Top Features and Benefits of Personal Loan in Guwahati


Flexible Loan Amount

You can choose any amount from Rs. 5,000 to Rs. 5,00,000 depending on your credit score.


24 hr Loan Disbursement

We ensure quick disbursement of your loan within just 24 hours after the loan application approval


No Security Needed

Money View personal loans in Guwahati don't require guarantors or collateral. You just need to meet our eligibility criteria


Affordable Interest Rates

Money View personal loans are affordable with interest rates starting at just 1.33% per month


Paperless Process

Enjoy our complete digital process from approval to disbursal making the entire process of availing a loan delightful and super fast


Available Pan India

Our digital application ensures you can apply for a personal loan from any part of the country, including Guwahati


Loans on Low Credit Score

The minimum score required is a CIBIL score of 600 or Experian score of 650.


Quick Eligibility Check

On the Money View website or app, you can instantly check your eligibility for a personal loan within just two minutes

Guwahati, the capital city of Assam, is home to one-horned rhinos and our pride, IIT. Dotted with ancient temples, Guwahati has beautiful sights in abundance, whether man-made or natural.

So, whether you are looking to spend your summer vacation there or on your way to enrolling in the Indian Institute of Technology, moneyview has a loan plan suitable for your needs. 

It is designed for you and your requirements alone, based on your credit score and, eligibility fulfillment.

You can easily get an instant loan from a personal loan agency in Guwahati such as moneyview at affordable rates. Not only this, the documentation requirements are also minimal and the entire application process is hassle-free and quick.

Eligibility Criteria for a Personal Loan in Guwahati

Check if you fulfill the eligibility criteria given below -

Given below is a city-wise breakdown of the income and credit score requirement -

Income and Credit Score Eligibility Criteria*

Salaried Individuals

Minimum In-Hand Income

Area of Residence

CIBIL Credit Score Requirement

Rs 13,500


CIBIL Score of 600 /Experian Score of 650 and above

Rs 20,000

Mumbai/Thane or the NCR region (Delhi, Noida, Gurgaon, Ghaziabad, Faridabad, etc.)

New to Credit or

CIBIL Score of 600 /Experian Score of 650 and above

Rs 15,000

Metro City other than Mumbai and NCR

CIBIL Score of 600 /Experian Score of 650 and above

Self-Employed Individuals

Rs. 15,000


CIBIL Score of 600 /Experian Score of 650 and above

In order to get an online personal loan in Guwahati from Money View, you need only 3 documents, as listed below -

Identity Proof

Address Proof

Income Proof

PAN Card - This is the primary ID proof required. However, if it is rejected due to image quality issues or other reasons, any 1 of the officially valid documents given below will suffice

  • Aadhaar Card

  • Valid Indian Passport

  • Valid Voter ID

  • Valid Driver’s License

Any 1 of the following - 

  • Aadhaar Card

  • Valid Indian Passport

  • Valid Voter ID

  • Valid Driver’s License

  • Utility Bills (Electricity, Water, Gas) dated within the last 60 days

Salaried Applicants - Last 3 months’ bank statements of your salary account in PDF format showing salary credits


Self-Employed Applicants - Last 3 months’ bank statements in PDF format if you are self-employed

Here are our personal loan fees and charges with absolutely no hidden components -

Fees and Charges

Amount Chargeable

Interest Rate

Starting from 1.33% per month

Loan Processing Charges

Between 2% to 8% of the approved loan amount

Interest on Overdue EMIs

2% per month on the overdue EMI/Principal loan amount

Cheque Bounce

Rs.500/- each time

Loan Cancellation

  • No additional charges levied

  • Processing fees will also be retained.

How to Apply for An Instant Personal Loan in Guwahati


Check Eligibility

Visit the Money View website or download the app, provide all the necessary details, and we will let you know your eligibility in just 2 minutes


Select Loan Tenure

Based on the options given, you will have to select the loan amount and repayment term of your choice


Upload Documents

Easily upload all of the necessary documents online for verification


Amount Disbursed

After your documents are verified and loan agreement is submitted, the loan amount will be credited to your bank account within 24 hours



Availing an online personal loan in Guwahati is now easy thanks to Money View. The entire process takes just a few minutes and can be done from anywhere as long as you have an internet connection. 

The next time you need a personal loan in Guwahati, visit the Money View website or download the loan app and apply!

Personal Loan in Guwahati - Related FAQs

Yes, you can foreclose your personal loan from Money View based on your repayment term as given below -

Fees and Charges

Amount Chargeable

Foreclosure Charges

Nil but foreclosure can be done only after a minimum number of EMIs have been paid as illustrated below-



Up to 6 months

Not allowed

7 - 18 months

Allowed after 6 EMI payments

Over 18 months

Allowed after 12 EMI payments

If you are self-employed, you can avail a personal loan from Money View as long as you fulfill the eligibility criteria given below -

  • Monthly income of Rs. 15,000 or more

  • Income must be credited directly to the applicant’s bank account

  • Applicant must have a minimum CIBIL score of 600 or minimum Experian score of 650

  • Applicant must be between 21 years to 57 years old

While most lenders require applicants to have a credit score of over 750, at Money View, we use a unique in-house algorithm to determine our applicants’ creditworthiness. 

Therefore, as long as your CIBIL score is 600 and above or your Experian score is 650 and above, you can still get a personal loan in Guwahati or any other part of India from India.

Once you have applied for our loan through our website or app, follow the steps given below to track the same -

A) If you’ve applied on our website

  • Go to the login section on the website by clicking here: /apply-loan/login

  • Login into your loan account with your registered email ID

  • Go to the ‘Dashboard’ section of your loan account

  • Scroll down to the ‘Application Status’ tab to know the status of your loan application

B) If you’ve applied on the Money View app

  • Open the Money View app

  • Register yourself with a valid email ID if you haven’t done it yet

  • Head over to the ‘Loans’ section

  • You will then be automatically redirected to the ‘Application Status’ screen where you can check your application details

  • If you have the Money View Loans app, you’ll be directed to the ‘Application Status’ screen automatically as soon as you open it


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