Why Should you Opt for Money View Personal Loans in Gurgaon
Flexible Loan Amount
You can avail personal loans of up to Rs. 5 lakhs
24 Hour Loan Disbursal
We understand the urgent need for finance which is why our loans are credited to your account within 24 hours of application approval.
No Collateral Required
You don’t have to arrange for any guarantor or pledge any asset while applying for personal loans from Money View
Affordable Interest Rates
We understand how important interest rates are as they determine the EMI amount to be paid. At Money View, the interest rate starts at just 1.33% per month
Gurgaon is the second-largest technological hub in India. It also houses India’s largest medical tourism industry.
Importantly, Gurgaon is also the third largest financial and banking hub of the country. So, it’s only fitting that availing instant loans should not be a problem in Gurgaon. And, moneyview made the dream come true by offering quick loan disbursement, low-interest rates, and flexible repayment options.
Read more to see all the benefits of moneyview loans.
What if you can get a personal loan that is easy to avail, with minimal documentation, and with flexible repayment options? Presenting, moneyview personal loans - these instant loans come with a number of benefits and features that set them apart from every other personal loan in the market today.
Eligibility Criteria for Money View Personal Loans in Gurgaon
Fulfill the eligibility criteria given below to avail Money View online personal loans in Gurgaon -
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Applicants must be between 21 years and 57 years
-
Applicants must receive a monthly income of Rs. 13,500 or more*
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Income must be credited directly to the applicants’ bank account
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Credit score must be a minimum CIBIL score of 600 or minimum Experian score of 650
Given below is a city-wise breakdown of the income and credit score requirement -
|
Income and Credit Score Eligibility Criteria* |
|||
Salaried Individuals |
Minimum In-Hand Income |
Area of Residence |
CIBIL Credit Score Requirement |
|
Rs 13,500 |
Any |
CIBIL Score of 600 /Experian Score of 650 and above |
|
|
Rs 20,000 |
Mumbai/Thane or the NCR region (Delhi, Noida, Gurgaon, Ghaziabad, Faridabad, etc.) |
New to Credit or CIBIL Score of 600 /Experian Score of 650 and above |
|
|
Rs 15,000 |
Metro City other than Mumbai and NCR |
CIBIL Score of 600 /Experian Score of 650 and above |
|
|
Self-Employed Individuals |
Rs. 15,000 |
Any |
CIBIL Score of 600 /Experian Score of 650 and above |
How to Apply for An Instant Personal Loan in Gurgaon
Check Eligibility
Whether you are a self-employed individual or a salaried person, your age should be between 21 and 57 years to be eligible for our personal loan
Select Loan Tenure
Decide the loan amount you need and choose the payback period based on your eligibility
Upload Documents
Along with the application form, you need to provide all necessary documents
Amount Disbursed
Once your documents get verified and your application is approved, your loan amount will be credited to your bank account within 24 hours
Conclusion
Online personal loans in Gurgaon are now easy to avail thanks to Money View. The hassle-free application process and minimal documentation requirements are some of the reasons for Money View’s popularity. This loan is available across India and can be availed from the comfort of your homes. Visit the Money View website or download the app and apply today!
Personal Loan in Gurgaon - Related FAQs
While most banks and lenders require applicants to have a CIBIL score of 750 and above, Money View uses a unique algorithm to understand a borrower’s creditworthiness.
This is why, even if your credit score is on the lower side, you can still apply for a personal loan in Gurgaon from Money View. However, a minimum CIBIL score of 600 and above or a minimum Experian score of 650 and above is necessary.
Once you have submitted an application, you can track your application status on our app or website by following the steps below -
A) If you’ve applied on our website
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Go to the login section on the website by clicking here: /apply-loan/signup
Login into your loan account with your registered email ID
Go to the ‘Dashboard’ section of your loan account
Scroll down to the ‘Application Status’ tab to know the status of your loan application
B) If you’ve applied on the Money View app
-
Open the Money View app
Register yourself with a valid email ID if you haven’t done it yet
Head over to the ‘Loans’ section
You will then be automatically redirected to the ‘Application Status’ screen where you can check your application details
-
If you have the Money View Loans app, you’ll be directed to the ‘Application Status’ screen automatically as soon as you open it
Money View personal loans are extremely versatile. You can use them for the following purposes, for example -
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Emergency Expenses
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Debt Consolidation
-
Home Remodeling
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Dream Vacations
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Fund Education
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To Repay Credit Card Dues
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Business Ventures
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Buy a Gadget
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Down Payment of other Loans
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Servicing or Modifying your vehicle
Yes, you can foreclose your Money View loan but only after paying a minimum of 6 EMIs -
| Fees and Charges | Amount Chargeable | ||||||||
| Foreclosure Charges | Nil but foreclosure can be done only after a minimum number of EMIs have been paid as illustrated below-
|
Yes, we do lend to self-employed applicants. However, you must fulfill the eligibility criteria given below -
-
Your monthly in-hand income must be above Rs. 15,000 per month
-
Income must be credited to a bank account
-
You must be between 21 to 57 years old
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You must have a CIBIL score of 600 and above or an Experian score of 650 and above
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