Are you looking for an instant personal loan in Gurgaon? You’ve come to the right place. Read on to find out how to avail personal loans easily from Money View.
What if you can get a personal loan that is easy to avail, with minimal documentation, and with flexible repayment options? Presenting, Money View personal loans - these instant loans come with a number of benefits and features that set it apart from every other personal loan in the market today.
Here are some of the standout benefits offered by Money personal loans -
Flexible Loan Amount and Repayment Tenure
You can avail personal loans of up to Rs. 5 lakhs and a repayment term of upto 60 months. Choose what works best for you.
Affordable Interest Rates
We understand how important affordable personal loans are. Therefore, Money View interest rates start at an affordable 1.33% p.m.
24 Hour Loan Disbursal
We understand the urgent need for finance which is why our loans are credited to your account within 24 hours of application approval.
Hassle-free Online Process
You can apply for a personal loan from Money View at any time from anywhere. You do not have to physically travel to a lender anymore.
Available Even For Borrowers with Low-Credit Score
We have our own in-house credit model that helps us assess the creditworthiness of our customers which is why as long as you have CIBIL score of 600 and above or an Experian score of 650 and above, you can still get a loan from us.
Fulfill the eligibility criteria given below to avail Money View online personal loans in Gurgaon -
Applicants must be between 21 years and 57 years
Applicants must receive a monthly income of Rs. 13,500 or more*
Income must be credited directly to the applicants’ bank account
Credit score must be a minimum CIBIL score of 600 or minimum Experian score of 650
Given below is a city-wise breakdown of the income and credit score requirement -
Income and Credit Score Eligibility Criteria* |
|||
Salaried Individuals |
Minimum In-Hand Income |
Area of Residence |
CIBIL Credit Score Requirement |
Rs 13,500 |
Any |
CIBIL Score of 600 /Experian Score of 650 and above |
|
Rs 20,000 |
Mumbai/Thane or the NCR region (Delhi, Noida, Gurgaon, Ghaziabad, Faridabad, etc.) |
New to Credit or CIBIL Score of 600 /Experian Score of 650 and above |
|
Rs 15,000 |
Metro City other than Mumbai and NCR |
CIBIL Score of 600 /Experian Score of 650 and above |
|
Self-Employed Individuals |
Rs. 15,000 |
Any |
CIBIL Score of 600 /Experian Score of 650 and above |
We believe in minimal documentation which is why we only need 3 documents from you -
Identity Proof |
Address Proof |
Income Proof |
PAN Card - This is the primary ID proof required. However, if it is rejected due to image quality issues or other reasons, anyone of the officially valid documents given below will suffice
|
Anyone of the following -
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Salaried Applicants - Last 3 months’ bank statements of your salary account in PDF format showing salary credits OR Self-Employed Applicants - Last 3 months’ bank statements in PDF format |
We understand how important affordable loans are. Take a look at our advantageous fees and charges below -
Fees and Charges |
Amount Chargeable |
Interest Rate |
Starting from 1.33% per month |
Loan Processing Charges |
Between 2% to 8% of the approved loan amount |
Interest on Overdue EMIs |
2% per month on the overdue EMI/Principal loan amount |
Cheque Bounce |
Rs.500/- each time |
Loan Cancellation |
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Here are the steps you should follow to get Money View personal loan in Gurgaon:
Check the Eligibility
Whether you are a self-employed individual or a salaried person, your age should be between 21 and 57 years to be eligible for our personal loan
Select the Right Loan Plan
Decide the loan amount you need and choose the payback period based on your eligibility
Submit Important Documents
Along with the application form, you need to provide all necessary documents
Get an Instant Personal Loan in Gurgaon
Once your documents get verified and your application is approved, your loan amount will be credited to your bank account within 24 hours
Once your documents are verified, you will receive a NACH form which needs to be printed, signed, scanned, and sent back to us
This step will enable the auto-debit facility from your bank account and allow you to pay your EMIs on time automatically without the need for any manual intervention.
On receiving your NACH form, you will need to review the loan agreement on the app. Please submit the application after reviewing all the terms and conditions thoroughly
Online personal loans in Gurgaon are now easy to avail thanks to Money View. The hassle-free application process and minimal documentation requirements are some of the reasons for Money View’s popularity. This loan is available across India and can be availed from the comfort of your homes. Visit the Money View website or download the app and apply today!
Once you have submitted an application, you can track your application status on our app or website by following the steps below -
A) If you’ve applied on our website
Go to the login section on the website by clicking here: /apply-loan/signup
Login into your loan account with your registered email ID
Go to the ‘Dashboard’ section of your loan account
Scroll down to the ‘Application Status’ tab to know the status of your loan application
B) If you’ve applied on the Money View app
Open the Money View app
Register yourself with a valid email ID if you haven’t done it yet
Head over to the ‘Loans’ section
You will then be automatically redirected to the ‘Application Status’ screen where you can check your application details
If you have the Money View Loans app, you’ll be directed to the ‘Application Status’ screen automatically as soon as you open it
Money View personal loans are extremely versatile. You can use them for the following purposes, for example -
Emergency Expenses
Debt Consolidation
Home Remodeling
Dream Vacations
Fund Education
To Repay Credit Card Dues
Business Ventures
Buy a Gadget
Down Payment of other Loans
Servicing or Modifying your vehicle
Yes, you can foreclose your Money View loan but only after paying a minimum of 6 EMIs -
Fees and Charges | Amount Chargeable | ||||||||
Foreclosure Charges | Nil but foreclosure can be done only after a minimum number of EMIs have been paid as illustrated below-
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Yes, we do lend to self-employed applicants. However, you must fulfill the eligibility criteria given below -
Your monthly in-hand income must be above Rs. 15,000 per month
Income must be credited to a bank account
You must be between 21 to 57 years old
You must have a CIBIL score of 600 and above or an Experian score of 650 and above