursed by our lending partners, who are registered as Non-Banking Financial Companies or Banks with the Reserve Bank of India.

This article is for informational purposes only and does not constitute financial or legal advice. Always consult with your financial advisor for specific guidance.

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