Top Features and Benefits of Personal Loan in Tamilnadu


Flexible Loan Amount

Borrow any amount starting from Rs. 5,000 and going up to Rs. 5,00,000


Quick Disbursal

The loan amount is disbursed to your account in just 24 HOURS of approval


Fully Online

From documentation to repayment, the entire process is digital. Forget about photocopying your documents and submitting them


Affordable Interest Rates

Benefit from low-interest rates starting from 1.33% per month


No Physical Contact

Avail a loan being in the safety of your home without making physical contact with anyone.


Flexible Repayment

Enjoy long and flexible repayment terms of up to 5 years


Loans on Low Credit Score

Low credit score? No worries! Our alternate credit model enables you to get a loan even on a low credit score.


Instant Eligibility

The eligibility check for your personal loan from Money View takes 2 minutes

Tamilnadu is the southernmost state of India with Chennai as its capital. Tamilnadu is famous for its temples, textiles, varied cuisine and culture. A majority share of the GDP of the state comes from services. Agriculture is also a major contributor to the state economy.

No matter where an individual stays, the need for some extra cash or an emergency situation can come up anytime. Personal loans are the easiest loans to avail as they come with low documentation and easy disbursal process.

You would be glad to know that easy online personal loans from Money View, a private finance company is now easily available all across Tamilnadu.

The various costs associated with a loan like the rate of interest and the processing fees are the important factors that decide the overall cost of a loan. It also decides your EMI. So it is important that you pay attention to all the costs associated with any loan.

At Money View, we are transparent about all the costs that come with our loans, so that our customers can make an informed decision while availing our personal loans. Personal loan interest rate and other charges for Money View Personal Loans are

Fees & Charges Amount to be Paid
Interest Rate Starting from 1.33% per month
Loan Processing Charges Starting from 2.5% of the approved loan amount
Part/Full Payment of the Loan (Loan Foreclosure)
  • Nil pre-payment penalty
  • For full payment of your loan, you should have paid a minimum of 3 EMIs.
  • No part-prepayments allowed
Interest on Overdue EMIs 2% per month on the overdue EMI/Principal loan amount
Cheque Bounce Rs.500/- for every bounce
Loan Cancellation
  • NIL cancellation fee
  • The interest amount for the period between loan disbursement and loan cancellation will be charged
  • Processing fees is retained

The deciding factor whether you qualify for loan approval or not is decided by the eligibility criteria set for the loan. The eligibility criteria for a Money View Personal loan is simple and transparent which makes it easy for all our loan applicants to know beforehand if they qualify for our loans.

The eligibility criteria for easy private finance loan from Money View are as follows

Income and Credit Score Eligibility Criteria
Minimum In-Hand Income Area of Residence CIBIL Credit Score Requirement
Salaried Individuals Rs 20000 Any 1-299 or New to Credit
Rs 20000 Mumbai/Thane or the NCR region (Delhi, Noida, Gurgaon, Ghaziabad, Faridabad, etc.) CIBIL Score of 650 /Experian Score of 750 and above
Rs 15000 Metro City other than Mumbai and NCR CIBIL of 675 or above
Rs 13500 Any CIBIL Score of 650 /Experian Score of 750 and above
Self Employed Individuals Rs 25000 Any CIBIL Score of 650 /Experian Score of 750 and above

Documentation is a part and parcel of any loan that you may avail. Personal loans come with the least amount of documents requirement.

The only documents needed for a Money View personal loan are

  • Identity Proof
  • Address Proof
  • Income Proof

The accepted documents in each category are as below.

ID Proof: Any one of these original, valid documents with your Date of Birth (in dd/mm/yyyy format) can be submitted as proof of your identity

  • Aadhaar Card
  • PAN Card
  • Valid Driver's License
  • Valid Indian Passport
  • Voter ID Card

Address Proof: Any one of these original, valid documents showing your current address Pincode can be submitted as proof of your address:

  • Aadhaar Card
  • Bank Statement/Passbook (Generated within the last 60 days)
  • Ration Card
  • Utility Bill – (Telephone/Water/Electricity or Gas Bills generated in the last 60 days showing your name and address clearly)
  • Valid Passport
  • Voter ID

Income Proof: The proof of income we need can vary based on your employment details

  • If you’re salaried: Last 3 months’ bank statements in PDF format showing salary credits or your last 3 months' salary slips with important details, including your employer's name

  • If you’re self-employed: Last 3 months’ bank statements in PDF format or your last 2 years' Income Tax Returns with important details, including tax paid details being legible.

A credit score is an important part of the eligibility criteria for applying to any loans. Credit score for individuals can be assigned by any of the 4 credit bureaus in India. The 4 bureaus being CIBIL, Experian, Equifax and Crif High Mark. Credit scores are assigned in the range of 300-900 based on the past and current behavior of the borrower.

High credit scores indicate better levels of creditworthiness and are preferred by banks and other traditional lenders.

It is possible that an individual could have a low credit score due to various reasons, or the individual may have a low credit score as he/she is new to credit. In such cases, it becomes difficult to avail loans from banks as they look for individuals with high credit scores for lending

But, Money View uses an in-house credit model which uses various other data points to calculate the creditworthiness of an individual. Therefore, we ensure that we can lend more personal loans to individuals

Any CIBIL defaulter who has a minimum CIBIL credit score of 650 or an Experian score of 750, can apply for a personal loan from Money View.

A personal loan can work as a multi-purpose loan as there are no restrictions on the usage of the loan. There are many situations in day-to-day life where a personal loan can be of your assistance.

Some of the important 10 purposes for which you can apply for a personal loan are.

  • Emergency Expenses: Emergencies come unannounced and can be a drain on your finances. To tide over these emergencies, you could always use a little help in the form of our instant personal loan.

  • Debt Consolidation: Money View personal loan comes with a low-interest rate starting at 1.33%. So this comes across as a cost-effective method of paying off all other high-interest loans and retaining only one loan

  • To Repay Credit Card Dues: Credit-card outstanding that remain unpaid at the end of the billing period are charged a high rate of interest (30-40% p.a). Use our personal loans to pay off those dues and reduce your financial burden.

  • Business Ventures: Dream about starting your own venture but short on funds? You need not worry about it anymore. Instant personal loans from MoneyView can help you start your own business without worrying about the initial investment.

  • Home Remodeling: Do you need a loan for a home -makeover? You could finance your new-look home improvement project that oozes style with our easy and quick personal loans.

  • Dream Vacations: Leave your stress and worries behind. Head out for a much-needed holiday to an exotic location and fund it with a paperless personal loan from MoneyView.

  • Fund Education: Study as much as you want to without worrying about course fees, be it higher education or school fees

  • Buy a Gadget: Are you eyeing the latest gadget in the market? Why break your investment for that.? Use an instant personal loan to fund your purchase.

  • Down Payment of other Loans: Big-ticket loans like home loans or vehicle loans require a downpayment of 10-25%. Instant personal loans from MoneyView can work to make up the shortfall or pay the entire amount of down payment.

  • Servicing or Modifying your vehicle: We all know how much money it costs to service your vehicle. Or you may even have dreams of modifying your vehicle, you can do all of that easily with a personal loan.

How to Apply for An Instant Personal Loan in Tamilnadu


Check Eligibility

Find out the maximum loan amount you’re eligible for online in 2 minutes


Select Loan Tenure

Choose a custom loan amount and the repayment period that suits your financial needs


Upload Documents

Provide your personal details and upload the necessary documents, all on the app or website


Amount Disbursed

Get the loan amount disbursed to your account within 24 hours of approval.



The next time you are in need of a personal loan in Tamilnadu, forget about making multiple rounds of banks or other financial institutions. Apply for an instant personal loan from Money View from the comfort of your home or office and get funds in your bank account in 24hrs.


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