Personal Loan in Ghaziabad

Ghaziabad – the Shining City up North

One of the most important cities of Uttar Pradesh, Ghaziabad is the primary commercial, educational and also the industrial centre of the state. The city is often referred to as the “Gateway of UP” because of its proximity to Delhi.

Considering the fact that the city shares its boundaries with the Capital of India, one can imagine the immensity of opportunities brimming out here. The influx of money and business has escalated this city to be the second fastest growing city in the world.

The City sitting in the Heart of India, Ghaziabad is culturally vivid and rich. The culture you find here is a pleasing mix of the aesthetic feels of Uttar Pradesh and the vibrancy of NCR, Delhi. Kathak forms the major aspect of folklore here, while traditional handicraft business is something that has been passed on through generations here.

Quite obviously, one would feel that getting financial assistance in a city so economically thriving would be easy, but it is not really so.

Finances in Ghaziabad

Getting a personal loan in Ghaziabad when you really need is hard to come. One could blame the dense population here. A financial need may arise to quite a lot of them on any given day, and the banks would not be in a position to give out loans that instantly.

Banks follow a thorough verification process, which, though accurate and reliable, usually takes up a lot of time. This would make matters worse for you, especially if you are looking out for instant personal loan in Ghaziabad.

And even if you are lucky enough to get a loan that would be promised to you in a matter of hours, personal loans in Ghaziabad with low interest rate is something more like a myth in a city as bustling as Ghaziabad.

Who Do You Turn To When A Financial Need Arises?

Imagine being in a financial fix, and having to figure out the right resource that might give you permanent respite. It may seem to be too daunting a thing to do, especially when you possibly cannot wrap your head around anything at that given moment.

This is when MoneyView can be of use. We offer loans when you need them, without having you worry about anything at all. MoneyView is that one financial resource that you can fall back on when things go south for you.

With MoneyView, all your financial woes are handled at one place. The MoneyView app is here to make life easier for you, through simple and secure loans without any fine print for you to worry about.

Features That Come With MoneyView Loans

Just loans possibly cannot be enough in a world as advanced as the one we are in right now. You would need a little something extra that helps you sail through your loan comfortably. And that is exactly what we at MoneyView provide – financial ease like never before.

Here is what helps us help you better:

  • Fast and Easy: Approval of a loan you so urgently need would no longer necessitate you to dial up your bank time and again, and still get it in a couple of days or weeks. With the MoneyView app, all it takes is just a few hours for you to get your loan, from the moment you apply for an amount anywhere between Rs 10,000 to Rs 5 lacs.
  • Tailored loans: Times are changing, and so is the way you get a loan. You are no longer expected to stretch your finances to fit a rigid loan framework, but now you can customize your loan to meet your finances.
    You can even out your repayment from anywhere between 3-12 months, so that your repayment does not affect your monthly expenses too heavily.
  • Online application: In the digital era, paperwork holds little importance. We have upped that a notch for you when it come to getting you a loan, by making it entirely paperless a process from the day you apply for a loan to the day you pay your last instalment.

In conclusion

Instant personal loan in Ghaziabad is no more a hassle. You can now pursue whatever it is your heart wants in Ghaziabad, without having to worry about the finances, as we’ve got you covered there.

To know more about us, please log on to www.moneyview.in

Benefits

Completely Paperless Loan with minimal documents

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Get Loan in 24 hours

How to Apply

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Eligibility criteria

For Salaried – Min ₹ 14,000 In Hand Salary

For Self Employed – Min. ₹ 25,000 Income with 2 years Income Tax Return Filed

For Salaried – Min ₹ 14,000 In Hand Salary
For Self Employed – Min. ₹ 25,000 Income with 2 years Income Tax Return Filed

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FAQs

You can borrow as low as ₹ 10,000 and as high as ₹ 5,00,000. The maximum amount depends on your eligibility.

You can borrow for minimum 3 months to maximum 24 months.

The loan application for Money View is paperless which means that no physical document submission is required.

You need the following documents to apply for a loan with us

  • Aadhaar card
  • PAN Card
  • Address proof
  • Last 3 months bank statement
  • 2 years IT Returns (in case you are self-employed)

EMI is deducted 5th of every month from your bank account.

At the time of application, you agree to a NACH mandate which enables us to deduct the EMI amount from your specified bank account.

In case your EMI auto-debit is bounced, there will be a bounce charge along with the daily penalty for delay of EMI.

Also in case you are not able to pay the EMIs, your CIBIL score might drop for every EMI default.

We assess your credit worthiness not only from your CIBIL score but also your transactional SMS data. Hence, when you download the app it helps us give you the best loan offer.

You can close your loan anytime after 3 months of taking the loan. There are penalty charges for foreclosure

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