Do you want instant access to funds? Are you finding it difficult to fulfill your financial obligations? Don’t worry! A personal loan from Moneyview can help you take care of your financial needs and obligations. You can easily check your eligibility and apply for a personal loan online within minutes. Upon approval, the loan amount will be directly credited to your bank account.

How to Apply for a Personal Loan Online from Moneyview?

You can apply for a personal loan from Moneyview in a few simple steps.

Step 1: Check Your Loan Eligibility

You will need to first log in on our website or app with your email ID and then provide the following details:

  • Monthly take-home salary or average monthly income
  • Employment status (Salaried/ Self-employed)
  • Gender
  • Purpose of the loan
  • PAN Number
  • First and Last name (as per your PAN)
  • Date of Birth
  • Mobile Number
  • Area PIN Code

Once the details are confirmed, you will get to know the maximum loan amount you are eligible for in 2 minutes!

Step 2: Select the Loan Plan of Your Choice

Based on the details you provide, you will get to choose from a variety of personal loan offers. You may select the loan offer and repayment terms that best suit your needs.

Step 3: Submit Your Documents

You will then need to upload all the required documents on our website to complete your Know Your Customer (KYC) verification. The process is completely digital, and our loan experts will then go through your documents to determine if they can approve your application.

Step 4: Get the Loan Amount Credited to Your Account

Once your personal loan application is approved, the loan amount will be credited directly to your bank account in 24 hours.

Why Apply for a Personal Loan Online from Moneyview?

A personal loan from Moneyview's partner lenders comes with a lot of benefits and it can help you take care of your financial needs. The different advantages and unique features of personal loans through Moneyview are given below:

  • The application process is very simple and you can check your eligibility in 2 minutes.
  • The loan application and approval processes are entirely digital.
  • Loan amount ranges between Rs. 5,000 and Rs.10 Lakh.
  • You can choose from different offers for loans and repayment that suit your existing finances and the purpose of the loan.
  • The loan amount will be credited to your account within 24 hours of approval.
  • Moneyview's lending partners offer more lenient eligibility criteria than regular lenders.
  • Personal loans are unsecured and no collateral is required for approval.

Documents Required to Apply for a Personal Loan Online

Document Type Is It Valid As An ID Proof? Is It Valid As An Address Proof?
Aadhaar Card Yes Yes
PAN Card Yes No
Valid Driver's License Yes Yes
Valid Indian Passport Yes Yes
Voter ID Card Yes Yes
Bank Statement/Passbook No Yes
Utility Bills** No Yes
Ration Card No Yes

**Please note that utility bills such as electricity, gas, telephone, or water bills should be dated within the last 60 days and have your name and address mentioned clearly. Also, Bank Statements/Passbooks are only valid when generated within the last 60 days.

    • Income Proof
      • For Salaried Individuals: Last 3 months’ bank statements in PDF format showing salary credits or last 3 months' salary slips.
        • For Self-Employed Individuals: Last 3 months’ bank statements in PDF format or last 2 years' Income Tax (IT) Returns.

      Please note that only original and valid copies of the documents mentioned above will be accepted as proof of identity, address, and/or income.

Interest Rates and Other Charges

Loan Category Charges
Interest Rate Starting from 14% per annum
Cheque bounce fee Rs.500 on each occasion
Loan processing fees Starting from 2% of the approved loan amount
Interest on overdue EMIs 2% per month

Personal Loan - Apply Online with Low Salary

Don’t let your salary/income become a financial obstacle. Now, you can apply for a personal loan from Moneyview even with a low salary.

You can get an instant loan through us even if your monthly income is as low as Rs.25,000 if your CIBIL score is 650 or more.

Conclusion

Call us at 080 4569 2002 or write an email to us at loans@moneyview.in, if you have any questions about personal loans.

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