One of the most important cities of Uttar Pradesh, Ghaziabad is the primary commercial, educational, and also the industrial center of the state. The city is often referred to as the “Gateway of UP” because of its proximity to Delhi.
Considering the fact that the city shares its boundaries with the Capital of India, one can imagine the immensity of opportunities brimming out here. The influx of money and business has escalated this city to be the second fastest-growing city in the world. In such situations, the need for some extra money may arise frequently and personal loans can be extremely helpful.
Despite the fact that there are many lenders on the market today, not all of them provide the benefits that moneyview does. Because of its low documentation requirements, the simple application process, and instant disbursement, moneyview is the best choice for a personal loan.
Follow the steps below to get an instant personal loan from moneyview:
Check your eligibility
You can instantly check your eligibility by visiting the moneyview website or downloading the moneyview loans app. Simply enter your information to determine your eligibility in under 2 minutes!
Choose your loan plan
Based on the options available, choose the loan amount and repayment term that best meets your needs.
Submit the necessary documents
You only need to provide us with three documents. So keep them on hand for uploading and verification.
Avail of loan instantly
Once the documents have been verified and the loan agreement has been signed, you will receive the loan amount in your account within the next 24 hours.
Note -
Once your documents are verified, you will receive a NACH form which needs to be printed, signed, scanned, and sent back to us
This step will enable the auto-debit facility from your bank account and allow you to pay your EMIs on time automatically without any manual intervention.
On receiving your NACH form, you will need to review the loan agreement on the app. Please submit the application after reviewing all the terms and conditions thoroughly
To be eligible for a moneyview personal loan in Ghaziabad, you must meet the requirements listed below -
A person must be between 21 and 57 years of age to apply
It is necessary for applicants to earn at least Rs. 13,500 or more* a month
Income must be deposited directly into the bank account of the applicants.
An Experian score of 650 or a CIBIL score of 600 is required
Given below is a city-wise breakdown of the income and credit score requirement -
|
Income and Credit Score Eligibility Criteria* |
|||
Salaried Individuals |
Minimum In-Hand Income |
Area of Residence |
CIBIL Credit Score Requirement |
|
Rs 13,500 |
Any |
CIBIL Score of 600 /Experian Score of 650 and above |
|
|
Rs 20,000 |
Mumbai/Thane or the NCR region (Delhi, Noida, Gurgaon, Ghaziabad, Faridabad, etc.) |
New to Credit or CIBIL Score of 600 /Experian Score of 650 and above |
|
|
Rs 15,000 |
Metro City other than Mumbai and NCR |
CIBIL Score of 600 /Experian Score of 650 and above |
|
|
Self-Employed Individuals |
Rs. 15,000 |
Any |
CIBIL Score of 600 /Experian Score of 650 and above |
With moneyview, you only need 3 documents to apply for a personal loan in Ghaziabad-
|
Identity Proof |
Address Proof |
Income Proof |
|
PAN Card - This is the primary ID proof required. However, if it is rejected, any 1 of the officially valid documents given below will suffice
|
Any 1 of the following -
|
Salaried Applicants - Last 3 months’ bank statements of your salary account in PDF format showing salary credits OR Self-Employed Applicants - Last 3 months’ bank statements in PDF format if you are self-employed |
There are no hidden fees or charges associated with moneyview's personal loans. We charge the following fees and charges:
|
Fees and Charges |
Amount Chargeable |
|
Interest Rate |
Starting from 1.33% per month |
|
Loan Processing Charges |
Between 2% to 8% of the approved loan amount |
|
Interest on Overdue EMIs |
2% per month on the overdue EMI/Principal loan amount |
|
Cheque Bounce |
Rs.500/- each time |
Instant personal loan in Ghaziabad is no more a hassle. You can now pursue whatever it is your heart wants in Ghaziabad, without having to worry about the finances, as we’ve got you covered there.
Yes. moneyview personal loans are completely digital and are available all over India.
Yes. As long as you fulfill the eligibility criteria and have the necessary CIBIL score of 600, you can apply for a moneyview loan.
We offer loan terms ranging from 6 months to 60 months. You can select the tenure that best suits your needs.
No. moneyview does not offer multiple loans at the same time. What you can do is pay off your current loan and then apply for a new one.
Each month, the amount you owe will be automatically deducted from your bank account. In order to approve this request, however, you must complete the NACH form as part of the application process.
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