The second largest city in Rajasthan, Jodhpur is beautifully vivid and a cultural anchor like no other. This city has remained true to its roots and at the same time, has contributed to revenue tremendously.
Often regarded as the Blue City, Jodhpur has a lot of houses painted blue to shield the houses here from extreme heat.
A shortage of funds, however, is a situation that can arise anywhere. If you find yourself in a financially tight situation, getting a personal loan in Jodhpur can be quite a hassle at times.
moneyview makes it simple to secure a personal loan in Jodhpur. moneyview, one of the most reliable personal loan lenders in the country, offers loans that are simple to obtain and require little documentation.
If you fulfill our eligibility criteria and have the necessary documents in place, follow the steps given below to apply easily -
Check your eligibility
Visit the moneyview website or download the app and fill out all of the necessary information. In just 2 minutes, we'll let you know if you're eligible.
Select your loan plan
You will be required to choose a loan amount and repayment term based on your eligibility.
Provide the required documents
Upload all required documents online for verification - fully digitized and hassle-free.
Instant Loan Disbursal
The loan amount will be deposited into your account within 24 hours after all of your documents have been verified and your application has been approved.
Note -
Once your documents are verified, you will receive a NACH form which needs to be printed, signed, scanned, and sent back to us
This step will enable the auto-debit facility from your bank account and allow you to pay your EMIs on time automatically without any manual intervention.
On receiving your NACH form, you will need to review the loan agreement on the app. Please submit the application after reviewing all the terms and conditions thoroughly
Given below is moneyview’s instant eligibility criteria for personal loans in jodhpur -
A candidate's age must range from 21 to 57
It is mandatory for applicants to earn at least Rs. 13,500 per month*
It is essential that applicants' income be credited directly to their bank accounts
You need a minimum CIBIL score of 600 or an Experian score of 650 to qualify
Given below is a city-wise breakdown of the income and credit score requirement -
|
Income and Credit Score Eligibility Criteria* |
|||
Salaried Individuals |
Minimum In-Hand Income |
Area of Residence |
CIBIL Credit Score Requirement |
|
Rs 13,500 |
Any |
CIBIL Score of 600 /Experian Score of 650 and above |
|
|
Rs 20,000 |
Mumbai/Thane or the NCR region (Delhi, Noida, Gurgaon, Ghaziabad, Faridabad, etc.) |
New to Credit or CIBIL Score of 600 /Experian Score of 650 and above |
|
|
Rs 15,000 |
Metro City other than Mumbai and NCR |
CIBIL Score of 600 /Experian Score of 650 and above |
|
|
Self-Employed Individuals |
Rs. 15,000 |
Any |
CIBIL Score of 600 /Experian Score of 650 and above |
Given below are the documents required to avail personal loans in Jodhpur -
|
Identity Proof |
Address Proof |
Income Proof |
|
PAN Card - This is the primary ID proof required. However, if it is rejected, anyone of the officially valid documents given below will suffice
|
Anyone of the following -
|
Salaried Applicants - Last 3 months’ bank statements of your salary account in PDF format showing salary credits OR Self-Employed Applicants - Last 3 months’ bank statements in PDF format if you are self-employed |
moneyview personal loans are provided at competitive rates as given below -
|
Fees and Charges |
Amount Chargeable |
|
Interest Rate |
Starting from 1.33% per month |
|
Loan Processing Charges |
Between 2% to 8% of the approved loan amount |
|
Interest on Overdue EMIs |
2% per month on the overdue EMI/Principal loan amount |
|
Cheque Bounce |
Rs.500/- each time |
|
Loan Cancellation |
|
moneyview has brought instant loans to every door in Jodhpur. Obtaining personal loans in Jodhpur is now easier than before. Most people are concerned about the interest rates charged by personal loan providers, but at moneyview, the interest rates and other charges are budget-friendly and suited to everyone's needs. So, what are you waiting for? Apply now by going to the moneyview website or downloading the app.
24 Hours. The loan amount is deposited into your bank account within 24 hours of approval.
Yes. Our unique credit rating system allows us to lend money to applicants with low credit scores. However, we require a minimum CIBIL score of 600 or an Experian score of 650 to approve the loan.
No, you cannot change your loan amount after submitting your application on the app. Please keep in mind that once you've reviewed and submitted the Loan Agreement, you won't be able to change the loan amount or terms.
The entire loan application process for a moneyview loan is done online. So, you will have to submit all of the required documents online, either through our app or our website.
Only if you are unable to pay back the loan EMIs on time or if you skip payments entirely will your credit score suffer. Your credit score will only improve if you make consistent EMI payments.
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