Belgaum is a city in Karnataka, India that was founded in the late 12th century AD by the Ratta Dynasty. Belgaum is rich in cultural heritage and has also served as a strategically important city under the British Raj. The constructions in this city therefore reflect a marvelous blend of ancient Indian and Victorian architecture – a melange of the rich history that once governed this city.

Culturally also, this city is a border between Maharashtra and Karnataka and hence fuses the Kannada and Marathi culture beautifully. From cuisine to attire, this city is a wonderful example of harmonious co-existence.

However, as is the case with most cities, expenses can sometimes add up. In these circumstances, a personal loan can be of great help. With moneyview, you get to apply for a loan from the comfort of your home. 

"Expenses just don't seem to stop, do they? Home repairs aur electricity bills aur new furniture aur... never ending kharcha But with moneyview personal loans, there's no need to worry anymore! Get a loan of upto Rs. 5 lakh within just 24 hours! "
'Ab aur se kya darr?'

Benefits of Getting Personal Loans from moneyview

Here are the advantages of instant loans from moneyview -

Eligibility Criteria for a Personal Loan in Belgaum

In order to get an instant personal loan from moneyview, you will have to fulfill the eligibility criteria given below -

Given below is a city-wise breakdown of the income and credit score requirement -

Income and Credit Score Eligibility Criteria*


Salaried Individuals

Minimum In-Hand Income

Area of Residence

CIBIL Credit Score Requirement

Rs 13,500

Any

CIBIL Score of 600 /Experian Score of 650 and above

Rs 20,000

Mumbai/Thane or the NCR region (Delhi, Noida, Gurgaon, Ghaziabad, Faridabad, etc.)

New to Credit or

CIBIL Score of 600 /Experian Score of 650 and above

Rs 15,000

Metro City other than Mumbai and NCR

CIBIL Score of 600 /Experian Score of 650 and above

Self-Employed Individuals

Rs. 15,000

Any

CIBIL Score of 600 /Experian Score of 650 and above

Documents Required for a Personal Loan in Belgaum

In order to get a personal loan from moneyview, you need only 3 key documents, as listed below -

Identity Proof

Address Proof

Income Proof

PAN Card - This is the primary ID proof required. However, if it is rejected due to image quality issues or other reasons, any 1 of the officially valid documents given below will suffice

  • Aadhaar Card

  • Valid Indian Passport

  • Valid Voter ID

  • Valid Driver’s License

Any 1 of the following - 

  • Aadhaar Card

  • Valid Indian Passport

  • Valid Voter ID

  • Valid Driver’s License

  • Utility Bills (Electricity, Water, Gas) dated within the last 60 days

Salaried Applicants - Last 3 months’ bank statements of your salary account in PDF format showing salary credits


OR


Self-Employed Applicants - Last 3 months’ bank statements in PDF format if you are self-employed

Fees and Charges for Personal Loans in Belgaum

moneyview’s personal loans come with competitive interest rates and have no hidden charges whatsoever. Our fees and charges are as follows -

Fees and Charges

Amount Chargeable

Interest Rate

Starting from 1.33% per month

Loan Processing Charges

Between 2% to 8% of the approved loan amount

Interest on Overdue EMIs

2% per month on the overdue EMI/Principal loan amount

Cheque Bounce

Rs.500/- each time

Conclusion

Getting a personal loan in Belgaum is now easier than ever thanks to moneyview. You can easily get a loan of up to Rs. 5 lakh from the comfort of your home. Just log on to the moneyview website or download the App and apply now!

INTERLINKS