Top Features and Benefits of Personal Loan in Guwahati
Flexible Loan Amount
You can choose any amount from Rs. 5,000 to Rs. 5,00,000 depending on your credit score.
24 hr Loan Disbursement
We ensure quick disbursement of your loan within just 24 hours after the loan application approval
No Security Needed
Money View personal loans in Guwahati don't require guarantors or collateral. You just need to meet our eligibility criteria
Affordable Interest Rates
Money View personal loans are affordable with interest rates starting at just 1.33% per month
Guwahati, the capital city of Assam, is home to one-horned rhinos and our pride, IIT. Dotted with ancient temples, Guwahati has beautiful sights in abundance, whether man-made or natural.
So, whether you are looking to spend your summer vacation there or on your way to enrolling in the Indian Institute of Technology, moneyview has a loan plan suitable for your needs.
It is designed for you and your requirements alone, based on your credit score and, eligibility fulfillment.
You can easily get an instant loan from a personal loan agency in Guwahati such as moneyview at affordable rates. Not only this, the documentation requirements are also minimal and the entire application process is hassle-free and quick.
Eligibility Criteria for a Personal Loan in Guwahati
Check if you fulfill the eligibility criteria given below -
-
Applicants must be between 21 years and 57 years
-
Applicants must receive an income of Rs. 13,500 or more*
-
Income must be credited directly to the applicants’ bank account
-
Credit score must be a minimum CIBIL score of 600 or minimum Experian score of 650
Given below is a city-wise breakdown of the income and credit score requirement -
|
Income and Credit Score Eligibility Criteria* |
|||
Salaried Individuals |
Minimum In-Hand Income |
Area of Residence |
CIBIL Credit Score Requirement |
|
Rs 13,500 |
Any |
CIBIL Score of 600 /Experian Score of 650 and above |
|
|
Rs 20,000 |
Mumbai/Thane or the NCR region (Delhi, Noida, Gurgaon, Ghaziabad, Faridabad, etc.) |
New to Credit or CIBIL Score of 600 /Experian Score of 650 and above |
|
|
Rs 15,000 |
Metro City other than Mumbai and NCR |
CIBIL Score of 600 /Experian Score of 650 and above |
|
|
Self-Employed Individuals |
Rs. 15,000 |
Any |
CIBIL Score of 600 /Experian Score of 650 and above |
How to Apply for An Instant Personal Loan in Guwahati
Check Eligibility
Visit the Money View website or download the app, provide all the necessary details, and we will let you know your eligibility in just 2 minutes
Select Loan Tenure
Based on the options given, you will have to select the loan amount and repayment term of your choice
Upload Documents
Easily upload all of the necessary documents online for verification
Amount Disbursed
After your documents are verified and loan agreement is submitted, the loan amount will be credited to your bank account within 24 hours
Conclusion
Availing an online personal loan in Guwahati is now easy thanks to Money View. The entire process takes just a few minutes and can be done from anywhere as long as you have an internet connection.
The next time you need a personal loan in Guwahati, visit the Money View website or download the loan app and apply!
Personal Loan in Guwahati - Related FAQs
Yes, you can foreclose your personal loan from Money View based on your repayment term as given below -
Fees and Charges | Amount Chargeable | ||||||||
Foreclosure Charges | Nil but foreclosure can be done only after a minimum number of EMIs have been paid as illustrated below-
|
If you are self-employed, you can avail a personal loan from Money View as long as you fulfill the eligibility criteria given below -
Monthly income of Rs. 15,000 or more
Income must be credited directly to the applicant’s bank account
Applicant must have a minimum CIBIL score of 600 or minimum Experian score of 650
Applicant must be between 21 years to 57 years old
While most lenders require applicants to have a credit score of over 750, at Money View, we use a unique in-house algorithm to determine our applicants’ creditworthiness.
Therefore, as long as your CIBIL score is 600 and above or your Experian score is 650 and above, you can still get a personal loan in Guwahati or any other part of India from India.
Once you have applied for our loan through our website or app, follow the steps given below to track the same -
A) If you’ve applied on our website
Go to the login section on the website by clicking here: /apply-loan/login
Login into your loan account with your registered email ID
Go to the ‘Dashboard’ section of your loan account
Scroll down to the ‘Application Status’ tab to know the status of your loan application
B) If you’ve applied on the Money View app
Open the Money View app
Register yourself with a valid email ID if you haven’t done it yet
Head over to the ‘Loans’ section
You will then be automatically redirected to the ‘Application Status’ screen where you can check your application details
If you have the Money View Loans app, you’ll be directed to the ‘Application Status’ screen automatically as soon as you open it
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