Personal Loan in Jodhpur
The Crown of Rajasthan
The second largest city in Rajasthan, Jodhpur is beautifully vivid and a cultural anchor like no other. This city has remained true to its roots and at the same time, has contributed to revenue tremendously.
Often regarded as the Blue City, Jodhpur has a lot of houses painted blue to shield the houses here from extreme heat. This renders the city a wonderful blue undertone, making it appear visually aesthetic to all those who come here.
This city is on the bucket list of a lot of tourists, and there is barely a time in the year when this city is not peppered with shutter-bugging tourists all around. Due to this constant inflow of tourists all year round, the handicraft industry here has bloomed immensely, as every visitor wishes to return with a souvenir.
A shortage of funds however, is a situation that can arise anywhere. If at all you find yourself in a financially tight situation, getting a personal loan in Jodhpur can be quite a hassle at times.
Getting a personal loan in Jodhpur
Though this city has several banks and private financers at your disposal to avail a personal loan, getting one would necessitate you to undergo tedious procedures. Banks, especially, are more stringent with their adherence to protocol, simply because they personal loans are a form of unsecured loans.
An unsecured loan is basically when you can apply for the loan without having to pledge any collateral against the amount. The bank, in this case, has no asset to fall back on, in case the payments are amiss.
Cash loan in Jodhpur through private financers are relatively faster than what you would get from a bank, however, they are not entirely reliable. Money Lenders in Jodhpur stud your loans with heavy interest rates and lesser EMIs, which consequently falls too heavy on your monthly finances during repayment.
Private finance in Jodhpur is a bit complicated since it still follows the traditional methods of giving out a loan – which is, it depends on paperwork and documentation. This essentially slows down the process, and delays you the loan you need urgently.
MoneyView and Loans in Jodhpur
Personal loans in Jodhpur are no longer as much a hassle, with MoneyView. MoneyView is the online presence of an idea to make India financially fitter than ever.
The age of digitization is upon us, and the best thing this age has to offer is convenience. Offering financial assistance while subtracting the chaos that comes with it is what you get with MoneyView.
You can now get your loan instantly, through the MoneyView app. That is not all, as you also get a world of other features that make repayment easier, expense tracking possible and micromanaging your money is no longer stressful, but convenient and colourful even.
Some features that make MoneyView loans the best choice for you are:
- Quick loans: Courtesy our Instant verification procedure in place, approving loans now do not take days but just a few hours. You get to apply for a loan online from anywhere between Rs 10,000 to Rs 5 lacs, and you get your desired loan amount in a jiffy, in the most secured and effortless manner.
- Customizable loans: Your loan. Your structure. We believe that giving you the power to design the repayment of your loan is a fair deal. You are in the best position to decide what is convenient as per your financial prowess.
We therefore give our customers the repayment tenure choice from 3-12 months. This way, they can span out their principal repayment, without stressing about making ends meet.
- Virtual documentation: You are no longer expected to carry heaps of documents along with you just to apply for a loan. With MoneyView’s end-to-end online application procedure, you now get to apply for a loan from the comfort of your house.
Download the app, and submit softcopies of your documents online, and you would have your loan almost immediately.
The Wrap up
Cash loan in Jodhpur may not be something easy to come across. However, in cases of an emergency or anything financial shortage, MoneyView has your back. Not only would you get instant personal loan in Jodhpur, but you also get your expenses tracked, and you are also reminded of your upcoming EMIs, so that you do not forget your payment.
To know more about the services we offer, please log on to www.moneyview.in
For Salaried – Min ₹ 14,000 In Hand Salary
For Self Employed – Min. ₹ 25,000 Income with 2 years Income Tax Return Filed
You can borrow as low as ₹ 10,000 and as high as ₹ 5,00,000. The maximum amount depends on your eligibility.
You can borrow for minimum 3 months to maximum 24 months.
The loan application for Money View is paperless which means that no physical document submission is required.
You need the following documents to apply for a loan with us
- Aadhaar card
- PAN Card
- Address proof
- Last 3 months bank statement
- 2 years IT Returns (in case you are self-employed)
EMI is deducted 5th of every month from your bank account.
At the time of application, you agree to a NACH mandate which enables us to deduct the EMI amount from your specified bank account.
In case your EMI auto-debit is bounced, there will be a bounce charge along with the daily penalty for delay of EMI.
Also in case you are not able to pay the EMIs, your CIBIL score might drop for every EMI default.
We assess your credit worthiness not only from your CIBIL score but also your transactional SMS data. Hence, when you download the app it helps us give you the best loan offer.
You can close your loan anytime after 3 months of taking the loan. There are penalty charges for foreclosure