Are you in need of a loan? No matter what the reason is, here’s an easy, hassle-free way to obtain a personal loan with our online loan apps.
It’s your basic right to obtain financial help when you are in need. Money View Loans app was built to replace cumbersome loan processes with simpler solutions. With Money View instant loan app, you can get a personal loan of up to Rs. 5 lakh from anywhere in India without any hassles.
Money View has its own set of advantages that make it unique when compared to other loan apps. We have over 10 million happy users and here’s why:
In order to avail a personal loan from Money View online loan app, you will have to fulfill the eligibility criteria given below -
Given below is a city-wise breakdown of the income and credit score requirement -
Income and Credit Score Eligibility Criteria* | |||
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Salaried Individuals | Minimum In-Hand Income | Area of Residence | CIBIL Credit Score Requirement |
Rs 13,500 | Any | CIBIL Score of 600 /Experian Score of 650 and above | |
Rs 20,000 | Mumbai/Thane or the NCR region (Delhi, Noida, Gurgaon, Ghaziabad, Faridabad, etc.) | New to Credit or CIBIL Score of 600 /Experian Score of 650 and above | |
Rs 15,000 | Metro City other than Mumbai and NCR | CIBIL Score of 600 /Experian Score of 650 and above | |
Self-Employed Individuals | Rs 15,000 | Any | CIBIL Score of 600 /Experian Score of 650 and above |
In order to get a personal from an instant loan app such as Money View, you need only 3 key documents, as listed below -
Identity Proof | Address Proof | Income Proof |
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PAN Card - This is the primary ID proof required. However, if it is rejected due to image quality issues or other reasons, any 1 of the officially valid documents given below will suffice)
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Any 1 of the following -
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Salaried Applicants - Last 3 months’ bank statements of your salary account in PDF format showing salary credits OR Self-Employed Applicants - Last 3 months’ bank statements in PDF format if you are self-employed |
Money View’s personal loans come with competitive interest rates and have no hidden charges whatsoever. Our fees and charges are as follows -
Fees & Charges | Amount Chargeable |
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Interest Rate | Starting from 1.33% per month |
Loan Processing Charges | Varies from 2% to 8% of the approved loan amount. The processing fee is deducted upfront from the approved loan |
Interest on Overdue EMIs | 2% per month on the overdue EMI/Principal loan amount |
Cheque Bounce | Rs.500/- each time |
Loan Cancellation |
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You can get an instant loan in Mumbai, also known as personal loans in four easy steps -
Check your eligibility
Visit the Money View website or loan app. Provide the required details and we will let you know your eligibility in 2 minutes.
Choose your loan plan
Based on the options provided, select the loan amount and repayment term of your choice
Upload required documents
Upload all of the necessary documents online for verification
Loan transfer to your bank account
Post verification and submission of loan agreement, the loan amount will be credited to your account within 24 hours
Note -
If you’re looking for the best loan app or an instant loan app, Money View is definitely a choice to be considered. Money View personal loans offer a number of benefits and features that are unparalleled such as minimal documentation and 24 hour loan disbursal post approval of loan application.
Therefore, if you’re in need of a personal loan, visit the Money View website or download the app and apply today.
Given below are the factors that impact Money View's interest rates -
Some of the reasons for which you can avail a personal loan from Money View are -
Yes, you can foreclose your personal loan after a certain number of EMIs have been paid, as illustrated below -
Fees & Charges | Amount Chargeable | ||||||||
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Foreclosure Charges | Nil but foreclosure can be done only after a minimum number of EMIs have been paid as illustrated below-
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Part- Prepayment Charges | Part-prepayment is not allowed |
Once you have submitted an application, you can track your application status on our app or website by following the steps below -
Open the Money View app