Benefits of Applying for Instant Personal Loan on Rs. 25,000 Salary with Moneyview


Flexible Loan Amount

You can get a loan of Rs.5,000 to Rs.10 Lakh depending on your eligibility.


Instant Disbursement

After your loan has been approved and you have signed the loan agreement, the money will be credited to your bank account within 24 hours in most cases.


Minimal Documentation

You only need to submit minimal documents


Affordable Interest Rates

At moneyview, the interest rate starts at just 1.33% per month.


100% Online

The entire process, from application to disbursement, is online and paperless.


Flexible Repayment Tenure

You can choose a repayment tenure from 3 months to 60 months, depending on the options available.


Loans on Low Credit Score

At moneyview, you can get loans with a CIBIL or Experian score of just 650.


Quick Eligibility Check

Using the moneyview website or app, you can find your eligibility in just two minutes.

How Much Personal Loan Can I Get on 25000 Salary

A personal loan is an unsecured loan which means that you don’t have to pledge any collateral. You can use the funds from a personal loan to fulfill any financial need. 

You can easily get a personal loan if you have a salary of Rs.25,000. If you are searching for ‘how much personal loan can I get on 25000 salary’, there are two methods banks use to calculate the amount - 

The multiplier method is used by many banks, NBFCs, and lenders to determine how much loan amount will be approved. 

It is calculated using a predetermined multiple of the applicant's net monthly income. Depending on the lender and the applicant's monthly income, this multiple can range from 10 to 24 times.

The higher the salary and the better the company's status, the greater the likelihood of receiving a larger loan with lower interest rates. Furthermore, if you have no existing monthly obligations, you can get a higher loan amount. 

The above method can give you the answer to your question - ‘how much loan can I get on 25000 salary?’.

In EMI/NMI ratio, EMI stands for Equated Monthly Installments and NMI stands for Net Monthly Income. This ratio measures how much of your net monthly income is spent on paying your loan EMIs.

In general, lenders prefer applicants with EMI/NMI ratios below 50%. 

How to Check Eligibility for Personal Loan on Rs. 25,000 Salary

A borrower must have a good credit score, an income, and be of a certain age to qualify for a personal loan. To be eligible for an instant personal loan from moneyview, you must meet the following criteria -

If you meet all of the above criteria, you can quickly obtain a personal loan from one of India's many lending institutions.

Documents Required To Get Instant Personal Loan on Rs. 25,000 Salary

The documentation required for applying for a consumer loan or a personal loan from moneyview is minimal. All you will have to do is - 

Please note that the documentation requirements will vary based on your profile. You may be required to upload proof of address, bank statement, and other supporting documents. 

In case you are required to upload proof of address, any one of the following documents will suffice - 

In case you are required to upload proof of income, you must furnish your bank statement for the last three months. This statement must also show your salary credits.

How to Apply for An Instant Personal Loan with Rs. 25,000 Salary


Check Eligibility

Provide a few basic details to check your eligibility in just 2 mins!


Select Loan Tenure

Select the loan amount and the repayment term based on your requirement and the options provided.


Upload Documents

Easily upload all of the necessary documents online for verification.


Amount Disbursed

After your documents are verified and the loan agreement is submitted, the loan amount will be credited to your bank account within 24 hours.



The amount of loan you can get on Rs. 25,000 salary varies from bank to bank and depends on the eligibility criteria you fulfill. Before taking out a loan, it is critical to consider your requirements. Calculate your expenses and become familiar with all of the rules and regulations that come with taking out a loan. This will serve better and help you maintain a stable financial situation.

Money View makes it easy for salaried employees to avail of a personal loan. With just a few simple steps, you can find out the loan amount you’re eligible for, fulfill our minimal documentation requirements, and receive your loan in 24 hours at competitive rates.

Frequently Asked Questions (FAQs)

Lenders set interest rates based on their cost of funds and an assessment of their loan applicants' credit risk. Some of the most important factors that can influence your personal loan interest rates are as follows.

  • Credit Score
  • Salary
  • Repayment history
  • Relationship with the money lender

Low-interest personal loans are the most effective way to address your immediate financial needs. To get the best interest rate on a personal loan, follow the tips below:

  • Try to maintain or improve your credit score
  • Research for the best deal from different lenders
  • Always look out for special deals
  • Try negotiating with your moneylender

Several banks and financial institutions in India offer personal loans. However, they prefer applicants with high incomes and good CIBIL scores. 

This is why it is best to choose reputed online lenders such as moneyview for taking a personal loan. moneyview offers personal loans at competitive interest rates to individuals with CIBIL and Experian scores as low as 650. 

The rate of interest for personal loans starts at an affordable 1.33% per month and varies based on the amount availed, your credit score, repayment history, etc.

Yes, you can. moneyview offers personal loans to people with low credit scores because it uses its own unique algorithm to process loan applications. However, a minimum CIBIL or Experian score of 650 is required to get a loan from moneyview.


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