Allahabad Bank, one of India's largest public-sector banks, offers a variety of products and services to its customers, with the goal of making financial activities such as balance inquiry, money transfer, and bill payment both offline and online as convenient and straightforward as possible.
Missed call banking, SMS banking, internet banking, and mobile banking are examples of these banking services.
Balance inquiries are one of the most common activities that account holders perform for a variety of reasons. The balance inquiry service is available to a variety of account holders for the following reasons:
To verify that the account has an adequate balance
To see if the money they were supposed to receive has been credited
To ensure that the check they had written had cleared and that the funds had been credited to their account
To see if they have enough money in their account to make a money transfer
To determine if the sum in their account corresponds to their expectations. Otherwise, they'll have to look at the account statement to understand what's going on
One of the most crucial banking services that account holders want is balance inquiry, and Allahabad Bank provides a variety of options to its customers to do so. Here is a list of them:
The Allahabad bank balance check number to enquire is 9223150150. The user needs to send an SMS to the number from their registered mobile phones. "BALAVL Account Number>" must be the format of the SMS. The account balance is sent to you through SMS by the bank.
By dialing the Allahabad Bank Balance Enquiry Number on a missed call, clients can obtain their account balance as well as information about the previous five transactions.
From their registered mobile number, clients must dial 09223150150.
After one ring, the call is disconnected, and the customer receives the information by SMS.
If a customer calls the Allahabad Bank Balance Enquiry Number with a mobile number that is not registered with the bank, he will receive an SMS informing him that the number is not registered.
Customers can sign up for net banking at the time of account opening or later by submitting an application with KYC documentation.
The customer is subsequently given a net banking ID and password by the bank.
When a consumer first logs into their account, they must update their password before they may conduct online banking transactions such as balance inquiries, cash transfers, and so on.
Right now, Allahabad Bank has a few active apps that customers can use to conduct online transactions and check their account balances. The following Allahabad Bank apps have been briefly discussed:
Allahabad Bank mPower: This app provides customers with full access to ATM, net banking, and other transactions. Customers can also use this app to access their mini account statements, hotlist cards, and other account-related information.
AllBank m-Power+: Allahabad Bank's mobile app allows customers to discover all of the Allahabad Bank apps in one place. Customers are not required to look for new apps. It also includes a mPassbook, which account holders can access to check their account balance.
BHIM App: The BHIM app allows Allahabad bank account holders to easily check their account balance and transfer funds. Customers are given a Virtual Payment Address (VPA) that they can use to securely send and receive money.
Allahabad Bank account holders who prefer to do their banking offline or who are not registered for net banking can check their account balance by consulting their account passbook. Customers must, however, update their passbooks on a regular basis to reflect the current account balance.
Customers of Allahabad Bank can use their ATM-cum-debit card at an Allahabad Bank ATM, log in with their ATM PIN, and then select the "Balance Enquiry" option. They can also check their account balance at a non-Allahabad Bank ATM.
With effect from April 1, 2020, Allahabad Bank has been merged into Indian Bank. The bank claims that this merger will provide customers with a "twice as good" banking experience. Some of the significant advantages that will be introduced are as follows:
Expanded branch/ATM network
Extra customer service resources
Enhanced digital offerings
New deposit and loan products are available
On a larger scale, lending to corporations and small and medium-sized businesses (SME)
Current Allahabad Bank customers, including depositors, will be treated as Indian Bank customers. Furthermore, no changes have been made for these customers in terms of financial transaction processing.