Personal Loan in Guwahati

Personal Loan in Guwahati

Personal Loan in Guwahati

Get Personal Loans of upto Rs. 10 Lakh with Minimal Documentation

Guwahati, the capital city of Assam, is home to one-horned rhinos and our pride, IIT. Dotted with ancient temples, Guwahati has beautiful sights in abundance, whether man-made or natural.

So, whether you are looking to spend your summer vacation there or on your way to enrolling in the Indian Institute of Technology, Moneyview has a loan plan suitable for your needs. 

It is designed for you and your requirements alone, based on your credit score and, eligibility fulfillment.

You can easily get an instant loan from a personal loan agency in Guwahati such as Moneyview at affordable rates. Not only this, the documentation requirements are also minimal and the entire application process is hassle-free and quick.

Features and Benefits of Personal Loan in Guwahati

loan amount

Impressive Loan Amount

Loan amount ranging from ₹5,000 up to ₹10 Lakh

collateral free loans

Loans Without Collateral

No collateral or guarantor required

processing

Rapid Processing

Receive your loan within one day

interest rates

Reasonable Interest Rates

Low interest rates starting at 14% p.a.

Eligibility Criteria for a Personal Loan in Guwahati

Check if you fulfill the eligibility criteria given below -

  • Applicants must be between 21 years and 57 years

  • Applicants must receive an income of Rs. 25,000 or more

  • Income must be credited directly to the applicants’ bank account

  • Credit score must be a minimum CIBIL score of 650

Need Urgent Funds?

Collateral Free Personal Loans up to ₹10 Lakh

Personal Loan

Documents Required for a Personal Loan in Guwahati

In order to get an online personal loan in Guwahati through Moneyview, you need only 3 documents, as listed below -

Identity Proof

Address Proof

Income Proof

PAN Card - This is the primary ID proof required. However, if it is rejected due to image quality issues or other reasons, any 1 of the officially valid documents given below will suffice

  • Aadhaar Card

  • Valid Indian Passport

  • Valid Voter ID

  • Valid Driver’s License

Any 1 of the following - 

  • Aadhaar Card

  • Valid Indian Passport

  • Valid Voter ID

  • Valid Driver’s License

  • Utility Bills (Electricity, Water, Gas) dated within the last 60 days

Salaried Applicants - Last 3 months’ bank statements of your salary account in PDF format showing salary credits


OR


Self-Employed Applicants - Last 3 months’ bank statements in PDF format if you are self-employed

Fees and Charges for a Personal Loan in Guwahati

Here are our personal loan fees and charges with absolutely no hidden components -

Fees and Charges

Amount Chargeable

Interest Rate

Starting from 14% per annum

Loan Processing Charges

Between 2% to 8% of the approved loan amount

Interest on Overdue EMIs

2% per month on the overdue EMI/Principal loan amount

Cheque Bounce

Rs.500/- each time

Loan Cancellation

  • No additional charges levied

  • Processing fees will also be retained.

Conclusion

Availing an online personal loan in Guwahati is now easy thanks to Moneyview. The entire process takes just a few minutes and can be done from anywhere as long as you have an internet connection. 

The next time you need a personal loan in Guwahati, visit the Moneyview website or download the loan app and apply!

Personal Loan Based on Your Budget

Personal Loan Based on Your Salary

Personal Loan Based on City

Frequently Asked Questions

If you are self-employed, you can avail a personal loan through Moneyview as long as you fulfill the eligibility criteria given below -

  • Monthly income of Rs. 25,000 or more

  • Income must be credited directly to the applicant’s bank account

  • Applicant must have a minimum CIBIL score of 650

  • Applicant must be between 21 years to 57 years old

While most lenders require applicants to have a credit score of over 750, at Moneyview, we use a unique in-house algorithm to determine our applicants’ creditworthiness. 

Therefore, as long as your CIBIL score is 650 and above, you can still get a personal loan in Guwahati or any other part of India from India.

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