Top Features and Benefits of Personal Loans

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Flexible Loan Amount

Everyone’s requirements will vary therefore applicants can borrow any amount between Rs.5,000 to Rs.10 Lakh based on their eligibility

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Quick Eligibility Check

Imagine checking for your eligibility within just 2 minutes! This is possible if you are applying for a personal loan through Moneyview.

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Collateral Free Loans

To apply for a personal loan through Moneyview, you don’t have to pledge any asset or arrange for a guarantor

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Affordable Interest Rates

We understand how important interest rates are as they determine the EMI amount to be paid. At Moneyview, the interest rate starts at just 10% per annum

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Completely Paperless

Right from application to loan disbursement, the entire process of availing a loan from Moneyview is completely paperless and digital.

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Flexible Repayment Term

Applicants can enjoy flexible repayment tenures of up to 5 years or 60 months

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Loans on Low Credit Score

The minimum score required is a CIBIL score of 650.

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24 Hour Disbursal

The loan amount is disbursed to your account in 24 HOURS of approval.

Are you in need of a loan? No matter what the reason is, here’s an easy, hassle-free way to obtain a personal loan through our digital lending app.

Introducing Moneyview App for Personal Loans

It’s your basic right to obtain financial help when in need. The Moneyview Digital Lending app was built to replace cumbersome loan processes with simpler solutions. Through the Moneyview app, you can get a personal loan of up to Rs.10 Lakh from anywhere in India without any hassle.

Perks of Taking a Loan Through Moneyview

Moneyview has its own set of advantages that make it unique when compared to other loan apps. We have over 10 million happy users and here’s why:

  • You can apply for a loan instantly in under 2 minutes.
  • You can choose a loan tenure of up to 5 years. This will help you get a lesser EMI and you’ll be able to make payments on time.
  • You can get loans starting at Rs.5,000 and going up to Rs.10 Lakh.
  • Once your application is approved, the loan is disbursed within 2 hours.
  • The entire process is done digitally with zero paperwork.
  • Our eligibility criteria and documentation requirements are minimal
In order to avail of a personal loan through Moneyview, you will have to fulfill the eligibility criteria given below -
  • Applicants must be between 21 years and 57 years
  • Applicants must receive an income of Rs. 25,000 or more
  • Income must be credited directly to the applicant's bank account
  • Applicants must have a minimum CIBIL score of 650

In order to get a personal from an instant loan app such as Moneyview, you need only 3 key documents, as listed below -

Identity Proof Address Proof Income Proof
PAN Card - This is the primary ID proof required. However, if it is rejected due to image quality issues or other reasons, any 1 of the officially valid documents given below will suffice)
  • Aadhaar Card
  • Valid Indian Passport
  • Valid Voter ID
  • Valid Driver’s License
 Any 1 of the following -
  • Aadhaar Card
  • Valid Indian Passport
  • Valid Voter ID
  • Valid Driver’s License
  • Utility Bills (Electricity, Water, Gas) dated within the last 60 days
 Salaried Applicants - Last 3 months’ bank statements of your salary account in PDF format showing salary credits OR Self-Employed Applicants - Last 3 months’ bank statements in PDF format if you are self-employed

Personal loans through Moneyview come with competitive interest rates and have no hidden charges whatsoever. Our fees and charges are as follows -

Fees & Charges Amount Chargeable
Interest Rate Starting from 14% per annum
Loan Processing Charges 2% and above of the approved loan amount. The processing fee is deducted upfront from the approved loan
Penal charges on Overdue EMI 24% per annum plus applicable taxes, if any
NACH Bounce Rs.500/- each time
Loan Cancellation You can cancel your loan anytime before the disbursal. However, if you want to cancel the loan after the amount has been credited to your account, you can do so within the cool-off period of 3 days from the date of disbursement.

Note -

  • After your documents are verified, you will receive a NACH form which needs to be printed, signed, scanned, and sent back to Moneyview.
  • This step will enable the auto-debit facility from your bank account and allow you to pay your EMIs on time automatically without the need for any manual intervention.
  • On receiving your NACH form, you will need to review the loan agreement on the app. Please submit the application after reviewing all the terms and conditions thoroughly.

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Check Eligibility

Provide a few basic details to check your eligibility in just 2 mins!

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Select Loan Tenure

Choose your loan amount & repayment tenure

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Upload Documents

Complete your KYC and Verify income

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Amount Disbursed

Direct Bank A/c transfer in a few minutes!

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Loan EMI Calculators

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Conclusion

If you’re looking for the best loan app or an instant loan app, Moneyview is definitely a choice to consider. Personal loans through Moneyview offer a number of benefits and features that are unparalleled, such as minimal documentation and 24-hour loan disbursal post approval. Therefore, if you’re in need of a personal loan, visit the Moneyview website or download the app and apply today.

Frequently Asked Questions (FAQs)

Personal loan interest rates are influenced by your credit score, income, debt-to-income ratio, and creditworthiness. Loan terms, market conditions, and lender policies may also affect your personal loan interest rates.

Some of the reasons for which you can avail a personal loan through Moneyview are -

  • To buy household gadgets like fridge, washing machine, etc
  • To pay a down payment for another loan
  • To clear credit card dues
  • For house renovation expenses
  • Pay fees for college/school education
  • To pay for a vacation
  • To pay for the repair/breakdown of your vehicle
  • To meet wedding expenses
  • To meet relocation expenses 

Once you have submitted an application through the Moneyview app, you’ll be directed to the ‘Application Status’ screen automatically as soon as you open it.

For more information on how to track your application visit this page.

INTERLINKS

Apply for Personal Loan
Personal Loan Interest Rates
Personal Loan Eligibility
Personal Loan Documents
Personal Loan for Self Employed
Personal Loan for Salaried Employees

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