Belgaum is a city in Karnataka, India that was founded in the late 12th century AD by the Ratta Dynasty. Belgaum is rich in cultural heritage and has also served as a strategically important city under the British Raj. The constructions in this city therefore reflect a marvelous blend of ancient Indian and Victorian architecture – a melange of the rich history that once governed this city.
Culturally also, this city is a border between Maharashtra and Karnataka and hence fuses the Kannada and Marathi culture beautifully. From cuisine to attire, this city is a wonderful example of harmonious co-existence.
However, as is the case with most cities, expenses can sometimes add up. In these circumstances, a personal loan can be of great help. With Moneyview, you get to apply for a loan from the comfort of your home.
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Benefits of Getting Personal Loans from Moneyview
Here are the advantages of instant loans from Moneyview -
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Your eligibility check takes just two minutes
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You can avail a loan of any amount, starting from Rs. 5,000 up to Rs. 5 lakh
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Enjoy flexible repayment plans of up to 5 years
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Get the loan amount within 24 hours of approval
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Highly competitive, low-interest rates starting at monthly charges of 1.33%
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No paperwork as all our processes are carried out online
Eligibility Criteria for a Personal Loan in Belgaum
In order to get an instant personal loan from Moneyview, you will have to fulfill the eligibility criteria given below -
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Applicants must be between 21 years and 57 years
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Applicants must receive an income of Rs. 13,500 or more*
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Income must be credited directly to the applicants’ bank account
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Credit score must be a minimum CIBIL score of 600 or minimum Experian score of 650
Given below is a city-wise breakdown of the income and credit score requirement -
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Income and Credit Score Eligibility Criteria* |
|||
Salaried Individuals |
Minimum In-Hand Income |
Area of Residence |
CIBIL Credit Score Requirement |
|
Rs 13,500 |
Any |
CIBIL Score of 600 /Experian Score of 650 and above |
|
|
Rs 20,000 |
Mumbai/Thane or the NCR region (Delhi, Noida, Gurgaon, Ghaziabad, Faridabad, etc.) |
New to Credit or CIBIL Score of 600 /Experian Score of 650 and above |
|
|
Rs 15,000 |
Metro City other than Mumbai and NCR |
CIBIL Score of 600 /Experian Score of 650 and above |
|
|
Self-Employed Individuals |
Rs. 15,000 |
Any |
CIBIL Score of 600 /Experian Score of 650 and above |
Documents Required for a Personal Loan in Belgaum
In order to get a personal loan from Moneyview, you need only 3 key documents, as listed below -
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Identity Proof |
Address Proof |
Income Proof |
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PAN Card - This is the primary ID proof required. However, if it is rejected due to image quality issues or other reasons, any 1 of the officially valid documents given below will suffice
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Any 1 of the following -
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Salaried Applicants - Last 3 months’ bank statements of your salary account in PDF format showing salary credits OR Self-Employed Applicants - Last 3 months’ bank statements in PDF format if you are self-employed |
Fees and Charges for Personal Loans in Belgaum
Moneyview’s personal loans come with competitive interest rates and have no hidden charges whatsoever. Our fees and charges are as follows -
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Fees and Charges |
Amount Chargeable |
|
Interest Rate |
Starting from 1.33% per month |
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Loan Processing Charges |
Between 2% to 8% of the approved loan amount |
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Interest on Overdue EMIs |
2% per month on the overdue EMI/Principal loan amount |
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Cheque Bounce |
Rs.500/- each time |
Conclusion
Getting a personal loan in Belgaum is now easier than ever thanks to Moneyview. You can easily get a loan of up to Rs. 5 lakh from the comfort of your home. Just log on to the Moneyview website or download the App and apply now!