One of the most important cities of Uttar Pradesh, Ghaziabad is the primary commercial, educational, and also the industrial center of the state. The city is often referred to as the “Gateway of UP” because of its proximity to Delhi.

Considering the fact that the city shares its boundaries with the Capital of India, one can imagine the immensity of opportunities brimming out here. The influx of money and business has escalated this city to be the second fastest-growing city in the world. In such situations, the need for some extra money may arise frequently and personal loans can be extremely helpful.

moneyview - The Best Option for Personal Loans in Ghaziabad

Despite the fact that there are many lenders on the market today, not all of them provide the benefits that moneyview does. Because of its low documentation requirements, the simple application process, and instant disbursement, moneyview is the best choice for a personal loan.

How to Get a moneyview Personal Loan in Ghaziabad

Follow the steps below to get an instant personal loan from moneyview:

Note -

Eligibility Criteria for a Personal Loan in Ghaziabad

To be eligible for a moneyview personal loan in Ghaziabad, you must meet the requirements listed below -

Given below is a city-wise breakdown of the income and credit score requirement -

Income and Credit Score Eligibility Criteria*


Salaried Individuals

Minimum In-Hand Income

Area of Residence

CIBIL Credit Score Requirement

Rs 13,500

Any

CIBIL Score of 600 /Experian Score of 650 and above

Rs 20,000

Mumbai/Thane or the NCR region (Delhi, Noida, Gurgaon, Ghaziabad, Faridabad, etc.)

New to Credit or

CIBIL Score of 600 /Experian Score of 650 and above

Rs 15,000

Metro City other than Mumbai and NCR

CIBIL Score of 600 /Experian Score of 650 and above

Self-Employed Individuals

Rs. 15,000

Any

CIBIL Score of 600 /Experian Score of 650 and above

Documents Required for a Personal Loan in Ghaziabad

With moneyview, you only need 3 documents to apply for a personal loan in Ghaziabad-

Identity Proof

Address Proof

Income Proof

PAN Card - This is the primary ID proof required. However, if it is rejected, any 1 of the officially valid documents given below will suffice

  • Aadhaar Card

  • Valid Indian Passport

  • Valid Voter ID

  • Valid Driver’s License

Any 1 of the following - 

  • Aadhaar Card

  • Valid Indian Passport

  • Valid Voter ID

  • Valid Driver’s License

  • Utility Bills (Electricity, Water, Gas) dated within the last 60 days

Salaried Applicants - Last 3 months’ bank statements of your salary account in PDF format showing salary credits


OR


Self-Employed Applicants - Last 3 months’ bank statements in PDF format if you are self-employed

Fees and Charges for a Personal Loan in Ghaziabad

There are no hidden fees or charges associated with moneyview's personal loans. We charge the following fees and charges:

Fees and Charges

Amount Chargeable

Interest Rate

Starting from 1.33% per month

Loan Processing Charges

Between 2% to 8% of the approved loan amount

Interest on Overdue EMIs

2% per month on the overdue EMI/Principal loan amount

Cheque Bounce

Rs.500/- each time

Conclusion

Instant personal loan in Ghaziabad is no more a hassle. You can now pursue whatever it is your heart wants in Ghaziabad, without having to worry about the finances, as we’ve got you covered there.

Personal Loan in Ghaziabad - FAQs

Yes. moneyview personal loans are completely digital and are available all over India.

Yes. As long as you fulfill the eligibility criteria and have the necessary CIBIL score of 600, you can apply for a moneyview loan.

We offer loan terms ranging from 6 months to 60 months. You can select the tenure that best suits your needs.

No. moneyview does not offer multiple loans at the same time. What you can do is pay off your current loan and then apply for a new one.

Each month, the amount you owe will be automatically deducted from your bank account. In order to approve this request, however, you must complete the NACH form as part of the application process.

INTERLINKS

Was this information useful?

300 characters allowed (alphanumeric and special characters such as comma, full stop, @, ", &)

Thank you. Your feedback is important to us.