Personal Loan in Gurgaon

Why Should you Opt for Money View Personal Loans in Gurgaon

Flexible Loan Amount

You can avail personal loans of up to Rs. 5 lakhs

24 Hour Loan Disbursal

We understand the urgent need for finance which is why our loans are credited to your account within 24 hours of application approval.

No Collateral Required

You don’t have to arrange for any guarantor or pledge any asset while applying for personal loans from Money View

Affordable Interest Rates

We understand how important interest rates are as they determine the EMI amount to be paid. At Money View, the interest rate starts at just 1.33% per month

Hassle-free Online Process

You can apply for a personal loan from Money View at any time from anywhere. You do not have to physically travel to a lender anymore.

Repayment Tenure

Repayment term of upto 60 months. Choose what works best for you.

Loans on Low Credit Score

The minimum score required is a CIBIL score of 600 or Experian score of 650.

Instant Eligibility Check

Imagine checking for your eligibility within just 2 minutes! This is possible if you are applying for a personal loan MoneyView.

Eligibility Criteria for Money View Personal Loans in Gurgaon

Fulfill the eligibility criteria given below to avail Money View online personal loans in Gurgaon -

Applicants must be between 21 years and 57 years

Applicants must receive a monthly income of Rs. 13,500 or more*

Income must be credited directly to the applicants’ bank account

Credit score must be a minimum CIBIL score of 600 or minimum Experian score of 650

Given below is a city-wise breakdown of the income and credit score requirement -

Income and Credit Score Eligibility Criteria*
Salaried Individuals	Minimum In-Hand Income	Area of Residence	CIBIL Credit Score Requirement
	Rs 13,500	Any	CIBIL Score of 600 /Experian Score of 650 and above
	Rs 20,000	Mumbai/Thane or the NCR region (Delhi, Noida, Gurgaon, Ghaziabad, Faridabad, etc.)	New to Credit or CIBIL Score of 600 /Experian Score of 650 and above
	Rs 15,000	Metro City other than Mumbai and NCR	CIBIL Score of 600 /Experian Score of 650 and above
Self-Employed Individuals	Rs. 15,000	Any	CIBIL Score of 600 /Experian Score of 650 and above

How to Apply for An Instant Personal Loan in Gurgaon

Check Eligibility

Whether you are a self-employed individual or a salaried person, your age should be between 21 and 57 years to be eligible for our personal loan

Select Loan Tenure

Decide the loan amount you need and choose the payback period based on your eligibility

Upload Documents

Along with the application form, you need to provide all necessary documents

Amount Disbursed

Once your documents get verified and your application is approved, your loan amount will be credited to your bank account within 24 hours

Personal Loan in Gurgaon - Related FAQs

1. Can those with a low CIBIL score avail personal loans in Gurgaon from Money View?

While most banks and lenders require applicants to have a CIBIL score of 750 and above, Money View uses a unique algorithm to understand a borrower’s creditworthiness.
This is why, even if your credit score is on the lower side, you can still apply for a personal loan in Gurgaon from Money View. However, a minimum CIBIL score of 600 and above or a minimum Experian score of 650 and above is necessary.

2. How can I track my Money View application status?

Once you have submitted an application, you can track your application status on our app or website by following the steps below -

A) If you’ve applied on our website

Go to the login section on the website by clicking here: /apply-loan/signup
Login into your loan account with your registered email ID
Go to the ‘Dashboard’ section of your loan account
Scroll down to the ‘Application Status’ tab to know the status of your loan application

B) If you’ve applied on the Money View app

Open the Money View app
Register yourself with a valid email ID if you haven’t done it yet
Head over to the ‘Loans’ section
You will then be automatically redirected to the ‘Application Status’ screen where you can check your application details
If you have the Money View Loans app, you’ll be directed to the ‘Application Status’ screen automatically as soon as you open it

3. What can I use my Money View personal loan for?

Money View personal loans are extremely versatile. You can use them for the following purposes, for example -

Emergency Expenses
Debt Consolidation
Home Remodeling
Dream Vacations
Fund Education
To Repay Credit Card Dues
Business Ventures
Buy a Gadget
Down Payment of other Loans
Servicing or Modifying your vehicle

4. Can I foreclose my Money View personal loan in Gurgaon?

Yes, you can foreclose your Money View loan but only after paying a minimum of 6 EMIs -

Fees and Charges

Amount Chargeable

Foreclosure Charges

Nil but foreclosure can be done only after a minimum number of EMIs have been paid as illustrated below-

Tenure	Foreclosure
Up to 6 months	Not allowed
7 - 18 months	Allowed after 6 EMI payments
Over 18 months	Allowed after 12 EMI payments

5. I am self-employed. Can I still get an instant loan in Gurgaon?

Yes, we do lend to self-employed applicants. However, you must fulfill the eligibility criteria given below -

Your monthly in-hand income must be above Rs. 15,000 per month
Income must be credited to a bank account
You must be between 21 to 57 years old
You must have a CIBIL score of 600 and above or an Experian score of 650 and above

Identity Proof	Address Proof	Income Proof
PAN Card - This is the primary ID proof required. However, if it is rejected due to image quality issues or other reasons, anyone of the officially valid documents given below will suffice Aadhaar Card Valid Indian Passport Valid Voter ID Valid Driver’s License	Anyone of the following - Aadhaar Card Valid Indian Passport Valid Voter ID Valid Driver’s License Utility Bills (Electricity, Water, Gas) dated within the last 60 days	Salaried Applicants - Last 3 months’ bank statements of your salary account in PDF format showing salary credits OR Self-Employed Applicants - Last 3 months’ bank statements in PDF format

Fees and Charges	Amount Chargeable
Interest Rate	Starting from 1.33% per month
Loan Processing Charges	Between 2% to 8% of the approved loan amount
Interest on Overdue EMIs	2% per month on the overdue EMI/Principal loan amount
Cheque Bounce	Rs.500/- each time
Loan Cancellation	No additional charges levied Processing fees will also be retained.

Get an Instant Loan with Minimal Documentation Easily

Why Should you Opt for Money View Personal Loans in Gurgaon

Eligibility Criteria for Money View Personal Loans in Gurgaon

Documents Required for Money View Personal Loans in Gurgaon

Fees and Charges for a Personal Loan in Gurgaon

How to Apply for An Instant Personal Loan in Gurgaon

Loan EMI Calculators

Calculate Your EMI

Conclusion

Personal Loan in Gurgaon - Related FAQs

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