Personal Loan in Gurgaon

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Are you looking for an instant personal loan in Gurgaon? You’ve come to the right place. Read on to find out how to avail personal loans easily from Money View.

Personal Loans in Gurgaon

What if you can get a personal loan that is easy to avail, with minimal documentation, and with flexible repayment options? Presenting, Money View personal loans - these instant loans come with a number of benefits and features that set it apart from every other personal loan in the market today.

Why Should you Opt for Money View Personal Loans in Gurgaon

Here are some of the standout benefits offered by Money personal loans -

Flexible Loan Amount and Repayment Tenure

You can avail personal loans of up to Rs. 5 lakhs and a repayment term of upto 60 months. Choose what works best for you.

Affordable Interest Rates

We understand how important affordable personal loans are. Therefore, Money View interest rates start at an affordable 1.33% p.m.

24 Hour Loan Disbursal

We understand the urgent need for finance which is why our loans are credited to your account within 24 hours of application approval.

Hassle-free Online Process

You can apply for a personal loan from Money View at any time from anywhere. You do not have to physically travel to a lender anymore.

Available Even For Borrowers with Low-Credit Score

We have our own in-house credit model that helps us assess the creditworthiness of our customers which is why as long as you have CIBIL score of 600 and above or an Experian score of 650 and above, you can still get a loan from us.

Eligibility Criteria for Money View Personal Loans in Gurgaon

Fulfill the eligibility criteria given below to avail Money View online personal loans in Gurgaon -

  • Applicants must be between 21 years and 57 years

  • Applicants must receive a monthly income of Rs. 13,500 or more*

  • Income must be credited directly to the applicants’ bank account

  • Credit score must be a minimum CIBIL score of 600 or minimum Experian score of 650

Given below is a city-wise breakdown of the income and credit score requirement -

Income and Credit Score Eligibility Criteria*

Salaried Individuals

Minimum In-Hand Income

Area of Residence

CIBIL Credit Score Requirement

Rs 13,500

Any

CIBIL Score of 600 /Experian Score of 650 and above

Rs 20,000

Mumbai/Thane or the NCR region (Delhi, Noida, Gurgaon, Ghaziabad, Faridabad, etc.)

New to Credit or

CIBIL Score of 600 /Experian Score of 650 and above

Rs 15,000

Metro City other than Mumbai and NCR

CIBIL Score of 600 /Experian Score of 650 and above

Self-Employed Individuals

Rs. 15,000

Any

CIBIL Score of 600 /Experian Score of 650 and above

Documents Required for Money View Personal Loans in Gurgaon

We believe in minimal documentation which is why we only need 3 documents from you -

Identity Proof

Address Proof

Income Proof

PAN Card - This is the primary ID proof required. However, if it is rejected due to image quality issues or other reasons, anyone of the officially valid documents given below will suffice

  • Aadhaar Card

  • Valid Indian Passport

  • Valid Voter ID

  • Valid Driver’s License

Anyone of the following - 

  • Aadhaar Card

  • Valid Indian Passport

  • Valid Voter ID

  • Valid Driver’s License

  • Utility Bills (Electricity, Water, Gas) dated within the last 60 days

Salaried Applicants - Last 3 months’ bank statements of your salary account in PDF format showing salary credits


OR


Self-Employed Applicants - Last 3 months’ bank statements in PDF format 

Fees and Charges for a Personal Loan in Gurgaon

We understand how important affordable loans are. Take a look at our advantageous fees and charges below -

Fees and Charges

Amount Chargeable

Interest Rate

Starting from 1.33% per month

Loan Processing Charges

Between 2% to 8% of the approved loan amount

Interest on Overdue EMIs

2% per month on the overdue EMI/Principal loan amount

Cheque Bounce

Rs.500/- each time

Loan Cancellation

  • No additional charges levied

  • Processing fees will also be retained.

Steps to Avail a Personal Loan from Money View

Here are the steps you should follow to get Money View personal loan in Gurgaon:

Check the Eligibility

Whether you are a self-employed individual or a salaried person, your age should be between 21 and 57 years to be eligible for our personal loan

Select the Right Loan Plan

Decide the loan amount you need and choose the payback period based on your eligibility

Submit Important Documents

Along with the application form, you need to provide all necessary documents

Get an Instant Personal Loan in Gurgaon

Once your documents get verified and your application is approved, your loan amount will be credited to your bank account within 24 hours

Note -

  • Once your documents are verified, you will receive a NACH form which needs to be printed, signed, scanned, and sent back to us

  • This step will enable the auto-debit facility from your bank account and allow you to pay your EMIs on time automatically without the need for any manual intervention.

  • On receiving your NACH form, you will need to review the loan agreement on the app. Please submit the application after reviewing all the terms and conditions thoroughly

In Conclusion

Online personal loans in Gurgaon are now easy to avail thanks to Money View. The hassle-free application process and minimal documentation requirements are some of the reasons for Money View’s popularity. This loan is available across India and can be availed from the comfort of your homes. Visit the Money View website or download the app and apply today!

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Personal Loan in Gurgaon - Related FAQs

While most banks and lenders require applicants to have a CIBIL score of 750 and above, Money View uses a unique algorithm to understand a borrower’s creditworthiness.

This is why, even if your credit score is on the lower side, you can still apply for a personal loan in Gurgaon from Money View. However, a minimum CIBIL score of 600 and above or a minimum Experian score of 650 and above is necessary.

Once you have submitted an application, you can track your application status on our app or website by following the steps below -

A) If you’ve applied on our website

  • Go to the login section on the website by clicking here: /apply-loan/signup

  • Login into your loan account with your registered email ID

  • Go to the ‘Dashboard’ section of your loan account

  • Scroll down to the ‘Application Status’ tab to know the status of your loan application

B) If you’ve applied on the Money View app

  • Open the Money View app

  • Register yourself with a valid email ID if you haven’t done it yet

  • Head over to the ‘Loans’ section

  • You will then be automatically redirected to the ‘Application Status’ screen where you can check your application details

  • If you have the Money View Loans app, you’ll be directed to the ‘Application Status’ screen automatically as soon as you open it

Money View personal loans are extremely versatile. You can use them for the following purposes, for example -

  • Emergency Expenses

  • Debt Consolidation

  • Home Remodeling

  • Dream Vacations

  • Fund Education

  • To Repay Credit Card Dues

  • Business Ventures

  • Buy a Gadget

  • Down Payment of other Loans

  • Servicing or Modifying your vehicle

Yes, you can foreclose your Money View loan but only after paying a minimum of 6 EMIs -


Fees and Charges

Amount Chargeable

Foreclosure Charges

Nil but foreclosure can be done only after a minimum number of EMIs have been paid as illustrated below-


Tenure

Foreclosure

Up to 6 months

Not allowed

7 - 18 months

Allowed after 6 EMI payments

Over 18 months

Allowed after 12 EMI payments

Yes, we do lend to self-employed applicants. However, you must fulfill the eligibility criteria given below -

  • Your monthly in-hand income must be above Rs. 15,000 per month

  • Income must be credited to a bank account

  • You must be between 21 to 57 years old

  • You must have a CIBIL score of 600 and above or an Experian score of 650 and above

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