Belgaum is a city in Karnataka, India that was founded in the late 12th century AD by the Ratta Dynasty. Belgaum is rich in cultural heritage and has also served as a strategically important city under the British Raj. The constructions in this city therefore reflect a marvelous blend of ancient Indian and Victorian architecture – a melange of the rich history that once governed this city.
Culturally also, this city is a border between Maharashtra and Karnataka and hence fuses the Kannada and Marathi culture beautifully. From cuisine to attire, this city is a wonderful example of harmonious co-existence.
However, as is the case with most cities, expenses can sometimes add up. In these circumstances, a personal loan can be of great help. With moneyview, you get to apply for a loan from the comfort of your home.
Table of Contents
Benefits of Getting Personal Loans from moneyview
Here are the advantages of instant loans from moneyview -
-
Your eligibility check takes just two minutes
-
You can avail a loan of any amount, starting from Rs. 5,000 up to Rs. 5 lakh
-
Enjoy flexible repayment plans of up to 5 years
-
Get the loan amount within 24 hours of approval
-
Highly competitive, low-interest rates starting at monthly charges of 1.33%
-
No paperwork as all our processes are carried out online
Eligibility Criteria for a Personal Loan in Belgaum
In order to get an instant personal loan from moneyview, you will have to fulfill the eligibility criteria given below -
-
Applicants must be between 21 years and 57 years
-
Applicants must receive an income of Rs. 13,500 or more*
-
Income must be credited directly to the applicants’ bank account
-
Credit score must be a minimum CIBIL score of 600 or minimum Experian score of 650
Given below is a city-wise breakdown of the income and credit score requirement -
|
Income and Credit Score Eligibility Criteria* |
|||
Salaried Individuals |
Minimum In-Hand Income |
Area of Residence |
CIBIL Credit Score Requirement |
|
Rs 13,500 |
Any |
CIBIL Score of 600 /Experian Score of 650 and above |
|
|
Rs 20,000 |
Mumbai/Thane or the NCR region (Delhi, Noida, Gurgaon, Ghaziabad, Faridabad, etc.) |
New to Credit or CIBIL Score of 600 /Experian Score of 650 and above |
|
|
Rs 15,000 |
Metro City other than Mumbai and NCR |
CIBIL Score of 600 /Experian Score of 650 and above |
|
|
Self-Employed Individuals |
Rs. 15,000 |
Any |
CIBIL Score of 600 /Experian Score of 650 and above |
Documents Required for a Personal Loan in Belgaum
In order to get a personal loan from moneyview, you need only 3 key documents, as listed below -
|
Identity Proof |
Address Proof |
Income Proof |
|
PAN Card - This is the primary ID proof required. However, if it is rejected due to image quality issues or other reasons, any 1 of the officially valid documents given below will suffice
|
Any 1 of the following -
|
Salaried Applicants - Last 3 months’ bank statements of your salary account in PDF format showing salary credits OR Self-Employed Applicants - Last 3 months’ bank statements in PDF format if you are self-employed |
Fees and Charges for Personal Loans in Belgaum
moneyview’s personal loans come with competitive interest rates and have no hidden charges whatsoever. Our fees and charges are as follows -
|
Fees and Charges |
Amount Chargeable |
|
Interest Rate |
Starting from 1.33% per month |
|
Loan Processing Charges |
Between 2% to 8% of the approved loan amount |
|
Interest on Overdue EMIs |
2% per month on the overdue EMI/Principal loan amount |
|
Cheque Bounce |
Rs.500/- each time |
Conclusion
Getting a personal loan in Belgaum is now easier than ever thanks to moneyview. You can easily get a loan of up to Rs. 5 lakh from the comfort of your home. Just log on to the moneyview website or download the App and apply now!