How to Activate Netbanking for Your Bank Account?

The use of laptops and mobiles to do banking transactions is growing by leaps and bounds. For this, all major banks have provided netbanking facility that lets you carry out routine banking transactions online using the Internet. Some of the key facilities that can be availed of by using netbanking include

  1. Viewing of account balance
  2. Downloading transaction history for last 5 years
  3. Adding beneficiary and transferring money via IMPS, RTGS, or NEFT

Benefits you can avail of with Netbanking

1. 100% convenience

Major advantage of netbanking is that you aren’t limited by a 9 to 5 slot for banking. With netbanking, you can carry out transactions anywhere, anytime. Also you save a lot of time commuting to the bank branch, or waiting in long queues inside the bank. You can also carry out transactions from the comfort of your home or office.

2. A wide range of banking activities possible

You get to view the most up-to-date account balance and other figures through netbanking. Some banks like HDFC allows account holders to carry out more than 200 transactions through the netbanking login.

3. Security at the heart of a good netbanking experience

Banks have implemented two to three levels of security checks to ensure that only the authorized person can transact from a particular login. In addition to the basic login credentials, steps like transaction passwords, OTP sent to registered mobile, and a secure ‘questions and answers’-based access (by HDFC) ensures that no unauthorized person can carry out online shopping or making online purchases with your netbanking access. This multi-layered security system makes netbanking a preferred way for many people to carry out transactions or make purchases online.

Steps to activate netbanking for different banks

Let’s see how you can activate and use netbanking for the below banks:

1. State Bank of India (SBI)

When you access the SBI netbanking portal, you are asked if you are a new user or an existing user.

2. Punjab National Bank (PNB)

In addition to the PNB mobile app , the bank also offers netbanking facility to its customers

Click here to know the process and steps to register for PNB online banking. The steps are mentioned as below –


Click here to begin the activation process for netbanking. The steps for registering yourself for this facility are as below –

Click here to use the online banking site for HDFC.

4. ICICI Bank

ICICI account holders will get their user ID and password with the welcome kit you are provided when you open an account with them

Click here to access ICICI netbanking

5. Axis Bank

First time netbanking customers can click here to get started post registration.


With these steps you can unlock a world of convenience through netbanking. Make sure to use these options to activate and start using your own online banking with your bank account.