People who need financial assistance may find it difficult at times to get a personal loan in Guwahati. The traditional banks and Non-banking financial companies (NBFCs) operating in the city have strict eligibility criteria. Hence, people who do not meet these criteria may find it difficult to get funds through personal loans to meet their financial needs. If you are a resident of Guwahati who is worried about getting a personal loan, we at Money View can help you.

The process of availing a personal loan from Money View is hassle-free and we have our own alternate credit model to evaluate the creditworthiness of applicants in Guwahati. With our personal loan, you can get access to funds instantly. You will benefit from low-interest rates and a range of other features that Money View offers.

Features and Benefits of Money View Personal Loans in Guwahati

Given below are the key features and benefits of Money View Personal Loans:

Quick Eligibility Check: You can check the maximum loan amount you are eligible for within 2 minutes by submitting a few details and.

Fast Disbursal of Loan:Once your loan application is approved, the loan amount will be credited directly to your bank account within 2 hours.

Completely Paperless Application Process: The application process is completely paperless, and you can easily apply for a personal loan from us online.

Flexible Loan Amount to Meet Your Needs: We offer flexible loan amounts starting from Rs 10,000 and up to Rs 5,00,000.

Easy documentation You will need to submit only a few documents such as ID proof, address proof etc. for loan approval.

Flexible Repayment Options and Tenures: With flexible loan tenures and repayment options, you can pay loan EMIs without worrying about your monthly expenses

Money View Personal Loan in Guwahati - Interest Rates and Other Charges
Interest Rate (per month) Starting from 1.33%
Interest on overdue EMIs 2% per month
Loan processing fees As low as 2% of the approved loan amount
Cheque bounce fee Rs.500
Part-payment Not allowed
Full payment Allowed after paying minimum 3 EMIs
Eligibility Criteria for Applying for Personal Loans in Guwahati through Money View

You get a personal loan from Money View you will need to meet the eligibility criteria given below

  • For Salaried Applicants:

    • Minimum Income – Rs 20,000 per month if you are new to credit (bureau score between 1 and 299), or

    • Minimum Income - Rs 15,000 per month if your credit score is more than 675 and you reside in a metro city (other than Mumbai/NCR), or
    • Minimum Income - Rs13,500 per month for all others
    • Credit Score 650 or more (CIBIL score) or 750 or more (Experian score) Your income should be credited to a bank account
    • Your income should be credited to a bank account
    • Age Between 21 years and 57 years

  • For Self-Employed Applicants:

    • Minimum monthly In-hand income of Rs.25,000
    • Your income should be credited to a bank account
    • Credit Score - 650 or more (CIBIL score) or 750 or more (Experian score)
    • Age - Between 21 years and 57 years
How to Apply for a Personal Loan in Guwahati through Money View

Residents of Guwahati can apply for a personal loan from Money View with ease by following these steps given below:

  • Step 1: Provide your personal information such as employment status, PAN number, purpose of the loan etc. and check your eligibility within 2 minutes.

  • Step 2: From the available options, choose the loan offer and repayment plan that meet your needs.
  • Step 3: Upload the required documents and complete your Know Your Customer (KYC) verification online
  • Step 4: Get the approved loan amount credited directly in your account within 2 hours once the application is approved.
Documents Required to Apply for Money View Personal Loans in Guwahati

You will need to provide the following documents to apply for Money View personal loans in Guwahati:

  • Address Proof – Aadhar Card mentioning your current residential address or Ration Card, Utility Bill, Driver's License, Passport or Voter ID Card

  • Identity Proof – PAN Card/Aadhaar Card
  • Last 3 months’ bank statements showing salary credits
  • Income Return Forms for the last 2 years (for self-employed applicants)
Personal Loans for CIBIL Defaulters in Guwahati

Even if you have defaulted on payments in the past and have a low credit score, you can still get a personal loan from Money View in Guwahati. Thanks to the alternate credit model that we use to evaluate personal loan applications, we are able to offer personal loans to people even with a CIBIL score as low as 650 or Experian Score as low as 750. Our alternate credit model uses a different benchmark from traditional lenders to determine the eligibility of the applicants.