Allahabad Bank was an Indian Nationalized bank which was merged with Indian Bank, effective from April 1, 2020. The account numbers and IFSC codes went through a change when the merger happened.
Now all existing customers of Allahabad Bank can use their new account numbers to make use of the products and services offered by Indian Bank. Missed call banking, SMS banking, internet banking, and mobile banking are examples of these banking services.
Balance inquiries are one of the most common activities that account holders perform for a variety of reasons such as -
To verify that the account has adequate balance
To see if the money they were supposed to receive has been credited
To ensure that cheques have been cleared and the required funds have been credited to their account
To see if they have enough money in their account to make a fund transfer
To determine if the sum in their account corresponds to their expectations
One of the most crucial banking services that account holders want is balance inquiry, and Allahabad Bank provides a variety of options to its customers to do so. Here is a list of them:
| Balance Inquiry Method | Inquiry Number |
|---|---|
|
SMS Banking |
Send <BALAVL><space><account number><space><your MPIN> to 9444394443 |
|
Missed Call Banking |
8108781085 / 9289592895 |
|
Net Banking |
Log in to the Indian Bank Netbanking Portal |
|
Mobile Banking |
Use IndOASIS app |
|
Passbook |
Visit your nearest Indian Bank branch and update your passbook |
|
ATM/Debit Card |
Insert your Debit/ATM card into the ATM, enter your PIN, & select balance inquiry |
|
UPI |
Link your bank account to any one of the UPI apps available, and check your balance |
If you want to check your bank account balance using the SMS service, you can do so by following some simple steps. You just have to type BALAVL <space> <account number> <space> <your MPIN> and send it to the number 9444394443.
You can also use SMS banking to know your last three transactions or to seek help. To set your MPIN for the first time, you will need to contact your nearest bank branch.Once done, you will immediately get an SMS informing you about your account balance.
Remember that you need to send the message from your registered mobile number only.
By dialing the Indian Bank missed call numbers, you can easily enquire about your bank balance. For this, you need to have your phone number registered with your bank account.
You can call any of these numbers 8108781085 or 9289592895 from your registered mobile number, and the call will get automatically disconnected. Almost immediately, you will get an SMS on your number notifying you about your bank balance.
If you happen to call from an unregistered number, you will receive an SMS saying that your number is not registered with the bank.
Net Banking is a convenient and secure way to access your bank account remotely. Allahabad Bank customers cannot use their old Net Banking website after the merger. However they will be able to use the Indian Bank website and they need to follow these steps to do so:
Step-1: Visit this link to access the Indian Bank website and enter your existing Allahabad bank user ID. Enter the Captcha and click on the login button.
Step-2: Enter your login password when prompted and click on the login button again. If you have logged in for the first time, you will have to change your login and transaction password after. You can also choose to skip it for the time being.
Step-3: After you successfully login, your account summary page will be displayed on the screen itself.
From the next time, you can use your Allahabad Bank user ID and the new password to login. Also if you face any problems, you can call 1800-425-00000 or just visit your nearest Indian Bank branch.
All Allahabad bank customers are now customers of Indian Bank and can use the IndOASIS bank for a variety of services. Indian Bank recommends going to their website and using the respective links to download the app on your Android or Apple device.
After downloading it, you have to follow these steps to register -
Step-1: Select the language of your choice.
The app is available in 12 languages other than English; namely, Hindi, Tamil, Telugu, Kannada, Marathi, Odia, Bengali, Gujarati, Punjabi, Konkani, Malayalam, and Assamese.
Step-2: Enter your Customer Identification File (CIF) number. Ensure that you are using the app through your registered mobile number.. You will receive a verification SMS on your number.
Step-3: Once verified, select ‘Mobile Banking’ from the features listed. You can now register using Net banking or your MPIN. If not, you can just use your ATM or Debit Card to register.
Step-4: Then you can choose your login number, and use it to further log into the app. Once done, you will receive a confirmation SMS from the Indian Bank.
Step-5: After logging in, click on ‘Accounts’ on the home page. Then you can click on ‘Balance Enquiry’ after choosing your account number.
Your bank account balance will be shown to you after you enter your MPIN on your screen.
Mobile banking is a very convenient way of accessing your bank account without having to go to the bank.
Allahabad Bank account holders who prefer to do their banking offline or who are not registered for net banking can check their account balance by consulting their account passbook. Customers can visit their nearest Indian Bank branch with their new passbooks and update it on a regular basis to reflect the current account balance.
Customers of Allahabad Bank can use their ATM-cum-debit card at any ATM, log in with their ATM PIN, and then select the ‘Balance Enquiry’ option.
UPI is the latest addition to the balance inquiry services. It is also one of the easiest methods to check your Allahabad Bank balance. Here’s how to do it!
Download your preferred UPI app and Log/sign in with the number registered with the bank
Link your bank account to the app & Set a PIN
Select ‘Check Account Balance’ option on the app
Enter your PIN
The app will display your account balance in just a few seconds.
With effect from April 1, 2020, Allahabad Bank has been merged into Indian Bank. The bank claims that this merger will provide customers with a "twice as good" banking experience. Some of the significant advantages that will be introduced are as follows:
Expanded branch/ATM network
Extra customer service resources
Enhanced digital offerings
New deposit and loan products are available
On a larger scale, lending to corporations and small and medium-sized businesses (SME)
Current Allahabad Bank customers, including depositors, will be treated as Indian Bank customers. Furthermore, no changes have been made for these customers in terms of financial transaction processing.
Balance inquiries are one of the most common activities that account holders perform for a variety of reasons such as -
To verify that the account has an adequate balance
To see if the money they were supposed to receive has been credited
To ensure that cheques have been cleared and the required funds have been credited to their account
To see if they have enough money in their account to make a fund transfer
To determine if the sum in their account corresponds to their expectations
There are multiple ways to check your account balance. It is very important to check your account balance at regular intervals to stay on top of your finances. So use any of these methods and track your account balance.
If you have forgotten your Net Banking Transaction password, you can reset the same by yourself. All you have to do is click on Options → User Profile → Forgot Transaction Password. You will just have to enter your Mobile number and validate the OTP and ATM card details. Then you will be able to reset your password easily.
Yes, you can enquire about your last three transactions using SMS. All you have to do is text LATRAN
All erstwhile Allahabad bank customers can call on 180042500000 to enquire about their account balance.
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